The split
At Blueberry Funded, the standard profit split is 80%, which can scale up to 90%. A unique feature is the "110% Payout Option": if you withdraw to a Blueberry Markets live account, you receive 110% of your payout plus a 30% bonus.
Finotive provides a more varied split structure depending on the plan:
- Standard Challenge: 80% (scalable to 95%).
- Pro Challenge: 100%.
- Instant Funding: 70% (Lite) or 75% (Standard), scalable up to 85-90%.
- Monthly Salary: Funded traders earn 1% of their purchased capital per month, paid daily, regardless of whether they breach the account later.
How often you can withdraw
Finotive is generally faster. For Standard, Pro, and Instant Standard accounts, you can request payouts every 7 days (the first one is on demand). Instant Lite requires 14 days, and Solo FX offers weekly payouts after the first 14 days.
Blueberry Funded has a 14-day payout cycle. This can be reduced to 7 days or even "On-Demand" by purchasing specific Add-Ons (+20% price), providing more flexibility at a cost.
Minimums and methods
Finotive has one of the lowest withdrawal minimums in the industry at just $4. They support Bank Transfers, Crypto, and Revolut.
Blueberry Funded requires a minimum of $100. Their methods are limited to Crypto and Rise. Additionally, they have a maximum withdrawal limit of $2,000 for Crypto, which is a significant constraint for high-balance traders.
What delays a payout
Several rules can postpone or invalidate your journey to the first dollar:
- Consistency Rules: Finotive applies a 60% rule to Instant accounts (no single trade can account for 60% of total profit) and a ±25% volume consistency rule for Pro accounts. Blueberry Funded only applies a 15% consistency rule to Instant Lite accounts.
- Risk Limits: Blueberry uses a "Risk Per Trade Idea" (1% to 1.5%), where exceeding this can lead to warnings or account closure. Finotive uses a "Strike" system; five strikes (from exceeding notional volume or weekend holding without add-ons) result in termination.
- Minimum Profitable Days: Both firms require active trading. Blueberry asks for 3 to 5 days with 0.5% profit depending on the plan. Finotive requires 2 to 5 days with 0.5% profit to pass phases or request payouts.
- News Trading: Blueberry's Flex 1 Step is very restrictive (no trading 5 mins before/after), while Finotive generally allows news trading but has contradictions in Solo FX rules.
What it takes to get there
To reach the funded stage, you must navigate the entry costs and technical environment:
- Investment: For a $100k 1-Step account, Blueberry Funded costs $605, while Finotive is slightly cheaper at $580.
- Platforms: Blueberry is superior for technical flexibility, offering MT4, MT5, TradeLocker, and DXTrade. Finotive is restricted to MT5 only.
- Trading Styles: Both allow EAs but with caveats. Blueberry prohibits them on Prime/Flex accounts. Finotive prohibits mass-market "plug-and-play" EAs.
- Drawdown: Blueberry's drawdown is static for evaluation but trailing for Instant accounts. Finotive uses static drawdown across the board, which is generally more trader-friendly.
Which pays out more comfortably
Finotive pays out more comfortably for traders who prioritize cash flow and low barriers, thanks to its $4 minimum, 7-day frequency, and the 1% monthly salary. However, Blueberry Funded is the better choice for those who want platform variety (MT4/TradeLocker) or those already using Blueberry Markets as their broker to take advantage of the 110% payout bonus.
Frequently asked questions
Which firm is cheaper for a $50,000 1-Step challenge, Blueberry Funded or Finotive?
Blueberry Funded is cheaper for this specific size, with a price of $302.50 compared to Finotive’s $355. While Finotive offers slightly more drawdown (8% vs 6% at Blueberry), the initial investment at Blueberry is lower for the 1-Step path.
Does Blueberry Funded or Finotive offer more platform options?
Blueberry Funded offers significantly more options, including MetaTrader 4, MetaTrader 5, TradeLocker, and DXTrade. Finotive is currently limited to MetaTrader 5, making Blueberry the only choice if you require MT4 or alternative web-based platforms.
Between Blueberry Funded and Finotive, which has the faster payout frequency?
Finotive has the faster standard frequency, allowing withdrawals every 7 days for most accounts. Blueberry Funded requires 14 days by default, and although you can reduce it to 7 days, you must pay an extra 20% fee as an add-on at checkout.
Which firm has stricter consistency rules for payouts, Blueberry Funded or Finotive?
Finotive generally has stricter consistency rules, especially for Pro and Instant accounts, including a 60% profit concentration limit and volume fluctuations limits (±25%). Blueberry Funded only applies a 15% consistency rule to its Instant Lite accounts, leaving its 1-Step and 2-Step plans without such restrictions.






















