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Comparison · Forex

Getting paid at Blueberry Funded and Finotive

Blueberry Funded offers a broker-backed ecosystem with a wide variety of platforms and a unique bonus for those using their live broker accounts, while Finotive stands out for its "monthly salary" for funded traders and an extremely low withdrawal floor.

Updated on

The split

At Blueberry Funded, the standard profit split is 80%, which can scale up to 90%. A unique feature is the "110% Payout Option": if you withdraw to a Blueberry Markets live account, you receive 110% of your payout plus a 30% bonus.

Finotive provides a more varied split structure depending on the plan:

  • Standard Challenge: 80% (scalable to 95%).
  • Pro Challenge: 100%.
  • Instant Funding: 70% (Lite) or 75% (Standard), scalable up to 85-90%.
  • Monthly Salary: Funded traders earn 1% of their purchased capital per month, paid daily, regardless of whether they breach the account later.

How often you can withdraw

Finotive is generally faster. For Standard, Pro, and Instant Standard accounts, you can request payouts every 7 days (the first one is on demand). Instant Lite requires 14 days, and Solo FX offers weekly payouts after the first 14 days.

Blueberry Funded has a 14-day payout cycle. This can be reduced to 7 days or even "On-Demand" by purchasing specific Add-Ons (+20% price), providing more flexibility at a cost.

Minimums and methods

Finotive has one of the lowest withdrawal minimums in the industry at just $4. They support Bank Transfers, Crypto, and Revolut.

Blueberry Funded requires a minimum of $100. Their methods are limited to Crypto and Rise. Additionally, they have a maximum withdrawal limit of $2,000 for Crypto, which is a significant constraint for high-balance traders.

What delays a payout

Several rules can postpone or invalidate your journey to the first dollar:

  • Consistency Rules: Finotive applies a 60% rule to Instant accounts (no single trade can account for 60% of total profit) and a ±25% volume consistency rule for Pro accounts. Blueberry Funded only applies a 15% consistency rule to Instant Lite accounts.
  • Risk Limits: Blueberry uses a "Risk Per Trade Idea" (1% to 1.5%), where exceeding this can lead to warnings or account closure. Finotive uses a "Strike" system; five strikes (from exceeding notional volume or weekend holding without add-ons) result in termination.
  • Minimum Profitable Days: Both firms require active trading. Blueberry asks for 3 to 5 days with 0.5% profit depending on the plan. Finotive requires 2 to 5 days with 0.5% profit to pass phases or request payouts.
  • News Trading: Blueberry's Flex 1 Step is very restrictive (no trading 5 mins before/after), while Finotive generally allows news trading but has contradictions in Solo FX rules.

What it takes to get there

To reach the funded stage, you must navigate the entry costs and technical environment:

  • Investment: For a $100k 1-Step account, Blueberry Funded costs $605, while Finotive is slightly cheaper at $580.
  • Platforms: Blueberry is superior for technical flexibility, offering MT4, MT5, TradeLocker, and DXTrade. Finotive is restricted to MT5 only.
  • Trading Styles: Both allow EAs but with caveats. Blueberry prohibits them on Prime/Flex accounts. Finotive prohibits mass-market "plug-and-play" EAs.
  • Drawdown: Blueberry's drawdown is static for evaluation but trailing for Instant accounts. Finotive uses static drawdown across the board, which is generally more trader-friendly.

Which pays out more comfortably

Finotive pays out more comfortably for traders who prioritize cash flow and low barriers, thanks to its $4 minimum, 7-day frequency, and the 1% monthly salary. However, Blueberry Funded is the better choice for those who want platform variety (MT4/TradeLocker) or those already using Blueberry Markets as their broker to take advantage of the 110% payout bonus.

Frequently asked questions

Which firm is cheaper for a $50,000 1-Step challenge, Blueberry Funded or Finotive?

Blueberry Funded is cheaper for this specific size, with a price of $302.50 compared to Finotive’s $355. While Finotive offers slightly more drawdown (8% vs 6% at Blueberry), the initial investment at Blueberry is lower for the 1-Step path.

Does Blueberry Funded or Finotive offer more platform options?

Blueberry Funded offers significantly more options, including MetaTrader 4, MetaTrader 5, TradeLocker, and DXTrade. Finotive is currently limited to MetaTrader 5, making Blueberry the only choice if you require MT4 or alternative web-based platforms.

Between Blueberry Funded and Finotive, which has the faster payout frequency?

Finotive has the faster standard frequency, allowing withdrawals every 7 days for most accounts. Blueberry Funded requires 14 days by default, and although you can reduce it to 7 days, you must pay an extra 20% fee as an add-on at checkout.

Which firm has stricter consistency rules for payouts, Blueberry Funded or Finotive?

Finotive generally has stricter consistency rules, especially for Pro and Instant accounts, including a 60% profit concentration limit and volume fluctuations limits (±25%). Blueberry Funded only applies a 15% consistency rule to its Instant Lite accounts, leaving its 1-Step and 2-Step plans without such restrictions.

Field by field

Blueberry Funded and Finotive, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

53 differences

No active discount right now.

Headquarters

Govant Building, 1st Floor, Kumul Highway, Port Vila, Vanuatu

Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

CEO

Marcus Fetherston

Oliver Newland

Country

Saint Vincent and the Grenadines

United Arab Emirates

Foundation

2024

2021

Banned Countries
United States, Australia, Cuba, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, Syria, Yemen, Afghanistan
Iran, North Korea, United States
Assets
Forex, Crypto, Commodities, Indices, Stocks
Forex, Indices, Commodities, Crypto
Brokers
Blueberry Markets
Finotive Markets
Refund
No
Yes

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

Platforms
Metatrader 4, Metatrader 5, TradeLocker, DXTrade
Metatrader 5
Demo Account
No data
Metatrader 5
ID1043PasswordFinotiveServerFinotiveMarkets-Live
Payout Methods
Crypto, Rise
Transfer, Crypto, Revolut
Payment Methods
Card, Crypto
Card, Crypto, Transfer, UPI
Payout Frequency

14 days, including Synthetics. Standard accounts: 7 days with the 7-Day Payout Add-On (+20%), or On-Demand with the Payout On-Demand Add-On. These add-ons are not available for Synthetics accounts.

First payout on demand

  • Standard Challenge, Pro Challenge and Instant Standard: 7 days
  • Instant Lite: 14 days
  • Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status
Maximum Withdrawal

$2,000 for Crypto

No data
Minimum Withdrawal

$100

$4

Forex
  • 1 Step, Instant: 1:30
  • 2 Step: 1:50
  • 2-Step Standard, 2-Step Pro: 100:1
  • 1-Step Standard, 1-Step Pro: 50:1
  • Instant Standard: 33:1
  • Instant Lite: 25:1
  • Solo FX (main Challenge range): up to 100:1
  • Solo FX Launchpad accounts: 33:1 until updated
Metals
10:1
  • 2-Step Standard, 2-Step Pro: 20:1
  • 1-Step Standard, 1-Step Pro: 10:1
  • Instant Standard, Instant Lite: 5:1
Energies
10:1
No data
Indices
  • Standard indices: 1:10
  • Synthetic indices: 1:30
  • 2-Step Standard, 2-Step Pro: 10:1
  • 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1
Crypto
2:1
  • 2-Step Standard, 2-Step Pro: 2:1
  • 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1
Stocks
No data
  • 2-Step Standard, 2-Step Pro: 5:1
  • 1-Step Standard, 1-Step Pro: 4:1
  • Instant Standard, Instant Lite: 2:1
Forex
7 / lot
0
Metals
7 / lot
0
Energies
0 / lot
0
Indices
0
0
Stocks
2 / lot
0
Crypto
0 / lot
0
Swap Free
No
Yes
Account Reset

You can reset your account from the stage you reached: Phase 1, Phase 2 or even a Funded Account. If you reached funded, the reset provides a new funded account at the same starting size, so you can return to trading toward your next payout without completing the evaluation again.

Resets are available through your Trader Dashboard for 7 days after an account breach.
Synthetics exception: evaluation phases only, at 20% off base price. Funded synthetic accounts cannot be reset.

Funded Stage Refresh

  • A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
  • Resets your account balance back to the original starting equity
  • Preserves your profit split rate and any progress made in the Scaling Plan
  • There is a maximum of 3 refreshes per funded account
  • The price depends on the size of the account
Add-ons
Yes
Yes
  • Swap Free (price depends on the size of the account)
  • Weekend Holding for Instant Accounts (20% of account fee)
Instant
Yes
Yes
One Step
Yes
Yes
  • Standard Challenge
  • Pro Challenge
Account scaling
Yes

Eligibility Criteria (3 months)

  • Generate at least 10% net profit over 3 consecutive months
  • Process at least 4 payouts within the same 3-month period

Benefits

  • Upgraded Profit Split: Earn up to 90% of your profits
  • Balance Scale-Up: Your account balance increases by 25% every 3 months
  • Maximum Allocation: Scale your account balance up to a maximum of $2 million
    Synthetic 1-Step and 2-Step are eligible. Synthetic Instant is not eligible.
Yes

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

Two Steps
Yes
Yes
  • Standard Challenge
  • Pro Challenge
Max Drawdown
  • Standard 1 Step, 2 Step: Static
  • Standard Instant: Trailing
  • Synthetic 1-Step, 2-Step and Instant: Static

Static

Profit Split

80%

  • Standard Challenge: 80% (up to 95% scaling)
  • Pro Challenge: 100%
  • Instant Standard: 75% (up to 90%)
  • Instant Lite: 70% (up to 85%)
Free Trial
No
Yes
Daily Drawdown

Based in highest value between equity and balance
Synthetics: highest previous day's closing equity or balance.

Balance-based

Three Steps
No
No
Max Allocation
400,000
  • Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
  • Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
  • Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
  • Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000
Merge Accounts
No
No
Maximum Trading Days

Unlimited

No data
Monthly Competition
Yes
No
Minimum Profitable Days

Minimum days with 0.5% profit per payout cycle or phase:

  • Flex 1 Step: none to pass. If one trade idea generated more than 60% of the profit target, the funded account requires 4 minimum trading days before a payout can be requested
  • Instant Lite: none
  • 1 Step: 3 days
  • Instant Elite: 5 days (reduced to 3 with the 3-Day Fast Track Add-On)
  • Prime: 3 days per phase for accounts purchased from August 17, 2026 (previously 5). Eligible to request a payout in as little as 3 trading days when combined with the On-Demand Payout Add-On
  • Synthetic 1-Step: 5 active days
  • Synthetic 2-Step: 3 active days per phase
  • Synthetic Instant: 5 active days
  • An active synthetic day requires at least 0.5% profit on equity.

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

  • Challenge 1 Step: 3 days
  • Challenge 2 Step: 2 days
  • Instant Standard: 0 days
  • Instant Lite: 5 days
  • Finotive Pro 1 Step: 3 days
  • Finotive Pro 2 Step: 2 days
  • Solo FX: 4 days with at least 0.5% each
Expert Advisor (EA)
Limited

Allowed under the firm's EA conditions, including current Synthetics. Legacy synthetic accounts prohibit EAs until passing their current evaluation phase or their next funded payout.

Limited
  • Solo FX: all Expert Advisors and automated execution tools are prohibited
  • Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed
VPN
Yes

You are allowed to use a VPN or VPS as long as it has a Static IP.

Also be aware that the IP rule restricts multiple accounts from different individuals from being accessed from the same IP address to ensure the integrity and fairness of our trading environment.

Limited
  • Solo FX: VPNs, proxies and location masking are prohibited
  • Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control
Hedging
Limited

Allowed. Synthetics: within the same trading account only.

Yes
Requires Stop Loss
No
Limited
  • Solo FX: stop loss is not required
  • Other programmes: stop loss is required
Scalping
Limited

Tick scalping (holding trades for only a few seconds to capture minimal price movements) is prohibited. Regular scalping is allowed; the previous "50% of trades > 1 minute" rule was removed for accounts purchased after March 12, 2026.
Funded Synthetics: profits from full or partial closes inside 5 minutes are removed at payout. Soft breach; the account stays open. Legacy accounts apply this after their next payout.

Limited

Accounts with the unified High-Frequency Trading rule active: up to 20% of profit may come from trades held for two minutes or less. The rule becomes active after the first 10 closed trades and is tracked in the dashboard. Exceeding the limit does not generate a strike, but the percentage must return within 20% before requesting a payout.

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

Stacking / Layering (DCA)
Yes
No
Martingale
Limited

Allowed on other account types. Prohibited on Synthetics under the current rules. Legacy synthetic accounts retain permission until passing their current evaluation phase or their next funded payout.

No data
Maximum Risk Limit
Yes

Flex 1 Step (evaluation and funded): 1% Risk Per Trade Idea from the initial account size. Positions on the same instrument count as one idea. The first automatic breach is soft and the second is hard; aggregated re-entry losses may cause direct account closure.

Other Funded Accounts purchased after March 12, 2026 (Prime excluded): 1.5% Risk Per Trade Idea. A "trade idea" includes your initial position and any positions opened in the same direction within 10 minutes of closing a losing trade. The combined loss across all positions in that window cannot exceed 1.5% of your initial account size.

Optional Add-On at checkout: Upgrade to 2% Risk Per Trade Idea for more drawdown room.

Instant Lite (accounts purchased from August 17, 2026): once the account reaches 4% in profit, a 1% maximum risk per trade applies.

Yes

Floating drawdown is calculated per symbol against the initial account balance.

  • Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
  • Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
  • Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
  • Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
Copy Trading
Limited

Prime and Flex 1 Step: external signals and copy trading are not allowed. Other account types allow copy trading.
Synthetics: between your own accounts only.

Yes
News Trading
Limited
  • Flex 1 Step: do not open or close positions within 5 minutes before or after a high-impact news event, during either evaluation or funded stages. Holding through news is allowed. Strikes carry over: the first deducts the profit, the second also reduces the profit split from 85% to 60%, and the third closes the account
  • Other accounts: do not open new trades within 2 minutes before or after a scheduled high-impact news release. You may close or manage existing trades, and take-profits, stop-losses and partial closes remain permitted
Yes

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

Inactivity Rule

30 days

30 days

Consistency Rule
Limited

Instant Lite accounts purchased from August 17, 2026 have a 15% consistency rule. It does not apply to Flex 1 Step, Instant Elite, standard 1-Step, Prime or standard 2-Step accounts, which have no consistency rule.
Synthetics: 25% once funded; no evaluation consistency. Legacy funded synthetics: 30% until the next payout.

Yes

Pro accounts — from the 31st funded day

  • Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
  • During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
  • Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

  • At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.
  • Overlapping positions on the same instrument and direction count as one combined position, and partial closures do not create separate positions. There are no one-sided trading limits and volume per instrument is not checked.

Solo FX

  • No specific consistency rule or single-trade profit dependency.
Hold Weekend
Limited

Flex 1 Step: overnight holding is allowed, but weekend holding is not allowed. Other account types allow weekend holding.

Yes

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

Prohibited Strategies
  • Arbitrage
  • HFT (High Frequency Trading)
  • Tick Scalping
  • Toxic Trading
  • Bad Faith Trading
  • Current Synthetics: grid trading and martingale
  • Excessive notional volume (not applicable to Solo FX; its exposure is governed by the margin requirement applicable to the account)
  • High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
  • Martingale or grid strategies
  • News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
  • Using ultra-tight stops just to mask oversized lots
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