The split
At Breakout, the standard profit split is 80% for the trader. However, you can secure a 90% split permanently for an account if you purchase it as an "add-on" during the initial checkout. Fundex offers a tiered split based on the chosen plan: the 2-Step Classic starts at 70%, while the 2-Step Pro starts at 80%. It is important to note that Fundex’s legal terms describe these payments as discretionary bonuses rather than a fixed contractual obligation.
How often you can withdraw
Both firms prioritize speed once you reach the profit stage. Breakout offers "on-demand" withdrawals 24/7, meaning there are no fixed windows or waiting periods; you can request your gains as soon as they are available in your funded account balance. Fundex also operates on an on-demand basis, stating that most requests are processed within 60 minutes and all are completed within 24 hours, including weekends.
Minimums and methods
The barrier to entry for a withdrawal is identical in terms of amount but different in delivery:
- Breakout: Minimum withdrawal of $50 (after the split). Payments are made exclusively in USDC (ERC-20) to the wallet you provide.
- Fundex: Minimum withdrawal of $50. Payments are handled via Rise, which allows for various local bank transfers or crypto options depending on your region.
What delays a payout
At Breakout, the primary obstacles are the risk limits. They use a static maximum drawdown (it doesn't trail your profits) and a daily drawdown recalculated at 00:30 UTC. While there are no consistency rules or minimum trading days, you must have no open positions when requesting a payout.
At Fundex, the delay is built into the evaluation. In the "Classic" plan, you must trade for at least 5 days in Phase 1 and another 5 days in Phase 2. Additionally, during the evaluation, you cannot lose more than 3% of your balance in a single trade (including floating losses), and every trade in the Classic evaluation must be held for at least 3 minutes. Violating these rules can lead to warnings or account breaches, resetting your progress to zero.
What it takes to get there
The investment required to start this journey varies significantly:
- Breakout: Being a 1-step firm, it is generally more affordable and faster. A $100,000 "Turbo" account costs $330, while the "Classic" version is $800. They use a proprietary platform and prohibit third-party or commercial EAs.
- Fundex: You must pass two phases (hitting 8-10% in Phase 1 and 5% in Phase 2). A $100,000 "Classic" account costs $529, and the "Pro" version (which removes minimum trading days) costs $749. They allow proprietary EAs but prohibit arbitrage and HFT. Trading is done via the Fundex Terminal using Bitunix liquidity.
Which pays out more comfortably
Breakout is the more comfortable choice for traders seeking immediate liquidity and a simple ruleset. The ability to withdraw from day one without minimum trading days or holding time restrictions makes it ideal for those who want to see their investment return as quickly as possible in USDC.
Fundex may be more suitable for traders who use their own automated strategies (EAs) and prefer the Rise ecosystem for withdrawals, provided they are comfortable navigating a two-step evaluation and the specific holding time rules of the Classic plan.
Frequently asked questions
Is the initial investment cheaper at Breakout or Fundex for a $100,000 account?
Breakout is significantly cheaper if you choose the Turbo plan, which costs $330 for a $100,000 account, compared to $529 for the Fundex Classic or $749 for the Fundex Pro. However, the Breakout Turbo has a tighter 3% maximum drawdown, whereas Fundex offers up to 10%.
Which firm allows you to reach the first payout faster, Breakout or Fundex?
Breakout is much faster because it only requires a single evaluation phase with no minimum trading days, and it allows withdrawals from the very first day you are funded. Fundex requires two evaluation phases and, in its Classic plan, a minimum of 10 trading days total (5 per phase).
Does Breakout or Fundex provide better options for using Expert Advisors (EAs)?
Fundex is more flexible for algorithmic traders as it explicitly allows EAs and automated systems as long as the strategy is the trader's own. Breakout prohibits third-party and commercial EAs and only offers its proprietary terminal, which does not support MetaTrader.
Who has better payout conditions, Breakout or Fundex?
Both firms allow on-demand withdrawals with a $50 minimum. However, Breakout pays directly in USDC (ERC-20) which is ideal for crypto-native traders, while Fundex uses Rise, which offers more traditional banking integration but includes more restrictive trading rules during the evaluation phase.




















