/
Login
Breaking
All news
Comparison · Perps

Getting paid at Breakout and Fundex

The main difference between these two firms lies in the speed of the journey: Breakout is a specialized 1-step firm that allows withdrawals from the very first day of being funded, whereas Fundex utilizes a traditional 2-step evaluation process and processes payments through the Rise platform.

Updated on

The split

At Breakout, the standard profit split is 80% for the trader. However, you can secure a 90% split permanently for an account if you purchase it as an "add-on" during the initial checkout. Fundex offers a tiered split based on the chosen plan: the 2-Step Classic starts at 70%, while the 2-Step Pro starts at 80%. It is important to note that Fundex’s legal terms describe these payments as discretionary bonuses rather than a fixed contractual obligation.

How often you can withdraw

Both firms prioritize speed once you reach the profit stage. Breakout offers "on-demand" withdrawals 24/7, meaning there are no fixed windows or waiting periods; you can request your gains as soon as they are available in your funded account balance. Fundex also operates on an on-demand basis, stating that most requests are processed within 60 minutes and all are completed within 24 hours, including weekends.

Minimums and methods

The barrier to entry for a withdrawal is identical in terms of amount but different in delivery:

  • Breakout: Minimum withdrawal of $50 (after the split). Payments are made exclusively in USDC (ERC-20) to the wallet you provide.
  • Fundex: Minimum withdrawal of $50. Payments are handled via Rise, which allows for various local bank transfers or crypto options depending on your region.

What delays a payout

At Breakout, the primary obstacles are the risk limits. They use a static maximum drawdown (it doesn't trail your profits) and a daily drawdown recalculated at 00:30 UTC. While there are no consistency rules or minimum trading days, you must have no open positions when requesting a payout.

At Fundex, the delay is built into the evaluation. In the "Classic" plan, you must trade for at least 5 days in Phase 1 and another 5 days in Phase 2. Additionally, during the evaluation, you cannot lose more than 3% of your balance in a single trade (including floating losses), and every trade in the Classic evaluation must be held for at least 3 minutes. Violating these rules can lead to warnings or account breaches, resetting your progress to zero.

What it takes to get there

The investment required to start this journey varies significantly:

  • Breakout: Being a 1-step firm, it is generally more affordable and faster. A $100,000 "Turbo" account costs $330, while the "Classic" version is $800. They use a proprietary platform and prohibit third-party or commercial EAs.
  • Fundex: You must pass two phases (hitting 8-10% in Phase 1 and 5% in Phase 2). A $100,000 "Classic" account costs $529, and the "Pro" version (which removes minimum trading days) costs $749. They allow proprietary EAs but prohibit arbitrage and HFT. Trading is done via the Fundex Terminal using Bitunix liquidity.

Which pays out more comfortably

Breakout is the more comfortable choice for traders seeking immediate liquidity and a simple ruleset. The ability to withdraw from day one without minimum trading days or holding time restrictions makes it ideal for those who want to see their investment return as quickly as possible in USDC.

Fundex may be more suitable for traders who use their own automated strategies (EAs) and prefer the Rise ecosystem for withdrawals, provided they are comfortable navigating a two-step evaluation and the specific holding time rules of the Classic plan.

Frequently asked questions

Is the initial investment cheaper at Breakout or Fundex for a $100,000 account?

Breakout is significantly cheaper if you choose the Turbo plan, which costs $330 for a $100,000 account, compared to $529 for the Fundex Classic or $749 for the Fundex Pro. However, the Breakout Turbo has a tighter 3% maximum drawdown, whereas Fundex offers up to 10%.

Which firm allows you to reach the first payout faster, Breakout or Fundex?

Breakout is much faster because it only requires a single evaluation phase with no minimum trading days, and it allows withdrawals from the very first day you are funded. Fundex requires two evaluation phases and, in its Classic plan, a minimum of 10 trading days total (5 per phase).

Does Breakout or Fundex provide better options for using Expert Advisors (EAs)?

Fundex is more flexible for algorithmic traders as it explicitly allows EAs and automated systems as long as the strategy is the trader's own. Breakout prohibits third-party and commercial EAs and only offers its proprietary terminal, which does not support MetaTrader.

Who has better payout conditions, Breakout or Fundex?

Both firms allow on-demand withdrawals with a $50 minimum. However, Breakout pays directly in USDC (ERC-20) which is ideal for crypto-native traders, while Fundex uses Rise, which offers more traditional banking integration but includes more restrictive trading rules during the evaluation phase.

Field by field

Breakout and Fundex, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

51 differences

5%off · Exclusive
CEO

Alex Miningham

No data
Country

United States

Panama

Foundation

2023

2025

Banned Countries
Afghanistan, Belarus, Myanmar, Cambodia, Central African Republic, Cuba, Democratic Republic of the Congo, Ethiopia, Eritrea, Haiti, Iran, Iraq, Lebanon, Libya, Mali, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, Zimbabwe, Crimea, Donetsk, Luhansk
Pakistan, Afghanistan, Myanmar, Iraq, Somalia, Sudan, South Sudan, Libya, Yemen, United Arab Emirates, North Korea, Iran, Syria, Cuba, Belarus, Russia
Headquarters
No data

World Trade Center 200-B, Suite 306, Calle 53 Este, Marbella, Panama City

Assets
Crypto, Indices, Commodities
Crypto, Stocks, Metals
Brokers

Proprietary simulated engine using order book liquidity from external exchanges and market makers. Index and commodity prices come from Hyperliquid.

Bitunix for crypto perpetuals traded through the Fundex Terminal.

Refund
No

No fee refund. Only active evaluations are refunded if KYC is rejected.

No

Fees are non-refundable once the account is created and access is granted. If payment is taken but no account is delivered, Fundex reviews the case individually.

Platforms
Propietary Platform
Propietary Platform
Payout Methods
Crypto
Rise
Payment Methods
Card, Crypto
Card, Crypto, ApplePay, GooglePay
Payout Frequency

On demand, 24/7, from the first funded day. No open positions when requesting; the amount leaves the balance immediately and trading can continue.

On demand, with no fixed windows or waiting periods. Fundex states that most requests are processed within 60 minutes and all within a maximum of 24 hours, including weekends and public holidays.

Payout Guarantee

Approval within 12 to 24 hours, usually sooner. Paid in USDC (ERC-20) to the wallet provided.

No data
Crypto Weekend Trading
Yes
Yes
Maximum Withdrawal

No payout or profit cap.

No published maximum.

Minimum Withdrawal

USD 50, after the profit split.

$50

Metals
5:1 - 10:1

1:1 or 2:1, depending on the instrument.

Energies
3:1 - 5:1
No data
Indices
10:1
No data
Crypto

BTC 10:1; ETH, SOL, XRP, BNB, DOGE and other majors 5:1; HYPE, PEPE, NEAR and similar 3:1; others 2:1. Fixed, cannot be changed.

Up to 4:1 on BTCUSDT and ETHUSDT; up to 2:1 on other cryptocurrencies, with some instruments limited to 1:1.

Stocks
No data
1:1
Metals
0.02%
No data
Energies
0.02%
No data
Indices
0.02%
No data
Crypto
0.04%
0.02% - 0.06%
Commission-Free Option
No
No data
Swap Free
No

Swap of 0.033% of notional per open position per day. On the Breakout terminal it is charged in six parts, every 4 hours.

No
Account Reset

No reset. After a breach, a new evaluation must be purchased.

No data
Add-ons
Yes

90/10 split at purchase, permanent for that account. Cannot be added later.

No
Instant
No
No
One Step
Yes
No
Account scaling
No
No
Two Steps
No
Yes
Max Drawdown

Static from the starting balance, also on funded accounts; it does not rise with profits. Measured against equity, including floating P&L: touching it closes positions and the account.

  • 2-Step Classic: Evaluation uses a 10% static maximum drawdown from the starting balance, measured on equity and reset when Phase 2 begins. Once funded, a 10% drop from the original balance while in B-Book causes a permanent breach.
  • 2-Step Pro: 8% static maximum drawdown.
Daily Drawdown

Recalculated daily at 00:30 UTC from the closed balance at that time, excluding open positions, and monitored against equity. Requesting a payout widens that day's limit by the payout amount.

Evaluation: 5%, recalculated at 00:00 UTC from the balance at that time and measured on equity. There is no daily loss limit at the funded stage.

Max Allocation
200,000
400,000
Maximum Accounts

Several evaluations and funded accounts at once, up to USD 200,000 combined across active accounts. Each account keeps its own limits.

Multiple evaluations and accounts are allowed. Total funded allocation is capped at $400,000.

Maximum Trading Days

No time limit.

No maximum time limit.

Minimum Trading Days

None. Once the target is hit, even with open positions, the account moves to funded after KYC and signing the agreement (12 to 24 hours).

  • 2-Step Classic: 5 days in each evaluation phase. To count, at least one trade must be opened with a notional value of at least 5% of the account balance before leverage.
  • 2-Step Pro: No minimum trading days.
Profit Split
No data

2-Step Classic starts at a 70% trader profit split. 2-Step Pro starts at 80%. Fundex’s legal terms state that payments are discretionary bonuses rather than a fixed contractual split.

Free Trial
No data
Yes

A free $1,000 Test Account is available to eligible traders who do not currently hold a Fundex account. It uses Fundex Terminal only, with a 10% target, 5% daily drawdown, 10% maximum drawdown and 5 minimum trading days. Profits cannot be withdrawn and completion rewards may vary.

Profit After Breach
No data

Evaluation: reaching the daily or total loss threshold causes a breach. Funded: permanent breach follows four consecutive unrecovered B-Book switches, or a 10% decline from the original balance while in B-Book.

Three Steps
No data
No
Merge Accounts
No data
Yes

Funded accounts can be merged provided their combined balance does not exceed the $400,000 maximum allocation.

Monthly Competition
No data
No
Expert Advisor (EA)
Limited

Third-party, off-the-shelf or pass-the-evaluation strategies are prohibited. Proprietary terminal only, no MetaTrader.

Yes

EAs and automated systems are allowed when the underlying strategy is the trader's own. Arbitrage, HFT, martingale, grid, environment-exploitation and external trade-replication systems are prohibited.

VPN
Limited

Allowed if it does not hide the real jurisdiction. KYC must be completed without a VPN.

No
Hedging
Limited

Within one account, only once the open position has substantial profit or loss. Prohibited across accounts or with other traders: a first inadvertent case may get a warning; otherwise all accounts are closed.

Limited

Hedging or arbitraging across Fundex accounts, or between Fundex and external accounts, is prohibited. The website does not clarify internal hedging within one account.

Requires Stop Loss
No
No
Maximum Risk Limit
Limited

No per-trade risk cap. Maximum size per instrument per the symbols page, with fixed leverage.

Limited

During both evaluation phases, a single trade cannot lose more than 3% of the balance, including floating losses. The first violation generates a warning. This limit does not apply once funded.

Copy Trading
No

Copying trades between users and executing third-party ideas or signals is prohibited: communities, social media, analysts or reports.

No
News Trading
Yes
Yes
Consistency Rule
No
No
Hold Weekend
Yes

Overnight, weekends and holidays, with no forced close. Swap applies.

Yes
Prohibited Strategies

Exploiting errors or latency, insider information, front-running, third-party or off-the-shelf strategies, switching strategy after passing, cross-account arbitrage, trades hard to replicate live (auto-deleveraging risk or extreme swings), copying others' ideas, account sharing or trading several accounts from the same household, device or IP, and hedging across accounts or traders. It leads to account closure and loss of profits.

  • Latency arbitrage, spike catching and tick manipulation
  • Exploiting errors, price-feed delays or technical malfunctions
  • HFT inconsistent with realistic retail trading
  • Martingale, grid and all-in betting
  • Hedging or arbitrage across accounts or firms
  • Copy trading, replicated signals and self-copy trading
  • Front-running and use of non-public information
  • Market manipulation, order spamming and toxic flow
  • Materially changing strategy after passing the evaluation
  • Gambling behaviour, overleveraging or correlated position stacking
Scalping
No data
Limited
  • 2-Step Classic: During evaluation, every trade must remain open for at least 3 minutes, including when TP or SL is triggered. The first violation generates a warning and later violations may cause a breach. There is no minimum holding time once funded.
  • 2-Step Pro: No minimum holding time during evaluation or once funded.
Stacking / Layering (DCA)
No data
No
Martingale
No data
No
Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord