Day one
The entry point defines the initial accessibility. Cashed stands out for its extreme flexibility in starting capital, allowing traders to activate accounts with as little as $5. In contrast, FXIFY Crypto requires a higher initial commitment.
- Pricing and Capital: Cashed offers "Build Your Own" and standard accounts where a $5 payment can grant access to a $400 or $600 account. FXIFY Crypto starts its $5,000 evaluations at $59, and its Instant accounts at $125.
- Platforms: Cashed uses a proprietary platform designed specifically for its ecosystem, including prediction markets. FXIFY Crypto utilizes DXTrade, a more standard terminal for those used to retail brokerage environments.
- Leverage: Cashed offers a significant advantage on Day One with up to 10:1 leverage on BTC, ETH, and SOL, whereas FXIFY Crypto limits these same assets to 5:1.
- Initial Rules: Both allow news trading and weekend holding. However, Cashed does not require identity documents (KYC) at the start, focusing on security and fraud checks instead.
The first months
Once the account is active, the sustainability of the risk rules and the ease of the first withdrawals become the priority.
- Risk Management: Cashed uses a static maximum drawdown (7% on Flex, 6% on Standard), which is easier to manage as it does not rise with profits. FXIFY Crypto uses a 6% trailing maximum drawdown, which follows the balance and "locks" only after a payout.
- Consistency: FXIFY Crypto imposes a 25% best-day consistency rule on its funded accounts (both Standard and Instant). Cashed has no consistency rule, allowing for more volatile trading styles.
- Payouts: Cashed allows on-demand payouts for its evaluation-based accounts once the profit is closed. FXIFY Crypto requires a 14-day waiting period between payouts.
- Withdrawal Minimums: Cashed is more accessible for small accounts with a 20 USDC minimum. FXIFY Crypto requires at least $50, and up to $750 for its largest Standard accounts.
The first year
For a trader surviving the first quarter, the ability to grow the account and improve the profit share is vital.
- Scaling Program: Cashed has a clearly defined two-level scaling plan. After 3 payouts and 10% profit, capital increases to 125% and the split to 85%. After 6 payouts and 20% profit, capital reaches 150% and the split 90%.
- FXIFY Scaling: The provided data indicates that FXIFY Crypto does not currently offer a scaling program for its crypto-only accounts. This means the capital you buy is the capital you keep.
- Profit Split Improvement: In Cashed, the split naturally improves through scaling. In FXIFY Crypto, the split is generally fixed at 80%, although the Standard account offers a 100% split option if the trader chooses a monthly payout frequency instead of bi-weekly.
The ceiling
The "ceiling" represents the maximum capital a single trader can manage across all accounts.
- Aggregate Limits: Cashed sets a firm aggregate cap of $500,000 per trader, which includes Instant, scaling, and shared capital.
- FXIFY Capacity: FXIFY Crypto allows individual accounts up to $100,000, with a maximum allocation amount of $290,000.
- Account Merging: Neither firm allows the merging of accounts into a single larger balance. However, Cashed allows an unlimited number of evaluations, while FXIFY limits the total allocation.
Room to grow
Cashed is designed as a career ladder. The combination of static drawdown, no consistency rules, and a 90% profit split ceiling makes it a superior choice for traders looking to start small and build a large portfolio over a year.
FXIFY Crypto offers a more "institutional" feel through DXTrade and the FXPIG broker feed, but the trailing drawdown and the 25% consistency rule act as significant friction points for long-term compounding. The lack of a scaling program in FXIFY Crypto means that the only way to "scale" is to purchase more accounts until reaching the allocation limit, whereas Cashed rewards performance with organic capital increases.
Frequently asked questions
Which firm is cheaper to start with, Cashed or FXIFY Crypto?
Cashed is significantly cheaper for beginners, offering account activations starting at $5 for small simulated balances ($400-$600). The cheapest entry for FXIFY Crypto is $59 for a $5,000 Standard evaluation or $125 for a $5,000 Instant account, making Cashed the more accessible option for low-budget traders.
Who offers faster payouts, Cashed or FXIFY Crypto?
Cashed offers faster access to profits, especially in its Instant accounts where the first payout is available after reaching a 1% profit without a waiting period, followed by withdrawals every 48 hours. FXIFY Crypto requires a 14-day waiting period from the first trade or between subsequent payouts for both its Standard and Instant programs.
Is the drawdown easier to manage in Cashed or FXIFY Crypto?
The drawdown is easier to manage in Cashed because it is static against the starting capital and does not rise as you earn profits. In contrast, FXIFY Crypto uses a trailing drawdown of 6%, which moves upward with your account balance, making it more restrictive as the account grows until a payout is processed.
Which firm allows for more capital growth, Cashed or FXIFY Crypto?
Cashed allows for more organic growth through its scaling program, which can increase the initial capital up to 150% and improve the profit split to 90% based on performance. FXIFY Crypto does not offer a scaling program for its crypto accounts, and its total allocation limit is $290,000, compared to the $500,000 aggregate cap available at Cashed.
