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Comparison · Crypto

Cashed vs Klein Funding at a glance

Updated on

The short answer

Choose Cashed if you need to use EAs, copy trading, or want to start with as little as $5. Choose Klein Funding if you want to trade on a real exchange (Bybit) with high leverage (1:100) and don't mind manual execution.

Where they actually differ

  • Styles (The Dealbreaker): Cashed is "algo-friendly," allowing EAs and internal copy trading. Klein Funding strictly prohibits EAs, automated systems, and any form of copy trading.
  • Risk & Consistency: Klein Funding applies a "Stability Score" (consistency rule) to Bybit evaluations (max 30-45% of profit in one day); Cashed has no consistency rules.
  • Platforms & Leverage: Klein Funding connects to Bybit with up to 1:100 leverage. Cashed uses a proprietary platform with a maximum leverage of 1:10 for major coins like BTC and ETH.
  • Price & Entry: Cashed offers ultra-low entry points starting at $5 for small accounts ($400-$600). Klein Funding’s cheapest entry is $28.50 for a $5,000 Flex account.
  • Payout Methods: Klein Funding offers diversity (Bank Transfer, Wise, and Crypto including BTC, ETH, and USDT). Cashed is specialized, paying exclusively in USDC via the Solana network.
  • Execution Rules: Klein Funding requires trades to be held for at least 50 seconds; Cashed has no minimum holding time but prohibits exploiting stale prices.

Where they are basically the same

  • Price: Both offer competitive pricing for standard $100k accounts (around $418-$500).
  • Risk Rules: Both primarily use static drawdowns for their evaluation phases.
  • Payouts: Both allow on-demand withdrawals once funded (subject to specific plan rules like Klein's 3-4 day stability window).
  • Platforms: Both offer a proprietary web interface (Cashed's main platform vs Klein's Cleo).
  • Styles: Both allow news trading and holding positions over the weekend.

Pick this one if

Cashed

  • You use Expert Advisors (EAs) or bots.
  • You want to copy trades between multiple accounts you own.
  • You are looking for the absolute lowest financial barrier to entry ($5).
  • You prefer the Solana network for fast USDC payouts.

Klein Funding

  • You want the liquidity and feel of a top-tier exchange like Bybit.
  • You need high leverage (1:100) for crypto trading.
  • You are a manual trader who doesn't mind consistency rules.
  • You need to receive payouts via Bank Transfer or Wise.

Frequently asked questions

Can I use Expert Advisors (EAs) or bots in Cashed or Klein Funding?

Cashed allows the use of bots and algorithmic execution subject to API limits, provided they don't exploit latency or overload the system. In contrast, Klein Funding strictly prohibits all Expert Advisors (EAs) and automated trading systems; all trading must be manual.

Which firm offers higher leverage for Bitcoin trading, Cashed or Klein Funding?

Klein Funding offers significantly higher leverage, reaching up to 1:100 on its Bybit challenges for most coins. Cashed limits leverage to 10:1 for BTC, ETH, and SOL, and even lower (5:1 or 2:1) for other cryptocurrencies.

Is there a consistency rule I should be aware of in Cashed or Klein Funding?

Klein Funding implements a "Stability Score" on its Bybit One Step and Two Step challenges, where no single day's profit can exceed 30% or 45% of the total profit, respectively. Cashed does not have any consistency or stability rules, allowing for more irregular profit distributions.

What are the minimum withdrawal amounts for Cashed and Klein Funding?

Cashed requires a minimum net payout of 20 USDC to the trader. Klein Funding does not specify a hard minimum in its documentation but offers a wider variety of methods including Bank Transfer, Wise, and multiple cryptocurrencies (USDT, BTC, ETH), whereas Cashed is restricted to USDC on Solana.

Field by field

Cashed and Klein Funding, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

44 differences

No active discount right now.

20%off · Exclusive
Headquarters

Registered office: 9 St. Clair Road, Salisbury, England, SP2 8AE

Tbilisi, Samgori District, Besarion Chichinadze Street 12, Apartment No. 55, Georgia

Country

United Kingdom

Georgia

Foundation

2026

2024

CEO
No data

Kutay Aktaş

Assets
Crypto
Crypto
Refund
No

No refund for failing or breaching an account. Exceptions for duplicate charges, payment errors, non-delivery and applicable statutory rights.

No
Payout Fee

Cashed intends to cover standard network fees where practical; exceptional costs disclosed in advance

No data
Platforms
Propietary Platform
ByBit, Cleo Trading Platform
Payout Methods
Crypto
Transfer, Wise, Crypto
Payment Methods
Crypto
Card, Crypto
Payout Frequency

Standard, Flex and Build Your Own: on demand, with closed net profit and no open positions or orders. Instant: first payout after 1% closed net profit, without a waiting period; then every 48 hours. One pending request at a time. Shared-account payouts go to the owner.

Bybit Instant Pro & Cleo challenges: Daily on-demand withdrawals. Payouts processed in 4-24 hours (usually within 4 hours).

Bybit One Step & Two Step: Every 3-4 days due to Stability Rule.

Crypto Weekend Trading
Yes

While the market remains tradable

Yes
Maximum Withdrawal

Instant: first gross distribution capped at 5% of starting capital

No data
Minimum Withdrawal

20 USDC net to the trader

No data
Brokers
No data
Bybit, Cleo (Binance data)
Payout Guarantee
No data

4-24 hours (usually within 4 hours)

Crypto

BTC, ETH and SOL: up to 10:1. Major crypto: up to 5:1. Others: 2:1. The lower account or market limit applies.

Bybit challenges (One Step, Two Step, Instant Pro): Up to 1:100 for most tradeable coins on Bybit.

Cleo challenges (One Step, Flex): BTC and ETH up to 1:5, all other assets up to 1:2.

Crypto
No data
0
Commission-Free Option
No data
No
Swap Free
Yes

Recurring funding payments are not currently debited or credited; displayed rates are reference data

Yes

Crypto markets are swap-free by nature.

Account Reset

The rulebook provides for account resets and upgrades; only the owner purchases them on shared accounts. Pricing is not published.

No data
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Level 1: 3 payouts and 10% lifetime net profit, capital at 125% of its original amount and split up to 85%. Level 2: 6 payouts and 20%, capital at 150% and split up to 90%. Each qualifying payout may require a 1% gross distribution of current capital. $500,000 aggregate cap; a higher starting split is not reduced.

Yes

Instant Pro only: make 10% profit on account balance, forfeit 50% of your profit share, and your account size doubles. Scaling up to $2M.

Max Drawdown

Static against starting capital and enforced on equity, including floating losses. It does not rise with profits or reset after payouts. Touching the floor breaches the rule.

Bybit challenges (One Step, Two Step)
Static drawdown calculated from initial balance. Customizable from 6% to 10%.

Bybit Instant Pro
Two drawdown types available (3-8%):

  • Smart Drawdown (6%): Trails upward with equity gains. Once account reaches +3% profit, drawdown locks permanently at -3% of starting balance.
  • Trailing Drawdown (8%): Trails the High Water Mark (highest of balance or equity). After first payout, resets to 4% trailing from the new balance.

Cleo challenges (One Step, Flex)
Static drawdown calculated from initial balance. Customizable from 3% to 8%. One Step: 5% default. Flex: 3% default.

Daily Drawdown

At 00:00 UTC, the percentage applies to the greater of starting capital and closed balance. Floating losses and costs count. A paid payout resets the allowance for the rest of the day using the remaining balance; the withdrawal is not a trading loss.

Bybit challenges: Daily maximum loss is half of the total loss limit. Calculated from starting balance at 12:05 AM UTC and does not change during the day until next daily reset.

Cleo challenges: Daily drawdown varies by selected plan and configuration (3-4%).

Max Allocation
500,000
300,000
Maximum Accounts

Unlimited evaluations; up to 2 active Instant accounts. The funded-capital cap includes Instant, scaling and shared capital attributed to each member.

No data
Merge Accounts
No
No
Maximum Trading Days

No evaluation time limit; inactivity rules apply

No time limit. Trade at your own pace.

Minimum Trading Days

0 days in evaluation and funded accounts

Bybit challenges (One Step, Two Step): 3-4 minimum trading days due to Stability Rule.

Bybit Instant Pro: 3 trading days with at least 0.5% profit each (for payout eligibility).

Cleo challenges (One Step, Flex): No minimum trading days required. Pass the challenge at your own pace.

Points Reward Program

100 XP = $1 account credit. Accounts with up to $10,000 capital may be paid entirely with XP. Above that: up to 50% of the price after coupons. Not withdrawable as cash.

No data
Add-ons
No data
Yes
Two Steps
No data
Yes
Profit Split
No data

Bybit challenges (One Step, Two Step, Instant Pro): Customizable from 60% to 90% depending on the plan selected.

Cleo challenges (One Step, Flex): Customizable from 60% to 90% depending on the plan selected.

Free Trial
No data
No
Three Steps
No data
No
Expert Advisor (EA)
Yes

Bots and algorithmic execution allowed, subject to API limits; spam, overload and latency exploitation prohibited

No
VPN
Limited

Privacy or security use allowed; not to bypass restricted jurisdictions, sanctions, bans or account controls

Yes
Hedging
Limited

Within the same account where supported by the engine. Coordinated opposite positions across accounts to guarantee passing or payouts prohibited.

Yes
Requires Stop Loss
No
No
Scalping
Yes

No minimum holding time; exploiting stale prices prohibited

Yes

All trades must be held for more than 50 seconds. Tick scalping is prohibited.

Stacking / Layering (DCA)
Yes
Yes
Martingale
Yes
No data
Maximum Risk Limit
No

No fixed risk-per-trade percentage or per-position margin-percentage cap; available margin, leverage, market limits and account-loss limits still apply. Up to 100 simultaneous positions in CAS-1.0.

No
Copy Trading
Limited

Between owned accounts and through the authorised built-in copier. One source per destination, no chains; unavailable on shared accounts. Never share credentials.

No
News Trading
Yes
Yes
Inactivity Rule

Possible closure after 90 consecutive days without trading in evaluation, funded and Instant accounts

Bybit API access period is 90 days. Reminder emails are sent starting 10 days before expiration. If not renewed within that period, the account will be restricted and cannot be reactivated.

Consistency Rule
No
Yes

Stability Score (Bybit challenges only): No single trading day's profit can be equal to or greater than the stability threshold of total profits.

  • Bybit Two Step: 45% stability score
  • Bybit One Step: 30% stability score
  • Bybit Instant Pro: No stability score

Cleo challenges (One Step, Flex): No Stability Rule.

Violating the rule does not breach the account. The trader must continue trading until the best day's profit falls below the threshold.

Hold Weekend
Yes

Overnight and weekend holding allowed while the market remains tradable

Yes
Prohibited Strategies

Latency, stale-price, technical-error or impossible-fill exploitation; coordinated risk-free cross-account hedging, abusive account farming, wash trading, spoofing, manipulation, API-limit evasion and third-party management outside authorised features.

  • Arbitrage trading
  • Latency trading
  • High-frequency trading (HFT)
  • Hedging between accounts
  • Tick scalping
  • Holding trades less than 50 seconds
  • Spamming the order book
  • Group trading
  • Exploiting the demo environment
  • Expert Advisors (EAs) and automated trading systems
  • Copy trading (even between own accounts)
  • Front-running price feeds
  • Exploiting unrealistic prices or mispricing
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