Detailed Comparison: FTMO vs Crypto Fund Trader (2025)

Bahnhofstrasse 21, 6300, Zug, Switzerland

Praga 1, Calle Purkynova 2121/3, 110 00, Czech Republic

Alan Sanchez

Otakar Suffner

Switzerland

Czech Republic

2022

2015

Liquidity Provider

(Only 2-Step Challenge) Full refound after first payout

5% processing fee on crypto payouts. Only TRC20 USDT supported.

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

14 days

$5,000 per transaction (crypto)

100%

• Bank transfer: $20
• Crypto: $50

• Advance accounts: 100:1
• Student accounts: 30:1

• Standard: 100:1
• Swing: 30:1

• Advance accounts: 100:1
• Student accounts: 30:1

• Standard: 30:1
• Swing: 9:1

• Advance accounts: 100:1
• Student accounts: 30:1

• Advance accounts: 100:1
• Student accounts: 20:1

• Standard: 50:1
• Swing: 15:1

• Advance accounts: 100:1
• Student accounts: 5:1

• Standard: 3.33:1
• Swing: 1:1

• CFT Platform and MetaTrader: Advance accounts 100:1; Student accounts 5:1.
• Bybit evaluations: up to 100:1, depending on the instrument and the limits available on Bybit.

• Standard: 3.33:1
• Swing: 1:1

If your final-stage account is suspended, you can request a reset within 30 days as long as:

• Every trade had a stop-loss.
• No trade lost more than 2%.

2-Phase (size -> reset)

• $5,000 -> $180
• $10,000 -> $345
• $25,000 -> $760
• $50,000 -> $1,140
• $100,000 -> $1,880
• $200,000 -> $3,620

1-Phase (size -> reset)

• $5,000 -> $198
• $10,000 -> $380
• $25,000 -> $840
• $50,000 -> $1,255
• $100,000 -> $2,079
• $200,000 -> $3,980

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

Only Instant account can be scaled. Request a withdrawal after 10% profit to double the size of your account up to a max of $1,280,000.

Requirements

• Minimum of 4 months cycle
• At least 10% total net simulated profit in the 4-months trading window, date to date
• Process at least 2 rewards
• Positive account balance at the time of scale-up

Benefits

• Upgraded reward to 90%
• $2M scale-up cap
• Continuous increase when criteria are met

• CFT Platform and MetaTrader: 2 Phases and Instant use a static maximum loss; 1 Phase uses trailing drawdown.
• Bybit: 1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase, Ascend and Instant use fixed maximum-loss limits.

Exact limits are shown in each challenge.

Static

• Instant: 50% at the starting level, then 60%, 70%, 80% and 90% as the account scales.
• 1 Phase and 2 Phases: 80% in the Final Stage, with an optional 90% add-on.
• Break: 80% in the Final Stage.

90%

If your final-stage account is suspended with virtual profits, you can still receive up to 50% in performance rewards if:

• Every trade had a stop-loss.
• No single trade lost more than 2%.
• You traded for at least 15 days.

• CFT Platform and MetaTrader: 2 Phases, 1 Phase, Instant and Ascend use balance-based daily drawdown.
• Bybit: daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit.

Exact limits are shown in each challenge.

Equity based

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break and Ascend accounts also have separate allocation limits.

• 1-Phase, 2-Phase and Break: no minimum trading days to pass the evaluation.
• Instant: no evaluation phase and no minimum days.
• Ascend: 5 trading days in evaluation.

• 1-Step: 0 days
• 2-Step Phase 1 and 2: 4 days

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Copy trading is allowed under the firm's general rules. Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

Ascend

During the two minutes before and after high-impact news or market open, traders must not open or add new positions, nor increase or combine their maximum theoretical loss beyond 2% of the account's initial balance.

Standard

Not allowed to execute any new trade or close an existing trade (including stop loss or take profit) on the targeted instrument in the window of 2 minutes before until 2 minutes after the release of the below news announcements.

Swing

No restrictions.

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

• 1-Step: To pass the FTMO Challenge: 1-Step or to be eligible for a Reward on an FTMO Account, your profit from the Best Day must not represent more than 50% of your total profit.
• 2-Step: No consistency rule.

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Standard

In an FTMO Challenge or Verification, you don't have to close your positions during the weekend. However, once you become an FTMO Trader and get an FTMO Account, you are required to close your positions just before the markets close for the weekend or if the rollover (market break) is longer than 2 hours.

Swing

No restrictions.

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts and coordinated trading are prohibited. On Bybit, unauthorized deposits into the subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are also prohibited.

• Overleveraging
• Overexposure
• One-sided bets
• Account Rolling

30 days