/
Login
Breaking
All news
Comparison · Forex

Detailed Comparison: The5ers vs Crypto Fund Trader (2025)

Updated on

1. Corporate Profile and Reliability

  • Establishment and Tenure: The5ers is one of the most established firms in the industry, operating since 2016 from Israel. This longevity provides a level of historical reliability that Crypto Fund Trader (CFT), founded in 2022 in Switzerland, is still building.
  • Regulatory Context: While both operate as liquidity providers, The5ers has a longer track record of navigating market shifts. However, The5ers has a extensive list of banned countries, including Israel itself and several regions in conflict, whereas CFT has a significantly more open policy regarding geographical access.

2. Evaluation Models and Program Diversity

  • The5ers' Specialized Paths: They offer three distinct programs: Bootcamp (low-cost entry for high-skill traders), Hyper-Growth (direct funding/one-step), and High Stakes (two-step). The Bootcamp is unique as it allows traders to prove themselves over 3 steps with a very low initial fee.
  • CFT's Traditional and Modern Mix: CFT offers Instant Funding, 1-Phase, and 2-Phase (Standard and Ascend) accounts. Their "Ascend" model is a more affordable two-step evaluation compared to their standard 2-Phase accounts.
  • Growth Potential: The5ers provides one of the most aggressive scaling plans in the industry, reaching up to $4,000,000. CFT also scales to $1,280,000, but only for the Instant account type.

3. Drawdown and Risk Management Logic

  • Drawdown Calculation: The5ers utilizes balance-based drawdown across its programs, which is generally more favorable for traders as it doesn't penalize open equity fluctuations. CFT uses static drawdown for 2-Phase and Instant accounts, but applies a trailing drawdown for 1-Phase accounts.
  • Daily Loss Limits: The5ers uses an "End of Day" (EOD) high-watermark for daily drawdown, giving traders more breathing room during the trading day. CFT's daily drawdown is also balance-based, which is a competitive standard.
  • The "Daily Pause" (Bootcamp): The5ers includes a 3% daily pause rule in Bootcamp funded accounts. This acts as a safety circuit breaker rather than a hard violation, allowing the trader to resume the next day.

4. Trading Rules and Restrictions

  • Stop-Loss Requirements: In The5ers' Bootcamp, a Stop-Loss is mandatory and must be placed within 3 minutes, with a maximum risk of 2% per position. The5ers' other programs and all CFT programs do not strictly require a Stop-Loss, offering more freedom for various strategies.
  • News Trading: Both firms allow news trading, but with caveats. The5ers High Stakes prohibits opening or closing trades 2 minutes before and after high-impact news. CFT Ascend has a similar 2-minute restriction window.
  • The $10,000 Profit Cap (CFT): A critical restriction in CFT is the $10,000 cap on daily or per-trade simulated profits. Any profit exceeding this amount is removed. This significantly limits "moonshot" trades or high-volatility strategies that The5ers does not restrict in the same way.

5. Profit Sharing and Payout Ecosystem

  • Profit Split Ratios: The5ers starts at 50% for Bootcamp/Hyper-Growth but scales to 100%. High Stakes starts at 80% and also scales to 100%. CFT offers a flat 80% (upgradable to 90% via paid addons).
  • Monthly Fixed Payouts: A standout feature of The5ers is the Fixed Monthly Payout ($4,000 to $10,000) for high-tier High Stakes traders, regardless of their percentage performance, once they reach specific balance milestones ($350k+).
  • Profit Breach Safety (CFT): CFT offers a unique "Profit Breach" rule: if you lose a funded account, you can still receive up to 50% of your virtual profits if you followed specific rules (SL used, risk <2% per trade). This provides a "safety net" for disciplined traders who fail on a drawdown technicality.

6. Platforms, Assets, and Commissions

  • Technology Stack: The5ers focuses on MetaTrader 5 and cTrader. CFT offers more variety with MatchTrader and ByBit, which might appeal to pure crypto traders.
  • Asset Classes: Both cover Forex, Indices, Commodities, and Crypto. However, CFT includes Stocks, which are absent from The5ers' portfolio.
  • Leverage Differences: The5ers offers higher leverage on Forex (up to 100:1 in High Stakes) compared to CFT’s Student accounts (30:1), though CFT’s Advance accounts also reach 100:1.

7. Summary of Key Differences and Verdict

Choose The5ers if:

  • You are a long-term professional looking for a scaling plan that reaches $4M.
  • You value balance-based drawdown and EOD daily limits.
  • You want the security of an established firm with the potential for fixed monthly salaries in high-tier accounts.
  • You prefer cTrader or standard MT5 environments.
  • You are a disciplined trader who doesn't mind a mandatory Stop-Loss (in Bootcamp) for a lower entry price.

Choose Crypto Fund Trader if:

  • You want to trade Stocks or use platforms like ByBit or MatchTrader.
  • You want the possibility of getting paid even if you fail the account (via the Profit Breach rule).
  • You are interested in Instant Funding without any evaluation phases.
  • You want to buy addons to customize your challenge (e.g., 90% split or higher daily drawdown).
  • You live in a country restricted by The5ers.
Field by field

Crypto Fund Trader and The5ers, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

51 differences

10%off · Exclusive
10%off · Exclusive
Headquarters

Bahnhofstrasse 21, 6300, Zug, Switzerland

14 Haroshet st, Raanaa, Israel

CEO

Alan Sanchez

Saul Lokier

Country

Switzerland

Israel

Foundation

2022

2016

Banned Countries
No data
Afghanistan, Belarus, Burundi, Central African Republic, Cuba, Congo Republic, Crimea, Democratic Republic of Congo, Donetsk, Eritrea, Guinea, Guinea-Bissau, Iraq, Iran, Israel, Kherson, Laos, Lebanon, Liberia, Libya, Luhansk, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, South Sudan, Sudan, Somalia, Syria, Vanuatu, Venezuela, Yemen, Zaporizhzhia
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Indices, Commodities, Crypto, Stocks
Brokers
Proveedor de liquidez, Bybit

Liquidity Provider

Refund
No
Yes

High Stakes: Full refund after passing evaluation.

  • Summer 1-Step: 10% of the evaluation fee in Hub Credits once funded.
  • Summer 2-Step: 10% Hub Credits after Step One, 20% after Step Two, and 70% fee refund with the third payout.
Payout Fee

5% processing fee on crypto payouts. Only TRC20 USDT supported.

  • Rise: 3.5% per withdrawal
  • Crypto: 3.5% per withdrawal
  • Bank Transfer: 3.5% + any fees charged by the receiving bank
  • Hub Credits: no commission
Platforms
Metatrader 5, MatchTrader, ByBit
MetaTrader 5, cTrader, TradingView
Demo Account
Metatrader 5
ID123456Password7cZy-gEoServerRLCrates-Live
Match Trader
ID-PasswordDemoCFT1
Metatrader 5
ID2324783Passwordinvestor5ersServerFivePercentOnline-Real
Payout Methods
Crypto, Transfer
Rise, Transfer, Crypto
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Card, Transfer, Crypto, GooglePay, ApplePay, PayPal
Payout Frequency

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

  • First withdrawal: 14 days after your funded account is activated.
  • Subsequent withdrawal requests: Every 2 weeks from your last approved withdrawal.
  • High Stakes Program: Withdrawals available once a minimum profit of $150 has been reached, subject to the 14-day waiting period.
Crypto Weekend Trading
Yes
Yes
Maximum Withdrawal

$5,000 per transaction (crypto)

Crypto: $1,500

  • High Stakes $50K: $3,000 payout cap per cycle.
  • High Stakes $100K: $4,000 payout cap per cycle.
  • Summer 2-Step $100K: $2,000 payout cap per withdrawal.
  • Summer 2-Step $200K: $3,000 payout cap per withdrawal.
Minimum Withdrawal
No data
  • High Stakes $2.5K-$25K: $150
  • High Stakes $50K: $300
  • High Stakes $100K: $500
  • Summer Plan: $250
Forex
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • High Stakes: 100:1
  • Hyper-Growth: 30:1
  • ProGrowth: 30:1
  • Bootcamp: 30:1
Metals
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • High Stakes: 25:1
  • Hyper-Growth: 25:1
  • ProGrowth: 25:1
  • Bootcamp: 25:1
Energies
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • High Stakes: 5:1
  • Hyper-Growth: 1.5:1
  • ProGrowth: 1.5:1
  • Bootcamp: 1.5:1
Indices
  • Advance accounts: 100:1
  • Student accounts: 20:1
  • High Stakes: 25:1
  • Hyper-Growth: 25:1
  • ProGrowth: 25:1
  • Bootcamp: 25:1
Stocks
  • Advance accounts: 100:1
  • Student accounts: 5:1
No data
Crypto
  • CFT Platform and MetaTrader: Advance accounts 100:1; Student accounts 5:1.
  • Bybit evaluations: up to 100:1, depending on the instrument and the limits available on Bybit.
  • High Stakes: 2:1
  • Hyper-Growth: 0.6:1
  • ProGrowth: 0.6:1
  • Bootcamp: 0.6:1
Forex
5 / lot
4 / lot
Metals
0.001%
0
Energies
0.001%
0
Indices
0.01%
0
Stocks
0.004%
No data
Crypto
0.065%
0
Commission-Free Option
No
No
Swap Free
No
Yes

The5ers do offer Swap Free accounts on theFunded stage, reach out via support chat or email help@the5ers.com to request yours.

Account Reset

If your final-stage account is suspended, you can request a reset within 30 days as long as:

  • Every trade had a stop-loss.
  • No trade lost more than 2%.

2-Phase (size -> reset)

  • $5,000 -> $180
  • $10,000 -> $345
  • $25,000 -> $760
  • $50,000 -> $1,140
  • $100,000 -> $1,880
  • $200,000 -> $3,620

1-Phase (size -> reset)

  • $5,000 -> $198
  • $10,000 -> $380
  • $25,000 -> $840
  • $50,000 -> $1,255
  • $100,000 -> $2,079
  • $200,000 -> $3,980
No data
Add-ons
Yes

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

No
Instant
Yes
No
One Step
Yes
Yes
Account scaling
Yes

Only Instant account can be scaled. Request a withdrawal after 10% profit to double the size of your account up to a max of $1,280,000.

Yes

Hyper-Growth:

Account Balance Balance Target (10%) Payout Ratio
$20,000 $2,000 50%/50%
$40,000 $4,000 75%/25%
$80,000 $8,000 75%/25%
$160,000 $16,000 75%/25%
$320,000 $32,000 75%/25%
$640,000 $64,000 80%/20%
$1,280,000 $128,000 80%-100%
$4,000,000 NA 80%-100%

 

High Stakes & ProGrowth:

Account Balance Balance Target (10%) Payout Ratio
HS - $5,000 $5,500 80%/20%
$7,500 $8,250 80%/20%
HS- $10,000 $11,000 80%/20%
$12,500 $13,750 80%/20%
$15,000 $16,500 80%/20%
HS- $20,000 $22,000 80%/20%
$30,000 $33,000 80%/20%
$40,000 $44,000 80%/20%
$50,000 $55,000 80%/20%
HS- $60,000 $66,000 80%/20%
$70,000 $77,000 80%/20%
$80,000 $88,000 80%/20%
HS- $100,000 $110,000 80%/20%
$125,000 $137,500 80%/20%
$150,000 $165,000 80%/20%
$175,000 $192,500 85%/15%
$200,000 $220,000 85%/15%
$250,000 $275,000 90%/10%
$300,000 $330,000 90%/10%
$350,000 $385,000 100%/0% + $4,000 pago fijo*
$400,000 $440,000 100%/0% + $4,000 pago fijo*
$450,000 $495,000 100%/0% + $4,000 pago fijo*
$500,000 X 100%/0% + $10,000 pago fijo*

 

Bootcamp:

Account Balance Maximum Loss (4%) Profit Target (5%) Payout Ratio
Start $20k $800 $1,000 50/50
$25k $1,000 $1,250 75/25
$30k $1,200 $1,500 75/25
$40k $1,600 $2,000 75/25
$50K $2,000 $2,500 75/25
$60K $2,400 $3,000 75/25
$80K $3,200 $4,000 75/25
$100K $4,000 $5,000 75/25
Start $100k $4,000 $5,000 50/50
$125k $5,000 $6,250 75/25
$150k $6,000 $7,500 75/25
$175K $7,000 $8,750 75/25
$200K $8,000 $10,000 75/25
Start $250K $10,000 $12,500 50/50*
$275K $11,000 $13,750 75/25
$300K $12,000 $15,000 75/25
$350K $14,000 $17,500 75/25
$400K $16,000 $20,000 75/25
$500K $20,000 $25,000 75/25
$750K $30,000 $37,500 75/25
$1M $40,000 $50,000 75/25
$1.5M $60,000 $75,000 75/25
$2M $80,000 $100,000 80/20
$2.5M $100,000 $125,000 100/0
$3M $120,000 $150,000 100/0
$3.5M $140,000 $175,000 100/0
$4M $160,000 $200,000 100/0

 

Summer Plan $100K:

Account Balance Balance Target (10%) Payout Ratio
$100,000 $10,000 75%/25%
$125,000 $12,500 75%/25%
$150,000 $15,000 75%/25%
$175,000 NA 75%/25%

The $200,000 Summer 2-Step does not scale; its balance remains fixed at $200,000.

Two Steps
Yes
Yes
Max Drawdown
  • CFT Platform and MetaTrader: 2 Phases and Instant use a static maximum loss; 1 Phase uses trailing drawdown.
  • Bybit: 1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase, Ascend and Instant use fixed maximum-loss limits.

Exact limits are shown in each challenge.

Balance-based

Profit Split
  • Instant: 50% at the starting level, then 60%, 70%, 80% and 90% as the account scales.
  • 1 Phase and 2 Phases: 80% in the Final Stage, with an optional 90% add-on.
  • Break: 80% in the Final Stage.

Bootcamp and Hyper-Growth: Starts at 50%. It grows up to 100% through scaling
High Stakes and ProGrowth: Starts at 80%. It grows up to 100% through scaling
Summer Plan $100K: 75%/25% (fixed across scaling tiers, limited-time)
Summer 2-Step $200K: 80%/20% (fixed; no scaling, limited-time)

Free Trial
No
No
Profit After Breach

If your final-stage account is suspended with virtual profits, you can still receive up to 50% in performance rewards if:

  • Every trade had a stop-loss.
  • No single trade lost more than 2%.
  • You traded for at least 15 days.
No data
Daily Drawdown
  • CFT Platform and MetaTrader: 2 Phases, 1 Phase, Instant and Ascend use balance-based daily drawdown.
  • Bybit: daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit.

Exact limits are shown in each challenge.

Highest balance or equity recorded at the end of the day (EOD high-watermark).

Daily pause (only Bootcamp): The 3% daily pause applies only to funded accounts. Traders can continue trading the very next day at 00:00 MT5 Server Time.

ProGrowth: 3% daily loss (highest between starting equity or starting balance of the day at MT5 Server Time). No daily pause.

Summer Plan: The EOD calculation uses the higher of balance or equity. Reaching the daily loss limit permanently terminates the account.

Three Steps
No
Yes
Max Allocation

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break and Ascend accounts also have separate allocation limits.

High Stakes

  • Up to 3 accounts on each of the $2.5K, $5K, and $10K sizes (10% / 5%)
  • One account of either $10K or $20K
  • One account of either $60K or $100K

ProGrowth

3 accounts max, one of each size ($5K, $10K, and $20K).

Hyper-Growth

$40,000. (eg. you can have 4 X $10K, or 2 X $20K accounts all adding to the max starting capital of $40K)

Bootcamp

3 accounts (one $250K account + two $100K accounts). Each account must have a different trading method.

Summer Plan

Up to 6 active accounts. Two accounts may be purchased together.

Maximum aggregate buying power: $600,000 per trader.

  • Up to one $200K 10/5 account and one $200K 8/5 account at the same time.
  • Both $200K accounts total $400K, leaving up to $200K for additional $100K Summer Plan accounts.
Merge Accounts
No
No
Maximum Trading Days

Unlimited

Unlimited

Minimum Trading Days
  • 1-Phase, 2-Phase and Break: no minimum trading days to pass the evaluation.
  • Instant: no evaluation phase and no minimum days.
  • Ascend: 5 trading days in evaluation.
No data
Monthly Competition
No
No
Points Reward Program
No data

Hub Credits are used to purchase new programs and are valid for 3 months.

They can be earned through weekly competitions, progress in the High Stakes program, or live stream giveaways.

Minimum Profitable Days
No data

High Stakes: 3 days to pass evaluation (+0.5%)
ProGrowth: 3 profitable days (+0.5% of initial balance)

Expert Advisor (EA)
Limited

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Yes
VPN
Yes
Yes
Hedging
No
No
Requires Stop Loss
No
No
  • Hyper-Growth, ProGrowth and High Stakes: Not mandatory
  • Bootcamp: Mandatory. You are not permitted to expose more than 2% of your starting account balance to risk, and the stop-loss must be placed within three minutes of opening any trade.
Scalping
Limited

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Yes
Stacking / Layering (DCA)
Yes
Yes
Maximum Risk Limit
Yes

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Yes

Bootcamp: Risking more than 2% of the account balance in a single position will be considered a risk violation.

Copy Trading
Limited

Copy trading is allowed under the firm's general rules. Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

Yes

If you have multiple Bootcamp accounts, they will need to be traded with different strategies

When managing $500,000 or more including all your accounts, you are not allowed copy trades between accounts anymore

News Trading
Yes

Ascend

During the two minutes before and after high-impact news or market open, traders must not open or add new positions, nor increase or combine their maximum theoretical loss beyond 2% of the account's initial balance.

Yes
  • Hyper-Growth, ProGrowth and Bootcamp: Allowed (except bracketing)
  • High Stakes: Not allowed to open/close orders 2 minutes before/after the release (profit deduction only)
Consistency Rule
Limited

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

Limited
  • Summer 1-Step: 50% consistency in Evaluation and Funded Trader stages.
  • Summer 2-Step: no consistency rule in Evaluation.
    • $100K funded accounts: 50% applies to profits used for withdrawals or scale-up.
    • $200K funded accounts: 50% applies to profits used for withdrawals; these accounts do not scale.
Hold Weekend
Yes

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Yes
Prohibited Strategies

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts and coordinated trading are prohibited. On Bybit, unauthorized deposits into the subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are also prohibited.

  • Arbitrage Trading
  • High-Frequency Trading (HFT)
  • Bulk Trading
  • News Bracketing Strategy
  • Exploitation of System Errors or Price Glitches
  • Trade Coordination / Copy Trading
  • One-Sided Trading Strategies
  • Rollover Night Scalping Using Expert Advisors
  • Third-Party Expert Advisors (Copy Trading EAs)
  • Use of Expert Advisors Without Source Code Ownership
  • Tick Scalping
  • Hedge Arbitrage Trading
  • Reverse Arbitrage Trading
  • Account Sharing or Account Reselling
  • Account Management Services / "Pass Your Challenge" Services
Inactivity Rule
No data

30 days

Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord