/
Login
Breaking
All news
Comparison · Forex

Detailed Comparison: FundedNext vs Crypto Fund Trader (2025)

Updated on

1. Corporate Identity and Regional Restrictions

  • Geographic Base: FundedNext operates from the United Arab Emirates (Ajman), while Crypto Fund Trader (CFT) is headquartered in Switzerland (Zug). This reflects two different regulatory environments; Switzerland is known for financial stability, whereas the UAE is a global hub for prop firm innovation.
  • Restricted Jurisdictions: FundedNext has a significantly long list of banned countries, including the United States, Malaysia, Vietnam, and several others. This limits their accessibility for global traders. In contrast, CFT maintains a much more open policy, though traders should always verify local regulations.
  • CEO and Transparency: Both firms feature public CEOs (Abdullah Jayed for FundedNext and Alan Sanchez for CFT), which generally adds a layer of accountability to the brand.

2. Trading Platforms and Asset Diversity

  • Platform Availability: FundedNext offers a superior range of interfaces, including MetaTrader 4, MetaTrader 5, cTrader, MatchTrader, and TradingView. This variety is ideal for traders who rely on specific tools like cTrader’s advanced order entry.
  • Specialized Access: CFT focuses on MetaTrader 5, MatchTrader, and ByBit. The inclusion of ByBit is a strategic advantage for crypto-native traders who prefer exchange-style execution over standard CFDs.
  • Tradable Assets: While both offer Forex, Indices, and Commodities, Crypto Fund Trader includes Stocks, which are absent in FundedNext’s main lineup. However, FundedNext’s crypto leverage is often more restricted compared to CFT’s "Advance" accounts.

3. Payout Reliability and Refund Policies

  • Payout Guarantee: FundedNext offers a "Brand Promise" where they guarantee payment within 24 hours or provide an extra $1,000. This is one of the strongest reliability incentives in the industry.
  • Fee Structure: FundedNext charges a 3.5% payout fee, while CFT does not explicitly mention one. However, FundedNext offers a refund of the registration fee (after the first or third payout depending on the plan), whereas CFT does not offer refunds for their challenges.
  • Withdrawal Frequency: FundedNext is more flexible for active earners, offering payouts every 5 days on 1-Step accounts. CFT requires 15 days of trading for the first payout and 30 days for subsequent ones, representing a significantly slower capital rotation for the trader.

4. Drawdown Models and Risk Management

  • Drawdown Calculation: Both firms utilize a balance-based daily drawdown, which is generally more trader-friendly than equity-based models as it ignores open floating profits.
  • Trailing vs. Static:
    • FundedNext uses static drawdown across its plans, meaning the maximum loss limit does not move up as you gain profit.
    • CFT uses static drawdown for 2-phase accounts but employs a trailing drawdown for 1-phase accounts. Trailing drawdown is riskier because the "floor" follows your account peak, making it harder to maintain the account during equity pullbacks.
  • Profit Caps: A critical constraint in CFT is the $10,000 simulated profit cap per day or per trade. If a trader hits a "home run" trade exceeding this, the excess is removed. FundedNext does not impose such a specific monetary cap, preferring percentage-based rules.

5. Trading Rules and Strategy Restrictions

  • News Trading:
    • FundedNext: Allows news trading but with a "40% rule"—only 40% of profits made within 5 minutes of high-impact news are counted. This is a significant "hidden" condition for news scalpers.
    • CFT: Restrictions are specific to the "Ascend" plan (2-minute window before/after news).
  • Stacking and Hedging:
    • FundedNext prohibits stacking (layering multiple positions on the same asset) and has strict rules against specific strategies like grid trading or tick scalping.
    • CFT allows stacking but strictly prohibits hedging (opening opposite positions on the same instrument).
  • Inactivity: FundedNext is strict with a 30-day inactivity rule. If you don't trade for a month, you lose the account.

6. Evaluation Structures and Scaling

  • Phase Options: Both firms offer 1-step and 2-step evaluations. FundedNext also offers "Stellar Lite" (low cost) and "Stellar Instant." CFT offers a budget-friendly "Ascend" model.
  • Scaling Potential:
    • FundedNext offers a 40% balance boost every four months if specific growth (10%) and payout targets are met, up to $4 million.
    • CFT scaling is focused on Instant accounts, allowing them to double in size up to $1.28 million after 10% profit withdrawals.
  • Add-ons: Both firms allow traders to "customize" their accounts. FundedNext offers 95% profit splits and biweekly payouts as paid extras, while CFT offers 90% splits and weekly payouts for 2-phase accounts.

7. Summary: Which Firm to Choose?

Choose FundedNext if:

  • You require TradingView or cTrader integration.
  • You value a guaranteed payout speed and the security of a refund.
  • You prefer a static drawdown on 1-step accounts.
  • You are a high-volume trader looking for maximum allocation (up to $4 million via scaling).
  • You do not trade high-impact news specifically to capture 100% of the move.

Choose Crypto Fund Trader if:

  • You are a crypto-focused trader who wants to use ByBit or trade stocks.
  • You want to use stacking/layering strategies which are banned at FundedNext.
  • You are looking for a firm with fewer geographic restrictions (especially if you are in a country banned by FundedNext).
  • You prefer the "Ascend" pricing model for smaller starting capitals.
  • You are comfortable with a trailing drawdown in exchange for a simpler 1-phase evaluation.
Field by field

Crypto Fund Trader and FundedNext, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

55 differences

10%off · Exclusive
Headquarters

Bahnhofstrasse 21, 6300, Zug, Switzerland

Office No. 7, AI Robotics HUB, C1 Building, AFZ, Ajman, United Arab Emirates

CEO

Alan Sanchez

Abdullah Jayed

Country

Switzerland

United Arab Emirates

Foundation

2022

2022

Banned Countries
No data
Bangladesh, Belarus, North Korea, Syria, United States, American Samoa, Puerto Rico, Grenada, Chad, Malaysia, Belize, Antigua and Barbuda, Cape Verde, Tuvalu, Vietnam, Bouvet Island, Burundi, Cook Islands, Eritrea, Comoros, Sri Lanka, Fiji
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Indices, Commodities, Crypto, Stocks
Brokers
Proveedor de liquidez, Bybit

Liquidity Providers

Refund
No
Yes

Registration (or reset) fee is refunded after the first payout. Applies to all accounts except Stellar Lite, where the fee is refunded after the third payout.

Payout Fee

5% processing fee on crypto payouts. Only TRC20 USDT supported.

3.5%

Platforms
Metatrader 5, MatchTrader, ByBit
Metatrader 4, Metatrader 5, cTrader, MatchTrader, Tradingview
Demo Account
Metatrader 5
ID123456Password7cZy-gEoServerRLCrates-Live
Match Trader
ID-PasswordDemoCFT1
Metatrader 4
ID123456PasswordFN2022ServerFundedNext-Server
Metatrader 5
ID123456Password@Fn2024*ServerFundedNext-Server
Payout Methods
Crypto, Transfer
Transfer, PayPal, Card
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Card, Crypto, PayPal, Skrill, ApplePay, GooglePay
Payout Frequency

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

  • Stellar 1-Step: Every 5 business days
  • Stellar 2-Step and Stellar Lite — reward structure chosen at checkout:
    • Standard: First payout after 21 days, then every 14 days. No additional conditions.
    • 3-Day Performance Reward: Payout every 3 days after completing 3 profitable days in the cycle, each with at least 1% profit.
    • On-Demand Performance Reward: Payout on demand after reaching 2% account growth and maintaining 40% consistency.
  • Stellar Instant: On-demand from day 1 (minimum 5% profit)
Crypto Weekend Trading
Yes
No data
Maximum Withdrawal

$5,000 per transaction (crypto)

  • USDT, USDC: $1,000
Payout Guarantee
No data

Brand Promise: Guaranteed Performance Reward within 24 hours, or get $1,000 extra.

Minimum Withdrawal
No data
  • USDT: $20
  • USDC, Rise: $50
Forex
  • Advance accounts: 100:1
  • Student accounts: 30:1
No data
Metals
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • 2-Step, Lite: 25:1 (Challenge) / 15:1 (Funded)
  • 1-Step: 15:1 (Challenge) / 10:1 (Funded)
  • Instant: 7.5:1
Energies
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • 2-Step, Lite: 25:1 (Challenge) / 15:1 (Funded)
  • 1-Step: 15:1 (Challenge) / 10:1 (Funded)
  • Instant: 7.5:1
Indices
  • Advance accounts: 100:1
  • Student accounts: 20:1
  • 2-Step, Lite: 25:1 (Challenge) / 15:1 (Funded)
  • 1-Step: 10:1 (Challenge / Funded)
  • Instant: 5:1
Stocks
  • Advance accounts: 100:1
  • Student accounts: 5:1

2:1

Crypto
  • CFT Platform and MetaTrader: Advance accounts 100:1; Student accounts 5:1.
  • Bybit evaluations: up to 100:1, depending on the instrument and the limits available on Bybit.
No data
Forex
5 / lot
0
Metals
0.001%
0
Energies
0.001%
0
Indices
0.01%
0
Stocks
0.004%
0.004%
Crypto
0.065%
0
Commission-Free Option
No
No
Swap Free
No
Yes
Account Reset

If your final-stage account is suspended, you can request a reset within 30 days as long as:

  • Every trade had a stop-loss.
  • No trade lost more than 2%.

2-Phase (size -> reset)

  • $5,000 -> $180
  • $10,000 -> $345
  • $25,000 -> $760
  • $50,000 -> $1,140
  • $100,000 -> $1,880
  • $200,000 -> $3,620

1-Phase (size -> reset)

  • $5,000 -> $198
  • $10,000 -> $380
  • $25,000 -> $840
  • $50,000 -> $1,255
  • $100,000 -> $2,079
  • $200,000 -> $3,980
Yes

All evaluation accounts can be reset for a fee. Reset discount: 10% off challenge price on Stellar 1-Step / 2-Step / Instant, 5% off on Stellar Lite.

Add-ons
Yes

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

Yes
  • Swap-Free (+10%)
  • 95% Profit Split (+30%)
  • No minium trading days (+20)
  • 150% Refund (+10%)
  • Biweekly payout (+25%)
  • 10% Max Drawdown (+25%)
  • Double up: Purchase two identical accounts and receive a 60% discount on the second account
  • EA (+5%)
  • VPS (+5%)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Only Instant account can be scaled. Request a withdrawal after 10% profit to double the size of your account up to a max of $1,280,000.

Yes

Success Benchmarks

To trigger your first scaling event, you must meet the following Success Benchmarks:

  • Proven Track Record: Successfully received a minimum of 4 Performance Rewards.
  • Growth Benchmark: Demonstrate a minimum of 4% growth within each of those 4 payout cycles.
  • Maturity Milestone: Maintain an active and disciplined presence for at least 2 months.
  • Account Status: Finish the most recent cycle with a positive result and all positions closed before requesting the scale-up.

Pro Trader Privileges

Once you become a Pro Trader, you unlock the following privileges:

  • Exponential Growth: A 25% increase in your simulated capital for every qualifying cycle, up to a maximum of $4 Million.
  • Extra Performance Reward: A 15% retroactive reward from the profits earned during your Challenge phase (exclusive to Stellar 1-Step and 2-Step accounts).
  • Bonus Account: Receive a $100K Stellar Lite Challenge Account completely free to diversify your portfolio.
  • Loyalty Discount: Exclusive 12% discount on all your new account purchases.
  • Pro Distinction: Official designation as a "FundedNext Pro Trader".
Two Steps
Yes
Yes
Max Drawdown
  • CFT Platform and MetaTrader: 2 Phases and Instant use a static maximum loss; 1 Phase uses trailing drawdown.
  • Bybit: 1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase, Ascend and Instant use fixed maximum-loss limits.

Exact limits are shown in each challenge.

  • Stellar 2-Step, Stellar 1-Step, Stellar Lite: Static
  • Stellar Instant: 6% trailing. It rises with profits, never falls, is capped at the initial account balance and does not reset after a payout.
Profit Split
  • Instant: 50% at the starting level, then 60%, 70%, 80% and 90% as the account scales.
  • 1 Phase and 2 Phases: 80% in the Final Stage, with an optional 90% add-on.
  • Break: 80% in the Final Stage.
  • Stellar 1-Step: 80%

  • Stellar 2-Step and Stellar Lite: 80% with Standard, 60% with 3-Day Performance Reward, or 90% with On-Demand Performance Reward. The reward structure is chosen at checkout.

  • Eligible Stellar accounts can reach up to 95% under the scaling plan.

  • Instant: 70% on tier 1 and 2, 80% on tier 3 and above

  • Stellar 2-Step and Stellar 1-Step: 15% of the profits from the evaluation phases after achieving 10% profit in the funded account

Free Trial
No
Yes
Profit After Breach

If your final-stage account is suspended with virtual profits, you can still receive up to 50% in performance rewards if:

  • Every trade had a stop-loss.
  • No single trade lost more than 2%.
  • You traded for at least 15 days.
No data
Daily Drawdown
  • CFT Platform and MetaTrader: 2 Phases, 1 Phase, Instant and Ascend use balance-based daily drawdown.
  • Bybit: daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit.

Exact limits are shown in each challenge.

Balance-based

Three Steps
No
No
Max Allocation

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break and Ascend accounts also have separate allocation limits.

300,000

For traders in Cambodia, Mongolia, Slovakia, Slovenia, Taiwan, Ukraine, the Czech Republic, and Pakistan, FundedNext allows a Maximum Allocation of $50,000 across their accounts.

Merge Accounts
No
Yes
Maximum Trading Days

Unlimited

No data
Minimum Trading Days
  • 1-Phase, 2-Phase and Break: no minimum trading days to pass the evaluation.
  • Instant: no evaluation phase and no minimum days.
  • Ascend: 5 trading days in evaluation.
  • Stellar Lite, and Stellar 2-Step evaluation phases: 5 days
  • Stellar 1-Step evaluation phase: 2 days
  • Funded phase in all accounts: 0 days
Monthly Competition
No
Yes
Points Reward Program
No data

FundedNext’s Infinity Points Program rewards traders for their activity on the platform. By completing various actions, users collect Infinity Points that can be exchanged for discount coupons on FundedNext Challenges. The program recognizes trader participation while offering savings and added value to their trading journey.

Expert Advisor (EA)
Limited

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Yes

EA Add-on required

VPN
Yes
Yes

EA Add-on required

Hedging
No
Yes
Requires Stop Loss
No
Yes
Scalping
Limited

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Yes
Stacking / Layering (DCA)
Yes
No
Maximum Risk Limit
Yes

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Yes

3%

Copy Trading
Limited

Copy trading is allowed under the firm's general rules. Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

Yes
News Trading
Yes

Ascend

During the two minutes before and after high-impact news or market open, traders must not open or add new positions, nor increase or combine their maximum theoretical loss beyond 2% of the account's initial balance.

Limited

Only 40% of the profit from trades during this window will be counted toward your account balance. This applies to trades opened or closed within 5 minutes before and after a listed high-impact news event.

Consistency Rule
Limited

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

No
Hold Weekend
Yes

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Yes
Prohibited Strategies

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts and coordinated trading are prohibited. On Bybit, unauthorized deposits into the subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are also prohibited.

  • Hyperactivity
  • Latency Trading
  • Copy Trading from Others
  • Any form of Arbitrage Trading
  • Tick Scalping
  • Grid Trading
  • One-sided Betting
  • Account Sharing
  • Hedging or Group Hedging
  • Use of Guaranteed Profit with Limit Orders
  • Use of Platform or Data Freezing Due to Demo Server Errors
Inactivity Rule
No data

Accounts (both Challenge and FundedNext) inactive for 60 consecutive calendar days are marked inactive. A warning email is sent first; if no trade is placed within 24 hours of the warning, the account is deactivated. Stellar Challenge Accounts can be reset to continue; FundedNext Accounts cannot. KYC verification must be completed within 30 days post-challenge.

Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord