The split
Profit distribution varies significantly depending on the chosen path and longevity with the firm:
- Crypto Fund Trader: Offers a base 80% profit split for its 1-Phase, 2-Phase, and Break evaluations. This can be increased to 90% via a paid addon at checkout. Their Instant funding accounts start lower at 50%, scaling up as the account grows.
- FTM Perps: Uses a loyalty-based scaling system. You begin at 80% for the first four approved payouts, moving to 85% on the fifth, and reaching a permanent 90% from the sixth payout onwards.
How often you can withdraw
Speed is the defining factor for FTM Perps, while Crypto Fund Trader follows a more traditional schedule:
- FTM Perps: You can request a payout any day of the week, including weekends. There is no mandatory waiting period between withdrawals as long as the 1% profit threshold is maintained.
- Crypto Fund Trader: Standard evaluations require 15 traded days or 30 calendar days. The "Weekly Payout" addon can reduce this requirement to 7 traded days. Break accounts allow on-demand withdrawals after the initial review, and Instant accounts allow a "Withdrawal & Upgrade" once 10% profit is reached.
Minimums and methods
Both firms lean heavily into crypto-native payment solutions to facilitate global transfers:
- Methods: Crypto Fund Trader supports Crypto and Bank Transfers. FTM Perps supports Crypto and Rise.
- Minimums: FTM Perps requires a minimum of $50 per request. Crypto Fund Trader does not specify a dollar minimum but requires the account to be in "Final Stage" (funded) and meet the specific day requirements or profit targets (10% for Instant upgrades).
- Payout Guarantee: FTM Perps offers a unique guarantee where they double the payout (up to $1,000) if not processed within 24 business hours.
What delays a payout
Reaching the profit target is only half the battle; risk and consistency rules dictate when you can actually touch the money:
- Consistency Rules: Crypto Fund Trader applies a 40% consistency rule only to its Break Final Stage accounts (no single day can exceed 40% of total profit). FTM Perps has no consistency rule.
- Profit Caps: Crypto Fund Trader limits simulated profit to $10,000 per trading day and per trade.
- Thresholds: FTM Perps requires the balance to be at least 1% above the starting balance to be eligible for any withdrawal.
- Risk Breaches: In FTM Perps, the daily drawdown (3%) is a hard breach based on the higher of balance or equity at the 22:00 UTC reset. In Crypto Fund Trader, daily drawdown (4-5%) is calculated at 00:05 UTC.
What it takes to get there
The investment required to reach the first payout depends on the evaluation complexity and platform preference:
- Evaluation Paths: Crypto Fund Trader offers 1-Phase, 2-Phase, Break, and Instant Funding. FTM Perps offers only One-Step (Infinity or Infinity Plus).
- Pricing: A $50,000 1-Phase account at Crypto Fund Trader costs $369. At FTM Perps, the largest available allocation is $20,000, costing $258 (Infinity) or $298 (Infinity Plus).
- Platforms: Crypto Fund Trader requires connecting a personal Bybit subaccount via API. FTM Perps uses its own FTM Terminal.
- Trading Styles: Both allow news trading and weekend holding. However, Crypto Fund Trader allows EAs for normal trading, while FTM Perps currently prohibits EAs (API access for bots is listed as "coming soon").
Which pays out more comfortably
FTM Perps pays out more comfortably for the "fast-flip" trader or those who prefer frequent, smaller withdrawals without being tied to calendar cycles or consistency percentages. Its 24/7 withdrawal availability and 1% threshold are designed for immediate gratification.
Crypto Fund Trader is better suited for high-volume crypto futures traders who want to operate on a top-tier exchange (Bybit). While the payout cycle is longer (standard 15-30 days), the ability to access up to $300,000 in standard allocation (and $1.28M for Instant) makes it the more robust choice for those aiming for large-scale capital rather than rapid frequency.
Frequently asked questions
Which firm is cheaper to start an evaluation, Crypto Fund Trader or FTM Perps?
Crypto Fund Trader is more accessible for small budgets, offering a 5k 1-Phase account for $40. FTM Perps' entry-level account is a 5k One-Step for $68. However, for larger accounts, FTM Perps is limited to $20,000 as its maximum single purchase ($258), whereas Crypto Fund Trader scales up to $200,000 evaluations.
Which firm allows you to withdraw profits faster, Crypto Fund Trader or FTM Perps?
FTM Perps is significantly faster, allowing withdrawals any day (including weekends) as soon as you are 1% in profit. Crypto Fund Trader generally requires a 15-day trading minimum or a 30-day wait, unless you pay for a weekly addon or use the Break/Instant models which have their own specific conditions.
Can I use Expert Advisors (EAs) on both Crypto Fund Trader and FTM Perps?
No, the rules differ strictly. Crypto Fund Trader allows EAs and automation for normal trading strategies. FTM Perps currently prohibits EAs and signal-copying services, although they have announced that API access for personal bots will be available in the future.
Which firm has a more lenient drawdown rule, Crypto Fund Trader or FTM Perps?
Crypto Fund Trader is generally more lenient, offering up to 5% daily and 10% maximum drawdown on its 2-Phase plans. FTM Perps is much tighter, with a static maximum drawdown of only 3% (Infinity) or 5% (Infinity Plus) and a daily limit of 3%, which is very restrictive for volatile assets like crypto.
