The split
At Crypto Fund Trader, the profit share depends strictly on the path chosen. Evaluation accounts (1-Phase, 2-Phase, and Break) start at 80%, with an optional add-on to reach 90%. However, the Instant funding accounts start much lower, at 50%, though they can scale as the account grows.
Upscale keeps it simpler across its plans. All accounts start with an 80% profit split. Like its competitor, it offers a "90% split" upgrade that can be purchased at checkout for an additional 20% of the base price.
How often you can withdraw
Crypto Fund Trader requires a bit of patience or an extra investment. Standard payouts for 1-Phase and 2-Phase accounts occur every 30 calendar days or after 15 traded days. You can reduce this to 7 days by purchasing the Weekly Payout add-on. Instant accounts allow for a "Withdrawal & Upgrade" upon reaching a 10% profit.
Upscale offers a more rigid but frequent schedule. The first request can be made 14 calendar days after activation, and subsequent payouts are available every 14 days. However, you must have at least 5 profitable days within that 14-day window to be eligible for a withdrawal.
Minimums and methods
Upscale stands out for its accessibility, allowing withdrawals from as little as $1. They process payments exclusively in USDT via non-custodial wallets on the TON, Base, or BSC networks.
Crypto Fund Trader offers more traditional variety, supporting both Crypto and Bank Transfers for payouts. While they do not specify a minimum amount as low as $1, they do not impose the "withdrawal caps" seen at Upscale, where withdrawals are limited to a percentage of the initial capital per period (e.g., 20% for a 100K account).
What delays a payout
Several rules can postpone your payday at both firms:
- At Upscale: The "Profitable Day" rule is the main hurdle; you need 5 days where equity grows by at least 0.5% of the initial capital. Additionally, Turbo and API accounts have a 30% consistency rule (no single day can exceed 30% of total profit).
- At Crypto Fund Trader: A $10,000 daily profit cap exists to prevent "all-in" gambling styles. Only Break accounts face a consistency rule (40%), which is checked at the time of payout.
- Risk Limits: CFT uses trailing drawdown for 1-Phase/Break accounts (based on balance) and fixed for 2-Phase. Upscale uses static drawdown for Basic/Accelerated but trailing for Turbo accounts.
What it takes to get there
The investment and the journey to the first dollar vary significantly:
- Price: For a 100K evaluation, Crypto Fund Trader is cheaper at $619 (1-Phase) compared to Upscale’s $799 (Basic RWA) or $999 (Accelerated All).
- Platforms: CFT requires connecting a personal Bybit account via API, meaning you trade in a real exchange environment. Upscale uses a proprietary terminal with TradingView charts, accessible via browser or Telegram.
- Styles: CFT is more flexible for scalpers (no minimum hold time). Upscale, if using the API option, excludes profits from trades closed within 60 seconds. Both allow news trading, though Upscale enforces "close-only" mode during major US macro releases for certain assets.
Which pays out more comfortably
Upscale is more comfortable for the "micro-trader" who wants to see their money frequently and doesn't mind strict consistency, thanks to its $1 minimum and 14-day cycle. However, for a professional trader seeking to move large volumes without withdrawal caps or daily profit targets, Crypto Fund Trader offers a cleaner path through the Bybit infrastructure, despite the longer initial waiting period.
Frequently asked questions
Which firm is more affordable for a 100K evaluation, Crypto Fund Trader or Upscale?
Crypto Fund Trader is the more affordable option for this size. Its 1-Phase 100K evaluation costs $619, and the 2-Phase version is $660. In contrast, Upscale’s 100K evaluation prices start at $699 for the "Basic RWA" plan and can go up to $999 for the "Accelerated All" plan, making the entry cost significantly higher at Upscale.
Which firm has faster payouts, Crypto Fund Trader or Upscale?
Upscale generally offers a faster payout cycle, with withdrawals available every 14 days starting from the first request. Crypto Fund Trader defaults to a 30-day cycle (or 15 traded days), and while you can reduce this to 7 days with a paid add-on, Upscale provides the bi-weekly frequency as a standard feature without extra costs.
Does Crypto Fund Trader or Upscale have more restrictive consistency rules?
Upscale has more restrictive consistency rules. It requires at least 5 "profitable days" (0.5% gain) per payout period and applies a 30% consistency cap on Turbo and API accounts. Crypto Fund Trader only applies a 40% consistency rule to its "Break" accounts and imposes a $10,000 daily profit cap, which is generally easier to manage for most trading strategies.
Can I use EAs and Bots on both Crypto Fund Trader and Upscale?
Yes, but with different conditions. Crypto Fund Trader allows EAs for normal trading through the Bybit API connection, prohibiting only HFT and arbitrage. Upscale requires you to purchase a specific "API option" to use bots or scripts; however, this option introduces a 60-second minimum holding time for profitable trades and makes the 30% consistency rule mandatory.





















