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Comparison · Perps

Getting paid at Crypto Fund Trader and Upscale

The fundamental difference between these two firms lies in their environment: Crypto Fund Trader operates as a bridge to the Bybit ecosystem for dedicated crypto traders, while Upscale is a multi-asset platform that uses its own proprietary terminal with a high focus on daily performance consistency.

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The split

At Crypto Fund Trader, the profit share depends strictly on the path chosen. Evaluation accounts (1-Phase, 2-Phase, and Break) start at 80%, with an optional add-on to reach 90%. However, the Instant funding accounts start much lower, at 50%, though they can scale as the account grows.

Upscale keeps it simpler across its plans. All accounts start with an 80% profit split. Like its competitor, it offers a "90% split" upgrade that can be purchased at checkout for an additional 20% of the base price.

How often you can withdraw

Crypto Fund Trader requires a bit of patience or an extra investment. Standard payouts for 1-Phase and 2-Phase accounts occur every 30 calendar days or after 15 traded days. You can reduce this to 7 days by purchasing the Weekly Payout add-on. Instant accounts allow for a "Withdrawal & Upgrade" upon reaching a 10% profit.

Upscale offers a more rigid but frequent schedule. The first request can be made 14 calendar days after activation, and subsequent payouts are available every 14 days. However, you must have at least 5 profitable days within that 14-day window to be eligible for a withdrawal.

Minimums and methods

Upscale stands out for its accessibility, allowing withdrawals from as little as $1. They process payments exclusively in USDT via non-custodial wallets on the TON, Base, or BSC networks.

Crypto Fund Trader offers more traditional variety, supporting both Crypto and Bank Transfers for payouts. While they do not specify a minimum amount as low as $1, they do not impose the "withdrawal caps" seen at Upscale, where withdrawals are limited to a percentage of the initial capital per period (e.g., 20% for a 100K account).

What delays a payout

Several rules can postpone your payday at both firms:

  • At Upscale: The "Profitable Day" rule is the main hurdle; you need 5 days where equity grows by at least 0.5% of the initial capital. Additionally, Turbo and API accounts have a 30% consistency rule (no single day can exceed 30% of total profit).
  • At Crypto Fund Trader: A $10,000 daily profit cap exists to prevent "all-in" gambling styles. Only Break accounts face a consistency rule (40%), which is checked at the time of payout.
  • Risk Limits: CFT uses trailing drawdown for 1-Phase/Break accounts (based on balance) and fixed for 2-Phase. Upscale uses static drawdown for Basic/Accelerated but trailing for Turbo accounts.

What it takes to get there

The investment and the journey to the first dollar vary significantly:

  • Price: For a 100K evaluation, Crypto Fund Trader is cheaper at $619 (1-Phase) compared to Upscale’s $799 (Basic RWA) or $999 (Accelerated All).
  • Platforms: CFT requires connecting a personal Bybit account via API, meaning you trade in a real exchange environment. Upscale uses a proprietary terminal with TradingView charts, accessible via browser or Telegram.
  • Styles: CFT is more flexible for scalpers (no minimum hold time). Upscale, if using the API option, excludes profits from trades closed within 60 seconds. Both allow news trading, though Upscale enforces "close-only" mode during major US macro releases for certain assets.

Which pays out more comfortably

Upscale is more comfortable for the "micro-trader" who wants to see their money frequently and doesn't mind strict consistency, thanks to its $1 minimum and 14-day cycle. However, for a professional trader seeking to move large volumes without withdrawal caps or daily profit targets, Crypto Fund Trader offers a cleaner path through the Bybit infrastructure, despite the longer initial waiting period.

Frequently asked questions

Which firm is more affordable for a 100K evaluation, Crypto Fund Trader or Upscale?

Crypto Fund Trader is the more affordable option for this size. Its 1-Phase 100K evaluation costs $619, and the 2-Phase version is $660. In contrast, Upscale’s 100K evaluation prices start at $699 for the "Basic RWA" plan and can go up to $999 for the "Accelerated All" plan, making the entry cost significantly higher at Upscale.

Which firm has faster payouts, Crypto Fund Trader or Upscale?

Upscale generally offers a faster payout cycle, with withdrawals available every 14 days starting from the first request. Crypto Fund Trader defaults to a 30-day cycle (or 15 traded days), and while you can reduce this to 7 days with a paid add-on, Upscale provides the bi-weekly frequency as a standard feature without extra costs.

Does Crypto Fund Trader or Upscale have more restrictive consistency rules?

Upscale has more restrictive consistency rules. It requires at least 5 "profitable days" (0.5% gain) per payout period and applies a 30% consistency cap on Turbo and API accounts. Crypto Fund Trader only applies a 40% consistency rule to its "Break" accounts and imposes a $10,000 daily profit cap, which is generally easier to manage for most trading strategies.

Can I use EAs and Bots on both Crypto Fund Trader and Upscale?

Yes, but with different conditions. Crypto Fund Trader allows EAs for normal trading through the Bybit API connection, prohibiting only HFT and arbitrage. Upscale requires you to purchase a specific "API option" to use bots or scripts; however, this option introduces a 60-second minimum holding time for profitable trades and makes the 30% consistency rule mandatory.

Field by field

Crypto Fund Trader and Upscale, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

55 differences

15%off · Exclusive
Headquarters

Bahnhofstrasse 21, 6300, Zug, Switzerland

Office 14, First Floor, Trinity House, Victoria, Mahé, Seychelles. Registered office of Innovix Ltd.

CEO

Alan Sanchez

No data
Country

Switzerland

Seychelles

Foundation

2022

2025-03

Banned Countries
No data
United States
Assets
Crypto
Crypto, Forex, Commodities, Indices, Stocks
Brokers
Bybit

Simulated trading in a proprietary TradingView-chart terminal, available through browser, PWA and Telegram. Prices from Stork, Pyth and Upscale Price Index. Trading from tradingview.com is unavailable.

Refund
No
No data
Platforms
ByBit
Tradingview, Propietary Platform
Payout Methods
Crypto, Transfer
Crypto
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Crypto, Card, ApplePay, GooglePay
Payout Frequency

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

First request after 14 calendar days from funded activation; subsequently 14 days after each completed payout. At least 5 profitable days per period. Advertised processing: up to 48 hours. One request per period.

Crypto Weekend Trading
Yes
Yes
Payout Fee
No data

No separate withdrawal fee: Upscale only keeps its profit split share. The net amount is shown before the request is confirmed.

Maximum Withdrawal
No data

Per period, based on original notional: 5K, 50%; 10K and 25K, 40%; 50K, 25%; 100K, 20%; 200K, 15%. Excess profit stays in the account.

Minimum Withdrawal
No data

USD 1. USDT to a non-custodial wallet on TON, Base or BSC. Free margin must cover the request and equity must exceed the current iteration baseline. Only profit above the original notional is withdrawable. Open RWA positions in paused markets block requests.

Crypto

Up to 100:1, depending on the instrument and the limits available on Bybit.

5:1; Turbo 2:1

Forex
No data

100:1; Turbo 30:1

Metals
No data

Gold/silver 10:1, Turbo 5:1; copper 10:1, Turbo 3:1

Energies
No data

WTI 5:1, Turbo 2:1; gas 10:1, Turbo 3:1

Indices
No data

US 15:1, Turbo 5:1; GER40, EU50, KR200 and JP225 10:1, Turbo 3:1

Stocks
No data

5:1; Turbo 2:1

Commission

Bybit evaluations use the native fees of the trader's connected Bybit account. Fees vary by trading pair, maker/taker status and volume tier. Crypto Fund Trader does not add a markup.

No data
Forex
No data
0
Metals
No data
0
Energies
No data
0
Indices
No data
0
Stocks
No data
0
Crypto
No data
0
Swap Free
No
No

Funding on notional in both directions: crypto 0.015% every 8 hours (00:00, 08:00 and 16:00 UTC); forex 0.009% daily, triple Wednesday; gold/silver 0.048% daily, triple Wednesday; indices, stocks, WTI, gas and copper 0.025% daily. US/European indices and copper: triple Friday. WTI at 20:00 UTC; stocks, indices, gas and copper at 16:00 New York. Other exact times in terminal.

Account Reset
Yes

Resets apply only to suspended Final Stage accounts from 1-Phase and 2-Phase evaluations. Every trade must have used a stop loss, no trade may have risked more than 2%, and the reset must be requested within 30 calendar days.

Limited

Paid funded restoration only for eligible Basic/Accelerated accounts after automated review and within 48 hours of failure. Not guaranteed or available for demo, Turbo or accounts requiring fewer than 5 payout profit days. Selectable balance from 92% (Basic) or 96% (Accelerated), with at least 1% buffer above the breach floor. Individually priced, no discounts. Limits and withdrawable profit remain tied to original notional; days and period reset.

Add-ons
Yes

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

Yes

90% split: +20% of base price. Basic/Accelerated daily protection: +15% of base price, one use across the account lifetime; closes positions and blocks trading until 00:00 UTC, without covering maximum drawdown. API subject to checkout size eligibility. Discounts do not reduce option costs.

Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Instant accounts can double in size after reaching 10% simulated profit and requesting a Withdrawal & Upgrade. They can scale up to $1,280,000.

No
Two Steps
Yes
Yes
Max Drawdown

1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase and Instant use fixed maximum-loss limits. Exact percentages are shown in each challenge.

Basic and Accelerated: static within each iteration. Turbo: trailing highest equity, including floating PnL. Each payout starts a new iteration and recalculates the threshold; Turbo also reduces its high-water mark. Reaching a limit closes the account and forfeits accumulated profit. Basic funded accounts retain second-phase conditions.

Profit Split

1-Phase, 2-Phase and Break start at 80%; 1-Phase and 2-Phase can select a 90% add-on. Instant starts at 50% and increases through its scaling levels.

80%, or 90% with the optional upgrade added at purchase.

Free Trial
No
Yes

Free demo under real market conditions.

Daily Drawdown

Daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit. Exact limits are shown in each challenge.

Based on day-start equity, including floating PnL; resets at 00:00 UTC. Not applicable to Turbo.

Max Allocation

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break accounts also have a separate allocation limit.

Basic and Accelerated: USD 400,000 combined. Turbo: an additional USD 100,000 under an independent cap. Based on initial notional of active funded accounts; excess accounts are paused until manually activated when room becomes available.

Merge Accounts
No
No data
Maximum Trading Days

Unlimited.

No time limit.

Minimum Trading Days

No minimum trading days to pass 1-Phase, 2-Phase or Break evaluations. Instant has no evaluation phase.

No data
Minimum Profitable Days
No data

Profitable day: equity gain of at least 0.5% of initial notional between 00:00 UTC and day-end, including floating PnL. Basic: 3 days in phase 1 and 5 in phase 2; Accelerated: 3; funded and Turbo: 5 per payout period. Days accumulate with no time limit.

Expert Advisor (EA)
Limited

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Limited

Bots and scripts through the API option, subject to eligible checkout sizes. MetaTrader EAs are unsupported. The option cannot be disabled and its restrictions also cover manual trades.

VPN
Yes
Limited

VPN or anonymisation must not be used to bypass access restrictions.

Hedging
No

Hedging and opposite positions across accounts are prohibited. To reverse direction on the same instrument, existing opposite positions must first be closed and the applicable timing rules respected.

Limited

Allowed within one account. Opposite positions in the same asset across accounts are prohibited. If one account holds both directions, that asset cannot be traded on another account.

Requires Stop Loss
No
No data
Scalping
Limited

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Limited

Allowed. With the API option, profit from full or partial closes within 60 seconds of the last opening or increase is excluded; losses, commissions and funding count in full. No minimum holding time is published without this option.

Stacking / Layering (DCA)
Yes
No data
Maximum Risk Limit
Yes

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Limited

Open-interest caps per account and direction: WTI and gas USD 150,000; copper, GER40, EU50 and KR200 USD 300,000. Stocks: current cap in terminal. Minimum position size: USD 10.

Copy Trading
Limited

Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

Limited

Identical same-direction trades across own accounts are allowed. Systematic copying between traders, manual, bots or signals, is prohibited. API keys are personal and non-transferable.

News Trading
Yes
Limited

Allowed. US stocks and all forex pairs switch to close-only 5 minutes before and after major US macro releases; closing, reducing, stop loss and take profit keep working. Dividends and splits can force closures and restrictions from 1 hour before to 1 hour after. Check the terminal calendar.

Consistency Rule
Limited

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

Limited

Turbo and API accounts: best day below 30% of total period profit. On API accounts this also gates each phase transition. No account closure: keep trading until compliant.

Hold Weekend
Yes

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Limited

Allowed subject to market schedules. US index positions opened or increased Friday 15:00-16:59 New York are closed at 16:59; GER40/EU50 window 14:00-15:59, closing at 15:59. The whole position closes; older positions without increases remain. Crypto trades 24/7.

Prohibited Strategies

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts, coordinated trading, unauthorized deposits into the Bybit subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are prohibited.

Cross-account hedging; systematic copying of other traders; sharing accounts or keys; exploiting bugs, incorrect quotes, latency or opening anomalies; manipulation, front-running, spoofing, fictitious or prearranged transactions. The firm may review trades and decline payouts for non-market profits.

Overnight positions
Yes
No data
Inactivity Rule
No data

After 90 consecutive days without trades, the account is frozen; support can reactivate it. No automatic closure or loss of balance.

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