Platforms and execution: Finotive vs Funded Trading Plus

Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

London, United Kingdom

Oliver Newland

Simon Massey

United Arab Emirates

United Kingdom

Gooey Trade (technology provider)

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

Refund available within 14 days if no trades have been placed. Evaluation fee refund also available upon reaching 10% profit on the FT+ Trader simulated live account (not applicable to Master or Prestige programs).

First payout on demand

• Standard Challenge, Pro Challenge and Instant Standard: 7 days
• Instant Lite: 14 days
• Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status

• 1-Step Express: first withdrawal from day 1, then every 7 days. Minimum $50.
• 2-Step Classic: first withdrawal 10 days after funded account creation, then every 10 days. Minimum 1% of initial balance.
• Instant: first withdrawal from day 1, then every 7 days. Minimum $50.
• Activation Accounts: every 10 trading days. Requires at least 3% simulated profit and 25% payout consistency. Minimum withdrawal $50.

$4

• 1-Step Express / Instant: $50
• 2-Step Classic: 1% of the initial balance
• Activation Accounts: $50 after reaching the 3% payout-eligibility threshold

• 2-Step Standard, 2-Step Pro: 100:1
• 1-Step Standard, 1-Step Pro: 50:1
• Instant Standard: 33:1
• Instant Lite: 25:1
• Solo FX (main Challenge range): up to 100:1
• Solo FX Launchpad accounts: 33:1 until updated

• 1-Step Express, Instant and Activation Accounts: 1:30
• 2-Step Classic: 1:50

• 2-Step Standard, 2-Step Pro: 20:1
• 1-Step Standard, 1-Step Pro: 10:1
• Instant Standard, Instant Lite: 5:1

• Commodities (metals): 1:30
• Gold & Silver: 1:20

• 2-Step Standard, 2-Step Pro: 10:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1

• 2-Step Standard, 2-Step Pro: 5:1
• 1-Step Standard, 1-Step Pro: 4:1
• Instant Standard, Instant Lite: 2:1

• 2-Step Standard, 2-Step Pro: 2:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1

Funded Stage Refresh

• A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
• Resets your account balance back to the original starting equity
• Preserves your profit split rate and any progress made in the Scaling Plan
• There is a maximum of 3 refreshes per funded account
• The price depends on the size of the account

Available for breached or failed evaluations at a discounted price. Not available for simulated live accounts.

• Swap Free (price depends on the size of the account)
• Weekend Holding for Instant Accounts (20% of account fee)

Profit split upgrade add-ons available at checkout (e.g., start with 90/10 split).

• Standard Challenge
• Pro Challenge

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

• 1-Step Express: 10% scaling target
• 2-Step Classic: 20% scaling target; requires 50% consistency, one successful withdrawal and an account active for at least two months
• Instant: 10% scaling target
• Activation Accounts: no scaling plan

Eligible programs can scale up to a $2,500,000 starting balance, with a maximum of $5,000,000 after scaling. Requests are subject to risk review and require no open trades.

• Standard Challenge
• Pro Challenge

Static

• 1-Step Express: 6% relative trailing maximum drawdown; locks at the initial balance
• 2-Step Classic: 8% static drawdown
• Instant: 6% relative trailing maximum drawdown; locks at the initial balance
• Activation Accounts challenge: 6% static maximum drawdown
• Activation Accounts funded: 6% trailing maximum drawdown; locks at the initial balance

• Standard Challenge: 80% (up to 95% scaling)
• Pro Challenge: 100%
• Instant Standard: 75% (up to 90%)
• Instant Lite: 70% (up to 85%)

• 1-Step Express, 2-Step Classic and Instant: start at 80%; eligible accounts can scale to 90% at 20% profit and 100% at 30% profit. An optional add-on can start the account at 90%.
• Activation Accounts: fixed 80% profit split; it does not increase over time.

Balance-based

• 1-Step Express: 4%, balance based
• 2-Step Classic: 4%, balance based
• Instant: 6%, balance based
• Activation Accounts challenge: 4%, balance based
• Activation Accounts funded: 3%, balance based

• Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
• Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
• Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
• Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000

• 1-Step Express, 2-Step Classic and Instant: scaling up to a $2,500,000 starting balance, with a $5,000,000 maximum after scaling
• Activation Accounts: maximum $250,000 combined activated capital

Only untraded simulated live accounts can be merged. Maximum merged account size is $200,000 (or $100,000 if the program doesn't offer $200K). Not applicable to 2-Step Classic.

No time limit on any program. Accounts must have at least 1 trade (open and close) every 30 days to remain active.

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

• Challenge 1 Step: 3 days
• Challenge 2 Step: 2 days
• Instant Standard: 0 days
• Instant Lite: 5 days
• Finotive Pro 1 Step: 3 days
• Finotive Pro 2 Step: 2 days
• Solo FX: 4 days with at least 0.5% each

No minimum trading days requirement on any program. Account must be active within any 30-day calendar period (at least one trade opened and closed) or it will be hard-breached for inactivity.

Activation Accounts: up to 10 activations per month and a maximum of 5 activated accounts at the same time, subject to the $250,000 combined limit. There is no limit on challenges purchased or passed.

Activation fee due only after passing, with no payment deadline:

• 25K: $179
• 50K: $299
• 100K: $489
• 200K: $969

Activation Accounts cost $4 to start on every available account size. If the challenge is not passed, no further fee is charged.

• Solo FX: all Expert Advisors and automated execution tools are prohibited
• Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed

EAs, Algos and Bots are allowed. Must not be used for copy trading or hedging across accounts. EAs may be requested for review upon evaluation pass. FT+ does not provide support for third-party EAs.

• Solo FX: VPNs, proxies and location masking are prohibited
• Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control

Hedging is allowed on the same account (opposing positions on the same instrument). Hedging across multiple accounts is strictly prohibited.

• Solo FX: stop loss is not required
• Other programmes: stop loss is required

Accounts with the unified High-Frequency Trading rule active: up to 20% of profit may come from trades held for two minutes or less. The rule becomes active after the first 10 closed trades and is tracked in the dashboard. Exceeding the limit does not generate a strike, but the percentage must return within 20% before requesting a payout.

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

Floating drawdown is calculated per symbol against the initial account balance.

• Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
• Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
• Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
• Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.

• Symbol Loss Limit (2-Step Classic): Maximum loss per single symbol per day, based on balance at 16:59 EST. Hard breach rule.
• Margin utilization review triggers at milestones (evaluation passes, scaling requests, withdrawals). Not a hard limit but triggers manual risk team review.

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

30 days

30 days. At least 1 trade (open and close) required every 30 days. Warning email sent 7 days before breach.

Pro accounts — from the 31st funded day

• Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
• During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
• Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

• At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.
• Overlapping positions on the same instrument and direction count as one combined position, and partial closures do not create separate positions. There are no one-sided trading limits and volume per instrument is not checked.

Solo FX

• No specific consistency rule or single-trade profit dependency.

• 1-Step Express: no consistency rule
• 2-Step Classic: 35% during evaluation and 50% when funded; also applies a 3% Symbol Loss Limit
• Instant: no consistency rule
• Activation Accounts challenge: no consistency rule
• Activation Accounts funded: 25%, checked only when requesting a payout; it does not breach the account

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

• 1-Step Express: allowed
• 2-Step Classic: allowed
• Instant: not allowed; trades are automatically closed at 4:30 PM EST on Friday
• Activation Accounts: allowed during both challenge and funded phases

• Excessive notional volume (not applicable to Solo FX; its exposure is governed by the margin requirement applicable to the account)
• High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
• Martingale or grid strategies
• News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
• Using ultra-tight stops just to mask oversized lots

• Arbitrage
• Grid trading
• Tick scalping
• Abuse of demo trading conditions
• Account management / passing services
• Hedging across multiple accounts