The real cost of FTMO and FundedVerse

Praga 1, Calle Purkynova 2121/3, 110 00, Czech Republic

Rodney Bay, Gros-Islet, Saint Lucia. Registered office of FundedVerse Ltd, registration 2025-00890.

Otakar Suffner

Czech Republic

Saint Lucia

2015

Liquidity Provider

(Only 2-Step Challenge) Full refound after first payout

Fee refunded with the third approved payout on the same funded account, except Ultra and Instant. The terms exclude both from refunds. Other models have a 24-hour refund window before trading. The Static Fee Refund add-on appears in the terms but is absent from the reviewed catalogue.

100%

14 days

The website and checkout add-ons state 21 days for the first withdrawal. The terms then specify 10 calendar days for 1-Step, 2-Step Trailing and 3-Step; 10 business days for Static; 14 calendar days for Ultra and Instant. The latter intervals run from the previous payment. All funded accounts require 15 completed trades per cycle.

• Bank transfer: $20
• Crypto: $50

The terms conflict: the table lists USD 200 for 1-Step, 2-Step Trailing and 3-Step; USD 100 for Static and Ultra; none for Instant. Clause 4.4 states USD 100 generally except Instant, while the FAQ states USD 200. Confirm the plan-specific amount in the dashboard.

Up to 3.5% processing fee where disclosed. The FAQ attributes it to methods other than Rise; provider and currency-conversion fees may also apply.

Twice the requested amount if an approved request is not sent within two business days. The clock starts once both the request and the payout partner KYC are recorded. Dubai calendar, excluding weekends and UAE public holidays; reviews, disputes and legal holds are excluded. The advertised 45 minutes is an average.

Holding through market closures is allowed during evaluation, but not on funded or Instant accounts.

Profit above the per-cycle cap is forfeited, except on 2-Step Static, where it carries forward. Free, giveaway and prize accounts: eligible profit capped at 1% of initial balance per calendar month under clause 4.7, although the FAQ still states 2% per interval.

• Standard: 100:1
• Swing: 30:1

FAQ: 1:50 on 1-Step, Ultra and Instant; 1:100 on 2-Step Trailing. Static: 1:50 under the terms. Ultra and Instant funded: maximum total effective exposure 1:50.

• Standard: 30:1
• Swing: 9:1

• Standard: 50:1
• Swing: 15:1

FAQ: 1:15. 2-Step Static: 1:20 under its specific clause.

• Standard: 3.33:1
• Swing: 1:1

• Standard: 3.33:1
• Swing: 1:1

FAQ: 1:2. 2-Step Static: 1:5 under its specific clause.

Normal swaps by default. The FAQ allows requesting a swap-free alternative if available; it is absent from the public checkout add-on catalogue reviewed.

Checkout: 95% split for an extra 30% where offered; first payout after 7 days for an extra 35% on 1-Step, Static and Ultra up to 300K. Pay Later has no add-ons. Instant offers them only from 100K, although its terms describe a fixed split. Other add-ons mentioned in the FAQ or terms are absent from the sale catalogue.

Requirements

• Minimum of 4 months cycle
• At least 10% total net simulated profit in the 4-months trading window, date to date
• Process at least 2 rewards
• Positive account balance at the time of scale-up

Benefits

• Upgraded reward to 90%
• $2M scale-up cap
• Continuous increase when criteria are met

The FAQ mentions at least 12 profitable cycles and the possibility of another same-size account after +50% funded performance. Black is invitation-only with custom terms, not guaranteed scaling.

• 1-Step: End-of-day trailing
• 2-Step: Static
• Instant: Intraday trailing on closed balance. It does not reset after a Reward withdrawal.

Trailing against peak equity; under the terms, it stops rising when the floor reaches 96% of initial balance. Static keeps a fixed floor from activation. Free and prize accounts always use trailing, even when the base model is Static.

90%

Equity based

Static takes the higher of balance and equity at 00:00 server time and fixes that reference for the day. Other models have a discrepancy: the FAQ uses that daily reference, but the terms describe trailing against peak equity. Instant has no daily limit. Losses include floating P&L, charges and swaps.

Unlimited

No maximum time to pass phases; the inactivity rule still applies.

• 1-Step: 0 days
• 2-Step Phase 1 and 2: 4 days
• Instant: 0 days

Evaluation according to checkout: 1-Step, 2 days; Trailing, 2 and 3; Static, 4 and 4; 3-Step, 2 per phase; Ultra, no minimum configured. The terms still state 10 evaluation days for Ultra. Ultra and Instant funded require 10 trading days before the first payout. Static counts days with at least one 0.01-lot trade opened and closed.

No account reset. After a breach, a coupon may be provided to purchase a new challenge.

No limit on concurrent challenges under one personal profile, subject to the combined funded allocation limit. Checkout limits each purchase to ten units per variant.

FV Points: 1 point per net USD spent, with possible extras for phases, referrals and verified actions. Redeemable for discounts, challenges or merchandise; personal with no cash value. Points expire after 12 months and challenge vouchers after 90 days. Refunds reverse points and profile termination forfeits them; failing a challenge does not.

Terms: Ultra and Instant require 3 days per cycle with at least +0.5% of starting daily equity. Static requires 5 days with at least +0.2%. The FAQ also still shows 0.2% for Instant. Once eligibility is met, profit from days below the threshold also counts.

The terms permit automation on 1-Step, Trailing, Static and 3-Step, and only during Ultra evaluation; it is prohibited on Ultra funded and Instant. The FAQ requires an EA add-on absent from the reviewed catalogue. The Risk Desk may request files and logic within five business days.

Paid VPN with prior notice to support; restricted-country IPs and identity evasion are prohibited. The FAQ prohibits VPS for manual trading and ties automated VPS use to an EA add-on.

Allowed within one account, subject to the two-position limit per asset. Prohibited across own accounts, other traders or other firms.

Instant requires a stop-loss on every position within 60 seconds. For risk calculations on other plans, positions without SL are assessed as if stopped at the drawdown floor.

Terms: profits from trades held under 4 minutes are excluded, except on Static. Static has no evaluation minimum; funded profits from trades under 2 minutes are excluded if they exceed 30% of cycle profit. The FAQ states 180 seconds, or 30 with an add-on absent from the sale catalogue.

Maximum two open positions per asset, counting buys and sells and grouping equivalent symbols.

Instant: 1% of initial balance per trade; Ultra funded and Static in all phases: 2%. Entries on the same instrument within 60 seconds are aggregated. The same strategy across accounts is subject to the aggregate cap described in the copying rule.

Sources conflict: the FAQ allows copying own accounts and the general terms prohibit it without written permission. CFD terms allow the same strategy on own accounts only in the same direction with aggregate per-asset risk up to 2%. Instant prohibits correlation across its accounts. Obtain written approval before using a copier.

Standard

Not allowed to execute any new trade or close an existing trade (including stop loss or take profit) on the targeted instrument in the window of 2 minutes before until 2 minutes after the release of the below news announcements.

Swing

No restrictions.

Positions may be held, but not opened or closed from 5 minutes before until 5 minutes after high-impact news, including SL, TP and pending orders. Profits may be excluded; losses remain.

30 days

Conflicting sources: the inactivity article states suspension after 60 days without trading; another states 30. The terms also suspend accounts not activated within 30 days. Confirm the applicable period before leaving an account idle.

• 1-Step: To pass the FTMO Challenge: 1-Step or to be eligible for a Reward on an FTMO Account, your profit from the Best Day must not represent more than 50% of your total profit.
• 2-Step: No consistency rule.
• Instant: To be eligible for a Reward, your Best Day must not represent more than 30% of your total profit. The count restarts from zero after each Reward.

Funded checkout: 40% on 1-Step, Trailing, Static and 3-Step; 25% on Ultra and Pay Later; 20% on Instant. It limits the best day contribution to total profit. The FAQ and terms describe some of these rules as discretionary. Static has none during evaluation. Exceeding it defers payout until compliant.

Standard

In an FTMO Challenge or Verification, you don't have to close your positions during the weekend. However, once you become an FTMO Trader and get an FTMO Account, you are required to close your positions just before the markets close for the weekend or if the rollover (market break) is longer than 2 hours.

Swing

No restrictions.

Allowed during evaluation under the terms; prohibited on funded and Instant accounts, including holiday closures. Static funded must close before 21:55 Friday server time, or five minutes before an earlier market close. No funded position may exceed 72 hours.

• Overleveraging
• Overexposure
• One-sided bets
• Account Rolling

Any form of arbitrage, HFT, latency or price-error exploitation, abusive gap trading, collusion, cross-account hedging, third-party passing or management services, rule manipulation and abnormal position sizing. Breaches may exclude profits, invalidate phases or terminate connected accounts; losses still count.

The FAQ prohibits martingale, anti-martingale and grid, allowing only up to two positions on one asset. The terms also prohibit abusive averaging and excessive exposure.