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Comparison · Forex

Getting paid at Funded Elite and Goat Funded Trader

The fundamental difference between these two firms lies in the customization of the experience: while Funded Elite allows you to choose your payout frequency and profit split from the moment of purchase, Goat Funded Trader offers a wider variety of trading platforms and a points system to unlock future benefits.

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The split

At Funded Elite, the profit split is highly flexible. For evaluation accounts (1 and 2 steps), you can select between 60%, 70%, 80%, or 95% at checkout. Their "Catalyst" instant funding model starts at 80% and scales up to 95% as you progress through their doubling ladder.

Goat Funded Trader offers a standard 80% split on most challenges. However, they allow you to increase this to 100% through a paid add-on at the start. Their "Instant HERO" model also offers a high baseline of 90% from the first profit generated.

How often you can withdraw

Funded Elite stands out by letting the trader decide their own pace. During checkout, you can choose to receive payouts every 3, 7, 14, or 21 days. This is one of the fastest cycles in the industry if the 3-day option is selected.

Goat Funded Trader generally operates on a biweekly (14 days) schedule. However, their Instant models (Standard and Premium) allow withdrawals every 10 days. They also offer an "On Demand" add-on for evaluation accounts that enables the first payout to be requested at any time, although this reduces the split to 40% for that specific withdrawal.

Minimums and methods

Funded Elite is very accessible for small withdrawals, with a minimum of $30 via Crypto, though Rise requires a $500 minimum. They support TRC20, ERC20, and BTC. Note that crypto withdrawals are capped at $500 per request.

Goat Funded Trader sets a higher floor with a $100 minimum across all methods. They offer more variety in payment systems, including Bank Transfer, Rise, and Crypto. A significant detail is that for the first two withdrawals, you can only take out a maximum of 6% of the initial account balance.

What delays a payout

Several rules can postpone your first profit at both firms:

  • Minimum Days: Funded Elite requires 3 profitable days (at least 0.5% profit) during the evaluation. Goat requires between 3 and 5 profitable days depending on the plan.
  • Consistency Rules: Funded Elite applies a 30% consistency rule on Activation, Instant, and Catalyst accounts. Goat applies consistency rules (15-20% max profit in a single day) on their Instant models, except for the "Premium" version.
  • Trading Restrictions: Funded Elite prohibits trades shorter than 3 minutes (reduced to 30 seconds with an add-on). Goat considers any profit from trades lasting less than 2 minutes invalid. Additionally, Goat limits news trading profits to 1% of the balance if executed within 2 minutes of a high-impact event.

What it takes to get there

To reach the payout stage, you must first clear the investment and the evaluation:

  • Price: A $50,000 1-step account costs $329 at Funded Elite ($229 for the "Lite" version), while the same size costs $368 at Goat Funded Trader.
  • Risk Rules: Funded Elite uses a 3% daily drawdown and 6-8% max drawdown (mostly static). Goat uses a 4-5% daily drawdown and up to 10% max drawdown.
  • Platforms and Styles: Funded Elite only allows manual trading (no EAs) via MetaTrader 5 and TradeLocker. Goat is much more flexible, allowing EAs and offering MatchTrader, cTrader, TradeLocker, Volumetrica, and MT5.

Which pays out more comfortably

Funded Elite is the better choice for manual traders who prioritize speed and want to see their money every 3 days, even if they have to deal with stricter scalping time limits. Goat Funded Trader is more comfortable for those using automated strategies (EAs) or who prefer modern platforms like cTrader, provided they are willing to wait slightly longer for the first few capped payouts.

Frequently asked questions

Which firm is cheaper for a $50,000 challenge, Funded Elite or Goat Funded Trader?

Funded Elite is cheaper, especially with its "Lite" 1-step version which costs $229. Its standard 1-step version is $329. In comparison, Goat Funded Trader's 1-step challenge for the same $50,000 balance is priced higher at $368.

Which firm allows the first payout faster, Funded Elite or Goat Funded Trader?

Funded Elite is faster because it allows you to select a 3-day payout frequency at checkout. Goat Funded Trader generally requires 10 to 14 days, and although it has an "On Demand" add-on, it significantly reduces your profit split to 40% for that first withdrawal.

Can I use Expert Advisors (EAs) on both Funded Elite and Goat Funded Trader?

No, only Goat Funded Trader allows the use of Expert Advisors and automated trading. Funded Elite strictly permits only manual trading tools and prohibits any form of automated trading on its accounts.

What is the minimum amount I can withdraw from Funded Elite versus Goat Funded Trader?

Funded Elite has a much lower minimum of $30 if you withdraw via Crypto. Goat Funded Trader requires a minimum of $100 for any withdrawal request, regardless of the method used.

Field by field

Funded Elite and Goat Funded Trader, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

51 differences

40%off · Exclusive
Headquarters

Corso G. Matteotti 61, Latina, 04100, Italy

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

CEO

Christian Habibi

No data
Country

Italy

St. Lucia

Foundation

2023

2023

Banned Countries
United States, Canada, Iran, Iraq, Cuba, North Korea, Israel, Syria, Palestine
Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, North Korea, Libya, Vietnam
Assets
Forex, Indices, Commodities, Stocks, Crypto
Forex, Indices, Commodities, Crypto
Brokers
Funded Elite

Liquidity Providers

Refund
Yes
  • Without Second Chance: If you complete our challenges successfully on your first attempt, your original fee will be reimbursed with your third payout.
  • With Second Chance: If you activated the "Second Chance" option and received a complimentary retry, the initial fee becomes non-refundable.
Yes

Full refund after 4th payout

Payout Fee
  • Rise: $35
  • ERC20 and BTC: Around $7
  • TRC20: Around $3
No data
Platforms
Metatrader 5, TradeLocker
MatchTrader, cTrader, TradeLocker, Volumetrica, MetaTrader5
Demo Account
MetaTrader 5
ID55188PasswordFundedelite1!Server Fundedelite-Server
No data
Payout Methods
Crypto, Rise
Transfer, Rise, Crypto
Payment Methods
Card, Crypto
ApplePay, Korapay, Card, GooglePay, PayPal, Crypto, Skrill, IMPS
Payout Frequency

Can be choose at checkout: 3, 7, 14, 21 days

  • Biweekly
  • Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
  • Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
  • Instant Premium: every 10 days
  • Instant HERO: every 14 days
  • Instant Daily: first request 24 hours after purchase, then daily.
Payout Guarantee
No data

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Crypto Weekend Trading
No data
Yes
Maximum Withdrawal
  • Crypto: $500
  • Giveaway and free accounts: 2% of the initial balance

Other models: for the first two requests, up to 6% of the initial balance. Instant Daily: up to 3% of the initial balance per request.

Minimum Withdrawal
  • Crypto: $30
  • Rise: $500

Other models: $100. Instant Daily: 1% of the initial balance per request.

Forex

30:1 (50:1 and 100:1 available as an add-on at the checkout)

  • Evaluation phases: 100:1
  • Funded phase: 50:1
Metals
10:1
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Energies
10:1
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Indices
10:1
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Crypto
2:1
  • Evaluation phases: 2:1
  • Funded phase: 2:1
Stocks
No data
  • Evaluation phases: 5:1
  • Funded phase: 5:1
Forex
3 / lot
5 / lot
Metals
0 / lot
5 / lot
Energies
3 / lot
0
Indices
0
0
Crypto
0
0
Stocks
No data
0
Commission-Free Option
No data
No
Swap Free
No
No
Account Reset

Traders can independently restart their live account directly from the dashboard.

  • The initial reset carries a fee equal to 20% of the original challenge price (no discounts applied and including any selected add-ons), with a minimum charge of $10 USD.
  • The fee for the second reset will be double the cost of the first reset.
  • The third and final reset will cost twice the fee of the second reset.

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

Add-ons
Yes
  • Forex Leverage: 30:1, 50:1, 100:1
  • Allow Scalping
  • Weekend trading (open or close positions)
  • Profit Split: 60%, 70%, 80%, 95%
  • Days between payout: 3, 7, 14, 21
  • Profit target: 6-12
  • Max Drawdown: 6-10
Yes
  • Payout On Demand (+15%)
  • 100% Profit Split (+20%)
  • Both add-ons (+30%)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes
Yes
Two Steps
Yes
Yes
Max Drawdown
  • 1 Step, 2 Step: Static
  • Instant: Trailing
  • Activation: Static during challenge and trailing on funded account
  • Catalyst: Trailing equity. 6% at $25K, 5% from $50K up
  • 1-Step, 2-Step: Static
  • Instant Funding: Trailing
  • Instant Premium: EOD high-watermark; not recalculated intraday or downward
  • Instant Daily: intraday trailing on peak balance/equity. Locks at the initial balance when reached or at the first payout, whichever comes first; never resets. Withdrawing down to the initial balance breaches the account.
Profit Split
  • 1 Step, 2 Step: 60%, 70%, 80%, 95% (can be selected at the checkout)
  • Instant: 70%, 95%
  • Activation: 80%
  • Catalyst: 80% at $25K, 85% at $50K, 90% at $100K, 95% from $200K and up

Profit split varies by product; see challenges. Add-ons may offer a higher split.

  • Instant Daily: base split in the catalogue; 70% on payouts 3 and 4, 80% from payout 5.
Free Trial
No
No
Daily Drawdown

Highest balance or equity recorded at the end of the day (EOD high-watermark).

  • Catalyst: 3% of the higher of yesterday's closing balance or equity

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

  • Instant HERO: daily starting balance at 5 PM EST.
  • Instant Daily: none.
Three Steps
No
Yes
Max Allocation
  • Vietnam, Pakistan: 100,000
  • Rest of the world: 300,000

$400,000 on every country except Pakistan, where the maximum is $50,000

Merge Accounts
Yes
Limited

Merging available on eligible accounts. Instant Daily cannot merge with any account.

Maximum Trading Days

Unlimited

Other models: unlimited. Instant Daily: account closes automatically after 30 days.

Minimum Trading Days
  • 1 Step, 2 Step: 3 days on funded account

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

  • Instant Daily: none.
Points Reward Program

Elite Packs: each pack contains three reward cards. Depending on the card obtained, rewards can remove consistency requirements, increase profit split or drawdown allowance, enable weekend trading or scalping, change payout frequency, reduce or skip trading days, skip a 2-Step evaluation phase, or provide account and reset discounts. One card rewards three $400K Instant Elite accounts. Benefits depend on the card obtained and its redemption conditions.

Packs and credit cost

  • Ignition: 3,000 credits
  • Breakout: 6,000 credits
  • Market Maker: 10,000 credits
  • Whale: 12,500 credits; every card is Uncommon or better
  • Oracle: 15,000 credits; every card is Rare or better

Higher-tier packs offer better odds of higher-rarity cards. Cards are drawn separately; the displayed odds are per card.

Credits

Credits can be purchased by card or crypto, or obtained by converting Payout Credits. Crypto purchases receive a 5% discount.

  • $10: 1,150 credits
  • $25: 3,105 credits, including an 8% bonus
  • $50: 6,440 credits, including a 12% bonus
  • $100: 13,340 credits, including a 16% bonus
  • $250: 34,500 credits, including a 20% bonus

The GOAT Points Program rewards traders for both purchases and trading activities:

  • You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
  • Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
  • There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.
Monthly Competition
Yes
No
Minimum Profitable Days
  • 1 Step, 2 Step: 3 days of at least 0.5% profit on challenge phase
  • Instant: 3 days of at least 1% profit on funded phase
  • Activation: 3 days of at least 0.5% profit on both challenge and funded phase
  • Catalyst: 5 days with a minimum PnL per stage ($150 / $250 / $350 / $450 / $650 / $850 / $1,000 for $25K → $1M)
  • 3 days with 0.5% profit on all phases of evaluation accounts
  • 5 days with 0.5% profit on Instant Funding accounts other than Instant Daily
  • Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
  • Instant Daily: no minimum profitable days.
Expert Advisor (EA)
No

Only manual trading tools are allowed, not automated trading

Yes
VPN
Yes

Must inform Funded Elite in advance

No
Hedging
No
No
Requires Stop Loss
No
No
Scalping
Yes

Trades must last longer than 30 seconds if the scalping add-on was purchased, and more than3 minutes if it wasn't

Yes

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Stacking / Layering (DCA)
Yes
Yes
Martingale
Yes
No data
Maximum Risk Limit
Yes

Funded Phase: Risking more than 50% of your daily loss limit on a single instrument during the same day is strictly prohibited.

Yes
  • Instant HERO: 1% maximum floating loss; breach closes the account.
  • The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
  • Instant Daily: combined floating loss across all open positions must stay below 1% of the initial balance; touching the limit closes the account.
Copy Trading
Yes
Limited

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

News Trading
Yes
Limited

Trades opened or closed (manually or by stop loss, take profit or pending orders) within 5 minutes before or after a high-impact news release (red folder on ForexFactory.com or Myfxbook.com) have a maximum profit per trade: 3% of the initial balance on accounts purchased from 10 November 2026, and 1% on accounts purchased earlier. Funded accounts and resets follow the original challenge purchase date. Applies to challenge and funded accounts; only profit above the cap is removed and it is not a breach.

Inactivity Rule

29 days

30 Days

Consistency Rule
Yes
  • Instant: yes
  • Catalyst: yes
Limited
  • Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
  • Instant Premium: no consistency rule.
  • Instant HERO: no single day can represent 15% or more of total profits during a payout period.
  • Instant Daily: no daily profit consistency requirement. For payouts, the largest winning trade must be at least the largest losing trade, net of commission/swap; checked since purchase or the last payout. Partial closes count separately.
Hold Weekend
Yes
Yes
Prohibited Strategies
  • IP sharing
  • HFT
  • Hedging
  • Account Rolling
  • Account Sharing/any passing service
  • Latency Arbitrage
  • Server Spamming
  • All or nothing
  • Exploit broker/platform errors
  • Use insider/non-public info
  • Front-run other trades
  • Excessively risky strategies
  • Hedging across accounts
  • Third-party EAs/strategies
  • Switch strategies post-assessment
  • Martingale/grid strategies banned
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