FundedHive vs Instant Funding at a glance

Dubai, TradingHive Technologies Ltd. office

Top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

Thomas Heinfart

Lewis Mansbridge

United Arab Emirates

Saint Lucia

2021

Passing a challenge earns a 200% fee reward in Hive Coins, not a cash refund; coins cover up to 50% of future purchases. Failed evaluations are not refunded. Cash refunds are considered only under the terms.

Ethereum gas is paid by the trader; ETH is required in the wallet.

On demand through a smart contract, with verified A Book profits, no open positions and after covering A Book losses and outstanding fees. PFP debt may also be deducted from other funded accounts. Trading resumes at 00:00 UTC after a withdrawal.

IF Evolve

On-demand payouts once the funded-stage eligibility requirements are met.

Instant Funding Pro

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

Instant Funding Lite

First withdrawal after 14 days from your first trade; then every 7 days after each new trade. Minimum withdrawal: $25.

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase & Two-Phase

On-Demand Payouts, withdraw anytime once eligible.

IF Micro Clarity

On-demand payouts, withdraw anytime once eligible.

One-Phase Clarity

First payout on-demand once the 1.5% minimum is reached; then every 7 days.

Instant Funding Clarity

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

IF Micro Lite

Payouts every 14 days once eligible; Smart Drawdown must be locked.

Daily limit per ERC20 address: USD 1,000 on Classic and PFP; USD 2,000 on InstantGrowth. Resets at 00:00 UTC. Accounts sharing an address share the cap; excess profit remains available on following days.

IF Evolve

• Maximum 50% of account profit per payout
• Maximum $2,000 per request
• Maximum 5 payouts per account

USD 50, paid in USDC on Ethereum ERC20.

IF Evolve

• $250

Other accounts

• $25

IF Micro Lite

• Net profit of at least 5% of starting balance, before profit split.

Liquidity Provider

Dynamic by exposure. Classic: NewBee up to 1:50, WorkerBee 1:100 and QueenBee 1:200. PFP: evaluation up to 1:50; funded Low/Moderate/Medium/High up to 1:200/1:100/1:50/1:30. InstantGrowth up to 1:50. Decreases in tiers as exposure increases.

IF Evolve

• 30:1

Other accounts

• 100:1 (30:1 with news trading add-on)

IF Micro Lite

• 30:1

Gold: dynamic by exposure, up to 1:30 on NewBee, PFP evaluation and InstantGrowth; up to 1:50 on WorkerBee and QueenBee. Higher exposure tiers reduce leverage.

20:1 (8:1 with news trading add-on)

IF Micro Lite

• 5:1

20:1 (8:1 with news trading add-on)

20:1 (8:1 with news trading add-on)

2:1 (1:1 with news trading add-on)

All accounts are swap free.

Golden Tower begins with demo verification; AADS applies from level 2.

One phase Pay From Profits.

InstantGrowth: 10 levels up to USD 1,000,000, with a 6% target per level. Scaling is paid from profits; capital doubles through level 5 and then grows in tiers. Only the entry level is directly purchasable. Classic unlocks WorkerBee after NewBee and QueenBee after WorkerBee.

Challenge Accounts + Instant Funding Micro + IF Micro Clarity + One-Phase Clarity

+25% to starting balance every 90 days with 10% profit, up to 2× the original account size.

Instant Funding Pro & Instant Funding Lite

• Instantly double your account when you reach 10% profit (up to $1,280,000).
• You keep all profit except 5% of starting balance used for scaling.

IF Micro Lite

• +25% to starting balance every 90 days with 10% profit, up to twice the original account size.

Classic and two phase Pay From Profits.

Static and balance based; floating or realized losses can trigger a breach. Funded PFP: Low 5%, Moderate 6%, Medium 7% and High 10%. AADS closes positions and switches to B Book at a 1% loss below initial balance; recover initial balance and reactivate in the dashboard to return to A Book. B Book profit is not withdrawable. A cumulative A Book loss limit also follows the account daily limit; on InstantGrowth it is 6%.

IF Evolve

• End-of-Day trailing drawdown. It updates at 17:00 EST from the highest recorded end-of-day balance, only moves upward, and locks permanently at the starting balance.

Instant Funding Pro, Instant Funding Lite & Instant Funding Clarity

• Smart Drawdown. Starts at -10% and shifts to -5% once you gain 5%. After that, the drawdown stays fixed at -5% of your starting balance, no matter how much you profit.

IF Micro Clarity & One-Phase Clarity

• 6% trailing drawdown of the starting balance. Trails off closed trades only and never decreases.

Rest of accounts

• Static

IF Micro Lite

• Smart Drawdown locks permanently at -3% of starting balance after a 3% gain in closed-trade balance.

Calculated from the previous closing balance and reset at 00:00 UTC. Funded PFP depends on risk group: Low 2%, Moderate 3%, Medium 4% and High 5%.

IF Evolve

• No Daily Loss limit during either the Challenge or Funded stage.

Instant Funding Pro

• No daily loss limit.

Instant Funding Lite

• Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

IF Micro Clarity

• 3% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

One-Phase Clarity

• 4% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

Instant Funding Clarity

• No daily drawdown

IF Micro Lite

• Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

Up to 6 active InstantGrowth accounts. Anonymous Web3 access permits one identity per user, device, household and network; it may hold multiple challenges.

IF Evolve

• Up to 5 active Evolve accounts at the same time

No maximum phase completion time. PFP: 14 days to pay the next phase or activate funding; activation may receive one extension of up to 30 additional days with approval.

• IF1: 24 hours
• IF Micro Clarity & One-Phase Clarity: Unlimited
• Rest of accounts (including Instant Funding Lite): Unlimited

Hive Coins are internal utility rewards with no guaranteed monetary value. They may be issued for passed challenge fees or for B Book profit net of A Book losses when an account closes.

• You earn 1 point for every $1 spent and you can use points to obtain promotional codes with discounts up to 50%.
• You earn 10% of the final value (after discounts) in points for every purchase.

Classic and PFP: 3 profitable days per phase, each earning at least 1% of initial balance while balance is at or above the initial balance. None on funded accounts or InstantGrowth.

IF Evolve

• 5 profitable days of at least 0.25% to pass the Challenge
• Another 5 qualifying days are required for each funded payout

IF Micro Clarity

• 5 profitable trading days per payout cycle, each generating at least 0.5% profit. The count resets after every successful payout.

Accounts can't be reset. After a breach, traders must purchase a new account.

• Allow major news trading and weekend holding

• Add 10% to profit split

• +5% Best Day (IF Micro up to $50,000): raises Best Day limit from 15% to 20%

• Extended 48-hour trading window (IF1 only)

• Increased best trade limit of 20% (IF1 only)

• IF Micro Lite: +10% profit split (90%).

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, One Phase, One Phase Micro, Two Phase, Two-Phase Micro, IF Micro Clarity, One-Phase Clarity, Instant Funding Clarity

• 80%

IF1

• 90%

One-Phase, Two-Phase, and Two-Phase Micro Challenges

• Trade for at least 3 months and achieve a profit of 10% or more
• Contact support to request a review of your results
• Once verified, your profit split will be increased to 90%

Clarity (Micro Clarity, One-Phase Clarity, Instant Funding Clarity)

• Up to 90% with the +10% profit split add-on

$1,000,000 combined starting balance across all programs, including IF Micro Lite. Scaled balances do not count toward this cap.

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, IF1, IF Micro Clarity, One-Phase Clarity: No minimum

• One Phase, One Phase Micro, Two Phase, Two-Phase Micro: 3 days

• IF Micro Lite: No minimum

EAs are allowed; no HFT, latency arbitrage, error exploitation or abusive automation.

Netting accounts offset opposite orders in the same symbol. Cross account hedging is prohibited.

PFP Low: stop at opening and closing, with up to 20 seconds to place it. Moderate: stop before closing. Medium, High, Classic and InstantGrowth: no general requirement. An accidental position fully closed within 10 seconds does not by itself change risk group.

No minimum holding time under the current terms; no tick scalping or HFT.

Scalping is permitted, but not HFT. HFT includes trades held under 60 seconds or a high number of trades per hour.

Violations

• 1-2: Warning + profit deduction
• 3: Account breach

Partial entries are allowed; all positions with the same instrument and trading intent count as a single trade for combined risk assessment.

Prohibited on InstantGrowth. Other plans remain subject to risk limits and restrictions on excessively speculative strategies.

One-Phase, Two-Phase, IF Micro

Martingale is fully permitted. You can add to losing positions and increase lot sizes without restriction.

Instant Funding Pro

Adding to losing positions is allowed, but repeatedly doubling lot sizes after losses is not permitted.

Per trade: Classic and PFP evaluation 3%; InstantGrowth 2%. Funded PFP Low/Moderate/Medium/High: 1%/1.5%/2%/3% of opening balance. Exceeding the assigned group pauses funding and closes positions; resuming requires paying the fee difference for the new group.

Maximum Lot Rule: Full list here

Maximum risk per trade idea , funded accounts

• General limit: 50% of the account's starting daily drawdown.
• Instant Funding Pro: 3% of the starting balance.
• Instant Funding Lite and One-Phase Crypto: 2%.
• IF Micro, IF Micro Crypto and IF1: 1%.
• Two-Phase Micro: 2% on accounts up to $50,000 and 1.5% on accounts of $100,000 or more.

Clarity accounts (IF Micro Clarity, One-Phase Clarity)

• No maximum-risk-per-position rule. Instead, a circuit breaker closes all positions if unrealised losses exceed 1.5% (IF Micro Clarity) or 2% (One-Phase Clarity) of the starting balance. The first breach reduces the profit split to 50%; the second closes the account.

IF Micro Lite

• Floating losses exceeding 1% of starting balance close all positions and trigger a strike. Account Drawdown and news-window violations share one strike pool: first strike reduces profit split to 50%; second closes the account.

Own account copying is allowed during evaluation only. Prohibited on funded accounts, including your own. While one funded account holds an asset, other funded accounts of the same user or network cannot open that asset in either direction.

Trading through news is allowed. Bracketing high impact news with nearby buy and sell stops is prohibited.

IF Evolve

News trading is allowed during both the Challenge and Funded stages.

Challenge accounts

One-Phase, Two-Phase → free news trading.

Micro accounts

IF Micro, IF1, One-Phase Micro, Two-Phase Micro → news trading allowed.

Clarity accounts

IF Micro Clarity, One-Phase Clarity → news trading included by default (no add-on required). Straddling prohibited on One-Phase Clarity.

Funded accounts

Instant Funding Pro, Instant Funding Lite, Instant Funding Clarity, One-Phase, Two-Phase → news trading only with the Major News Trading add-on. Two-Phase Micro has news trading enabled by default.

News restriction window

Blocks market orders, pending limit orders, and TP/SL triggers on affected instruments:

• Funded accounts: 4 min before + 4 min after news (8 min total).

Warning system (funded accounts: One-Phase, Two-Phase, Instant Funding Pro, Instant Funding Lite)

• Up to 2 warnings with profit deductions for trades made inside the restriction window.
• 3rd violation = account breach.
• Profit deductions don't affect daily drawdown, but overall drawdown adjustments still apply.

IF Micro Lite

• Trading on affected instruments is prohibited within 4 minutes before and after major news. Violations count toward the shared strike pool described under maximum risk.

The account may be terminated after 3 consecutive months of inactivity.

60 days

No payout consistency rule

• Instant Funding Pro and Instant Funding Lite
• One-Phase Clarity and Instant Funding Clarity

Best-day / best-trade rule for payouts

• IF Evolve: the best trading day must not exceed 40% of total profit during both the Challenge and Funded stages.

• IF Micro, IF Micro Crypto, One-Phase Micro and Two-Phase Micro: the best trading day must not exceed 15% of total profit.

• IF1: the most profitable trade must not exceed 15% of total profit.

• IF Micro with the +5% Best Day add-on: 20%.

• One-Phase and Two-Phase: the best trading day must not exceed 40% of total profit.

• IF Micro Clarity: the best trading day must not exceed 20% of total profit.

• IF Micro Lite: best trading day at most 15% of total profit for payout eligibility.

Allowed during evaluations; prohibited on funded accounts.

• IF Evolve: Overnight and weekend holding are not permitted. All positions close automatically at 17:00 EST.

• Instant Funding Pro, Instant Funding Lite: Only allowed with add-on

• IF Micro, IF1, Two-Phase Micro: Allowed without restrictions

• IF Micro Clarity, One-Phase Clarity: Allowed without restrictions, no add-on required

• One Phase, Two Phase: Allowed during evaluation, and during funded phase with add-on

• IF Micro Lite: Weekend holding is not permitted.

Arbitrage, latency exploitation, tick scalping, HFT, hedge/reverse arbitrage, news bracketing, error or slow feed exploitation, third party account management, account sharing and resale. InstantGrowth prohibits martingale and grid.

• Latency Arbitrage
• Tick Scalping
• Account Arbitrage
• Exploiting platform glitches
• Reverse Trading
• Group Hedging
• Group Copying
• Account Management
• High-Frequency Trading (HFT)
• Third-Party EAs
• Account Churning (Rolling)
• One-Sided Bets
• Grid Trading
• Overleveraging
• Gambling