Platforms and execution FunderPro and Funding Traders

30/1, Kenilworth Court, Sir Augustus Bartolo Street, Ta’Xbiex , Malta

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

Gary Mullen

Stan

Malta

United States

2023

2022

• Challenge fee credited back after passing and claiming first reward (Classic and One-Phase)
• Pro Challenges are not eligible
• Full refund available for mistaken purchases within 14 days if no trades were placed

• 2-Step Pro: Refund bonus on first payout.
• 1-Step Pro: Refund bonus on second payout.
• Instant Funding: Not eligible for refund bonus.
• 150% Refund Add-On available: receive 150% of challenge fee back after first payout.
• 2-Step Day and Swing: Refund bonus on second payout.

• Standard: bi-weekly (14 days) for Challenge and Instant Funded accounts
• "First Reward in 7 Days" add-on available on Classic and One-Phase
• Typically processed within 24 hours on business days (average 8 hours)

Pro and 2-Step Day/Swing accounts

• Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
• With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

• First payout 7 days after the first trade on the funded account; subsequent every 7 days.
• With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

$100 minimum for reward requests on all account types.

$200 via Rise / $50 via Crypto

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

Classic & Pro Challenge

• 1:100

One-Phase Challenge

• 1:50

Swing Add-On (all challenges)

• 1:30

Instant Account

• 1:30 (1:20 with News Trading Add-On)

Classic & Pro Challenge

• 1:30

One-Phase Challenge

• 1:10

Swing Add-On (all challenges)

• 1:10

Instant Account

• 1:10 (1:5 with News Trading Add-On)

1:20

Classic & Pro Challenge

• 1:30

One-Phase Challenge

• 1:10

Swing Add-On (all challenges)

• 1:10

Instant Account

• 1:10 (1:5 with News Trading Add-On)

Oil: 1:10

Classic & Pro Challenge

• 1:30

One-Phase Challenge

• 1:10

Swing Add-On (all challenges)

• 1:10

Instant Account

• 1:10 (1:5 with News Trading Add-On)

• 1-Step Pro & Instant Funding: 1:20
• 2-Step Pro: 1:15
• 2-Step Day and Swing: Nasdaq and DAX 1:30, Dow and Nikkei 1:40, S&P 1:25, UK100 1:20, other indices 1:15

Classic & Pro Challenge

• 1:5

One-Phase Challenge

• 1:3

Swing Add-On (all challenges)

• 1:2

Instant Account

• Not available

Classic & Pro Challenge

• 1:2

One-Phase Challenge

• 1:2

Swing Add-On (all challenges)

• 1:1

Instant Account

• 1:2 (1:1 with News Trading Add-On)

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

• Challenge reset available at any time via dashboard for a fee
• Challenge Upgrade feature available during Phase 1 of Classic and Pro (30% discount on upgrade price)

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

• Only available in Phase 1 (not Phase 2)
• Only one recovery action per account (Revive OR Reset, not both)
• If the account fails again after using Revive or Reset, the account is permanently failed
• Using Revive removes payout refund eligibility

• First Reward in 7 Days: available on Classic and One-Phase
• 90/10 Profit Split: available on Classic and One-Phase
• No Minimum Trading Days: available on Classic
• Swing Account: available on all challenge types (Classic, One Phase, and Pro)

• Swap-free, Zero Commissions (Pro accounts)
• 14-Day Payout (Pro accounts)
• 100% Profit Split
• 30% Consistency Score
• 30% News Trading (Pro accounts)
• Hold Through News, 15% (Instant Funded only)
• On-Demand Payout (Instant Funded only)
• Double-Up (free second challenge upon funding)
• 150% Refund
• Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
• No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro10; removes the requirement at every stage)

• Achieve 10% profit target each trading month for 3 consecutive months
• Account balance increased by 50%
• Continues until account reaches $5 million

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

Challenge Accounts

• Fixed percentage of initial balance for the lifetime of the account

Instant Account

• 6% trailing drawdown based on EOD Equity or Balance (whichever is higher)
• Drawdown trails upward with profits until reaching the initial account balance
• Once reaching initial balance, drawdown becomes static and fixed

• 1-Step Pro: 10% trailing. Trails higher as account balance increases.
• 2-Step Pro PRO10: 10% static. Fixed, does not trail.
• Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Instant Flex: trailing max loss keeps trailing and does not lock at the initial balance.

• 2-Step Day and Swing: static. Fixed, does not trail.

• Standard: 80% on all withdrawals
• 90% available via add-on on Classic and One-Phase

80% default profit split (trader/firm 80/20) on the existing Pro and regular Instant Funded account types; excludes Instant Flex.

• 90% Profit Split available as a checkout add-on
• 100% Profit Split available as a checkout add-on

2-Step Day and Swing

• Day: 80%, up to 90% or 100% with add-ons
• Swing: 70% on the 1st payout, 80% on the 2nd, 90% from the 3rd; restarts at 70% on a new account or reset; no split add-ons

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

Challenge Accounts

• Daily Drawdown calculated on account starting balance at 5 PM EST snapshot
• Equity cannot drop below the allowed daily percentage

Instant Account

• 3% based on EOD Equity or Balance (whichever is higher)
• Measured at 00:00 GMT+3 server time
• Does not reset intraday; resets at start of next trading day

• 1-Step Pro: 3%. Based on starting day's balance.
• 2-Step Pro PRO10: 5%. Based on starting day's balance.
• Instant Funding: 3%. Based on higher of starting day's balance or equity.

Instant Flex: no daily loss limit.

• 2-Step Day and Swing: based on starting day's balance.

• Pro accounts: Maximum $300,000 in funded accounts.
• Instant Funded: Capped at $400,000 across all instant funded accounts.
• Unlimited evaluation accounts allowed.

• Only for funded accounts.
• Both accounts must have the same payout schedule and profit split.
• Accounts must not have been traded and must be at initial balance.

No maximum time limit to complete the Challenge.

No limit

Classic, Pro and One-Phase

• Minimum trading days apply (exact count available on dashboard)
• "No Minimum Trading Days" add-on available on Classic

Instant Program

• 5 profitable simulated trading days required
• Each day must achieve at least +0.5% simulated profit
• Days do not need to be consecutive
• Loss or breakeven days do not count

• 1-Step Pro: 2 trading days (challenge and funded)
• 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
• Instant Funding: No minimum
• Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro10; +25% of base price
• 2-Step Day: no minimum in Phase 1 and 2; 4 trading days on funded before each payout
• 2-Step Swing: 4 trading days per phase, 2 trading days funded

• Instant Program requires 5 profitable trading days with at least +0.5% profit each
• Days do not need to be consecutive

2-Step Pro10

• Phase 1 (Challenge): minimum 4 trading days
• Phase 2 (Challenge): minimum 4 trading days
• Funded Phase: minimum 2 trading days

1-Step

• Phase 1 (Challenge): minimum 2 trading days
• Funded Phase: minimum 2 trading days

Instant Funded

• No minimum trading days requirement.

Optional add-on

• No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro10; +25% of base price.

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

• Expert Advisors (EAs) and trading bots are permitted
• You must own your EA/bot
• Must not exploit technical inefficiencies or manipulate latency
• Third-party EAs not allowed on Instant unless you own the source code

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

• Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
• EAs that automatically place trades (unless developed personally by the trader)
• Grid Trading EAs/Bots
• Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

Permitted only within the same trading account. Hedging across multiple accounts is not allowed.

Instant Account

• Maximum 2% risk per trade idea
• Margin usage must not exceed 80% across all asset classes at any time

Challenge Phase

• No margin cap or maximum lot size enforced

Funded Account

• Margin rules apply

• Pro accounts: Maximum 2% risk per trade idea (of initial balance).
• Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
• Instant Funding lot size limit: 20 lots per trade maximum.

Instant Flex: maximum 1% risk per trade.

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

Challenge Phases

• Allowed in all challenge types (Classic, Pro, One-Phase)

Funded Accounts

• Only permitted with Swing Add-On

Instant Account

• Restricted by default
• Only allowed with News Trading Add-On
• 2-minute window rule applies (no opening within 2 minutes before/after major news)

Challenge phase

• News trading fully permitted, no restrictions.

Funded phase: Pro and 2-Step Day/Swing accounts

• News trading allowed but max 30% of total profits can come from news-influenced trades.
• News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
• If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
• Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase: Instant Funded accounts

• News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
• Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
• Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.

• 30 consecutive days without placing or closing a trade results in automatic account failure
• Applies to Challenge, Instant, and Funded Stage accounts
• No refunds or renewals for inactivity breaches

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.

Classic Challenge

• Phase 1: No consistency rule
• Phase 2: No consistency rule

One-Phase Challenge

• 40% max daily profit of total

Pro Challenge

• Phase 1: 45%
• Phase 2: 45%

Funded Stages

• No consistency rule

Instant Account

• 15% max daily profit of total

• Rule is equity-based (unrealised profit included)

• Even if account is in loss, the rule still counts towards highest profit day

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Instant Flex: 15% consistency score.

Challenge and Funded Accounts

• Only allowed with Swing Add-On
• Without Swing Add-On: all trades including crypto must be closed by Friday 16:30 EST

Instant Account

• Overnight and weekend holding allowed by default

Weekend holding permitted on all account types (Pro and Instant Funded) except 2-Step Day. Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

2-Step Day

• Forex, gold, indices and oil positions are closed automatically at 16:55 New York time every day, including Friday; not a breach
• Crypto positions can stay open overnight and over the weekend

2-Step Swing

• Overnight and weekend holding allowed on all markets

• Martingale and grid strategies
• Excessive lot sizing and aggressive loss recovery
• High-frequency trading (HFT)
• Latency arbitrage, scalping arbitrage, and gap exploitation
• Flooding the market with small pip trades
• Intentional weekend/overnight gap exploitation
• Account rolling or lot-sizing techniques to bypass drawdown controls

• Grid trading (3+ positions same pair/direction)
• Hedge trading
• Arbitrage, latency trading
• High-frequency trading (trades ≤15 seconds)
• Reverse trading across accounts
• Account rolling/stacking (risking all on multiple accounts)
• Overleveraged trades (>30% margin on single trade)
• One-sided trading (stacking positions to hit targets)