Trading styles allowed at Fundex and Funding Traders

World Trade Center 200-B, Suite 306, Calle 53 Este, Marbella, Panama City

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

Panama

United States

2025

2022

Stan

Pure Market for CFDs. Bitunix provides the market conditions and pricing for crypto perpetuals traded through Fundex Terminal.

Fees are non-refundable once the account is created and access is granted. If payment is taken but no account is delivered, Fundex reviews the case individually.

• 2-Step Pro: Refund bonus on first payout.
• 1-Step Pro: Refund bonus on second payout.
• Instant Funding: Not eligible for refund bonus.
• 150% Refund Add-On available: receive 150% of challenge fee back after first payout.

On demand, with no fixed windows, waiting periods or limit on request frequency. Fundex states that most requests are processed within 60 minutes and all within a maximum of 24 hours, including weekends and public holidays.

Pro accounts

• Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
• With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

• First payout 7 days after the first trade on the funded account; subsequent every 7 days.
• With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

No published maximum.

$50

$200 via Rise / $50 via Crypto

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

CFDs: up to 20:1. Fundex Terminal: 1:1 or 2:1, depending on the instrument.

1:20

Oil: 1:10

• 1-Step Pro & Instant Funding: 1:20
• 2-Step Pro: 1:15

Up to 4:1 on BTCUSDT and ETHUSDT; up to 2:1 on other cryptocurrencies, with some instruments limited to 1:1.

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

• Swap-free, Zero Commissions (Pro accounts)
• 14-Day Payout (Pro accounts)
• 100% Profit Split
• 30% Consistency Score
• 30% News Trading (Pro accounts)
• Hold Through News, 15% (Instant Funded only)
• On-Demand Payout (Instant Funded only)
• Double-Up (free second challenge upon funding)
• 150% Refund
• Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
• No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro6/Pro10; removes the requirement at every stage)

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

• 2-Step Classic: Evaluation uses a 10% static maximum drawdown from the starting balance, measured on equity and reset when Phase 2 begins. Once funded, a 10% drop from the original balance while in B-Book causes a permanent breach.
• 2-Step Pro: 8% static maximum drawdown.
• 1-Step Classic: Static evaluation drawdown based on starting balance and measured on equity, including open positions.

• 1-Step Pro: 10% trailing. Trails higher as account balance increases.
• 2-Step Pro PRO6: 6% static. Fixed, does not trail.
• 2-Step Pro PRO10: 10% static. Fixed, does not trail.
• Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Instant Flex: trailing max loss keeps trailing and does not lock at the initial balance.

2-Step Classic starts at a 70% trader profit split. 2-Step Pro starts at 80%. The split applies to eligible A-Book profits generated above the starting balance and after clearing any prior B-Book offset; on 2-Step Pro it is calculated when the payout is requested. Fundex's legal terms state that payments are discretionary bonuses rather than a fixed contractual split.
1-Step Classic: the trader profit split is shown in each challenge and is calculated when the payout is requested.

80% default profit split (trader/firm 80/20) on the existing Pro and regular Instant Funded account types; excludes Instant Flex.

• 90% Profit Split available as a checkout add-on
• 100% Profit Split available as a checkout add-on

A free $1,000 Test Account is available to eligible traders who do not currently hold a Fundex account. It uses Fundex Terminal only, with a 10% target, 5% daily drawdown, 10% maximum drawdown and 5 minimum trading days. Profits cannot be withdrawn and completion rewards may vary.

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

Evaluation: reaching the daily or total loss threshold causes a breach. Funded: permanent breach follows four consecutive unrecovered B-Book switches, or a 10% decline from the original balance while the account is in B-Book.

Evaluation: the daily loss limit is recalculated at 00:00 UTC from the balance at that time and measured on equity, including open positions. The applicable percentage is shown in each challenge. There is no daily loss limit at the funded stage.

• 1-Step Pro: 3%. Based on starting day's balance.
• 2-Step Pro PRO6: 3%. Based on starting day's balance.
• 2-Step Pro PRO10: 5%. Based on starting day's balance.
• Instant Funding: 3%. Based on higher of starting day's balance or equity.

Instant Flex: no daily loss limit.

• Pro accounts: Maximum $300,000 in funded accounts.
• Instant Funded: Capped at $400,000 across all instant funded accounts.
• Unlimited evaluation accounts allowed.

Multiple evaluations and accounts are allowed. Total funded allocation is capped at $400,000.

Funded accounts can be merged provided their combined balance does not exceed the $400,000 maximum allocation.

• Only for funded accounts.
• Both accounts must have the same payout schedule and profit split.
• Accounts must not have been traded and must be at initial balance.

No maximum time limit.

No limit

• 2-Step Classic: 5 days in each evaluation phase. To count, at least one trade must be opened with a notional value of at least 5% of the account balance before leverage.
• 2-Step Pro: No minimum trading days.
• 1-Step Classic: 5 evaluation trading days. A day counts only if at least one trade has a notional size of at least 5% of the account balance before leverage.

• 1-Step Pro: 2 trading days (challenge and funded)
• 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
• Instant Funding: No minimum
• Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

• Only available in Phase 1 (not Phase 2)
• Only one recovery action per account (Revive OR Reset, not both)
• If the account fails again after using Revive or Reset, the account is permanently failed
• Using Revive removes payout refund eligibility

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

2-Step Pro (PRO6 and PRO10)

• Phase 1 (Challenge): minimum 4 trading days
• Phase 2 (Challenge): minimum 4 trading days
• Funded Phase: minimum 2 trading days

1-Step

• Phase 1 (Challenge): minimum 2 trading days
• Funded Phase: minimum 2 trading days

Instant Funded

• No minimum trading days requirement.

Optional add-on

• No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price.

EAs and automated systems are allowed when the underlying strategy is the trader's own. Arbitrage, HFT, martingale, grid, environment-exploitation and external trade-replication systems are prohibited.

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

• Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
• EAs that automatically place trades (unless developed personally by the trader)
• Grid Trading EAs/Bots
• Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

Hedging or arbitraging across Fundex accounts, or between Fundex and external accounts, is prohibited. The website does not clarify internal hedging within one account.

• 2-Step Classic: During evaluation, every trade must remain open for at least 3 minutes, including when TP or SL is triggered. The first violation generates a warning and later violations may cause a breach. There is no minimum holding time once funded.
• 2-Step Pro: No minimum holding time during evaluation or once funded.
• 1-Step Classic: Every evaluation trade must remain open for at least 3 minutes, including TP/SL closures. The first violation generates a warning; repeated violations cause a breach. No minimum holding time once funded.

During both evaluation phases, a single trade cannot lose more than 3% of the balance, including floating losses. The first violation generates a warning. This limit does not apply once funded.
1-Step Classic: Position exposure is measured as notional value relative to equity. Per position, up to 25% is compliant, over 25% through 40% generates a warning, and above 40% is a violation subject to review. Total simultaneous exposure during evaluation: up to 50% is compliant, over 50% through 80% generates a warning, and above 80% is a violation. Once funded, total exposure above 60% is a violation.

• Pro accounts: Maximum 2% risk per trade idea (of initial balance).
• Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
• Instant Funding lot size limit: 20 lots per trade maximum.

Instant Flex: maximum 1% risk per trade.

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

Challenge phase

• News trading fully permitted, no restrictions.

Funded phase — Pro accounts

• News trading allowed but max 30% of total profits can come from news-influenced trades.
• News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
• If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
• Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase — Instant Funded accounts

• News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
• Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
• Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Instant Flex: 15% consistency score.

Weekend holding permitted on all account types (Pro and Instant Funded). Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

• Latency arbitrage, spike catching and tick manipulation
• Exploiting errors, price-feed delays or technical malfunctions
• HFT inconsistent with realistic retail trading
• Martingale, grid and all-in betting
• Hedging or arbitrage across accounts or firms
• Copy trading, replicated signals and self-copy trading
• Front-running and use of non-public information
• Market manipulation, order spamming and toxic flow
• Materially changing strategy after passing the evaluation
• Gambling behaviour, overleveraging or correlated position stacking

• Grid trading (3+ positions same pair/direction)
• Hedge trading
• Arbitrage, latency trading
• High-frequency trading (trades ≤15 seconds)
• Reverse trading across accounts
• Account rolling/stacking (risking all on multiple accounts)
• Overleveraged trades (>30% margin on single trade)
• One-sided trading (stacking positions to hit targets)

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.