/
Login
Breaking
All news
Comparison · Forex

The real cost of Funding Traders and Hola Prime

Funding Traders is generally cheaper for standard evaluation sizes and offers a much faster path to recovering your initial investment. While Hola Prime attracts users with ultra-low entry prices for micro-accounts, its recurring payout fees and delayed refund policy make it more expensive in the long run for profitable traders.

Updated on

Funding Traders View profile No discount right now
Hola Prime View profile No discount right now

Entry price

The cost to start depends heavily on the capital you wish to manage. For professional-sized accounts, Funding Traders is more aggressive: its $100,000 2-Step Pro6 account costs $419, whereas the equivalent 2-Step Prime at Hola Prime is $569. If we look at 1-Step evaluations for $100,000, Funding Traders charges $539 compared to $579 at Hola Prime.

However, Hola Prime wins on the "low-cost" end for beginners. It offers a $2,000 2-Step account for just $9, a price point Funding Traders does not compete with, as their smallest account is $5,000 for $39. For instant funding (no evaluation), Funding Traders offers a $50,000 account for $479, while Hola Prime's Direct account of the same size costs $689.

What you pay while trading

Operating costs are not limited to the initial fee. Both firms charge a commission of $3 per lot on Forex. At Hola Prime, if you want to use EAs, you must pay a 10% surcharge on the base price, and using the cTrader platform adds a fixed $20 cost. Funding Traders does not charge extra for its platforms (MT5 and TradeLocker), but it does offer a "Swap-free & Zero Commission" add-on that removes the $3 commission in exchange for an upfront payment.

Execution costs also vary by style. Funding Traders allows news trading in the challenge phase without restrictions, but in the funded phase, it limits news profits to 30% of the total. Hola Prime allows news trading on its Prime accounts but strictly prohibits it on Pro and Direct accounts; violating this on a Direct account leads to immediate termination, which is the ultimate trading cost: losing the account.

What mistakes cost you

In prop trading, the cost of a mistake is the loss of the account and the initial fee. Funding Traders offers more flexible drawdown: its 2-Step accounts have a static drawdown of 6% or 10%, meaning the "floor" doesn't move up as you make profits. Hola Prime also uses static drawdown for Pro/Prime, but its Direct accounts use a trailing drawdown that locks at the starting balance, making it harder to keep the account as you grow.

Funding Traders offers a unique "Revive" feature for Phase 1 of the 2-Step Pro challenge. If you breach a rule while in profit, you can pay a fee (Base price + % of profit achieved) to continue instead of starting over. At Hola Prime, any hard breach (like hitting the daily loss limit) results in total loss with no recovery option other than buying a new account at full price.

What it costs to get paid

This is where the economic difference becomes most visible. Funding Traders does not charge fees for processing payouts. In contrast, Hola Prime charges a 2.5% fee on every payout, with a minimum of $25 for bank transfers and $5 for crypto.

The "Refund" or reimbursement of the initial fee also has a different cost in time. Funding Traders returns your money with the 1st payout (2-Step) or 2nd payout (1-Step). Hola Prime requires you to reach the 4th successful payout to get your fee back. Furthermore, Funding Traders offers an add-on to receive a 150% refund, a feature that allows you to turn the entry cost into a profit from the very first withdrawal.

Where each one hides its cost

Funding Traders hides its costs in a menu of optional add-ons. If you want to trade without minimum days, hold through news (on Instant), or increase your profit split to 100%, you must pay surcharges ranging from 15% to 30% of the base price. Without these, the rules are more restrictive.

Hola Prime hides its cost in its "Performance Control Program" (PCP) and strict strategy rules. If the risk team flags your trading as "high risk," they can move you to a PCP where your profit split is slashed to 30% until you prove consistency. Additionally, the requirement for a Stop Loss on all trades at Hola Prime means that a single forgotten SL can cost you the entire account, whereas Funding Traders does not mandate a Stop Loss.

Cheapest for whom

Funding Traders is the cheapest option for the experienced trader who wants to recover their investment quickly (1st payout) and prefers a static drawdown that doesn't "eat" their profit buffer.

Hola Prime is the cheapest option for the absolute beginner who only has $9 to $14 to spend and wants to practice in a live environment with micro-accounts, provided they are willing to accept higher withdrawal fees and a much slower refund process.

Frequently asked questions

Which firm is cheaper for a $100,000 2-step evaluation, Funding Traders or Hola Prime?

Funding Traders is significantly cheaper, offering its $100,000 2-Step Pro6 account for $419. In comparison, the $100,000 2-Step Prime account at Hola Prime costs $569, representing a price difference of $150 for the same amount of starting capital.

Which firm has lower withdrawal fees, Funding Traders or Hola Prime?

Funding Traders is better in this regard as it charges $0 in payout processing fees. Hola Prime deducts a 2.5% fee from every withdrawal, with minimum charges of $25 for Rise or bank transfers and $5 for crypto, which reduces the net profit the trader actually receives.

Does Funding Traders or Hola Prime refund the sign-up fee faster?

Funding Traders refunds the fee much faster, returning it with the 1st payout on 2-Step accounts or the 2nd on 1-Step accounts. Hola Prime requires the trader to reach their 4th successful payout before they are eligible for a 100% refund of the evaluation fee.

Which firm is more expensive for EA users, Funding Traders or Hola Prime?

Hola Prime is more expensive because it adds a 10% surcharge to the account price if you want to use EAs, and limits their use to the MT5 platform. Funding Traders allows EAs and bots focused on risk management or personally developed strategies without an extra purchase fee on both available platforms.

Field by field

Funding Traders and Hola Prime, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

58 differences

No active discount right now.

No active discount right now.

Headquarters

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

L1, Shaw House, 201 Wan Po Road, Tseung Kwan O

CEO

Stan

Somesh Kapuria

Country

United States

Hong Kong

Foundation

2022

2024

Banned Countries
Afghanistan, Kazakhstan, Mongolia, Morocco, Poland, Russia, Taiwan, Ukraine, Venezuela, Vietnam
Afghanistan, Belarus, Burundi, Central African Republic, China, Cuba, North Korea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Haiti, India, Iran, Iraq, Laos, Libya, Mali, Moldova, Myanmar, Nicaragua, Oman, Pakistan, Russia, Somalia, Syria, Tunisia, Ukraine, Vietnam, Yemen, Zimbabwe
Assets
Forex, Crypto, Indices, Commodities
Forex, Indices, Commodities, Crypto
Brokers
FUTRAD, Galaxy Path Capital
Hola Prime Markets
Refund
Yes
  • 2-Step Pro: Refund bonus on first payout.
  • 1-Step Pro: Refund bonus on second payout.
  • Instant Funding: Not eligible for refund bonus.
  • 150% Refund Add-On available: receive 150% of challenge fee back after first payout.
Yes

Pro and Prime: 100% of the fee paid is refunded with the fourth successful payout from the same account, not available on Direct. Cancellation refunds must be requested within 14 days without any trading activity.

Platforms
Metatrader 5, TradeLocker
Metatrader 5, cTrader, MatchTrader, TradeLocker
Payout Methods
Rise, Crypto
Crypto, Transfer, Rise
Payment Methods
Card, Crypto
Card, Crypto
Payout Frequency

Pro accounts

  • Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
  • With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

  • First payout 7 days after the first trade on the funded account; subsequent every 7 days.
  • With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

Pro and Prime: on-demand, biweekly or monthly cycle selected at purchase; it cannot be changed later. Direct: every 14 days from the first trade in the cycle. After a payout, a new trade starts the next cycle.

Payout Guarantee

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

Processing within one hour of an eligible request, following a prior review of up to 24 business hours. Business days only; additional verification or incomplete details may cause delays.

Minimum Withdrawal

$200 via Rise / $50 via Crypto

Bank wire or crypto: USD 50. Rise: USD 500. Thresholds apply to the trader share, excluding the firm share.

Payout Fee
No data

2.5% per payout. Minimum fee: USD 25 for bank wire or Rise; USD 5 for crypto.

Demo Account
No data
Metatrader 5
ID71034PasswordTest@123ServerHolaprime-Server1
MatchTrader
ID458795Passwordj8U^$T3R2
Forex
50:1

Pro: 100:1. Prime and Direct: 50:1. Exotic pairs: Pro 10:1; Prime and Direct 5:1.

Metals

1:20

Pro: 20:1. Prime and Direct: 10:1.

Energies

Oil: 1:10

Commodities: Pro 5:1; Prime and Direct 2:1.

Indices
  • 1-Step Pro & Instant Funding: 1:20
  • 2-Step Pro: 1:15

Pro: 20:1. Prime: 10:1. Direct: 5:1.

Crypto
No data

Pro: 2:1. Prime and Direct: 1:1.

Forex
No data
3 / lot
Metals
No data
1.5 / lot - 3 / lot
Energies
No data
1.5 / lot
Indices
No data
0 / lot
Crypto
No data
0 / lot
Swap Free
Yes

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

Yes

Optional at purchase for all Forex accounts; pricing is listed under Add-ons.

Account Reset
Yes

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

  • Only available in Phase 1 (not Phase 2)
  • Only one recovery action per account (Revive OR Reset, not both)
  • If the account fails again after using Revive or Reset, the account is permanently failed
  • Using Revive removes payout refund eligibility

After a hard breach a new evaluation or account can be purchased.

Add-ons
Yes
  • Swap-free, Zero Commissions (Pro accounts)
  • 14-Day Payout (Pro accounts)
  • 100% Profit Split
  • 30% Consistency Score
  • 30% News Trading (Pro accounts)
  • Hold Through News, 15% (Instant Funded only)
  • On-Demand Payout (Instant Funded only)
  • Double-Up (free second challenge upon funding)
  • 150% Refund
  • Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
  • No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro6/Pro10; removes the requirement at every stage)
Yes

Swap-free: +10% of the base fee before discounts. EA Trading: +10%, MT5 only and unavailable on Direct. cTrader: USD 20 fixed surcharge where available. Alternative payout cycles have different configurator prices; the table shows the base option.

Instant
Yes
Yes

Direct Account provides funded access without an evaluation phase.

One Step
Yes
Yes

1-Step Prime Challenge.

Account scaling
Yes

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

Yes

Four-month cycles from the first trade: at least 10% net profit, two profitable months, two payouts and a positive balance. Manual request required. Increases based on the original balance: 25% first, 40% second and 50% from the third, up to USD 4 million per user. Loss limits are recalculated on the scaled balance. Unavailable during PCP.

Two Steps
Yes
Yes

Available as 2-Step Pro Challenge and 2-Step Prime Challenge.

Max Drawdown
  • 1-Step Pro: 10% trailing. Trails higher as account balance increases.
  • 2-Step Pro PRO6: 6% static. Fixed, does not trail.
  • 2-Step Pro PRO10: 10% static. Fixed, does not trail.
  • Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Pro and Prime: static floor based on the initial balance, also monitored against floating equity. Direct: trails the highest end-of-day balance, only moves upward and locks at the starting balance after the full drawdown distance is earned. A payout does not lower that floor.

Profit Split

80% default profit split (trader/firm 80/20) on all account types.

  • 90% Profit Split available as a checkout add-on
  • 100% Profit Split available as a checkout add-on

The table shows the base biweekly 80% option. Pro and Prime also offer on-demand 80% and monthly 95% with an advertised 20% surcharge; Direct offers a separately priced biweekly 90% variant. The cycle is selected at purchase and cannot be changed later.

Free Trial
Yes

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

No
Daily Drawdown
  • 1-Step Pro: 3%. Based on starting day's balance.
  • 2-Step Pro PRO6: 3%. Based on starting day's balance.
  • 2-Step Pro PRO10: 5%. Based on starting day's balance.
  • Instant Funding: 3%. Based on higher of starting day's balance or equity.

Calculated from the previous day closing balance and includes realized and floating results. Resets at 17:00 EST as stated by Hola Prime. Breaching it is a hard breach.

Three Steps
No
No
Max Allocation
  • Pro accounts: Maximum $300,000 in funded accounts.
  • Instant Funded: Capped at $400,000 across all instant funded accounts.
  • Unlimited evaluation accounts allowed.

Standard combined allocation across sim funded and Direct accounts: USD 400,000 per trader or strategy. USD 90,000 cap for Nigeria, Malaysia, Indonesia, Cambodia, Israel, Thailand, Botswana, Mongolia, Kazakhstan, Jamaica and Mozambique. Combined Forex and Futures: USD 800,000. Prime Circle and scaling have separate conditions.

Merge Accounts
Yes
  • Only for funded accounts.
  • Both accounts must have the same payout schedule and profit split.
  • Accounts must not have been traded and must be at initial balance.
Limited

Only same-model Pro or Prime sim funded accounts, with no open trades or active cycle and a combined balance matching an available size. Unavailable for evaluations, Direct or PCP. Allocation limits and promotional-account exclusions apply.

Maximum Trading Days

No limit

No evaluation deadline, subject to the inactivity rule.

Minimum Trading Days
  • 1-Step Pro: 2 trading days (challenge and funded)
  • 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
  • Instant Funding: No minimum
  • Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price

Pro: two days per phase. Prime 1-Step: two days. Prime 2-Step: three days per phase. Direct: no minimum. A day counts when at least one trade is opened.

Points Reward Program

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

Prime Circle: five lifetime Forex payouts, with no consecutive-payout or minimum-amount requirement. Only master payouts count when copying. Automatic eligibility subject to compliance, Platinum support, one pre-trading platform switch and allocation growth: USD 25,000 per three unique payouts of at least 1.5%, up to USD 1 million. The geographic USD 90,000 cap remains.

Monthly Competition
No
No
Minimum Profitable Days

2-Step Pro (PRO6 and PRO10)

  • Phase 1 (Challenge): minimum 4 trading days
  • Phase 2 (Challenge): minimum 4 trading days
  • Funded Phase: minimum 2 trading days

1-Step

  • Phase 1 (Challenge): minimum 2 trading days
  • Funded Phase: minimum 2 trading days

Instant Funded

  • No minimum trading days requirement.

Optional add-on

  • No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price.

Pro and Prime: three profitable days per biweekly cycle or seven per monthly cycle. Each day requires at least 0.5% net of the initial balance, measured using the lower of closing balance and equity minus the previous closing balance. On-demand uses consistency and minimum-profit requirements. Direct has no profitable-day minimum.

Profit After Breach
No data

A hard breach forfeits profits and pending payouts. Forex daily-loss-only exception: profits may still be paid if every trade had a stop loss and no trade exceeded 1% of the initial balance in profit or loss.

Maximum Accounts
No data

Evaluations: unlimited purchases. Sim funded and Direct: up to four 50K accounts, two 100K accounts or one 200K account, within the total allocation limit. 100K and 200K accounts cannot be active together. Direct: at most two active accounts.

Position size scaling
No data
Limited

Pro sim funded: maximum open exposure of 10 lots on 25K, 20 on 50K, 40 on 100K and 80 on 200K; no cap on 5K and 10K. From the second scaling, each step adds 10% of the original cap. Prime and Direct: no explicit lot cap, subject to idea risk. First violation: closure, deduction and requested reactivation; second: 30% split and termination.

Expert Advisor (EA)
Yes

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

  • Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
  • EAs that automatically place trades (unless developed personally by the trader)
  • Grid Trading EAs/Bots
  • Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

Limited

MT5 only with the purchased EA Trading add-on; unavailable on Direct, cTrader, MatchTrader and TradeLocker. Strategy declaration and distinct settings required; identical strategies may be grouped for allocation. Analytical tools may not automatically execute or modify orders.

VPN
Yes
Limited

IP must match the registered country, including KYC and payments. No geographic circumvention. VPS permitted only for trade-taking EAs with a dedicated static IP; manual VPS trading is prohibited. No MT5 access from US IP addresses.

Hedging
No
Limited

Hedging within a single account is allowed. Hedging across multiple accounts (offsetting buy/sell positions on the same instrument) is prohibited.

Requires Stop Loss
No
Limited

Required on sim funded and Direct accounts. There is no fixed three-minute deadline; it must be placed before closing. A trade without a stop loss is treated as unlimited risk and can cause account closure.

Scalping
Yes
Yes
Stacking / Layering (DCA)
No
Limited

Multiple entries are combined as one idea for risk limits. DCA, averaging down and systematically increasing losing exposure are prohibited.

Maximum Risk Limit
Yes
  • Pro accounts: Maximum 2% risk per trade idea (of initial balance).
  • Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
  • Instant Funding lot size limit: 20 lots per trade maximum.
Yes

Sim funded and Direct: at most 2% of the initial balance per idea, not per ticket. Risk is combined across overlapping positions and same-asset, same-direction re-entries within ten minutes, including chains. Not applicable during evaluation. PCP: 1% per idea and at most 30% aggregate margin.

Copy Trading
Yes

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

Limited

Only own Hola Prime accounts. Challenge to challenge: unlimited. Sim funded: one master and one copier. Challenge to sim funded: only one receiving funded account; sim funded to challenges: unlimited. Copying from other prop firms is prohibited. Applies to accounts purchased on or after 15 September 2026.

News Trading
Limited

Challenge phase

  • News trading fully permitted, no restrictions.

Funded phase — Pro accounts

  • News trading allowed but max 30% of total profits can come from news-influenced trades.
  • News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
  • If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
  • Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase — Instant Funded accounts

  • News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
  • Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
  • Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.
Limited

Prime and all evaluations: allowed. Pro sim funded and Direct: no opening or closing affected instruments from five minutes before to five minutes after high-impact news, including SL, TP and pending orders. Previously opened positions may be held. Pro: offending profit removed; Direct: account closure. PCP also restricts Prime news trading.

Inactivity Rule

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.

Yes

Hard breach after 30 consecutive calendar days without opening a trade, in evaluation and sim funded. Closing trades, changing SL/TP or placing pending orders does not count as activity.

Consistency Rule
Yes

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Limited

No consistency target to pass Pro or Prime. On-demand sim funded: best day at most 40% of cycle profit and total profit of at least 2% of the initial balance. Direct: best day at most 20%. A partial payout resets the calculation; retained profit does not replace new-cycle profit. PCP may impose additional conditions on high-risk traders.

Hold Weekend
Yes

Weekend holding permitted on all account types (Pro and Instant Funded). Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

Limited

Prime and Pro evaluations: allowed. Pro sim funded: close before 15:45 EST Friday; automatic closure and suspension until Monday. Direct: same deadline, but a hard breach and termination.

Prohibited Strategies
  • Grid trading (3+ positions same pair/direction)
  • Hedge trading
  • Arbitrage, latency trading
  • High-frequency trading (trades ≤15 seconds)
  • Reverse trading across accounts
  • Account rolling/stacking (risking all on multiple accounts)
  • Overleveraged trades (>30% margin on single trade)
  • One-sided trading (stacking positions to hit targets)

HFT and tick scalping; arbitrage or exploitation of errors and liquidity; grid, martingale and DCA; unsupported one-sided bets, overexposure and account rolling; third-party accounts, devices, management or signals; cross-account hedging; material changes in strategy, assets or risk after passing; hyperactivity and unauthorized automation. MT5: at most 100 simultaneous orders and 1,000 positions or modifications daily. Sanctions may include profit adjustments, restrictions, PCP or termination.

Martingale
No data
No
Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord