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Comparison · Forex

Track record of Funding Traders and Sure Leverage Funding

Updated on

Who is behind each firm

Funding Traders is a firm with a clear public face, led by its CEO, known simply as Stan. The company operates out of Miami, Florida, which provides a level of corporate transparency associated with the United States' legal and business environment. On the other side, Sure Leverage Funding is headed by Sebastian Ness. This firm is based in the United Arab Emirates, specifically in Ras Al Khaimah. While both firms are led by visible figures, the geographical difference reflects two distinct operational hubs: the established financial environment of the US and the rapidly growing, pro-business landscape of the UAE.

How long they have been around

In terms of longevity, Funding Traders has a slight head start, having been founded in 2022. This extra year in the market has allowed them to build a significant track record, evidenced by over 3,400 reviews on Trustpilot. Sure Leverage Funding entered the scene in 2023. Despite being younger, they have managed to accumulate more than 1,160 reviews, indicating a quick adoption by the trading community. Funding Traders' higher volume of feedback generally provides a broader perspective on their historical reliability and payout consistency compared to the newer Sure Leverage Funding.

What they promise and what backs it

Funding Traders promises a professional environment with a strong focus on risk management, backed by rules like the 2% maximum risk per trade idea on Pro accounts. Their pricing is competitive but positions them as a premium service; for instance, a $50,000 2-step "Pro6" account costs $229. They back their efficiency with a bold payout guarantee: if a request isn't processed within two business days, the trader receives $1,000. This suggests a firm confident in its back-office operations.

Sure Leverage Funding promises versatility and aggressive pricing. Their $50,000 2-phase account is notably cheaper at $199. They also offer unique styles like "Futures Style" and an "EA Challenge." However, their backing for these conditions is slightly more restrictive; while they allow HFT in specific challenges, they generally prohibit EAs in the funded phase. Furthermore, their refund policy is less immediate, requiring traders to reach their fourth payout to recover the evaluation fee for recent purchases, whereas Funding Traders offers it on the first or second payout.

How they handle your money

When it comes to payouts, Funding Traders utilizes Rise (for bank transfers) and Crypto (USDT-ERC20). They have a minimum withdrawal of $200 via Rise and $50 via Crypto. They offer an 80% profit split by default, which can be upgraded to 100% via add-ons. Sure Leverage Funding also uses Rise and Crypto (USDT-TRC20) but applies a 2% payout fee or a $10 minimum transaction fee. Their profit split varies significantly by product, ranging from 50% on certain accounts to 90% on their "1 Step Evaluation." Both firms offer MetaTrader 5 and TradeLocker, ensuring that the technical execution is handled by widely recognized industry platforms.

Operational maturity

Funding Traders shows operational maturity through its complex "Revive" and "Reset" features, allowing traders to recover accounts under specific conditions. Their "FT Points" program also indicates a structured loyalty system. Sure Leverage Funding demonstrates maturity through product diversification, catering to different niches with "Buy Now, Pay Later" options and specific regional caps (like the $50,000 limit for Malaysia and Vietnam) to manage their exposure. Funding Traders' maturity is geared toward trader retention and risk discipline, while Sure Leverage Funding focuses on market reach and product variety.

What the record does and does not tell you

This comparison shows that Funding Traders has a more established presence with a higher volume of public feedback and a more generous refund structure. Sure Leverage Funding, while newer, offers lower entry prices and a wider array of account types. However, a track record cannot predict future solvency or guarantee that rules won't change. The higher number of reviews for Funding Traders suggests a more tested infrastructure, but it does not mean Sure Leverage Funding is less capable; it simply means they have had less time to document their performance through thousands of independent user reports.

Frequently asked questions

Between Funding Traders and Sure Leverage Funding, which is cheaper for a $50,000 2-step challenge?

Sure Leverage Funding is the more economical choice for this specific account size, with their 2 Phase $50,000 challenge priced at $199. In comparison, Funding Traders offers two versions of the $50,000 2-step challenge: the "Pro6" (with a 6% drawdown) for $229 and the "Pro10" (with a 10% drawdown) for $299.

Which firm offers more freedom for using Expert Advisors (EAs), Funding Traders or Sure Leverage Funding?

Funding Traders offers more general freedom, allowing EAs and bots focused on risk management across their accounts, provided they are not "off-the-shelf" or automated placement bots (unless personally developed). Sure Leverage Funding generally prohibits EAs, except for their specific "EA Challenge," and even in that case, EAs are only allowed during the evaluation phase and are banned once the account becomes funded.

How do the payout guarantees compare between Funding Traders and Sure Leverage Funding?

Funding Traders guarantees that payout requests are processed within 2 business days; if they fail, the trader receives $1,000 ($500 cash and $500 in credits). Sure Leverage Funding offers a speed-based incentive where payouts are processed within 24 business hours, or the trader receives an extra 10% added to their profit split.

Which firm has a more accessible fee refund policy, Funding Traders or Sure Leverage Funding?

Funding Traders has a more accessible policy, offering a refund on the first payout for 2-Step Pro accounts and on the second payout for 1-Step Pro accounts. Sure Leverage Funding's policy is more restrictive, as evaluation fees for purchases after January 2026 are only refundable upon reaching the fourth payout, and older purchases are often non-refundable.

Field by field

Funding Traders and Sure Leverage Funding, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

50 differences

50%off · Exclusive
42%off · Exclusive
Headquarters

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

Al Shohada Road 10055, Al Hamra Industrial Zone-FZ, 10055, Ras Al Khaimah, U.A.E.

CEO

Stan

Sebastian Ness

Country

United States

United Arab Emirates

Foundation

2022

2023

Banned Countries
Afghanistan, Kazakhstan, Mongolia, Morocco, Poland, Russia, Taiwan, Ukraine, Venezuela, Vietnam
Cuba, Iran, North Korea, Myanmar, Russia, Crimea, Donetsk, Luhansk (Ukraine), Somalia, Syria, Pakistan, Algeria
Assets
Forex, Crypto, Indices, Commodities
Forex, Crypto, Indices, Commodities
Brokers
FUTRAD, Galaxy Path Capital

Liquidity Provider

Refund
Yes
  • 2-Step Pro: Refund bonus on first payout.
  • 1-Step Pro: Refund bonus on second payout.
  • Instant Funding: Not eligible for refund bonus.
  • 150% Refund Add-On available: receive 150% of challenge fee back after first payout.
  • 2-Step Day and Swing: Refund bonus on second payout.
Limited

Historically, standard challenges were non-refundable. A newer rule states that evaluation fees purchased after January 9, 2026 are refundable on the 4th payout, while older purchases remain non-refundable.

Platforms
Metatrader 5, TradeLocker
Metatrader 5, TradeLocker
Payout Methods
Rise, Crypto
Rise, Crypto
Payment Methods
Card, Crypto
Card, Crypto, Transfer
Payout Frequency

Pro and 2-Step Day/Swing accounts

  • Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
  • With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

  • First payout 7 days after the first trade on the funded account; subsequent every 7 days.
  • With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

1 Step Evaluation and 2 Step

  • Instant payout request once requirements are met.

Instant Funding Static

  • Base schedule every 14 days.
  • Promotional instant requests may apply.

Instant Funding Trailing and Buy Now, Pay Later

  • Every 14 days.

EA Challenge

  • First payout after 4 weeks, then every 2 weeks.

Futures Style

  • Instant Funding: payout eligible after 5 days.
  • 1 Step Pro Evaluation: payout eligible after 3 days.

Instant Funding Zero

  • Every 14 days. No minimum trading-day requirement; meeting the buffer from a single trade does not make payout processing immediate.
Payout Guarantee

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

Payouts are processed within 24 business hours or the trader receives an extra 10% on the profit split.

Minimum Withdrawal

$200 via Rise / $50 via Crypto

$100 minimum withdrawal. Lower withdrawals may be processed on request with fees deducted.

  • Futures Style 1 Step Pro Evaluation: $250 / $500 / $750 / $1,000 minimum payout on $25K / $50K / $100K / $150K.
Payout Fee
No data

2% payout fee or a $10 minimum transaction fee per payout.

Crypto Weekend Trading
No data
Yes
Maximum Withdrawal
No data
  • Instant Funding Zero under the new terms announced on August 20, 2026: no payout cap.
  • Other funded products: usually capped at 5% of the initial balance per payout cycle, depending on the program.
Forex
50:1
  • Standard challenge accounts: 1:50
  • Funded phase: 1:30
  • EA Challenge during challenge phase: 1:100
Metals

1:20

Gold is included in the firm's general leverage framework.

Energies

Oil: 1:10

No data
Indices
  • 1-Step Pro & Instant Funding: 1:20
  • 2-Step Pro: 1:15
  • 2-Step Day and Swing: Nasdaq and DAX 1:30, Dow and Nikkei 1:40, S&P 1:25, UK100 1:20, other indices 1:15
No data
Forex
No data
5 / lot
Metals
No data
5 / lot
Energies
No data
5 / lot
Indices
No data
5 / lot
Crypto
No data
5 / lot
Swap Free
Yes

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

No
Account Reset
Yes

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

  • Only available in Phase 1 (not Phase 2)
  • Only one recovery action per account (Revive OR Reset, not both)
  • If the account fails again after using Revive or Reset, the account is permanently failed
  • Using Revive removes payout refund eligibility

Only the 1 Step Evaluation documents a free reset, available if the funded account is lost within 10 days. Futures Style Instant Funding and Futures Style 1 Step Pro Evaluation show reset availability; no reset fee is stated publicly. Other listed products do not include a free reset.

Add-ons
Yes
  • Swap-free, Zero Commissions (Pro accounts)
  • 14-Day Payout (Pro accounts)
  • 100% Profit Split
  • 30% Consistency Score
  • 30% News Trading (Pro accounts)
  • Hold Through News, 15% (Instant Funded only)
  • On-Demand Payout (Instant Funded only)
  • Double-Up (free second challenge upon funding)
  • 150% Refund
  • Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
  • No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro10; removes the requirement at every stage)
Yes
  • +10% Profit Split (+15%)
  • Weekly payout (+20%)
  • +10% Profit Split + Weekly payout (+30%)
  • News trading: Instant Funding Static and 1 Step
  • Instant Funding Zero: remove daily drawdown (+30%), static maximum drawdown (+50%), or both (+80%). Percentages apply to the base account price.
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

No
Two Steps
Yes
Yes
Max Drawdown
  • 1-Step Pro: 10% trailing. Trails higher as account balance increases.
  • 2-Step Pro PRO10: 10% static. Fixed, does not trail.
  • Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Instant Flex: trailing max loss keeps trailing and does not lock at the initial balance.

  • 2-Step Day and Swing: static. Fixed, does not trail.
  • 1 Step Evaluation: 10% maximum drawdown, trailing on end-of-day (EOD) high-watermark.
  • EA Challenge uses trailing high-watermark logic.
  • 2 Step and Free Challenge use static maximum drawdown.
  • Instant Funding Static uses static drawdown.
  • Instant Funding Zero: trailing from the highest recorded equity by default, or static if selected at purchase. After payout, the balance resets to the starting balance; withdrawing all profit above the buffer can breach the trailing drawdown.
  • Instant Funding Trailing and Buy Now, Pay Later funded phase use trailing high-watermark logic.
  • Futures Style Instant Funding: EOD maximum-loss limit of $1,000 / $2,000 / $3,500 / $5,000 for $25K / $50K / $100K / $150K.
  • Futures Style 1 Step Pro Evaluation: EOD maximum-loss limit of $1,000 / $2,000 / $3,000 / $4,500 for $25K / $50K / $100K / $150K.
Profit Split

80% default profit split (trader/firm 80/20) on the existing Pro and regular Instant Funded account types; excludes Instant Flex.

  • 90% Profit Split available as a checkout add-on
  • 100% Profit Split available as a checkout add-on

2-Step Day and Swing

  • Day: 80%, up to 90% or 100% with add-ons
  • Swing: 70% on the 1st payout, 80% on the 2nd, 90% from the 3rd; restarts at 70% on a new account or reset; no split add-ons
  • 1 Step Evaluation: 90%
  • 2 Step: 80%
  • Instant Funding Static: scales from 50% to 80%
  • Instant Funding Zero: 70% from the first payout
  • Instant Funding Trailing: 80% from the first payout
  • EA Challenge: scales from 50% to 80%
  • Buy Now, Pay Later: 80%
  • Futures Style Instant Funding: 90%
  • Futures Style 1 Step Pro Evaluation: 90%
  • Free Challenge funded outcome: 50%
Free Trial
Yes

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

Yes

A Free Challenge exists, but it still requires a small activation fee of $1 to $5 and converts into a $5,000 2 Step account if passed.

Daily Drawdown
  • 1-Step Pro: 3%. Based on starting day's balance.
  • 2-Step Pro PRO10: 5%. Based on starting day's balance.
  • Instant Funding: 3%. Based on higher of starting day's balance or equity.

Instant Flex: no daily loss limit.

  • 2-Step Day and Swing: based on starting day's balance.

Daily drawdown resets at 5 PM EST and is generally recalculated from the higher of balance or equity using the product's initial-balance loss allowance.

  • Futures Style Instant Funding: no daily limit on $25K; $1,200 / $2,100 / $3,000 on $50K / $100K / $150K.

  • Futures Style 1 Step Pro Evaluation: no daily limit on $25K; $1,200 / $1,800 / $2,700 on $50K / $100K / $150K.

  • Instant Funding Zero: daily drawdown can be removed at purchase.

Three Steps
No
No
Max Allocation
  • Pro accounts: Maximum $300,000 in funded accounts.
  • Instant Funded: Capped at $400,000 across all instant funded accounts.
  • Unlimited evaluation accounts allowed.
200,000
Merge Accounts
Yes
  • Only for funded accounts.
  • Both accounts must have the same payout schedule and profit split.
  • Accounts must not have been traded and must be at initial balance.
No
Maximum Trading Days

No limit

No time limits are stated for the 1 Step and 2 Step evaluations. No broader firm-wide maximum duration rule was documented for the other active products reviewed.

Minimum Trading Days
  • 1-Step Pro: 2 trading days (challenge and funded)
  • 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
  • Instant Funding: No minimum
  • Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro10; +25% of base price
  • 2-Step Day: no minimum in Phase 1 and 2; 4 trading days on funded before each payout
  • 2-Step Swing: 4 trading days per phase, 2 trading days funded

Instant Funding Zero under the new terms announced on August 20, 2026: no minimum trading days.

Points Reward Program

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

No data
Monthly Competition
No
No
Minimum Profitable Days

2-Step Pro10

  • Phase 1 (Challenge): minimum 4 trading days
  • Phase 2 (Challenge): minimum 4 trading days
  • Funded Phase: minimum 2 trading days

1-Step

  • Phase 1 (Challenge): minimum 2 trading days
  • Funded Phase: minimum 2 trading days

Instant Funded

  • No minimum trading days requirement.

Optional add-on

  • No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro10; +25% of base price.
No data
Profit After Breach
No data

Soft-breached profit is deducted at payout review. If deductions reduce profit to zero or below, the payout is denied and the account is reset.

Expert Advisor (EA)
Yes

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

  • Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
  • EAs that automatically place trades (unless developed personally by the trader)
  • Grid Trading EAs/Bots
  • Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

Limited

EAs are generally prohibited, except on the EA Challenge where they are allowed only during the challenge phase and prohibited once funded.

VPN
Yes
No
Hedging
No
Yes
Requires Stop Loss
No
No
Scalping
Yes
Limited

Scalping is not completely banned, but tick scalping is prohibited and trades should generally remain open for more than 2 minutes.

Stacking / Layering (DCA)
No
Yes
Maximum Risk Limit
Yes
  • Pro accounts: Maximum 2% risk per trade idea (of initial balance).
  • Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
  • Instant Funding lot size limit: 20 lots per trade maximum.

Instant Flex: maximum 1% risk per trade.

No
Copy Trading
Yes

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

Yes
News Trading
Limited

Challenge phase

  • News trading fully permitted, no restrictions.

Funded phase: Pro and 2-Step Day/Swing accounts

  • News trading allowed but max 30% of total profits can come from news-influenced trades.
  • News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
  • If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
  • Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase: Instant Funded accounts

  • News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
  • Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
  • Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.
Limited

For new accounts purchased after the rule change announced on 30 September 2026, trading high-impact (red-folder) news is prohibited during the 5 minutes before and after the event. A news trading add-on is available at checkout for Instant Funding Static and 1 Step. Accounts purchased before the change retain their previous news trading permissions.

Inactivity Rule

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.

At least one open trade or pending order is required every 30 days to keep the account active.

Consistency Rule
Yes

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Instant Flex: 15% consistency score.

Yes

Profit Consistency Rule

  • 1 Step Evaluation: no single trading day can make up 50% or more of total profits, in both evaluation and funded phases.
  • 2 Step, Instant Funding Static and EA Challenge: a trading day cannot equal or exceed 25% of total profit for the payout period.
  • Instant Funding Lite: 15%.
  • Instant Funding Trailing and Buy Now, Pay Later: 20%.
  • Instant Funding Zero under the new terms announced on August 20, 2026: no consistency rule.
  • Futures Style 1 Step Pro Evaluation: none in evaluation; 40% in funded status.

There is no lot size consistency rule.

Hold Weekend
Yes

Weekend holding permitted on all account types (Pro and Instant Funded) except 2-Step Day. Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

2-Step Day

  • Forex, gold, indices and oil positions are closed automatically at 16:55 New York time every day, including Friday; not a breach
  • Crypto positions can stay open overnight and over the weekend

2-Step Swing

  • Overnight and weekend holding allowed on all markets
Yes
Prohibited Strategies
  • Grid trading (3+ positions same pair/direction)
  • Hedge trading
  • Arbitrage, latency trading
  • High-frequency trading (trades ≤15 seconds)
  • Reverse trading across accounts
  • Account rolling/stacking (risking all on multiple accounts)
  • Overleveraged trades (>30% margin on single trade)
  • One-sided trading (stacking positions to hit targets)
  • Tick scalping / ultra-short trades
  • High-frequency trading (HFT)
  • Latency arbitrage
  • Reverse arbitrage
  • Martingale
  • Account management
  • Third-party copy trading or mirrored group trading
  • Exploiting pricing, execution, latency or platform errors
  • Manipulative hedging patterns designed to game payouts or risk limits
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