How much freedom you get at FXIFY and Top Trader Prime

1-13(A), First Floor, Paragon, Jalan Tun Mustapha, 87009 Labuan

Brighton, Colorado (USA). Representative address in Joué-lès-Tours, France, not open to the public.

Peter Brown y David Bhidey

Malaysia

United States

2023

1, 2 and 3 Phase purchase fees can be reimbursed with the first payout on request. 2 Phase Pro does not include a fee refund alongside withdrawals. Crypto programs do not either.

Challenges: the fee is refunded after passing, 50% with the first payout (which must be at least 1% of the account size) and 50% with the second. Not available on instant funding. A purchase is only refunded if requested within 7 days with no trading.

No firm fee; network or bank fees are paid by the trader.

• 1, 2 and 3 Phase: first payout on demand after the minimum trading days; then monthly, or bi-weekly with add-on.
• 2 Phase Classic: 14 or 30 days depending on payout configuration.
• 2 Phase Pro: withdrawals every 10 days after meeting the payout criteria.
• Instant Funding: instant/regular payout structure according to the instant account rules.
• Lightning: first payout criteria are plan-specific, then every 14 days.
• Crypto programs: every 14 days; Crypto Standard can also choose monthly payouts.

Every 14 days. Instant funding: first payout after 20 days per the rules (product pages say 4 weeks), then every 14 days. Two consecutive non compliant requests may suspend the account.

Paid within 14 days of the request at most. Once approved, payment takes 24 to 72 business hours (USDT usually within 24 hours; bank transfer up to 5 business days).

Plan-specific. 2 Phase Pro caps the first two withdrawals at 5% of initial balance or $8,000, then has no cap.

$50. Crypto accounts: $50 to $750 depending on size on one of the two plans; FXIFY contradicts itself on which.

$100 or the equivalent in euros, with any method.

Standard leverage is 30:1. Eligible traders can increase leverage to 50:1 at checkout for FX.

Gold and metals follow the 30:1 standard structure, with eligible checkout upgrade to 50:1 for Gold and Silver. 2 Phase Pro lists Forex & Gold at 30:1.

1:100; palladium 1:50.

Oil leverage is 5:1 on 2 Phase Pro.

Indices leverage is 10:1 on 2 Phase Pro.

1:100; Nikkei 225 and ASX 200 1:50.

Stocks leverage is 2:1 on 2 Phase Pro.

BTC, ETH and SOL: up to 5:1. Other cryptocurrencies: up to 2:1.

All-In feed is commission-free for FX, metals and indices; stock CFDs carry 0.35% round-turn. Raw feed has tighter spreads and $6/lot on FX, indices and metals.

Plan-specific. 2 Phase Pro does not offer resets or retries; traders must purchase another challenge.

Paid, from the dashboard. In the challenge, about 50% of the price and back to phase 1 or 2. On a funded account, full price and funded status is kept. Usually applied within 24 hours.

Eligible accounts can use checkout customizations such as increased leverage, increased performance split, bi-weekly payouts and Performance Protect. 2 Phase Pro has no add-ons.

At checkout: news trading (+20% of the price) and no mandatory stop loss (+30%).

Funded account with no evaluation, with a profit cap and its own profit split ladder that starts lower.

One Phase and Lightning are one-step style programs.

1 Phase Challenge.

Scaling is available on eligible standard programs, but Instant Funding, Lightning and 2 Phase Pro are excluded.

On request from the dashboard, after several profitable periods on a funded account. Decided case by case based on consistency and rule compliance, at no cost.

• Two Phase Classic: static drawdown
• Two Phase Standard: trailing drawdown
• Two Phase Pro: static drawdown, no add-ons and no scaling

2 Phase Challenge.

• 1 Phase: trailing drawdown that locks at starting balance.
• 2 Phase Classic and 3 Phase: static drawdown.
• 2 Phase Standard: trailing drawdown.
• 2 Phase Pro: static 8% drawdown based on initial balance.
• Lightning: plan-specific drawdown rules.
• Crypto programs: trailing drawdown that locks when a payout is made.

Static, measured on the initial capital. Breaching it suspends the account.

Up to 90% on most eligible accounts through add-ons. Two Phase Classic page shows up to 100%. Educational Course and some special programs may differ. On Crypto Standard, 100% with monthly payouts.

Rises with each payout. Challenges: 70%, 75%, 80%, 85% and 90% from the fifth. Instant funding: 50%, 55%, 60%, 65%, 70% and 90% from the sixth.

Free Trial 10K, no card needed: 8% target, 5% daily and 10% total loss, no mandatory stop loss. One per email every 30 days; after passing, the account stays open for 24 hours and pays nothing.

Performance Protect is an optional add-on on eligible accounts. It allows traders with remaining gains to request a payout after a drawdown breach, based on the agreed performance split. It is not available on 2 Phase Pro.

Daily loss is generally calculated from the previous day's 5 PM EST balance. 2 Phase Pro uses a 4% daily drawdown and treats a daily loss breach as a hard breach.

Measured on the initial capital, including floating losses; per its forum it resets at midnight UTC. Breaching it suspends the account.

Up to $800,000 on standard FXIFY accounts. 2 Phase Pro has a separate maximum allocation of $785,000, one active account per account size.

$1,000,000 per account and $3,000,000 combined.

Most programs have unlimited time. Lightning has a short challenge window. 2 Phase Pro has no specific time window to complete the profit targets.

No time limit. The challenge must be activated within 30 days of purchase.

• 1 Phase: 5 days
• 2 Phase Classic: 4 days
• 2 Phase Pro: 3 days to pass; 10 trading days to request payout
• 3 Phase: 5 days
• Instant Lite: 10 days
• Lightning: 3 days
• Crypto Standard: 4 days; on the funded account, 7 per payout period
• Crypto Instant Funding: no evaluation minimum

Evaluation: 2 days. Funded account: 14 days before each payout; a day only counts if a trade is opened and closed on it. If a payout is refused, the counter resets.

FXIFY Rewards:

• Earn Coins and XP through purchases, trading milestones, badges and Hub activities.
• Coins: redeem for challenge vouchers, raffle tickets and merchandise.
• XP: leaderboard ranking and prizes; cannot be spent.
• Access the Hub with your existing FXIFY account.
• Does not change your account's trading conditions.

Plan-specific. Instant Lite has 5 minimum profitable days. 2 Phase Pro trading days require at least 0.5% profit based on initial balance.

Funded account: 7 of the 14 minimum days. In evaluation, the FAQ and its comparisons ask for 2 profitable days; the rules page says 2 trading days.

Several accounts at once up to the maximum combined capital. Each one is evaluated separately.

EAs are allowed on standard accounts and 2 Phase Pro. Lightning, Instant and Educational Course accounts have restrictions. Crypto accounts do not allow EAs or bots.

Allowed if declared. Undeclared EAs, HFT and abusive AI are prohibited.

VPN and VPS are prohibited; detection suspends the account.

Prohibited, including across accounts.

Lightning requires stop loss. Other plans are plan-specific.

Mandatory when opening and closing every trade. One trade without a stop is tolerated; the second one suspends the account. Can be removed with the paid add-on.

Trades under 100 seconds or under 1.5 pips count as prohibited scalping; repeated trades of 2 pips or less are reviewed.

Per trade: maximum loss of 2% and maximum profit of 3%.

Copy trading can be allowed on eligible accounts with proof of the master account, but it is not allowed on 2 Phase Pro or Lightning. Not on Crypto accounts either.

Copying between your own accounts does not count for payouts. Under the "Be copied" program, copied profit can be at most 50% of the eligible profit.

Most standard accounts allow news trading. Lightning has restrictions around major news. 2 Phase Pro allows news trading. Crypto accounts cannot trade 5 minutes before or after restricted news.

No opening or closing (including a triggered SL/TP) 10 minutes before and after 3 star releases on the TradingView calendar, any currency and symbol. A position opened before the release may be held. Allowed with the paid add-on.

60 calendar days without trading can trigger inactivity breach on relevant accounts, including 2 Phase Pro. Crypto Instant Funding requires opening or closing a trade every 7 days.

Closed after 15 consecutive days without trading, or suspended after 40 days in loss.

Consistency rules are plan-specific. Lightning and Instant Lite include consistency requirements; 2 Phase Pro uses a trading-day qualification rule of 0.5% profit on initial balance. Crypto: 25% best-day rule on Instant Funding and on the Standard funded account.

When requesting a payout, no single trade may exceed 25% of total profit (if it does, the payout is held until rebalanced) and no instrument 80%. Each trade must also be between 1/4 and 2 times the largest lot already used on the account.

Standard evaluation accounts generally allow weekend holding. Instant Funding accounts have restrictions. 2 Phase Pro allows weekend holding. Crypto accounts trade 24/7.

• High-Frequency Trading (HFT)
• Reverse and group hedging
• Account management
• Latency arbitrage
• Order book spamming
• Herd trading and collusion
• Exploiting bugs and glitches
• High leverage news trading
• Statistical arbitrage
• EAs, bots and copy traders on Crypto accounts

HFT and scalping under 100 seconds or under 1.5 pips, martingale, hedging (including across accounts), grid, latency and quote arbitrage, gap trading, exploiting price or platform errors, abusive AI, undeclared EAs, overexposure or gambling, account rolling and third party trading.