Entry price
The cost of starting depends heavily on the chosen evaluation path. For a $100,000 account, the prices vary significantly:
- FXIFY: The most economical entry is the Three Phase challenge at $399. The One Phase and Two Phase Classic versions cost $549. A major financial advantage is that FXIFY refunds the purchase fee with the first payout (except for the Pro plan).
- TTT Markets: Offers a Subscription model for $299 per month, which acts as a recurring cost but provides a fresh evaluation each cycle. Their 2-Step Standard costs $499, while the 1-Step Standard is more expensive at $749. Unlike its competitor, TTT Markets does not offer fee refunds.
What you pay while trading
Beyond the initial ticket, execution costs and capital restrictions act as a "tax" on your strategy:
- Commissions: FXIFY allows you to choose an "All-In" feed with $0 commission on Forex, Indices, and Metals, or a "Raw" feed with tighter spreads and $6 per lot. TTT Markets does not highlight a commission-free option, meaning trading costs are baked into the spread or execution.
- Margin Cost: TTT Markets imposes a hidden capital cost: used margin must remain below 80% of equity. This limits how much you can trade compared to FXIFY, where standard margin rules apply.
- Leverage: TTT Markets offers up to 1:100, while FXIFY starts at 30:1 (upgradable to 50:1 for a fee). Higher leverage at TTT Markets reduces the "cost" of margin for large positions but increases the speed at which you can hit a loss limit.
What mistakes cost you
In prop trading, the "cost" of a mistake is the distance to your drawdown limit.
- Drawdown Structure: FXIFY offers static drawdown on its Classic, 3-Phase, and Pro accounts. A static limit of 8% (Pro) or 10% (Classic) means your buffer doesn't move as you profit. In contrast, TTT Markets uses trailing equity drawdown on its 1-Step Standard and Pro plans, which is "more expensive" for the trader because it locks in peaks, leaving less room for error after a winning streak.
- Resets: If you fail, TTT Markets offers a "Buyback" for funded accounts at 2% of the account size. FXIFY's 2-Phase Pro has no resets or retries; a mistake there costs the full price of a new challenge.
- Safety Add-ons: TTT Markets sells "Account Protection" for an extra 30% of the price, allowing you to recover 40% of the cost after a breach. This is an insurance cost FXIFY does not offer.
What it costs to get paid
The efficiency of turning virtual profit into real cash is where these firms differ most:
- Withdrawal Thresholds: FXIFY has a low minimum withdrawal of $50. TTT Markets sets the floor at $100.
- Profit Sharing: FXIFY starts at 75% or 80% and can reach 90% or even 100% through paid add-ons. TTT Markets starts as low as 50% on some plans (1-Step and Instant), scaling up to 80% or 90% (Subscription) only after multiple payouts.
- Time to Payout: TTT Markets requires 21 days and 14 trading days for the first payout on 1-Step plans. FXIFY's Pro plan requires 10 trading days, each with at least 0.5% profit, creating a "time cost" for those who cannot maintain high consistency.
Where each one hides its cost
- FXIFY hides costs in its add-ons: if you want a 90% split, bi-weekly payouts, or higher leverage, you must pay more at checkout. Also, the 2-Phase Pro has a $4,000 daily profit cap, which "costs" you any gain above that limit.
- TTT Markets hides costs in its consistency rules: on 1-Step plans, your lot sizes must stay between 25% and 200% of your average. If you deviate, they can remove your profits, making the cost of an "inconsistent" win 100% of that trade.
Cheapest for whom
- FXIFY is the cheapest for swing traders and disciplined pros who want their entry fee back and prefer static drawdown to protect their capital over the long term.
- TTT Markets is the cheapest for aggressive traders and beginners who want the lowest possible entry price via the $299 subscription or the small $1,000 accounts, and who value higher leverage to maximize small balances.
Frequently asked questions
Which firm is cheaper to get a $100,000 account, FXIFY or TTT Markets?
FXIFY is cheaper for a standard evaluation, offering a 3-Phase $100k account for $399. While TTT Markets has a subscription for $299, that is a monthly recurring cost, and their permanent 2-Step $100k account is more expensive at $499. Additionally, FXIFY refunds the fee, making the net cost $0 upon the first payout.
Which firm has lower trading commissions, FXIFY or TTT Markets?
FXIFY is the clear winner for cost-sensitive traders as it offers an "All-In" account option with $0 commissions. TTT Markets does not provide a commission-free model, and while its spreads are competitive, the lack of a zero-commission choice typically makes high-frequency trading more expensive than on FXIFY's commission-free feed.
Which firm makes it harder to reach the first payout, FXIFY or TTT Markets?
TTT Markets is more restrictive in time, requiring 21 calendar days and 14 trading days for the first withdrawal on 1-Step plans. FXIFY can be faster but has a unique consistency cost: the 2-Phase Pro requires 10 trading days where each day must net at least 0.5% profit, which can be difficult for traders who rely on a few large winning trades.
Which firm is more expensive if I break a risk rule, FXIFY or TTT Markets?
FXIFY is more expensive because it generally does not offer resets or discounted retries on its Pro plans; a breach means losing the entire fee. TTT Markets offers more "recovery" options, such as a 2% buyback fee for funded accounts and an optional 30% insurance add-on to recover part of the cost after a failure.
