How much freedom you get at Goat Funded Trader and Papaya Funding

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

St. Lucia

2023

2026-10

Liquidity Providers

Full refund after 4th payout

No refund after credentials are sent; support may authorize exceptions if no trades were placed. No fee refund for passing is published.

• Biweekly
• Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
• Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
• Instant Premium: every 10 days
• Instant HERO: every 14 days
• Instant Daily: first request 24 hours after purchase, then daily.

Every 14 days. One and Two: first payout after 14 days. Instant: first after qualifying profitable days. Signature: 14-day waiting period for each payout. Paid via Rise or crypto; store credit is also available, irrevocable and expires after one year.

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Other models: for the first two requests, up to 6% of the initial balance. Instant Daily: up to 3% of the initial balance per request.

Signature: maximum 3% of balance per payout.

Other models: $100. Instant Daily: 1% of the initial balance per request.

1% of balance on Instant, One and Two; Signature does not publish a specific minimum.

• Evaluation phases: 100:1
• Funded phase: 50:1

• Evaluation phases: 20:1
• Funded phase: 10:1

• Evaluation phases: 20:1
• Funded phase: 10:1

• Evaluation phases: 20:1
• Funded phase: 10:1

• Evaluation phases: 5:1
• Funded phase: 5:1

• Evaluation phases: 2:1
• Funded phase: 2:1

Liquidity-provider commissions vary by instrument and platform; check specifications.

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

• Payout On Demand (+15%)
• 100% Profit Split (+20%)
• Both add-ons (+30%)

Payout Protector: +25%. Remove Lock on Payout: +25%, only One and Instant. Optional; table prices exclude add-ons.

• 1-Step, 2-Step: Static
• Instant Funding: Trailing
• Instant Premium: EOD high-watermark; not recalculated intraday or downward
• Instant Daily: intraday trailing on peak balance/equity. Locks at the initial balance when reached or at the first payout, whichever comes first; never resets. Withdrawing down to the initial balance breaches the account.

Static on One, Two and Signature. Instant: trailing on the highest end-of-day balance; retains its pre-payout level unless Remove Lock on Payout is purchased. One also retains its pre-payout level. Instant requires a 5% non-withdrawable buffer.

Profit split varies by product; see challenges. Add-ons may offer a higher split.

• Instant Daily: base split in the catalogue; 70% on payouts 3 and 4, 80% from payout 5.

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

• Instant HERO: daily starting balance at 5 PM EST.
• Instant Daily: none.

Based on balance; monitor the breach level in the dashboard.

$400,000 on every country except Pakistan, where the maximum is $50,000

Merging available on eligible accounts. Instant Daily cannot merge with any account.

Other models: unlimited. Instant Daily: account closes automatically after 30 days.

No evaluation deadline; the inactivity limit applies.

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

• Instant Daily: none.

Checkout specifies no fixed minimum evaluation days; consistency may require additional days.

The GOAT Points Program rewards traders for both purchases and trading activities:

• You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
• Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
• There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.

• 3 days with 0.5% profit on all phases of evaluation accounts
• 5 days with 0.5% profit on Instant Funding accounts other than Instant Daily
• Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
• Instant Daily: no minimum profitable days.

Instant: 7 days. One and Two: 4 days with at least 0.25% daily profit. Signature: no specific requirement is published.

No fixed count; the $1 million limit is shared across evaluations, funded accounts and markets.

The FAQ permits proprietary automation subject to restrictions, but the checkout catalogue flags EAs as disallowed. Obtain written confirmation for the selected plan and platform before using automation.

Permitted within one account. Coordinated opposing positions across accounts or firms are prohibited.

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Tick harvesting, full porting and sub-minute positions at or near the contract limit are prohibited.

• Instant HERO: 1% maximum floating loss; breach closes the account.
• The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
• Instant Daily: combined floating loss across all open positions must stay below 1% of the initial balance; touching the limit closes the account.

No universal per-trade percentage is published; gambling, all-in and abuse of margin, leverage or contract limits are prohibited.

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

Only between accounts owned by the same trader. Signals, passing services, group trading and EAs facilitating copy trading are prohibited.

El beneficio máximo por cualquier operación que se abra o cierre dos minutos antes o después de un evento noticioso de alto impacto (según la designación de ForexFactory.com) está restringido al 1% del saldo de apertura de la cuenta.

Existing positions may remain open. No opening or closing within 3 minutes before or after high-impact news. Consequences include P&L removal, reduced leverage or account termination.

30 Days

Account closes after 30 consecutive days without trading.

• Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
• Instant Premium: no consistency rule.
• Instant HERO: no single day can represent 15% or more of total profits during a payout period.
• Instant Daily: no daily profit consistency requirement. For payouts, the largest winning trade must be at least the largest losing trade, net of commission/swap; checked since purchase or the last payout. Partial closes count separately.

One: 50% in evaluation and funded. Signature: 50% funded only. Instant: 18%. Two: no consistency rule. The best day cannot exceed that share of total profit; continue trading until compliant.

• All or nothing
• Exploit broker/platform errors
• Use insider/non-public info
• Front-run other trades
• Excessively risky strategies
• Hedging across accounts
• Third-party EAs/strategies
• Switch strategies post-assessment
• Martingale/grid strategies banned

Cross-account arbitrage, latency or pricing-error exploitation, insider trading, front-running, third-party passing strategies and changing strategy between evaluation and funded trading. All-in, gambling and excessive exposure are prohibited. Trading is reviewed before funded account issuance.