The split
Both firms start with a standard 80% profit split, but their growth paths differ:
- Goat Funded Trader: Can reach up to 95% through their 4-level scaling plan. Additionally, you can purchase an add-on at the start to secure a 100% profit split from the beginning.
- RZR Funded: Maintains a base of 80%, which can be increased to 90% or even 95% by combining specific add-ons during the challenge purchase.
How often you can withdraw
The speed at which you can access your money is a highlight for both, featuring unique guarantees:
- Goat Funded Trader: Payouts are biweekly for standard accounts. Instant accounts allow withdrawals every 10 to 14 days. If a payout takes longer than 2 business days, they pay you an extra $500.
- RZR Funded: The standard period is 14 days, but it can be reduced to 7 days with a "Weekly Payout" add-on. They offer a 24-hour guarantee: if your reward is not approved within a day, they double the amount (up to $1,000).
Minimums and methods
Hantec is much more accessible for small, frequent withdrawals, while Goat is geared toward larger balances:
- Goat Funded Trader: Minimum withdrawal is $100. Methods include Bank Transfer, Rise, and Crypto. Note: For the first two payouts, you can only withdraw a maximum of 6% of the initial balance.
- RZR Funded: Minimum withdrawal is only $20 (for Express/Enhanced plans). Methods include Crypto, Bank Transfer, and PayPal.
What delays a payout
Several rules can postpone or invalidate your earnings if not followed strictly:
- Consistency Rules: Goat applies a 15% to 20% consistency rule (no single day can represent more than that percentage of total profit). Hantec applies a 35% rule on EnhancedX and 20% on Instant Lite.
- Scalping restrictions: Goat requires trades to last at least 2 minutes; otherwise, profits are removed. Hantec is stricter, requiring the majority of trades to last longer than 3 minutes.
- News Trading: Goat caps profits from news events at 1% of the balance. Hantec prohibits news trading in funded phases unless you pay for an specific add-on.
- Goat Guard: Goat features an automated system that closes trades at 2% loss; a breach here reduces your split to 50%.
What it takes to get there
To reach the funded stage, you must choose your entry cost and tools:
- Evaluation Prices ($100k account): Goat is more affordable for a 2-step challenge ($478) compared to Hantec ($599). However, Hantec is cheaper for a 1-step challenge ($529 vs Goat's $698).
- Platforms: Goat offers a massive choice: MetaTrader 5, cTrader, MatchTrader, TradeLocker, and Volumetrica. Hantec is currently limited to MetaTrader 5 for new purchases.
- Trading Styles: Goat allows EAs across the board. Hantec allows them on most plans but strictly prohibits them on Instant Funding accounts.
- Refunds: Goat offers a full refund of the fee after the 4th payout. Hantec does not offer refunds on its programs.
Which pays out more comfortably
RZR Funded pays out more comfortably for the "retail" trader who wants to withdraw small amounts ($20) frequently and prefers the backing of a traditional broker. However, Goat Funded Trader is the superior choice for professional EA users or those who demand specific platforms like cTrader, provided they can manage the $100 minimum withdrawal and the initial 6% withdrawal cap.
Frequently asked questions
Which firm is cheaper for a $100,000 2-step evaluation, Goat Funded Trader or RZR Funded?
Goat Funded Trader is significantly cheaper for this specific model, costing $478 for its "2 Step Goat" plan. In comparison, RZR Funded charges $599 for its "Enhanced" 2-step evaluation. This makes Goat the more cost-effective choice for those looking to start with a standard two-phase process.
Does Goat Funded Trader or RZR Funded have a better payout speed guarantee?
Both have excellent guarantees, but they target different needs. RZR Funded promises to approve rewards within 24 hours or they double your payout up to $1,000. Goat Funded Trader guarantees processing within 2 business days; if they fail, they give the trader an extra $500 reward. Hantec's guarantee is faster and potentially more lucrative for smaller accounts.
Which firm is more restrictive regarding scalping, Goat Funded Trader or RZR Funded?
RZR Funded is more restrictive, as it requires the majority of your trades to last longer than 3 minutes. Goat Funded Trader has a 2-minute rule; any profit from trades closed faster than 120 seconds is considered invalid and removed during the payout request.
Can I use EAs on all accounts in both Goat Funded Trader and RZR Funded?
No. While Goat Funded Trader allows Expert Advisors (EAs) across all its evaluation and funded phases, RZR Funded strictly prohibits the use of EAs on its "Instant Funding" accounts. Hantec only allows EAs on its challenge-based models (Express, Enhanced, Endurance) as long as they don't use prohibited strategies.

















