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Comparison · Forex

Getting paid at Goat Funded Trader and RZR Funded

The primary difference between these two firms lies in their financial flexibility: Goat Funded Trader offers a path to a 100% profit split and a wide variety of trading platforms, while RZR Funded provides the security of an established broker (Hantec Markets) with significantly lower withdrawal minimums.

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The split

Both firms start with a standard 80% profit split, but their growth paths differ:

  • Goat Funded Trader: Can reach up to 95% through their 4-level scaling plan. Additionally, you can purchase an add-on at the start to secure a 100% profit split from the beginning.
  • RZR Funded: Maintains a base of 80%, which can be increased to 90% or even 95% by combining specific add-ons during the challenge purchase.

How often you can withdraw

The speed at which you can access your money is a highlight for both, featuring unique guarantees:

  • Goat Funded Trader: Payouts are biweekly for standard accounts. Instant accounts allow withdrawals every 10 to 14 days. If a payout takes longer than 2 business days, they pay you an extra $500.
  • RZR Funded: The standard period is 14 days, but it can be reduced to 7 days with a "Weekly Payout" add-on. They offer a 24-hour guarantee: if your reward is not approved within a day, they double the amount (up to $1,000).

Minimums and methods

Hantec is much more accessible for small, frequent withdrawals, while Goat is geared toward larger balances:

  • Goat Funded Trader: Minimum withdrawal is $100. Methods include Bank Transfer, Rise, and Crypto. Note: For the first two payouts, you can only withdraw a maximum of 6% of the initial balance.
  • RZR Funded: Minimum withdrawal is only $20 (for Express/Enhanced plans). Methods include Crypto, Bank Transfer, and PayPal.

What delays a payout

Several rules can postpone or invalidate your earnings if not followed strictly:

  • Consistency Rules: Goat applies a 15% to 20% consistency rule (no single day can represent more than that percentage of total profit). Hantec applies a 35% rule on EnhancedX and 20% on Instant Lite.
  • Scalping restrictions: Goat requires trades to last at least 2 minutes; otherwise, profits are removed. Hantec is stricter, requiring the majority of trades to last longer than 3 minutes.
  • News Trading: Goat caps profits from news events at 1% of the balance. Hantec prohibits news trading in funded phases unless you pay for an specific add-on.
  • Goat Guard: Goat features an automated system that closes trades at 2% loss; a breach here reduces your split to 50%.

What it takes to get there

To reach the funded stage, you must choose your entry cost and tools:

  • Evaluation Prices ($100k account): Goat is more affordable for a 2-step challenge ($478) compared to Hantec ($599). However, Hantec is cheaper for a 1-step challenge ($529 vs Goat's $698).
  • Platforms: Goat offers a massive choice: MetaTrader 5, cTrader, MatchTrader, TradeLocker, and Volumetrica. Hantec is currently limited to MetaTrader 5 for new purchases.
  • Trading Styles: Goat allows EAs across the board. Hantec allows them on most plans but strictly prohibits them on Instant Funding accounts.
  • Refunds: Goat offers a full refund of the fee after the 4th payout. Hantec does not offer refunds on its programs.

Which pays out more comfortably

RZR Funded pays out more comfortably for the "retail" trader who wants to withdraw small amounts ($20) frequently and prefers the backing of a traditional broker. However, Goat Funded Trader is the superior choice for professional EA users or those who demand specific platforms like cTrader, provided they can manage the $100 minimum withdrawal and the initial 6% withdrawal cap.

Frequently asked questions

Which firm is cheaper for a $100,000 2-step evaluation, Goat Funded Trader or RZR Funded?

Goat Funded Trader is significantly cheaper for this specific model, costing $478 for its "2 Step Goat" plan. In comparison, RZR Funded charges $599 for its "Enhanced" 2-step evaluation. This makes Goat the more cost-effective choice for those looking to start with a standard two-phase process.

Does Goat Funded Trader or RZR Funded have a better payout speed guarantee?

Both have excellent guarantees, but they target different needs. RZR Funded promises to approve rewards within 24 hours or they double your payout up to $1,000. Goat Funded Trader guarantees processing within 2 business days; if they fail, they give the trader an extra $500 reward. Hantec's guarantee is faster and potentially more lucrative for smaller accounts.

Which firm is more restrictive regarding scalping, Goat Funded Trader or RZR Funded?

RZR Funded is more restrictive, as it requires the majority of your trades to last longer than 3 minutes. Goat Funded Trader has a 2-minute rule; any profit from trades closed faster than 120 seconds is considered invalid and removed during the payout request.

Can I use EAs on all accounts in both Goat Funded Trader and RZR Funded?

No. While Goat Funded Trader allows Expert Advisors (EAs) across all its evaluation and funded phases, RZR Funded strictly prohibits the use of EAs on its "Instant Funding" accounts. Hantec only allows EAs on its challenge-based models (Express, Enhanced, Endurance) as long as they don't use prohibited strategies.

Field by field

Goat Funded Trader and RZR Funded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

48 differences

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Headquarters

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

Suite 201, The Catalyst, Cybercity, Ebène, 72201, Mauritius

Country

St. Lucia

Mauritius

Foundation

2023

2023

Banned Countries
Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, North Korea, Libya, Vietnam
United States
CEO
No data

Bashaar Gokal

Assets
Forex, Indices, Commodities, Crypto
Forex, Commodities, Indices, Crypto
Brokers

Liquidity Providers

Hantec Markets
Refund
Yes

Full refund after 4th payout

No
Platforms
MatchTrader, cTrader, TradeLocker, Volumetrica, MetaTrader5
Metatrader 5
Payout Methods
Transfer, Rise, Crypto
Crypto, Transfer, PayPal
Payment Methods
ApplePay, Korapay, Card, GooglePay, PayPal, Crypto, Skrill, IMPS
Card, Crypto, Neteller, PayPal, Transfer, Skrill
Payout Frequency
  • Biweekly
  • Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
  • Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
  • Instant Premium: every 10 days
  • Instant HERO: every 14 days
  • Express, Enhanced, EnhancedX: 14 days standard, 7 days with "Weekly Payout" add-on. First reward 14 days from first trade.
  • Instant Funding, Instant Lite, Instant24: 14 days standard, 7 days with Weekly Payout add-on.
  • Endurance: 14 days standard, 7 with add-on.
  • Withdrawals processed within 1-2 business days. Minimum reward: $20 for Express and Enhanced; 2% of starting balance for EnhancedX; $20 for Instant Funding.
Payout Guarantee

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

No data
Crypto Weekend Trading
Yes
No data
Maximum Withdrawal

For the first two reward requests, traders can withdraw a maximum of 6% of the initial account balance.

No data
Minimum Withdrawal

$100

$20 for Express and Enhanced; 2% of starting balance for EnhancedX; $20 for Instant Funding/Lite/24.

Demo Account
No data
Metatrader 4
ID1005PasswordaGXr8ZzServerHantecMarkets-Server3
Metatrader 5
ID155586PasswordH1Trader!2ServerHantec Markets Holding Limited
Forex
  • Evaluation phases: 100:1
  • Funded phase: 50:1
50:1
Metals
  • Evaluation phases: 20:1
  • Funded phase: 10:1
20:1
Energies
  • Evaluation phases: 20:1
  • Funded phase: 10:1
15:1
Indices
  • Evaluation phases: 20:1
  • Funded phase: 10:1
15:1
Stocks
  • Evaluation phases: 5:1
  • Funded phase: 5:1
No data
Crypto
  • Evaluation phases: 2:1
  • Funded phase: 2:1
1:1
Forex
5 / lot
5 / lot
Metals
5 / lot
1 / lot
Energies
0
1 / lot
Indices
0
0
Stocks
0
No data
Crypto
0
0
Commission-Free Option
No
No
Swap Free
No
No
Account Reset

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

10% discount for any retakes

Add-ons
Yes
  • Payout On Demand (+15%)
  • 100% Profit Split (+20%)
  • Both add-ons (+30%)
Yes
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes
Yes

Once you've successfully completed your Challenge, you'll be able to choose between receiving an RZR Funded account with the same simulated balance as your Challenge account or upgrading your Challenge account at no additional cost.

If you pass the Challenge again with the increased balance, you'll face the same decision: move up to the next simulated balance level or switch to the RZR Funded account.

Two Steps
Yes
Yes
Max Drawdown
  • 1-Step, 2-Step, 3-Step: Static
  • Instant Funding: Trailing
  • Instant Premium: EOD high-watermark; not recalculated intraday or downward
  • Enhanced, EnhancedX: Static
  • Instant Funding, Instant Lite, Express: Trailing (balance based)
Profit Split

Profit split varies by product; see challenges. Add-ons may offer a higher split.

80% base split on all programs. Up to 90% with the optional 90/10 Profit Share add-on at purchase. Some marketing copy mentions up to 95% with additional add-ons stacking.

Free Trial
No
No
Daily Drawdown

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

  • Instant HERO: daily starting balance at 5 PM EST.
  • Instant Funding: Balance-based
  • Instant Lite, Express, Enhanced, EnhancedX: Highest balance or equity recorded at the end of the day (EOD high-watermark)
Three Steps
Yes
Yes
Max Allocation

$400,000 on every country except Pakistan, where the maximum is $50,000

Maximum allocation $400,000 total across all challenge and RZR Funded accounts. Traders can hold multiple accounts of the same size (e.g. 2×$200K at once). Scaling plan up to $200K free of charge (NOT available on Instant Funding).

Merge Accounts
Yes
No
Maximum Trading Days

Unlimited

Unlimited

Minimum Trading Days

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

No data
Points Reward Program

The GOAT Points Program rewards traders for both purchases and trading activities:

  • You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
  • Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
  • There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.
No data
Monthly Competition
No
Yes
Minimum Profitable Days
  • 3 days with 0.5% profit on all phases of evaluation accounts
  • 5 days with 0.5% profit on all Instant Funding accounts
  • Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
No data
Expert Advisor (EA)
Yes
Limited

Express, Enhanced, EnhancedX, Endurance

  • EAs allowed as long as they do not perform any restricted strategies.

Instant Funding, Instant Lite, Instant24

  • EAs PROHIBITED on Instant Funding.
VPN
No
Yes
Hedging
No
Limited

Hedging is allowed within each individual account but PROHIBITED across separate accounts.

Requires Stop Loss
No
No
Scalping
Yes

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

No

The majority of the traders must last longer than 3 minutes

Stacking / Layering (DCA)
Yes
Yes
Maximum Risk Limit
Yes
  • Instant HERO: 1% maximum floating loss; breach closes the account.
  • The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
Yes
  • Proportionate monitoring of excessive or abnormal margin usage. No fixed margin cap per asset or connected accounts.
Copy Trading
Limited

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

Yes
News Trading
Limited

El beneficio máximo por cualquier operación que se abra o cierre dos minutos antes o después de un evento noticioso de alto impacto (según la designación de ForexFactory.com) está restringido al 1% del saldo de apertura de la cuenta.

Limited

Challenge phase (Express, Enhanced, EnhancedX, Endurance)

  • No restrictions on trading during news events. Caution advised due to volatility/slippage.

Funded phase (RZR Funded Accounts on Express/Enhanced/EnhancedX)

  • News trading is restricted. Trades may not be opened, closed or adjusted 3 minutes before or after high-impact news events (Forex Factory red folder).

Instant Funding, Instant Lite, Instant24

  • News trading prohibited. Trades may not be opened or closed within 3 minutes before/after high impact news events.
Inactivity Rule

30 Days

If no trade is placed for 30 consecutive days, this is treated as a Hard Breach and the account is closed.

Consistency Rule
Yes
  • Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
  • Instant Pro: A single day cannot represent more than 20% of your total earnings when requesting a withdrawal.
  • Instant Premium: no consistency rule.
  • Instant HERO: no single day can represent 15% or more of total profits during a payout period.
Limited

Express Challenge (1 Step)

  • No consistency rule.

Enhanced Challenge (2 Step)

  • No consistency rule.

EnhancedX (2 Step)

  • 35% consistency: (Best day profit / Total profit) * 100 must be ≤ 35%. Calculated on end-of-day equity (00:00 server time). Applies to Challenge AND RZR Funded account stages. Can be removed in challenge phase via "Remove Consistency" add-on (persists in Trader Account). Reward requests withdraw the full account profit, not a partial amount.

Endurance (3 Step)

  • No consistency rule.

Instant Funding

  • No consistency rule.

Instant Lite

  • 20% consistency: (Best day profit / Total profit) * 100 must be ≤ 20%.

Instant24

  • 15% trade consistency.
Hold Weekend
Yes
Limited

Express, Enhanced, EnhancedX, Endurance

  • Weekend holding allowed. Caution advised due to gap risk.
  • Crypto can be traded over the weekend.

Instant Funding, Instant Lite, Instant24

  • Weekend holding NOT allowed. All trades must be closed by Friday 23:45 GMT+3.
Prohibited Strategies
  • All or nothing
  • Exploit broker/platform errors
  • Use insider/non-public info
  • Front-run other trades
  • Excessively risky strategies
  • Hedging across accounts
  • Third-party EAs/strategies
  • Switch strategies post-assessment
  • Martingale/grid strategies banned
  • Exploiting platform or pricing errors / latencies
  • Collusion with others to manipulate prices or coordinate trading
  • Scalping for quick profits from minor price changes (majority of trades open <3 minutes)
  • Third-party or marketed strategies to pass the Challenge
  • Automated algorithms for manipulative trading practices
  • Unauthorised access or use of another customer's account
  • Arbitrage between Demo Account and any other account
  • Trading under multiple accounts using different registration details
  • High-Frequency Trading (HFT)
  • Reverse trading / group hedging
  • Overleveraging, overexposure or one-sided bets (≥85% margin across one or connected assets)
  • Hedging across multiple accounts
  • All or nothing trading
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