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Comparison · Forex

How much freedom you get at Instant Funding and RebelsFunding

Time limits

You cannot ignore the clock at either firm, though the pressure manifests differently. At Instant Funding, while most accounts offer unlimited time, the IF1 challenge restricts you to a brutal 24-hour window, forcing immediate performance. Furthermore, you cannot leave your account untouched; a 60-day inactivity rule will terminate your access even if you haven't hit a drawdown limit. At RebelsFunding, you are technically capped at 999 days for training phases. While this is marketed as "unlimited," it remains a finite counter that prevents true indefinite holding.

Weekends and news

Freedom to trade during volatile events or over the weekend is heavily gated.

  • Instant Funding: You are prohibited from holding positions over the weekend or trading major news on most funded accounts unless you pay for specific "add-ons." If you don't buy the "Major News Trading" extra, you are blocked from market orders and your TP/SL triggers will not be honored during a window of 4 minutes before and after the news.
  • RebelsFunding: You cannot open excessive position sizes during major news or within one hour before the market closes. While weekend holding is generally allowed, you are completely barred from trading Cryptocurrencies during the weekend, as the proprietary platform shuts down those feeds.

Where you can trade from

Your physical location and technical setup are strictly monitored.

  • Instant Funding: You cannot access their services if you reside in one of the 26 banned countries, including Russia, Venezuela, or Cuba.
  • RebelsFunding: This firm imposes a major technical restriction: you cannot use a VPN. This limits your ability to trade from public networks or secure your connection. Their banned list is shorter but still excludes residents of countries like Pakistan, Syria, and North Korea.

What the platform limits

Technical freedom is where these two firms diverge most sharply.

  • Instant Funding: You cannot use a proprietary platform; you must choose between MT5, cTrader, DXTrade, or MatchTrader. Regarding trading style, you are prohibited from High-Frequency Trading (HFT) and any trade lasting less than 60 seconds is flagged as a violation.
  • RebelsFunding: You are locked into a single proprietary platform (RF-Trader). You cannot use MetaTrader or any other industry-standard software. More importantly, your trading style is severely crippled: you are prohibited from using EAs (Expert Advisors), you cannot use Copy Trading, and Hedging is strictly forbidden. Any trade lasting less than 30 seconds is also banned.

What the rules cost you

The financial and risk rules act as a ceiling on your potential attempts and strategy.

  • Instant Funding: The cost of entry is a barrier to many; a $10,000 "Instant" account costs $459, significantly limiting how many attempts a trader can afford. Risk-wise, you cannot cross a trailing drawdown on several account types (Evolve and Clarity), meaning your "safe zone" disappears as you make profits.
  • RebelsFunding: While initial fees are lower ($64 for a $10k Bronze), you are restricted by a "Single Trade Risk Threshold." You cannot risk more than 1.5% of your balance on a single trade or group of trades. If you fail an evaluation, you cannot reset it; you must pay for a completely new program. Payouts are also limited by time, as you cannot request funds more often than every 14 days.

Restrictions that add up

The combined effect of these rules creates a narrow path for the trader. At Instant Funding, the "add-on" culture means that the base price of an account is deceptive; you cannot have a complete trading experience (weekends + news) without increasing your initial investment. This, combined with the 60-second minimum trade rule, effectively bans aggressive scalpers.

At RebelsFunding, the restrictions are even more structural. The combination of a proprietary-only platform, a total ban on EAs/Copy Trading, and the 1.5% risk cap per trade means you cannot automate your strategy or take high-conviction large positions. You are forced to be a manual, discretionary trader with highly fragmented risk, trapped within a technical environment that the firm entirely controls.

Updated on

Frequently asked questions

Which firm is cheaper for a $10,000 evaluation, Instant Funding or RebelsFunding?

RebelsFunding is significantly cheaper for evaluations. Their $10,000 "Bronze" (3-step) program costs $64, while their "Gold" (1-step) program is $114. In contrast, Instant Funding charges $84 for a $10,000 One-Phase Pro account, and their $10,000 "Instant Funding Pro" costs $459.

Can I use Expert Advisors (EAs) on both Instant Funding and RebelsFunding?

No. You can use EAs on Instant Funding without major restrictions, provided they are not used for prohibited strategies like HFT. However, RebelsFunding strictly prohibits the use of EAs and any form of automated trading or third-party copy trading on their proprietary platform.

How do the payout schedules compare between Instant Funding and RebelsFunding?

Instant Funding offers more flexibility, with "On-Demand" payouts on many account types (like IF Micro, One-Phase, and Two-Phase) once eligibility is met. Other accounts require 14 days for the first withdrawal and 7 days thereafter. RebelsFunding is more restrictive, limiting all traders to a fixed bi-weekly (every 14 days) payout frequency.

Which platforms am I allowed to use on Instant Funding versus RebelsFunding?

Instant Funding allows you to choose between several popular third-party platforms: MetaTrader 5, cTrader, DXTrade, and MatchTrader. RebelsFunding does not allow any of these; you are restricted exclusively to their proprietary software, RF-Trader, which is based on TradingView charts.

Field by field

Instant Funding and RebelsFunding, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

56 differences

30%off · Exclusive
Headquarters

Top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

Landererova 8, Bratislava - Staré Mesto 811 09, Slovak Republic

CEO

Lewis Mansbridge

Marek Soska

Country

Saint Lucia

Slovakia

Foundation

2021

2023

Banned Countries
Afghanistan, Burundi, Central African Republic, Congo Republic, Cuba, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Liberia, Libya, Myanmar, North Korea, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zimbabwe
Pakistan, Syria, North Korea, Democratic Republic of Congo, Iran, Iraq, South Sudan, Sudan, Yemen
Assets
Forex, Indices, Commodities, Crypto
Forex, Commodities, Crypto, Stocks, Indices
Brokers

Liquidity Provider

Liquidity Providers

Refund
No
Yes

RF Instant

  • 100% fee refund after passing Level 0.

RF Copper (4-Phase)

  • 200% refund with the first commission payment to the RCF account.

RF Bronze (3-Phase)

  • 150% refund with the first commission payment.

RF Silver (2-Phase)

  • 100% refund with the first commission payment.

RF Gold (1-Phase)

  • 0% refund.

RF Diamond

  • 100% refund after passing Level 0.
Payout Fee
No data
No
Platforms
Metatrader 5, cTrader, DXTrade, MatchTrader
Propietary Platform
Payout Methods
Rise, Crypto
Rise, Crypto, Transfer
Payment Methods
Skrill, Neteller, Crypto, Card, ApplePay, GooglePay
Card, Transfer, Crypto, PayPal
Payout Frequency

IF Evolve

On-demand payouts once the funded-stage eligibility requirements are met.

Instant Funding Pro

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

Instant Funding Lite

First withdrawal after 14 days from your first trade; then every 7 days after each new trade. Minimum withdrawal: $25.

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase & Two-Phase

On-Demand Payouts, withdraw anytime once eligible.

IF Micro Clarity

On-demand payouts, withdraw anytime once eligible.

One-Phase Clarity

First payout on-demand once the 1.5% minimum is reached; then every 7 days.

Instant Funding Clarity

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

IF Micro Lite

Payouts every 14 days once eligible; Smart Drawdown must be locked.

Bi-weekly

Crypto Weekend Trading
Yes
No
Maximum Withdrawal

IF Evolve

  • Maximum 50% of account profit per payout
  • Maximum $2,000 per request
  • Maximum 5 payouts per account

No limit

Minimum Withdrawal

IF Evolve

  • $250

Other accounts

  • $25

IF Micro Lite

  • Net profit of at least 5% of starting balance, before profit split.

$50

Forex

IF Evolve

  • 30:1

Other accounts

  • 100:1 (30:1 with news trading add-on)

IF Micro Lite

  • 30:1

RF Copper / RF Bronze

  • Max leverage up to 1:200

RF Silver

  • Max leverage up to 1:100

RF Gold / RF Diamond

  • Max leverage up to 1:50
Metals

20:1 (8:1 with news trading add-on)

IF Micro Lite

  • 5:1

Max leverage up to 1:25.

Energies

20:1 (8:1 with news trading add-on)

Max leverage up to 1:5.

Indices

20:1 (8:1 with news trading add-on)

Max leverage up to 1:25.

Crypto

2:1 (1:1 with news trading add-on)

Max leverage up to 1:2.5.

Stocks
No data

Max leverage up to 1:2.5.

Forex
5 / lot
2 / lot
Metals
5 / lot
2 / lot
Energies
2 / lot
2 / lot
Indices
2 / lot
2 / lot
Crypto
1 / lot
10 / lot
Commission-Free Option
Yes
No data
Stocks
No data
10 / lot
Swap Free
No
Yes
Account Reset
No

Accounts can't be reset. After a breach, traders must purchase a new account.

No
Add-ons
Yes
  • Allow major news trading and weekend holding

  • Add 10% to profit split

  • +5% Best Day (IF Micro up to $50,000): raises Best Day limit from 15% to 20%

  • Extended 48-hour trading window (IF1 only)

  • Increased best trade limit of 20% (IF1 only)

  • IF Micro Lite: +10% profit split (90%).

No
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Challenge Accounts + Instant Funding Micro + IF Micro Clarity + One-Phase Clarity

+25% to starting balance every 90 days with 10% profit, up to 2× the original account size.

Instant Funding Pro & Instant Funding Lite

  • Instantly double your account when you reach 10% profit (up to $1,280,000).
  • You keep all profit except 5% of starting balance used for scaling.

IF Micro Lite

  • +25% to starting balance every 90 days with 10% profit, up to twice the original account size.
Yes

RF Diamond

  • Automatic scaling: account increases by 60% for every 10% profit achieved, up to Level 8 ($530,000).

Other Programs

  • Successful traders may have their account increased by up to 200% of the initial value upon meeting conditions.
Two Steps
Yes
Yes
Max Drawdown

IF Evolve

  • End-of-Day trailing drawdown. It updates at 17:00 EST from the highest recorded end-of-day balance, only moves upward, and locks permanently at the starting balance.

Instant Funding Pro, Instant Funding Lite & Instant Funding Clarity

  • Smart Drawdown. Starts at -10% and shifts to -5% once you gain 5%. After that, the drawdown stays fixed at -5% of your starting balance, no matter how much you profit.

IF Micro Clarity & One-Phase Clarity

  • 6% trailing drawdown of the starting balance. Trails off closed trades only and never decreases.

Rest of accounts

  • Static

IF Micro Lite

  • Smart Drawdown locks permanently at -3% of starting balance after a 3% gain in closed-trade balance.

RF Copper / RF Bronze / RF Silver

  • 10% overall drawdown of the starting capital, bound to both closed and open trades (static).

RF Gold / RF Diamond

  • 6% overall drawdown of the starting capital, bound to both closed and open trades (static).
Profit Split

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, One Phase, One Phase Micro, Two Phase, Two-Phase Micro, IF Micro Clarity, One-Phase Clarity, Instant Funding Clarity

  • 80%

IF1

  • 90%

One-Phase, Two-Phase, and Two-Phase Micro Challenges

  • Trade for at least 3 months and achieve a profit of 10% or more
  • Contact support to request a review of your results
  • Once verified, your profit split will be increased to 90%

Clarity (Micro Clarity, One-Phase Clarity, Instant Funding Clarity)

  • Up to 90% with the +10% profit split add-on

RF Copper / RF Bronze / RF Silver / RF Gold

  • Up to 90% profit commission on the RCF account.

RF Diamond

  • 75% profit commission from the start.
Free Trial
Yes
Yes

A free trial account is available for traders to try the services. Note that passing the free trial does not entitle the trader to a real account; the full verification process is still required.

Daily Drawdown

IF Evolve

  • No Daily Loss limit during either the Challenge or Funded stage.

Instant Funding Pro

  • No daily loss limit.

Instant Funding Lite

  • Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

IF Micro Clarity

  • 3% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

One-Phase Clarity

  • 4% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

Instant Funding Clarity

  • No daily drawdown

IF Micro Lite

  • Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

RF Copper / RF Bronze / RF Silver

  • 5% daily drawdown based on starting equity at 09:00 PM UTC.

RF Gold (Evaluation Phase)

  • No daily drawdown limit during the evaluation phase; 4% on the funded RCF account.

RF Diamond

  • No daily drawdown limit; only overall drawdown applies.
Three Steps
No
Yes
Max Allocation

$1,000,000 combined starting balance across all programs, including IF Micro Lite. Scaled balances do not count toward this cap.

640,000
Maximum Accounts

IF Evolve

  • Up to 5 active Evolve accounts at the same time
No data
Merge Accounts
No
Yes
Maximum Trading Days
  • IF1: 24 hours
  • IF Micro Clarity & One-Phase Clarity: Unlimited
  • Rest of accounts (including Instant Funding Lite): Unlimited

Each training phase lasts 999 calendar days from activation, with the exception of the RF Instant program which has no time limit. Marketing materials describe this as 'unlimited time' for most programs.

Minimum Trading Days

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, IF1, IF Micro Clarity, One-Phase Clarity: No minimum

  • One Phase, One Phase Micro, Two Phase, Two-Phase Micro: 3 days

  • IF Micro Lite: No minimum

No
Points Reward Program
  • You earn 1 point for every $1 spent and you can use points to obtain promotional codes with discounts up to 50%.
  • You earn 10% of the final value (after discounts) in points for every purchase.
No data
Monthly Competition
Yes
No
Minimum Profitable Days

IF Evolve

  • 5 profitable days of at least 0.25% to pass the Challenge
  • Another 5 qualifying days are required for each funded payout

IF Micro Clarity

  • 5 profitable trading days per payout cycle, each generating at least 0.5% profit. The count resets after every successful payout.
No
Expert Advisor (EA)
Yes
No
VPN
Yes
No
Hedging
Yes
No
Requires Stop Loss
No
No
Scalping
Yes

Scalping is permitted, but not HFT. HFT includes trades held under 60 seconds or a high number of trades per hour.

Violations

  • 1-2: Warning + profit deduction
  • 3: Account breach
Yes
Stacking / Layering (DCA)
Yes
Yes
Martingale
Yes

One-Phase, Two-Phase, IF Micro

Martingale is fully permitted. You can add to losing positions and increase lot sizes without restriction.

Instant Funding Pro

Adding to losing positions is allowed, but repeatedly doubling lot sizes after losses is not permitted.

No data
Maximum Risk Limit
Yes

Maximum Lot Rule: Full list here

Maximum risk per trade idea , funded accounts

  • General limit: 50% of the account's starting daily drawdown.
  • Instant Funding Pro: 3% of the starting balance.
  • Instant Funding Lite and One-Phase Crypto: 2%.
  • IF Micro, IF Micro Crypto and IF1: 1%.
  • Two-Phase Micro: 2% on accounts up to $50,000 and 1.5% on accounts of $100,000 or more.

Clarity accounts (IF Micro Clarity, One-Phase Clarity)

  • No maximum-risk-per-position rule. Instead, a circuit breaker closes all positions if unrealised losses exceed 1.5% (IF Micro Clarity) or 2% (One-Phase Clarity) of the starting balance. The first breach reduces the profit split to 50%; the second closes the account.

IF Micro Lite

  • Floating losses exceeding 1% of starting balance close all positions and trigger a strike. Account Drawdown and news-window violations share one strike pool: first strike reduces profit split to 50%; second closes the account.
No
Copy Trading
Yes
No
News Trading
Limited

IF Evolve

News trading is allowed during both the Challenge and Funded stages.

Challenge accounts

One-Phase, Two-Phase → free news trading.

Micro accounts

IF Micro, IF1, One-Phase Micro, Two-Phase Micro → news trading allowed.

Clarity accounts

IF Micro Clarity, One-Phase Clarity → news trading included by default (no add-on required). Straddling prohibited on One-Phase Clarity.

Funded accounts

Instant Funding Pro, Instant Funding Lite, Instant Funding Clarity, One-Phase, Two-Phase → news trading only with the Major News Trading add-on. Two-Phase Micro has news trading enabled by default.

News restriction window

Blocks market orders, pending limit orders, and TP/SL triggers on affected instruments:

  • Funded accounts: 4 min before + 4 min after news (8 min total).

Warning system (funded accounts: One-Phase, Two-Phase, Instant Funding Pro, Instant Funding Lite)

  • Up to 2 warnings with profit deductions for trades made inside the restriction window.
  • 3rd violation = account breach.
  • Profit deductions don't affect daily drawdown, but overall drawdown adjustments still apply.

IF Micro Lite

  • Trading on affected instruments is prohibited within 4 minutes before and after major news. Violations count toward the shared strike pool described under maximum risk.
Yes
Inactivity Rule

60 days

No
Consistency Rule
Yes

No payout consistency rule

  • Instant Funding Pro and Instant Funding Lite
  • One-Phase Clarity and Instant Funding Clarity

Best-day / best-trade rule for payouts

  • IF Evolve: the best trading day must not exceed 40% of total profit during both the Challenge and Funded stages.

  • IF Micro, IF Micro Crypto, One-Phase Micro and Two-Phase Micro: the best trading day must not exceed 15% of total profit.

  • IF1: the most profitable trade must not exceed 15% of total profit.

  • IF Micro with the +5% Best Day add-on: 20%.

  • One-Phase and Two-Phase: the best trading day must not exceed 40% of total profit.

  • IF Micro Clarity: the best trading day must not exceed 20% of total profit.

  • IF Micro Lite: best trading day at most 15% of total profit for payout eligibility.

No
Hold Weekend
Limited
  • IF Evolve: Overnight and weekend holding are not permitted. All positions close automatically at 17:00 EST.

  • Instant Funding Pro, Instant Funding Lite: Only allowed with add-on

  • IF Micro, IF1, Two-Phase Micro: Allowed without restrictions

  • IF Micro Clarity, One-Phase Clarity: Allowed without restrictions, no add-on required

  • One Phase, Two Phase: Allowed during evaluation, and during funded phase with add-on

  • IF Micro Lite: Weekend holding is not permitted.

Yes
Prohibited Strategies
  • Latency Arbitrage
  • Tick Scalping
  • Account Arbitrage
  • Exploiting platform glitches
  • Reverse Trading
  • Group Hedging
  • Group Copying
  • Account Management
  • High-Frequency Trading (HFT)
  • Third-Party EAs
  • Account Churning (Rolling)
  • One-Sided Bets
  • Grid Trading
  • Overleveraging
  • Gambling
  • Hedging (bilateral and multilateral) and arbitrage strategies
  • Trading with external or slow data feeds
  • Excessive position sizes during major news or within 1 hour before market close
  • Trades lasting less than 30 seconds (aggressive scalping)
  • Martingale and one-sided bet multiplication
  • Risk exceeding 1.5% of the current RCF account balance on a single trade or group of trades
  • All forms of price, gap, swap, and reverse arbitrage
  • Account management or trading on behalf of others
  • Third-party copy trading or mirrored group trading
  • Exploiting platform, pricing, execution, or latency errors
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