How much freedom you get at Instant Funding and Top Trader Prime

Top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

Brighton, Colorado (USA). Representative address in Joué-lès-Tours, France, not open to the public.

Lewis Mansbridge

Saint Lucia

United States

2021

Liquidity Provider

Challenges: the fee is refunded after passing, 50% with the first payout (which must be at least 1% of the account size) and 50% with the second. Not available on instant funding. A purchase is only refunded if requested within 7 days with no trading.

No firm fee; network or bank fees are paid by the trader.

IF Evolve

On-demand payouts once the funded-stage eligibility requirements are met.

Instant Funding Pro

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

Instant Funding Lite

First withdrawal after 14 days from your first trade; then every 7 days after each new trade. Minimum withdrawal: $25.

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase & Two-Phase

On-Demand Payouts, withdraw anytime once eligible.

IF Micro Clarity

On-demand payouts, withdraw anytime once eligible.

One-Phase Clarity

First payout on-demand once the 1.5% minimum is reached; then every 7 days.

Instant Funding Clarity

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

IF Micro Lite

Payouts every 14 days once eligible; Smart Drawdown must be locked.

Every 14 days. Instant funding: first payout after 20 days per the rules (product pages say 4 weeks), then every 14 days. Two consecutive non compliant requests may suspend the account.

Paid within 14 days of the request at most. Once approved, payment takes 24 to 72 business hours (USDT usually within 24 hours; bank transfer up to 5 business days).

IF Evolve

• Maximum 50% of account profit per payout
• Maximum $2,000 per request
• Maximum 5 payouts per account

IF Evolve

• $250

Other accounts

• $25

IF Micro Lite

• Net profit of at least 5% of starting balance, before profit split.

$100 or the equivalent in euros, with any method.

IF Evolve

• 30:1

Other accounts

• 100:1 (30:1 with news trading add-on)

IF Micro Lite

• 30:1

20:1 (8:1 with news trading add-on)

IF Micro Lite

• 5:1

1:100; palladium 1:50.

20:1 (8:1 with news trading add-on)

20:1 (8:1 with news trading add-on)

1:100; Nikkei 225 and ASX 200 1:50.

2:1 (1:1 with news trading add-on)

Accounts can't be reset. After a breach, traders must purchase a new account.

Paid, from the dashboard. In the challenge, about 50% of the price and back to phase 1 or 2. On a funded account, full price and funded status is kept. Usually applied within 24 hours.

• Allow major news trading and weekend holding

• Add 10% to profit split

• +5% Best Day (IF Micro up to $50,000): raises Best Day limit from 15% to 20%

• Extended 48-hour trading window (IF1 only)

• Increased best trade limit of 20% (IF1 only)

• IF Micro Lite: +10% profit split (90%).

At checkout: news trading (+20% of the price) and no mandatory stop loss (+30%).

Funded account with no evaluation, with a profit cap and its own profit split ladder that starts lower.

1 Phase Challenge.

Challenge Accounts + Instant Funding Micro + IF Micro Clarity + One-Phase Clarity

+25% to starting balance every 90 days with 10% profit, up to 2× the original account size.

Instant Funding Pro & Instant Funding Lite

• Instantly double your account when you reach 10% profit (up to $1,280,000).
• You keep all profit except 5% of starting balance used for scaling.

IF Micro Lite

• +25% to starting balance every 90 days with 10% profit, up to twice the original account size.

On request from the dashboard, after several profitable periods on a funded account. Decided case by case based on consistency and rule compliance, at no cost.

2 Phase Challenge.

IF Evolve

• End-of-Day trailing drawdown. It updates at 17:00 EST from the highest recorded end-of-day balance, only moves upward, and locks permanently at the starting balance.

Instant Funding Pro, Instant Funding Lite & Instant Funding Clarity

• Smart Drawdown. Starts at -10% and shifts to -5% once you gain 5%. After that, the drawdown stays fixed at -5% of your starting balance, no matter how much you profit.

IF Micro Clarity & One-Phase Clarity

• 6% trailing drawdown of the starting balance. Trails off closed trades only and never decreases.

Rest of accounts

• Static

IF Micro Lite

• Smart Drawdown locks permanently at -3% of starting balance after a 3% gain in closed-trade balance.

Static, measured on the initial capital. Breaching it suspends the account.

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, One Phase, One Phase Micro, Two Phase, Two-Phase Micro, IF Micro Clarity, One-Phase Clarity, Instant Funding Clarity

• 80%

IF1

• 90%

One-Phase, Two-Phase, and Two-Phase Micro Challenges

• Trade for at least 3 months and achieve a profit of 10% or more
• Contact support to request a review of your results
• Once verified, your profit split will be increased to 90%

Clarity (Micro Clarity, One-Phase Clarity, Instant Funding Clarity)

• Up to 90% with the +10% profit split add-on

Rises with each payout. Challenges: 70%, 75%, 80%, 85% and 90% from the fifth. Instant funding: 50%, 55%, 60%, 65%, 70% and 90% from the sixth.

Free Trial 10K, no card needed: 8% target, 5% daily and 10% total loss, no mandatory stop loss. One per email every 30 days; after passing, the account stays open for 24 hours and pays nothing.

IF Evolve

• No Daily Loss limit during either the Challenge or Funded stage.

Instant Funding Pro

• No daily loss limit.

Instant Funding Lite

• Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

IF Micro Clarity

• 3% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

One-Phase Clarity

• 4% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

Instant Funding Clarity

• No daily drawdown

IF Micro Lite

• Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

Measured on the initial capital, including floating losses; per its forum it resets at midnight UTC. Breaching it suspends the account.

$1,000,000 combined starting balance across all programs, including IF Micro Lite. Scaled balances do not count toward this cap.

$1,000,000 per account and $3,000,000 combined.

IF Evolve

• Up to 5 active Evolve accounts at the same time

Several accounts at once up to the maximum combined capital. Each one is evaluated separately.

• IF1: 24 hours
• IF Micro Clarity & One-Phase Clarity: Unlimited
• Rest of accounts (including Instant Funding Lite): Unlimited

No time limit. The challenge must be activated within 30 days of purchase.

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, IF1, IF Micro Clarity, One-Phase Clarity: No minimum

• One Phase, One Phase Micro, Two Phase, Two-Phase Micro: 3 days

• IF Micro Lite: No minimum

Evaluation: 2 days. Funded account: 14 days before each payout; a day only counts if a trade is opened and closed on it. If a payout is refused, the counter resets.

• You earn 1 point for every $1 spent and you can use points to obtain promotional codes with discounts up to 50%.
• You earn 10% of the final value (after discounts) in points for every purchase.

IF Evolve

• 5 profitable days of at least 0.25% to pass the Challenge
• Another 5 qualifying days are required for each funded payout

IF Micro Clarity

• 5 profitable trading days per payout cycle, each generating at least 0.5% profit. The count resets after every successful payout.

Funded account: 7 of the 14 minimum days. In evaluation, the FAQ and its comparisons ask for 2 profitable days; the rules page says 2 trading days.

Allowed if declared. Undeclared EAs, HFT and abusive AI are prohibited.

VPN and VPS are prohibited; detection suspends the account.

Prohibited, including across accounts.

Mandatory when opening and closing every trade. One trade without a stop is tolerated; the second one suspends the account. Can be removed with the paid add-on.

Scalping is permitted, but not HFT. HFT includes trades held under 60 seconds or a high number of trades per hour.

Violations

• 1-2: Warning + profit deduction
• 3: Account breach

Trades under 100 seconds or under 1.5 pips count as prohibited scalping; repeated trades of 2 pips or less are reviewed.

One-Phase, Two-Phase, IF Micro

Martingale is fully permitted. You can add to losing positions and increase lot sizes without restriction.

Instant Funding Pro

Adding to losing positions is allowed, but repeatedly doubling lot sizes after losses is not permitted.

Maximum Lot Rule: Full list here

Maximum risk per trade idea , funded accounts

• General limit: 50% of the account's starting daily drawdown.
• Instant Funding Pro: 3% of the starting balance.
• Instant Funding Lite and One-Phase Crypto: 2%.
• IF Micro, IF Micro Crypto and IF1: 1%.
• Two-Phase Micro: 2% on accounts up to $50,000 and 1.5% on accounts of $100,000 or more.

Clarity accounts (IF Micro Clarity, One-Phase Clarity)

• No maximum-risk-per-position rule. Instead, a circuit breaker closes all positions if unrealised losses exceed 1.5% (IF Micro Clarity) or 2% (One-Phase Clarity) of the starting balance. The first breach reduces the profit split to 50%; the second closes the account.

IF Micro Lite

• Floating losses exceeding 1% of starting balance close all positions and trigger a strike. Account Drawdown and news-window violations share one strike pool: first strike reduces profit split to 50%; second closes the account.

Per trade: maximum loss of 2% and maximum profit of 3%.

Copying between your own accounts does not count for payouts. Under the "Be copied" program, copied profit can be at most 50% of the eligible profit.

IF Evolve

News trading is allowed during both the Challenge and Funded stages.

Challenge accounts

One-Phase, Two-Phase → free news trading.

Micro accounts

IF Micro, IF1, One-Phase Micro, Two-Phase Micro → news trading allowed.

Clarity accounts

IF Micro Clarity, One-Phase Clarity → news trading included by default (no add-on required). Straddling prohibited on One-Phase Clarity.

Funded accounts

Instant Funding Pro, Instant Funding Lite, Instant Funding Clarity, One-Phase, Two-Phase → news trading only with the Major News Trading add-on. Two-Phase Micro has news trading enabled by default.

News restriction window

Blocks market orders, pending limit orders, and TP/SL triggers on affected instruments:

• Funded accounts: 4 min before + 4 min after news (8 min total).

Warning system (funded accounts: One-Phase, Two-Phase, Instant Funding Pro, Instant Funding Lite)

• Up to 2 warnings with profit deductions for trades made inside the restriction window.
• 3rd violation = account breach.
• Profit deductions don't affect daily drawdown, but overall drawdown adjustments still apply.

IF Micro Lite

• Trading on affected instruments is prohibited within 4 minutes before and after major news. Violations count toward the shared strike pool described under maximum risk.

No opening or closing (including a triggered SL/TP) 10 minutes before and after 3 star releases on the TradingView calendar, any currency and symbol. A position opened before the release may be held. Allowed with the paid add-on.

60 days

Closed after 15 consecutive days without trading, or suspended after 40 days in loss.

No payout consistency rule

• Instant Funding Pro and Instant Funding Lite
• One-Phase Clarity and Instant Funding Clarity

Best-day / best-trade rule for payouts

• IF Evolve: the best trading day must not exceed 40% of total profit during both the Challenge and Funded stages.

• IF Micro, IF Micro Crypto, One-Phase Micro and Two-Phase Micro: the best trading day must not exceed 15% of total profit.

• IF1: the most profitable trade must not exceed 15% of total profit.

• IF Micro with the +5% Best Day add-on: 20%.

• One-Phase and Two-Phase: the best trading day must not exceed 40% of total profit.

• IF Micro Clarity: the best trading day must not exceed 20% of total profit.

• IF Micro Lite: best trading day at most 15% of total profit for payout eligibility.

When requesting a payout, no single trade may exceed 25% of total profit (if it does, the payout is held until rebalanced) and no instrument 80%. Each trade must also be between 1/4 and 2 times the largest lot already used on the account.

• IF Evolve: Overnight and weekend holding are not permitted. All positions close automatically at 17:00 EST.

• Instant Funding Pro, Instant Funding Lite: Only allowed with add-on

• IF Micro, IF1, Two-Phase Micro: Allowed without restrictions

• IF Micro Clarity, One-Phase Clarity: Allowed without restrictions, no add-on required

• One Phase, Two Phase: Allowed during evaluation, and during funded phase with add-on

• IF Micro Lite: Weekend holding is not permitted.

• Latency Arbitrage
• Tick Scalping
• Account Arbitrage
• Exploiting platform glitches
• Reverse Trading
• Group Hedging
• Group Copying
• Account Management
• High-Frequency Trading (HFT)
• Third-Party EAs
• Account Churning (Rolling)
• One-Sided Bets
• Grid Trading
• Overleveraging
• Gambling

HFT and scalping under 100 seconds or under 1.5 pips, martingale, hedging (including across accounts), grid, latency and quote arbitrage, gap trading, exploiting price or platform errors, abusive AI, undeclared EAs, overexposure or gambling, account rolling and third party trading.