The split
RZR Funded maintains a consistent 80% profit split across all its programs. This can be upgraded to 90% or even 95% by purchasing specific add-ons during the checkout process.
QT Funded offers a more varied structure depending on the plan chosen. The QT ONE accounts start at 70%, the QT TWO and QT Power plans offer 80% (upgradeable to 90%), and the QT INSTANT accounts allow traders to keep 100% of the profits, making it one of the most aggressive splits in the industry.
How often you can withdraw
RZR Funded operates on a standard 14-day cycle for all programs (Express, Enhanced, Instant). Traders can shorten this to a 7-day cycle if they purchase the "Weekly Payout" add-on.
QT Funded is significantly faster for specific accounts. Both QT ONE and QT INSTANT allow for a 4-day payout cycle. The QT TWO and QT Power plans follow the more traditional 14-day cycle.
Minimums and methods
RZR Funded is very accessible for small withdrawals, with a minimum requirement of just $20 for most programs (except EnhancedX, which requires 2% of the starting balance). Payouts are processed via Crypto, Bank Transfer, and PayPal.
QT Funded sets a higher bar, requiring at least $100 (or 1% of the profit) to request a withdrawal. For their INSTANT accounts, they require a 3% profit buffer to be generated before the first payout. They process payments through Crypto, Bank Transfer, and Credit/Debit cards.
What delays a payout
Several rules can postpone or cancel your rewards at both firms. At RZR Funded, the "3-minute rule" is crucial: the majority of your trades must last longer than three minutes. Additionally, the EnhancedX plan enforces a 35% consistency rule, meaning no single day can account for more than 35% of your total profit.
At QT Funded, the main hurdle is the mandatory Stop Loss rule for QT TWO and QT INSTANT funded accounts, which must be placed within 60 seconds of opening a trade. They also apply consistency rules: 35% for QT Power and 30% for QT INSTANT. Furthermore, news trading is strictly restricted in QT TWO funded accounts, with a 10-minute window (5 before/5 after) where no trades can be opened or closed.
What it takes to get there
To reach that first payout, you must first clear the evaluation or purchase an instant account. RZR Funded is the choice for those looking for a low initial investment; you can start a $2,000 challenge for just $39. Their 1-step $100k challenge costs $529. They offer MT4 and MT5 as platforms.
QT Funded’s path is more expensive due to activation fees. For example, the QT Power $100k evaluation costs $400 but requires a $500 activation fee once passed. However, they offer a wider variety of platforms, including MetaTrader 5, cTrader, and TradeLocker. Both firms allow EAs, but QT Funded requires a pre-approval process, whereas Hantec allows them freely as long as they don't use prohibited strategies like HFT or arbitrage.
Which pays out more comfortably
QT Funded pays out more comfortably for the high-frequency or professional trader who values cash flow, as the 4-day payout cycle on QT ONE and INSTANT is hard to beat. However, RZR Funded is much more comfortable for the retail trader starting with a small budget, as there are no hidden activation fees and the minimum withdrawal of $20 makes it very easy to see the first results of your trading.
Frequently asked questions
Which firm is cheaper to start a $100,000 account, RZR Funded or QT Funded?
RZR Funded is cheaper for a standard evaluation, as its 1-step $100k challenge costs $529 and its 2-step costs $599 with no further fees. While QT Funded's QT Power $100k challenge is initially only $400, it requires a $500 activation fee upon passing, bringing the total cost to $900.
Which firm offers faster payouts, RZR Funded or QT Funded?
QT Funded offers faster payouts, as its QT ONE and QT INSTANT plans allow for a withdrawal cycle of every 4 days. RZR Funded requires a minimum of 14 days, which can only be reduced to 7 days if the trader pays for a specific add-on.
Which firm has more restrictive news trading rules, RZR Funded or QT Funded?
RZR Funded is generally more restrictive during the funded phase, prohibiting any opening, closing, or adjusting of trades 3 minutes before and after high-impact news. QT Funded allows order modifications (adjusting SL/TP) during news events and only applies its 10-minute restriction window to the QT TWO plan, exempting QT ONE, Power, and INSTANT from news rules.
Which firm allows the use of EAs with fewer hurdles, RZR Funded or QT Funded?
RZR Funded allows EAs with fewer hurdles, as they can be used immediately on most plans as long as they avoid prohibited strategies. QT Funded requires all EAs to go through a manual pre-approval process before they can be used on their platforms.


















