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Comparison · Forex

Getting paid at Sure Leverage Funding and Top One Trader

The fundamental difference between these two firms lies in the speed of the first withdrawal: Sure Leverage Funding prioritizes immediate access to profits upon completing evaluations, whereas Top One Trader focuses on a long-term loyalty and "add-on" system that can eventually grant the trader 100% of the generated profits.

Updated on

The split

The profit distribution varies significantly depending on the chosen program:

  • Sure Leverage Funding: Offers a high 90% split for its 1-Step Evaluation and 80% for the 2-Step. In its Instant Funding programs, the split starts lower (50% to 70%) but can scale up to 80%.
  • Top One Trader: Starts with a base between 80% and 85%. However, it is more flexible through its "Add-ons" (at an extra cost) or its loyalty program, allowing traders to reach a 90% or even 100% split. The Instant Prime plan naturally reaches 100% from the third payout onwards.

How often you can withdraw

Sure Leverage Funding offers much faster cycles for successful traders:

  • Sure Leverage Funding: Traders on 1-Step and 2-Step evaluations can request instant payouts as soon as they meet the requirements. Other products, like Instant Funding, operate on a 14-day cycle. They also offer a 24-hour processing guarantee or an extra 10% profit split.
  • Top One Trader: The standard cycle is every 14 days for all accounts. This can be reduced to 7 days or even "On Demand" only if the trader purchases specific add-ons during the checkout process.

Minimums and methods

Both firms use modern payment processors, though their limits differ:

  • Minimums: Sure Leverage Funding requires a minimum of $100 per withdrawal. Top One Trader sets its minimum at 2% of the account balance.
  • Methods: Both use Rise as the primary provider. Sure Leverage Funding adds direct USDT (TRC20) crypto transfers, while Top One Trader relies exclusively on Rise for payouts.
  • Maximums: Top One Trader has a global cap of $25,000 per 30-day period across all accounts. Sure Leverage Funding usually limits payouts to 5% of the initial balance per cycle, except for its "Instant Funding Zero" (new terms), which has no cap.

What delays a payout

The path to a payout can be interrupted or delayed by consistency and risk rules:

  • Consistency Rules: Sure Leverage Funding applies a 50% rule for 1-Step accounts (no single day can represent half the total profit) and 25% for 2-Step accounts. Top One Trader uses an "ESS" (Equity Stability Score) where the sum of the largest winning and losing days must not exceed 15% to 20% of the total profit.
  • Risk Restrictions: Top One Trader is stricter with trading execution, requiring a mandatory Stop Loss on every trade and a 5-minute minimum holding time for profitable trades. Sure Leverage Funding only requires a 2-minute holding time and prohibits "tick scalping."
  • Soft Breaches: Top One Trader uses a "Soft Breach" system where violating rules like not setting a Stop Loss results in the trade being closed without losing the account, whereas in other firms, such errors could be fatal.

What it takes to get there

The initial investment and the challenge structure define the entry barrier:

  • Price: For a $10,000 account, Sure Leverage Funding's 1-Step costs $113, while Top One Trader's 1-Step FLASH is slightly cheaper at $107.
  • Platforms: Top One Trader offers a much wider range, including cTrader, DXTrade, MatchTrader, and TradingView (via integration). Sure Leverage Funding limits its users to MetaTrader 5 and TradeLocker.
  • Trading Styles: Sure Leverage Funding allows EAs only on its specific "EA Challenge" during the evaluation phase (prohibited once funded). Top One Trader allows EAs in its "Nova" plan even in the funded phase, provided they are unique to the trader.
  • Drawdown: Sure Leverage Funding uses a 10% max drawdown (trailing or static depending on the plan). Top One Trader offers a 9% static drawdown on its PRO v2 plan, which is generally more favorable for the trader than trailing logic.

Which pays out more comfortably

Sure Leverage Funding is the better choice for the trader who wants to see their money as quickly as possible without paying for extras, thanks to its instant payout requests and high 90% base split.

On the other hand, Top One Trader is more comfortable for professional traders who value platform variety (cTrader/TradingView) and are willing to pay for add-ons or wait for loyalty levels to unlock the 100% profit split and more flexible risk limits.

Frequently asked questions

Which firm is cheaper for a $100,000 1-Step account, Sure Leverage Funding or Top One Trader?

Sure Leverage Funding offers its $100k 1-Step Evaluation for $711, while Top One Trader’s $100k 1-Step FLASH is significantly more affordable at $575.

Which firm allows the first payout faster, Sure Leverage Funding or Top One Trader?

Sure Leverage Funding is faster, allowing instant payout requests for its 1-Step and 2-Step evaluations once requirements are met. Top One Trader requires a standard 14-day waiting period, which can only be shortened if the trader pays for an "Add-on."

Can I use Expert Advisors (EAs) on funded accounts at Sure Leverage Funding or Top One Trader?

At Top One Trader, you can use EAs on funded accounts specifically within the 1-Step NOVA plan. At Sure Leverage Funding, EAs are generally prohibited on funded accounts, including the EA Challenge, where they are only allowed during the evaluation phase.

Which firm offers a higher maximum profit split, Sure Leverage Funding or Top One Trader?

Top One Trader offers a higher potential split, reaching up to 100% through its Instant Prime program or by purchasing add-ons. Sure Leverage Funding caps its highest split at 90% for evaluation accounts.

Field by field

Sure Leverage Funding and Top One Trader, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

51 differences

42%off · Exclusive
Headquarters

Al Shohada Road 10055, Al Hamra Industrial Zone-FZ, 10055, Ras Al Khaimah, U.A.E.

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

CEO

Sebastian Ness

Matt Morris

Country

United Arab Emirates

United States

Foundation

2023

2023

Banned Countries
Cuba, Iran, North Korea, Myanmar, Russia, Crimea, Donetsk, Luhansk (Ukraine), Somalia, Syria, Pakistan, Algeria
Afghanistan, Albania, Algeria, Armenia, Azerbaijan, Cuba, Iran, Iraq, Kazakhstan, Kuwait, Lebanon, Libya, Macedonia, Morroco, Pakistan, Russian Federation, Somalia, Sudan, Syria, Turkey, Ukraine, Vietnam
Assets
Forex, Crypto, Indices, Commodities
Forex, Indices, Commodities, Crypto
Brokers

Liquidity Provider

Purple Trading
Refund
Limited

Historically, standard challenges were non-refundable. A newer rule states that evaluation fees purchased after January 9, 2026 are refundable on the 4th payout, while older purchases remain non-refundable.

No

Only for 2-Step PRO v2, where the evaluation fee is refunded with the 4th payout. Accounts purchased before February 4, 2026 keep the old refund policy.

Payout Fee

2% payout fee or a $10 minimum transaction fee per payout.

2%

Platforms
Metatrader 5, TradeLocker
Metatrader 5, cTrader, DXTrade, MatchTrader, Tradingview, TradeLocker
Demo Account
No data
MatchTrader
IDspreadtest@topone.comPasswordqyta5w7sw3rg
TradeLocker
IDspreadtest@topone.comPasswordF5sa,AVFw7m]ServerTOPONE
MetaTrader 5
ID98827612PasswordqaJaT8)h9ZServerTopOneTrader-MT5 or TopOneTrader-Trader
Payout Methods
Rise, Crypto
Rise
Payment Methods
Card, Crypto, Transfer
Card, Crypto
Margin Call Level
No data

100%

Payout Frequency

1 Step Evaluation and 2 Step

  • Instant payout request once requirements are met.

Instant Funding Static

  • Base schedule every 14 days.
  • Promotional instant requests may apply.

Instant Funding Trailing and Buy Now, Pay Later

  • Every 14 days.

EA Challenge

  • First payout after 4 weeks, then every 2 weeks.

Futures Style

  • Instant Funding: payout eligible after 5 days.
  • 1 Step Pro Evaluation: payout eligible after 3 days.

Instant Funding Zero

  • Every 14 days. No minimum trading-day requirement; meeting the buffer from a single trade does not make payout processing immediate.
  • 1-Step FLASH: every 14 days (7 days with add-on)
  • 1-Step NOVA: every 14 days (7 days with add-on)
  • 2-Step PRO v2: every 14 days (weekly with add-on)
  • Instant Funding: every 14 days (On Demand with add-on)
  • Instant Prime: every 14 days
  • X-DAILY: daily payout requests from the first funded trading day.
Payout Guarantee

Payouts are processed within 24 business hours or the trader receives an extra 10% on the profit split.

No data
Crypto Weekend Trading
Yes
Yes

Weekend cryptocurrency trading is available on our platform, provided that positions are initiated after 8 PM EST on Friday

Maximum Withdrawal
  • Instant Funding Zero under the new terms announced on August 20, 2026: no payout cap.
  • Other funded products: usually capped at 5% of the initial balance per payout cycle, depending on the program.

$25,000 per rolling 30-day period, combined across all the trader's funded accounts.

  • 2-Step PRO v2: additionally capped at 6% of the initial balance or $15,000 per payout cycle, whichever is lower.
  • X-DAILY: per-request caps of $150 on $5K, $300 on $10K, $750 on $25K, $1,000 on $50K and $2,000 on $100K.
Minimum Withdrawal

$100 minimum withdrawal. Lower withdrawals may be processed on request with fees deducted.

  • Futures Style 1 Step Pro Evaluation: $250 / $500 / $750 / $1,000 minimum payout on $25K / $50K / $100K / $150K.

2%

  • X-DAILY: retain a profit buffer of 4% of the starting balance. At least 50% of each request must come from new profit earned since the previous payout.
Forex
  • Standard challenge accounts: 1:50
  • Funded phase: 1:30
  • EA Challenge during challenge phase: 1:100
  • 1-Step FLASH: 10:1
  • 1-Step NOVA: 100:1 evaluation, 30:1 funded
  • 2-Step PRO v2: 100:1 evaluation, 50:1 funded
  • Instant Funding, Instant Prime: 50:1
  • X-DAILY: 10:1
Metals

Gold is included in the firm's general leverage framework.

  • 1-Step FLASH: 10:1 evaluation, 5:1 funded
  • 1-Step NOVA: 20:1 evaluation, 5:1 funded
  • 2-Step PRO v2: 20:1 evaluation, 5:1 funded
  • Instant Funding, Instant Prime: 10:1
Indices
No data
  • 1-Step FLASH: 10:1 evaluation, 5:1 funded
  • 1-Step NOVA: 20:1 evaluation, 5:1 funded
  • 2-Step PRO v2: 20:1 evaluation, 5:1 funded
  • Instant Funding, Instant Prime: 10:1
Crypto
No data
  • 1-Step FLASH: 2:1 evaluation, 0.3:1 funded
  • 1-Step NOVA: 4:1 evaluation, 1:1 funded
  • Instant Funding, Instant Prime: 1:1
Forex
5 / lot
0
Metals
5 / lot
0
Energies
5 / lot
0
Indices
5 / lot
0
Crypto
5 / lot
0
Swap Free
No
No
Account Reset

Only the 1 Step Evaluation documents a free reset, available if the funded account is lost within 10 days. Futures Style Instant Funding and Futures Style 1 Step Pro Evaluation show reset availability; no reset fee is stated publicly. Other listed products do not include a free reset.

Yes
  • 1-Step NOVA: unlimited free resets during the evaluation. Funded accounts reset at a discounted fee.
  • 1-Step FLASH, 2-Step PRO v2: paid resets available on both the challenge and the funded stage.

Allows traders who breach or want a fresh start to continue without purchasing a new account.

Add-ons
Yes
  • +10% Profit Split (+15%)
  • Weekly payout (+20%)
  • +10% Profit Split + Weekly payout (+30%)
  • News trading: Instant Funding Static and 1 Step
  • Instant Funding Zero: remove daily drawdown (+30%), static maximum drawdown (+50%), or both (+80%). Percentages apply to the base account price.
Yes
  • No Stop Loss (+10% on 1-Step and 2-Step, +15% on Instant Funding and Instant Prime)
  • 90% Profit Split (+20% on 1-Step FLASH and 2-Step PRO v2)
  • 100% Profit Split (+20% on 1-Step NOVA and Instant Prime)
  • Weekly payouts (+20% on 1-Step FLASH and 1-Step NOVA; available on 2-Step PRO v2)
  • Instant Payouts (+20% on 2-Step and Instant Funding)
  • Weekend Holding (15% on Instant Funding)
  • News Trading + Weekend Holding (20% on Instant Prime)
  • Bundle All Add-ons (+35% on 1-Step, 2-Step and Instant Funding)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
No
Yes

Every quarter, you may request an account scaling if you meet the following conditions:

  • You achieve a total profit of 25 percent.
  • You generate at least an 8 percent gain in each individual month.

Once approved, Top One Trader will increase your capital by 25 percent of your original account balance, up to a maximum of 5 million dollars.

Two Steps
Yes
Yes
Max Drawdown
  • 1 Step Evaluation: 10% maximum drawdown, trailing on end-of-day (EOD) high-watermark.
  • EA Challenge uses trailing high-watermark logic.
  • 2 Step and Free Challenge use static maximum drawdown.
  • Instant Funding Static uses static drawdown.
  • Instant Funding Zero: trailing from the highest recorded equity by default, or static if selected at purchase. After payout, the balance resets to the starting balance; withdrawing all profit above the buffer can breach the trailing drawdown.
  • Instant Funding Trailing and Buy Now, Pay Later funded phase use trailing high-watermark logic.
  • Futures Style Instant Funding: EOD maximum-loss limit of $1,000 / $2,000 / $3,500 / $5,000 for $25K / $50K / $100K / $150K.
  • Futures Style 1 Step Pro Evaluation: EOD maximum-loss limit of $1,000 / $2,000 / $3,000 / $4,500 for $25K / $50K / $100K / $150K.
  • 1-Step FLASH: 7% trailing. Locks at the starting balance once you reach a 7% gain or after a payout.
  • 1-Step NOVA: 6% trailing on evaluation, 5% on funded. Locks at the starting balance after a payout.
  • 2-Step PRO v2: 9% static
  • Instant Funding: 6% trailing. Locks at the starting balance after a payout.
  • Instant Prime: 5% trailing. Locks at the starting balance after a payout.
  • X-DAILY: EOD trailing in evaluation and funded stages, based on the highest closing balance. Locks at the starting balance after a 5% gain or the first funded payout.
Profit Split
  • 1 Step Evaluation: 90%
  • 2 Step: 80%
  • Instant Funding Static: scales from 50% to 80%
  • Instant Funding Zero: 70% from the first payout
  • Instant Funding Trailing: 80% from the first payout
  • EA Challenge: scales from 50% to 80%
  • Buy Now, Pay Later: 80%
  • Futures Style Instant Funding: 90%
  • Futures Style 1 Step Pro Evaluation: 90%
  • Free Challenge funded outcome: 50%
  • 1-Step FLASH: 80% (90% with add-on)
  • 1-Step NOVA: 90% (100% with add-on)
  • 2-Step PRO v2: 85% (up to 100% with add-on)
  • Instant Funding: Initial at 60%, increasing by 10% per payout, up to 90%
  • Instant Prime: 1st payout 80%, 2nd 90%, 3rd onwards 100% (100% from the first payout with add-on)
Free Trial
Yes

A Free Challenge exists, but it still requires a small activation fee of $1 to $5 and converts into a $5,000 2 Step account if passed.

No
Profit After Breach

Soft-breached profit is deducted at payout review. If deductions reduce profit to zero or below, the payout is denied and the account is reset.

No data
Daily Drawdown

Daily drawdown resets at 5 PM EST and is generally recalculated from the higher of balance or equity using the product's initial-balance loss allowance.

  • Futures Style Instant Funding: no daily limit on $25K; $1,200 / $2,100 / $3,000 on $50K / $100K / $150K.

  • Futures Style 1 Step Pro Evaluation: no daily limit on $25K; $1,200 / $1,800 / $2,700 on $50K / $100K / $150K.

  • Instant Funding Zero: daily drawdown can be removed at purchase.

Measured from the higher of balance or equity at 5PM EST.

  • 1-Step FLASH: 4% (hard breach)
  • 1-Step NOVA: none
  • 2-Step PRO v2: 4% (hard breach)
  • Instant Funding: 3% (hard breach)
  • Instant Prime: 2.5% (hard breach)
Three Steps
No
No
Max Allocation
200,000
600,000
Merge Accounts
No
No
Maximum Trading Days

No time limits are stated for the 1 Step and 2 Step evaluations. No broader firm-wide maximum duration rule was documented for the other active products reviewed.

Unlimited

Minimum Trading Days

Instant Funding Zero under the new terms announced on August 20, 2026: no minimum trading days.

  • X-DAILY: no minimum trading days.
Points Reward Program
No data

Purchases, passed challenges and payouts earn XP in the Top One Loyalty Program. XP unlocks five levels:

  • Level 1 — Beginner: free $5K Instant account, store voucher and Discord rank.
  • Level 2 — Amateur: +2% profit share and a free $10K Instant account.
  • Level 3 — Experienced: +3% profit share, a free $25K Instant account and 5 giveaway entries.
  • Level 4 — Expert: +5% profit share, a free $50K Instant account and 10 giveaway entries.
  • Level 5 — Master: +7% profit share, +50% scaling boost, a free $100K Instant account and 15 giveaway entries.

Each level also provides lower profit targets, larger loss buffers and higher monthly payout caps. The announcement does not specify the XP thresholds or the exact rule values for each level; those are shown in the trader rewards dashboard.

Monthly Competition
No
No
Minimum Profitable Days
No data
  • 1-Step FLASH: 3 profitable trading days with 0.5% profit of initial balance
  • 1-Step NOVA: none
  • 2-Step PRO v2: 3 profitable trading days with 0.5% profit of initial balance
  • Instant Funding, Instant Prime: none
  • X-DAILY: none
Expert Advisor (EA)
Limited

EAs are generally prohibited, except on the EA Challenge where they are allowed only during the challenge phase and prohibited once funded.

No
  • 1-Step NOVA: allowed on both the evaluation and the funded account.
  • 1-Step FLASH, 2-Step PRO v2: allowed during the evaluation only, using your own unique EA.
  • Instant Funding, Instant Prime: not allowed.
  • X-DAILY: allowed during evaluation, not allowed on the funded account.
VPN
No
No
Hedging
Yes
Yes
Requires Stop Loss
No
Yes
  • Requirement: An active Stop Loss (SL) is mandatory for every trade from the moment of execution.
  • Immediate Action: You must set your SL while opening the position; adding it later is not permitted.
  • Soft Breach: Any trade opened without a valid SL will be closed automatically by our system.

There is a No Stop Loss add-on available for purchase, which allows you to bypass this requirement.

Scalping
Limited

Scalping is not completely banned, but tick scalping is prohibited and trades should generally remain open for more than 2 minutes.

No

A minimum holding time of 5 minutes is mandatory for any trade closed in profit. This rule encompasses every closing scenario, such as manual exits, partial liquidations, and hitting pre-set Take Profit or Stop Loss levels in a profitable state.

Stacking / Layering (DCA)
Yes
No

Maximum of 3 positions on the same pair and direction

Maximum Risk Limit
No
Yes

Maximum Lot Size per Pair: (Account Balance × Leverage) ÷ (Instrument Price × Contract Size) = Max Lot Size

Maximum Lot Size per Account (only funded accounts). 20% open lot size limit based on the account size, up to a maximum of 20 open lots:

  • $5k account = Max 1 lot
  • $10k account = Max 2 lots
  • $25k account = Max 5 lots
  • $50k account = Max 10 lots
  • $100k account = Max 20 lots
  • $200k account = Max 20 lots
  • X-DAILY: the lot limits above apply in both evaluation and funded stages for its $5K to $100K accounts.
Copy Trading
Yes
No

Only allowed on challenge phases

News Trading
Limited

For new accounts purchased after the rule change announced on 30 September 2026, trading high-impact (red-folder) news is prohibited during the 5 minutes before and after the event. A news trading add-on is available at checkout for Instant Funding Static and 1 Step. Accounts purchased before the change retain their previous news trading permissions.

Yes
  • 1-Step FLASH, 1-Step NOVA: allowed during the evaluation, not allowed on the funded account.
  • 2-Step PRO v2: allowed during the evaluation, not allowed on the funded account.
  • Instant Funding: not allowed.
  • Instant Prime: allowed with add-on.

When not allowed, it is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event.

  • X-DAILY: allowed during evaluation, not allowed on the funded account; the high-impact news window above applies.
Inactivity Rule

At least one open trade or pending order is required every 30 days to keep the account active.

30 days

Consistency Rule
Yes

Profit Consistency Rule

  • 1 Step Evaluation: no single trading day can make up 50% or more of total profits, in both evaluation and funded phases.
  • 2 Step, Instant Funding Static and EA Challenge: a trading day cannot equal or exceed 25% of total profit for the payout period.
  • Instant Funding Lite: 15%.
  • Instant Funding Trailing and Buy Now, Pay Later: 20%.
  • Instant Funding Zero under the new terms announced on August 20, 2026: no consistency rule.
  • Futures Style 1 Step Pro Evaluation: none in evaluation; 40% in funded status.

There is no lot size consistency rule.

Yes
  • 1-Step FLASH: no consistency rule. Funded accounts have a 3% maximum daily profit cap; once reached the account pauses until the next trading day and the excess is voided (not a breach).
  • 1-Step NOVA: 20% ESS required to request a payout.
  • 2-Step PRO v2: no consistency rule. Funded accounts cap profit at $3,000 per day.
  • Instant Funding: consistency score must stay at 15% or below.
  • Instant Prime: 20% ESS required to request a payout.
  • X-DAILY: evaluation only, the largest winning day must not exceed 40% of total profit. Exceeding this threshold requires further trading, not an account breach. No funded consistency rule.

ESS = [ Largest Winning Day + Largest Losing Day |Absolute value| ] ÷ Total Profit × 100

Hold Weekend
Yes
Yes
  • 1-Step FLASH, 1-Step NOVA: Allowed
  • 2-Step PRO v2: Allowed
  • Instant Funding, Instant Prime: Allowed with add-on
  • X-DAILY: without add-ons, all positions must close on Friday before the market closes.
Prohibited Strategies
  • Tick scalping / ultra-short trades
  • High-frequency trading (HFT)
  • Latency arbitrage
  • Reverse arbitrage
  • Martingale
  • Account management
  • Third-party copy trading or mirrored group trading
  • Exploiting pricing, execution, latency or platform errors
  • Manipulative hedging patterns designed to game payouts or risk limits
  • High-Frequency Trading (HFT) & Tick Scalping
  • Latency Arbitrage & Data Manipulation
  • External Copy Trading & Signal Grouping
  • Cross-Account Hedging Patterns
  • High-Impact News Trading Restrictions
  • Grid Trading Strategies
  • Martingale Risk Management
  • Third-Party Account Management ("Pass Your Challenge")
  • Unauthorized Expert Advisor (EA) Masking
  • Gambling & Excessive Leverage (YOLO Trading)
  • IP Address & Proxy Violations
  • Account Churning & Evaluation Rolling
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