Instant Funding
- Country
- Saint Lucia
- Founded
- 2021
- Platforms
- MT5, cTrader, DXTrade +1
Instant Funding 2.7 Instant Funding: News and updates
Instant Funding Launches "Two-Phase Micro": A New Challenge with Clear Rules and Flexible Payouts
Instant Funding has announced the launch of its anticipated Two-Phase Micro challenge, designed to offer a classic trading structure with key benefits tailored to traders' needs. This new program aims to combine flexibility with defined risk limits, facilitating the path to a funded account. If you are not yet clear on how this model works, we recommend reviewing our guide on how a two-phase challenge works before evaluating the program. Key Features of Two-Phase Micro The Two-Phase Micro program stands out with several key advantages: Profit Targets: Goals of 8% in Phase One and 4% in Phase Two. News Trading: Allows trading during significant economic events. Trade Holding: Ability to hold trades overnight and through weekends. No Minimum Trading Days: Full flexibility in the timeline. On-Demand Payouts: Withdraw profits when conditions are met. Profit Split: An 80% split, upgradeable to 90%. Static Maximum Drawdown: A static 10% drawdown from the initial balance. Detailed Rules and Conditions Instant Funding has established a clear set of rules for the Two-Phase Micro challenge, ensuring transparency and fairness. Crucial Risk Limits Daily Loss: You may not lose more than 4% of your account value per day. This limit is recalculated daily at 17:00 EST, based on the higher of your balance (excluding open trades) and equity (including open trades). Maximum Drawdown (Static Drawdown): Your maximum loss is limited to 10% of your starting balance. For example, a $10,000 account cannot drop below $9,000. Profit Targets and Payouts Profit Target: To complete the challenge, traders must achieve 8% profit in Phase One and 4% in Phase Two. On-Demand Payouts: Profits can be withdrawn once two conditions are met: Your best trading day must not exceed 15% of your total profit. Your total net profit for a payout must be at least 1.5% of your starting balance or $25, whichever is larger. All active trades must be closed before requesting a withdrawal. To see how these conditions compare with other firms, you can check our payout frequency guide. Lot Rules and Risk Per Trade Idea Strict limits apply to the total lot sizes per asset class, and violation will result in an account reset. Risk Per Trade Idea: The maximum allowed risk per trade idea is 2% of the starting account balance for accounts of $50,000 or below, and 1.5% for accounts of $100,000 or above. Permitted and Prohibited Strategies News Trading and Holding: News trading and holding positions overnight and through weekends are permitted. However, "news straddling" or tactics designed to gain an unfair advantage are not allowed. If this point is key for you, check which other prop firms allow news trading and which ones allow weekend holding. Prohibited Practices: Instant Funding explicitly prohibits strategies such as one-sided bets, grid trading, high-frequency trading (trades under 60 seconds), copy trading between unrelated accounts, use of public third-party expert advisors, reverse trading or group hedging, group copying/account management, account churning, and exploiting system glitches or platform inefficiencies. Account Scaling and Limits Scaling: Traders can double their original starting balance. By growing their balance by 10% or more over a 90-day period, they can request a 25% increase to their starting balance, a process repeatable every 90 days. Account Limit: The combined starting balance across all of a trader's accounts must not exceed $940,000. Commissions and Inactivity Commissions: Commission-free accounts have no commissions. RAW spreads accounts apply specific per-lot commissions depending on the instrument. Inactivity: Accounts will be automatically closed if no trades are placed within 60 days of purchase or after the last trade. Launch Promotion To celebrate the launch, Instant Funding is offering a 30% discount across all Two-Phase Micro account sizes, applied automatically with no code needed. If you are looking for more deals, you can check the cheapest prop firms or the active promotions page.
Instant Funding Boosts IF Micro Accounts: 'Best Day' Limit Rises to 20%
Instant Funding, a prominent prop trading firm, has announced a significant upgrade to its IF Micro accounts. Directly responding to feedback from its trading community, the firm has increased the 'Best Day' limit from 15% to 20%. This crucial update is implemented via a new +5% Best Day add-on, designed to offer greater flexibility and growth potential for traders looking at instant funding programs. Key Details of the Upgrade The new add-on is now live and available for new purchases of IF Micro accounts with funding up to $50,000. Instant Funding emphasizes its commitment to actively listening to its users. The company stated that this improvement is a direct result of numerous requests from traders seeking greater consistency and operational leeway on their IF Micro accounts. This move reinforces their 'Year of the Trader' initiative, focusing on product evolution that directly benefits their user base. Exclusive Offer for Traders To celebrate the launch of this enhancement, Instant Funding has activated an exclusive promotion. Interested traders can use the code GIFT275 to receive a 33% discount on both a new IF Micro account purchase and the +5% Best Day add-on. Additionally, as an extra incentive, purchasers can select one of the following complimentary gifts: A free IF1 account 33% off their next Instant Funding purchase 35 bonus PlusPoints To explore more details about this offer and the enhanced IF Micro accounts, traders are encouraged to visit Instant Funding's profile on TheGodFunded or compare it with other forex prop firms.
Instant Funding Launches 'Instant Funding GO': A New, More Accessible Trading Program
Instant Funding has announced the launch of its new trading program, "Instant Funding GO." This initiative aims to offer a more accessible option, retaining the core features of its flagship program, but with a 20% lower price and improved risk conditions. "Instant Funding GO" provides instant access, eliminates consistency rules, and allows accounts to scale up to $1.28 million. It stands out for offering the firm's largest maximum drawdown, set at 10%, which provides traders with greater room for maneuver. Risk management rules include a 4% daily loss limit and a maximum 2% risk per trade idea. The daily loss limit is recalculated at 5:00 PM EST based on the higher of the account balance or equity. The "Smart Drawdown" system is hybrid: it starts at -10% and automatically adjusts to -5% once the trader achieves a 5% gain. The program imposes maximum lot limits per asset class; violation of this rule will result in an account reset. Strategies such as grid trading, Martingale, high-frequency trading (under 60 seconds), copy trading between unrelated accounts, and the use of public third-party EAs, among others, are prohibited. News trading is restricted 4 minutes before or after major events, unless the "Major News Trading" add-on is purchased. Overnight trades are permitted, while weekend holding requires the "Weekend Holding" add-on. First withdrawals can be requested after 14 days, followed by weekly withdrawals. Traders can manage multiple GO accounts, provided the combined starting balance does not exceed $940,000. Scaling allows for doubling the account size upon achieving a 10% gain, up to a maximum of $1.28 million. Accounts with no trading activity for 60 days will be automatically closed. For a detailed description of all rules and conditions, Instant Funding recommends consulting its Trading Rules and FAQ section. To see all available programs, visit the Instant Funding page. If you want to better understand the instant funding model, read our article on what is instant funding in prop trading and when it makes sense. We also recommend our guide on drawdown in prop trading to understand the Smart Drawdown system. Additionally, check out the recent news about how Instant Funding reduced the profit threshold for withdrawals.
Instant Funding Lowers Payout Profit Threshold for IF1 Accounts
Instant Funding has announced a key improvement for its traders. As part of its "Year of the Trader" initiative, the company has reduced the profit threshold required for payouts on all IF1 accounts. The new requirement to request a payout has been lowered from 3% to 2%, representing a one-third reduction. This optimization applies to all IF1 accounts, including those purchased under previous conditions. The firm anticipates further updates and improvements within the "Year of the Trader" framework, which will be announced soon. Source: announcement on X.
Instant Funding Enhances One-Phase Micro Program Conditions
Instant Funding has announced key updates to its One-Phase Micro funding program, responding to trader feedback. These improvements aim to optimize the trading experience and success opportunities. Primary modifications include the removal of the minimum 3 trading days requirement. Furthermore, the profit target will decrease from 8% to 7%, and the maximum allowed drawdown will increase from 6% to 7%. These enhanced conditions will apply to all accounts, including those purchased previously. Instant Funding will announce the exact date these updates go live.
Instant Funding Lowers Prices on One-Phase Challenges
Instant Funding has announced a price reduction across all its One-Phase funding challenges. The new pricing is now live on the company's website. This initiative is part of the "Year of the Trader" strategy, which aims to continuously optimize the company's offerings based on user feedback. Additionally, the code "TRADER2026" remains active, providing a 35% discount and a free upgrade to a 90% profit split.
Instant Funding: Last Chance to Test 25% Consistency Setup with IF Micro Pro Limited Edition
Only one week remains to join Instant Funding's IF Micro Pro Limited Edition. This special program offers traders the chance to test a 25% consistency setup. Participants in this limited edition will have the opportunity to directly influence the future development of IF Micro's offerings. It represents a key chance for the trading community to contribute to the platform's evolution. Instant Funding encourages interested individuals to review the rules and decide whether to join this pivotal experiment. Each trader's participation is instrumental in shaping the next phases of IF Micro.
Instant Funding Announces Temporary Rule Adjustment for IF1 Challenge
Instant Funding has announced a temporary rule change for its IF1 challenge, effective for this week only. The firm is testing updated conditions for its traders. Consistency requirements have been adjusted to 25%, compared to the usual 15%. Additionally, the minimum profit target needed to complete the phase has been reduced to 2%, down from the previous 3%. This modification aims to evaluate new operating conditions and is particularly relevant for those interested in the firm's 24-hour trading format. Traders are encouraged to explore these new conditions by visiting the Instant Funding website.
Instant Funding Lowers Minimum Profit for Withdrawals on IF Micro Accounts
Instant Funding has announced a significant enhancement for traders participating in its IF Micro program. The company has reduced the minimum profit requirement eligible for withdrawal from 5% to 3%. This modification is effective immediately and applies to all IF Micro accounts, benefiting both new and existing users. The change aims to facilitate easier access to funds for traders. The decision follows an active collection of community feedback. Instant Funding expressed gratitude for the input received, particularly regarding the consistency rule. The company confirmed that improvements to the consistency rule are already underway, and details about these updates will be shared in the coming weeks.














