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Comparison · Forex

Atlas Funded vs FunderPro at a glance

Updated on

The short answer

Atlas Funded is the choice for traders seeking the lowest entry prices, a unique gamified reward system, and a payout speed guarantee. FunderPro stands out for offering cTrader and a clear scaling path up to $5 million, though at a higher cost.

Where they actually differ

  • Price (Determinant): Atlas Funded is significantly cheaper. A $100k 2-step account costs $443 at Atlas versus $539 at FunderPro. Even the 1-step $100k is $478 at Atlas against $539 at FunderPro.
  • Risk Rules (Atlas Protector): Atlas Funded has a unique "Atlas Protector" rule: if you hit a 2% net floating loss on a funded account, your profit split is permanently cut to 50%. FunderPro does not penalize floating losses this way, sticking to traditional drawdown limits.
  • Platforms: FunderPro offers cTrader, MetaTrader 5, and TradeLocker. Atlas Funded provides MetaTrader 5, TradeLocker, and MatchTrader.
  • Payouts (Guarantee): Atlas Funded guarantees payouts within 24–48 working hours; if they are late, they pay you an extra $1,000 ($500 with that payout and $500 with the next). FunderPro offers no such financial guarantee, though they offer a paid add-on to reduce the payout wait to 7 days.
  • Consistency Rules: FunderPro enforces a consistency rule (max daily profit 15% to 45% of total) on almost all plans. Atlas Funded only applies consistency rules to its Instant and Access programs, leaving the standard 1-step and 2-step evaluations free of them.
  • Trading Styles: FunderPro requires a "Swing Add-On" to hold trades over the weekend or trade news on funded accounts. Atlas Funded allows weekend holding by default but has a strict 3-minute minimum hold time rule (profits from shorter trades are deducted).

Where they are basically the same

  • Risk: Both firms use a 30-day inactivity rule that closes the account if no trade is placed.
  • Payout Methods: Both use Rise and Crypto (USDT/ERC20) as their primary withdrawal channels.
  • Platforms: Both offer MetaTrader 5 and TradeLocker as core options.
  • Styles: Both strictly prohibit latency arbitrage, high-frequency trading (HFT), and hedging across different accounts or firms.

Pick this one if

  • Atlas Funded:
    • You want the best price-to-capital ratio in the market.
    • You value a payout guarantee with financial compensation for delays.
    • You enjoy gamification (earning XP and opening reward packs).
  • FunderPro:
    • You are a cTrader enthusiast.
    • You want a clear scaling plan to reach up to $5,000,000 in balance.
    • You prefer a firm with a longer track record (founded 2023) and headquarters in Malta.

Frequently asked questions

Which firm is cheaper for a $100,000 challenge, Atlas Funded or FunderPro?

Atlas Funded is cheaper for both evaluation types. Its 2-step $100k challenge costs $443, while FunderPro's Classic challenge costs $539. For 1-step evaluations, Atlas Funded charges $478 compared to FunderPro's $539.

Does Atlas Funded or FunderPro offer cTrader?

Only FunderPro offers cTrader. Atlas Funded focuses its offering on MetaTrader 5, TradeLocker, and MatchTrader.

Which firm has faster payouts, Atlas Funded or FunderPro?

Atlas Funded is generally faster and more reliable regarding timing. It offers "On-Demand" payouts for its Daily plans and a standard 14-day cycle for others, backed by a $1,000 penalty if they miss their 24–48 hour processing window. FunderPro has a standard 14-day cycle, which can only be reduced to 7 days by purchasing a specific add-on.

Can I use Expert Advisors (EAs) on both Atlas Funded and FunderPro?

Yes, both firms allow EAs, but with different caveats. FunderPro requires you to own the EA or the source code (especially on Instant accounts). Atlas Funded allows them generally but will deduct profits from any trade held for less than 3 minutes, which affects many automated scalping strategies.

Field by field

Atlas Funded and FunderPro, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

58 differences

50%off · Exclusive
10%off · Exclusive
Headquarters

Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia

30/1, Kenilworth Court, Sir Augustus Bartolo Street, Ta’Xbiex , Malta

CEO

Lucas Antonio

Gary Mullen

Country

Saint Lucia

Malta

Foundation

2024

2023

Banned Countries
No data
Afghanistan, Belarus, Central African Republic, Cuba, Iran, North Korea, Syria, South Sudan, Russia, Ukraine (Donetsk, Zaporizhzhia, Luhansk, Kherson, Crimea, Sevastopol)
Assets
Forex, Indices, Metals, Energies, Crypto
Forex, Commodities, Indices, Stocks, Crypto
Refund
Yes

First Access order: the entry fee is credited in full as Atlas Balance, not cash back to a card. Otherwise, the challenge fee is returned as Atlas Balance on that account's third consecutive payout. Add-ons excluded. Access activation fee excluded.

Yes
  • Challenge fee credited back after passing and claiming first reward (Classic and One-Phase)
  • Pro Challenges are not eligible
  • Full refund available for mistaken purchases within 14 days if no trades were placed
Platforms
MetaTrader 5, TradeLocker, MatchTrader
Metatrader 5, TradeLocker, cTrader
Payout Methods
Rise, USDT ERC20, Atlas Balance
Rise, Crypto
Payment Methods
Credit Card, Apple Pay, Google Pay, Crypto, Atlas Balance
Card, Crypto, PayPal, Skrill, Neteller, PerfectMoney
Payout Frequency

1-Step and 2-Step: first payout after 14 days, then every 14. 1-Step Daily and 2-Step Daily: on demand, Monday to Friday, once the cycle has 3 trading days. Access: first after 28 days, then every 14. Instant Funded and Instant Zero purchased from 17 October 2026: first after 14 days, then every 14; Weekly add-on: first after 7 days, then every 7. Earlier Instant accounts: first after 28 days, then every 14; Weekly: first after 14 days, then every 7. Weekly on Access: first after 14 days, then every 7. On-Demand (1-Step and 2-Step): first immediately, then every 14.

  • Standard: bi-weekly (14 days) for Challenge and Instant Funded accounts
  • "First Reward in 7 Days" add-on available on Classic and One-Phase
  • Typically processed within 24 hours on business days (average 8 hours)
Payout Guarantee

First payout: 24 working hours; subsequent payouts: 48. Working hours: Monday-Friday, 09:00-17:00 BST. Late payment: $500 with that payout and $500 with the next. Giveaway and collaborator accounts excluded.

No data
Crypto Weekend Trading
No
No
Maximum Withdrawal

Instant Zero: buffer of 3% of account size. The table limit applies to each of the first three payouts. 1-Step Daily and 2-Step Daily: buffer of 3%; each of the first three payouts is capped at 2% of the starting balance, before the split. Other plans: up to available profit.

No data
Minimum Withdrawal

Profit required to request: $50 on 1-Step Daily and 2-Step Daily; $100 on other programs. No additional minimum on the chosen withdrawal amount.

$100 minimum for reward requests on all account types.

Demo Account
No data
TradeLocker
IDspreads@funderpro.comPasswordBE6EG@eQServerFPR
cTrader
IDspreads@funderpro.comPasswordpjw4yzx2vwg9ZHM.rhwServerFPR
Metatrader 5
ID101065PasswordF39@ycHAp
Forex
100:1

Classic & Pro Challenge

  • 1:100

One-Phase Challenge

  • 1:50

Swing Add-On (all challenges)

  • 1:30

Instant Account

  • 1:30 (1:20 with News Trading Add-On)
Metals

Varies by symbol and platform; check the instrument specifications.

Classic & Pro Challenge

  • 1:30

One-Phase Challenge

  • 1:10

Swing Add-On (all challenges)

  • 1:10

Instant Account

  • 1:10 (1:5 with News Trading Add-On)
Energies

Varies by symbol and platform; check the instrument specifications.

Classic & Pro Challenge

  • 1:30

One-Phase Challenge

  • 1:10

Swing Add-On (all challenges)

  • 1:10

Instant Account

  • 1:10 (1:5 with News Trading Add-On)
Indices

Varies by symbol and platform; check the instrument specifications.

Classic & Pro Challenge

  • 1:30

One-Phase Challenge

  • 1:10

Swing Add-On (all challenges)

  • 1:10

Instant Account

  • 1:10 (1:5 with News Trading Add-On)
Crypto

Varies by symbol and platform; check the instrument specifications.

Classic & Pro Challenge

  • 1:2

One-Phase Challenge

  • 1:2

Swing Add-On (all challenges)

  • 1:1

Instant Account

  • 1:2 (1:1 with News Trading Add-On)
Stocks
No data

Classic & Pro Challenge

  • 1:5

One-Phase Challenge

  • 1:3

Swing Add-On (all challenges)

  • 1:2

Instant Account

  • Not available
Forex
No data
0
Metals
No data
0
Energies
No data
0
Indices
No data
0
Stocks
No data
0
Crypto
No data
0
Commission-Free Option
No data
No
Swap Free
No data
No
Account Reset
Yes

Fresh account in the same phase, retaining passed phases. Offer available for 7 days after a breach. Price depends on the plan and phase.

  • Challenge reset available at any time via dashboard for a fee
  • Challenge Upgrade feature available during Phase 1 of Classic and Pro (30% discount on upgrade price)
Add-ons
Yes

Weekly, On-Demand, No Daily Loss, no minimum days and 100% split, depending on plan. Individual add-ons: +20%; bundle: +45% (+50% on 1-Step Daily and 2-Step Daily).

Yes
  • First Reward in 7 Days: available on Classic and One-Phase
  • 90/10 Profit Split: available on Classic and One-Phase
  • No Minimum Trading Days: available on Classic
  • Swing Account: available on all challenge types (Classic, One Phase, and Pro)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Scaling for consistent performance without a new evaluation. Documentation allows exceeding the standard allocation but does not publish exact thresholds.

Yes
  • Achieve 10% profit target each trading month for 3 consecutive months
  • Account balance increased by 50%
  • Continues until account reaches $5 million
Two Steps
Yes
Yes
Max Drawdown

1-Step, 2-Step, 1-Step Daily and 2-Step Daily: static. Instant: trailing closed balance, updated at 00:00 UTC; does not lock at starting balance. Access: trailing equity, including floating profit. After withdrawal, recalculated from the new balance, except 1-Step Daily and 2-Step Daily, where the original floor remains.

Challenge Accounts

  • Fixed percentage of initial balance for the lifetime of the account

Instant Account

  • 6% trailing drawdown based on EOD Equity or Balance (whichever is higher)
  • Drawdown trails upward with profits until reaching the initial account balance
  • Once reaching initial balance, drawdown becomes static and fixed
Profit Split

100% with add-on. First Atlas Protector trigger: 50% for the account's remaining life. First On-Demand payout: 50% for that payout only.

  • Standard: 80% on all withdrawals
  • 90% available via add-on on Classic and One-Phase
Free Trial
Yes

Website offers a free $1,000 simulated trial, one per verified person; KYC required.

No
Daily Drawdown

Resets at 00:00 UTC from equity. Standard plans subtract a fixed amount based on account size; Instant and Access subtract a percentage of equity at reset. Intraday profit does not raise the daily floor.

Challenge Accounts

  • Daily Drawdown calculated on account starting balance at 5 PM EST snapshot
  • Equity cannot drop below the allowed daily percentage

Instant Account

  • 3% based on EOD Equity or Balance (whichever is higher)
  • Measured at 00:00 GMT+3 server time
  • Does not reset intraday; resets at start of next trading day
Three Steps
Yes
No
Max Allocation
400,000
5,000,000
Maximum Accounts

Multiple accounts allowed within the total allocation limit.

No data
Maximum Trading Days

No evaluation deadline. Access: activate within 30 days after passing.

No maximum time limit to complete the Challenge.

Minimum Trading Days

Evaluation: 3 days per phase on 1-Step, 2-Step, 1-Step Daily and 2-Step Daily; no minimum on Access. Funded per cycle: 5 on 1/2-Step and Instant; 3 on 1-Step Daily, 2-Step Daily and Access.

Classic, Pro and One-Phase

  • Minimum trading days apply (exact count available on dashboard)
  • "No Minimum Trading Days" add-on available on Classic

Instant Program

  • 5 profitable simulated trading days required
  • Each day must achieve at least +0.5% simulated profit
  • Days do not need to be consecutive
  • Loss or breakeven days do not count
Points Reward Program

Atlas Balance for purchases, resets and add-ons; cannot be withdrawn as cash. VIP: 26 ranks across 8 tiers, from Bronze to Atlas Black. XP from purchases, payouts, funded trading, tasks and achievements. Rank-up rewards: Balance and Atlas Packs, unlocked after the first paid order. Rank-based cashback: 3%-10%; bonus for payouts taken as Atlas Balance: 10%-25%. Spending Balance or trading losses do not lower rank; reversed payouts remove their XP.

Atlas Packs: one random prize per pack, with published odds. Available through paid orders, rank-ups or Atlas Balance. Prizes include challenges, resets, add-ons, discounts, Balance, XP and packs.

Access: every account includes an Access Pack with a discount on that account's funded activation fee, up to full coverage. Pack reward and promo code cannot both reduce the funded fee.

No data
Monthly Competition
Yes

Free monthly competition; simulated account prizes. Registration follows the official schedule.

No
Minimum Profitable Days

Funded: 1/2-Step: each day must close at least +0.5%; Instant: +1%; Access: +0.5%. 1-Step Daily and 2-Step Daily: day with a closed trade, no minimum daily profit. Counter resets after each payout.

  • Instant Program requires 5 profitable trading days with at least +0.5% profit each
  • Days do not need to be consecutive
Merge Accounts
No data
No
Expert Advisor (EA)
Yes
Yes
  • Expert Advisors (EAs) and trading bots are permitted
  • You must own your EA/bot
  • Must not exploit technical inefficiencies or manipulate latency
  • Third-party EAs not allowed on Instant unless you own the source code
VPN
Limited

Must not conceal location or identity. Give advance notice of locations inconsistent with registration.

Yes
Hedging
Limited

Allowed within one account. Prohibited across accounts, brokers or firms.

Limited

Permitted only within the same trading account. Hedging across multiple accounts is not allowed.

Requires Stop Loss
No
No
Scalping
Limited

On funded accounts, profits from trades held under 3 minutes are deducted. Losses remain; the deduction does not close the account.

Yes
Stacking / Layering (DCA)
No
Yes
Martingale
No
Yes
Maximum Risk Limit
Yes

Funded: a net floating loss of 2% of initial balance triggers Atlas Protector. First trigger: positions closed and split cut to 50%; second: account closed. Using 80% of margin closes positions and deducts their profits.

Yes

Instant Account

  • Maximum 2% risk per trade idea
  • Margin usage must not exceed 80% across all asset classes at any time

Challenge Phase

  • No margin cap or maximum lot size enforced

Funded Account

  • Margin rules apply
Copy Trading
Limited

Only between your own Atlas accounts; copying other traders or external accounts is prohibited.

Yes
News Trading
Limited

Unrestricted during evaluation. On funded accounts, profits from trades opened or closed within 5 minutes before or after high-impact news are deducted. Entries inside the window are closed automatically; holding through the entire window is allowed.

Limited

Challenge Phases

  • Allowed in all challenge types (Classic, Pro, One-Phase)

Funded Accounts

  • Only permitted with Swing Add-On

Instant Account

  • Restricted by default
  • Only allowed with News Trading Add-On
  • 2-minute window rule applies (no opening within 2 minutes before/after major news)
Inactivity Rule

Open a trade at least every 30 days; failing closes the account. Instant Zero has no inactivity limit.

  • 30 consecutive days without placing or closing a trade results in automatic account failure
  • Applies to Challenge, Instant, and Funded Stage accounts
  • No refunds or renewals for inactivity breaches
Consistency Rule
Limited

Instant Funded: best day at most 20% of cycle profit. Access funded: 40%. No consistency on Instant Zero, 1-Step, 2-Step, 1-Step Daily or 2-Step Daily.

Limited

Classic Challenge

  • Phase 1: No consistency rule
  • Phase 2: No consistency rule

One-Phase Challenge

  • 40% max daily profit of total

Pro Challenge

  • Phase 1: 45%
  • Phase 2: 45%

Funded Stages

  • No consistency rule

Instant Account

  • 15% max daily profit of total

  • Rule is equity-based (unrealised profit included)

  • Even if account is in loss, the rule still counts towards highest profit day

Hold Weekend
Yes
Limited

Challenge and Funded Accounts

  • Only allowed with Swing Add-On
  • Without Swing Add-On: all trades including crypto must be closed by Friday 16:30 EST

Instant Account

  • Overnight and weekend holding allowed by default
Prohibited Strategies

Latency or tick arbitrage, exploiting prices or bugs, order flooding, hedging across accounts or firms, account sharing and passing services. Multiple locations must not hide who trades. Gambling, martingale and manipulating evaluations are prohibited.

  • Martingale and grid strategies
  • Excessive lot sizing and aggressive loss recovery
  • High-frequency trading (HFT)
  • Latency arbitrage, scalping arbitrage, and gap exploitation
  • Flooding the market with small pip trades
  • Intentional weekend/overnight gap exploitation
  • Account rolling or lot-sizing techniques to bypass drawdown controls
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