Getting paid at Blue Guardian Futures and Top One Futures

Algaroud Center, 2nd Floor, Office 101-05, Dubai, UAE

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

Sean Bainton

Matt Morris

United Arab Emirates

United States

2021

2024

2% processing fee on all withdrawals (Riseworks).

After completing the evaluation and trading consistently on a Simulated Funded Account, the Risk Management team may invite traders to Live. There is no fixed timeline; each trader is evaluated individually. From 28/09/2026, all eligible funded accounts merge into one Live Account at transition. Their starting Live drawdowns add together: five $50K accounts provide $10,000 of combined drawdown. The $15,000 cap applies to new purchases after 28/09/2026. Contract limits scale with the combined drawdown, up to 10 minis / 100 micros. At each live profit milestone of 0.5x, 1x and 1.5x the starting drawdown, 25% of that drawdown is deposited into the Live balance as a bonus. The bonus becomes withdrawable after five winning days with the account in profit. Instead of trading Live, the trader may choose a one-time Live Buyout of 50% of the combined starting drawdown at transition. It is available once per trader, with a 28-day cooldown afterward. Live accounts use end-of-day drawdown with no daily loss limit. CME professional data, trade commissions and platform fees are deducted from the balance. Contract limits may increase with consistent performance.

Transition to Live
After 3 successful payouts, a risk manager will evaluate your account and decide whether you continue in INSTANT or move to Live (the transition may occur before the third payout).

During the transition:

• All other accounts are paused or closed
• Only 1 Live account is allowed
• Trading on SIM accounts is not allowed while the review is ongoing

Pre-Live Stage
Pre-Live is an intermediate phase created to facilitate the move from SIM to real capital and to evaluate discipline and risk management under conditions close to Live:

• 1 daily payout from the first day in profit
• No consistency rule
• No maximum withdrawal limits
• Activation in 3–5 days

Move to Full Live
After demonstrating consistency in Pre-Live, the account is upgraded to Live (Plus500) with real capital, without restarting the process or affecting payouts:

• Up to 10% of the initial balance of the SIM account is transferred
• Only one account migrates to Live
• The highest profit from a single account is transferred

• Standard: every 3 days, from 3 days after the first trade
• Reserve: instant payout once eligible (5 winning days)
• Express: daily payouts
• Direct: instant payout from day one

Withdrawal eligibility is confirmed by the end-of-day (EOD) dashboard update. Once the withdrawal button is enabled, a request can be submitted at any time without waiting for the next EOD update.

Elite Challenge / Elite Sim Funded

• Profit target per payout cycle: 6% (1st) / 5% (2nd) / 4% (3rd onward)
• Consistency resets after each payout

Elite Daily (Funded)

• Daily payouts starting from day 1
• Must reach buffer + $500 minimum

Elite ACCESS (Funded)

• On-demand payouts (any time after meeting requirements)
• Min 5 profitable days (per size: 25k=$200, 50k=$250, 100k=$300, 150k=$350)

Instant Sim Funded

• Profit target per payout cycle: 6% (1st) / 5% (2nd) / 4% (3rd onward)
• Consistency rule 20%

S2F Sim Pro

• Min 10 trading days, at least 7 profitable (profitable day = 0.1% of starting balance)
• Profit target per cycle: 6% / 5% / 4%
• ESS 20% or less

IGNITE

• 5% profit target each payout (resets after every payout cycle)
• No minimum trading days

X-ULTRA

• 7 profitable days before each payout; 4 with the paid add-on
• Minimum closing profit for a day to count: 50K $250 / 100K $500 / 150K $750
• New qualifying days required after each payout

X-Daily Spark: daily payout requests, with no minimum trading days.

Payouts processed within 24 business hours. If Blue Guardian misses that window through a delay on their end, you receive an extra 10% profit share on that payout. Does not apply on weekends or bank holidays, nor to delays from compliance or risk reviews, Rise onboarding or a pending trader response.

Less than 12 hours on average from request to payment. Average support response time: under 60 seconds via 24/7 live chat.

$500 across all account types.

• IGNITE: $250

• Elite Daily / Elite ACCESS / Instant / S2F / Elite Challenge: $500

• X-ULTRA: $50

• X-Daily Spark: $500

Maximum payout per withdrawal before moving to Live. No cap applies after moving to Live.

ELITE and S2F Sim Pro

INSTANT Sim Funded, purchased before 7/27/2026

INSTANT Sim Funded 2.0, purchased on or after 7/27/2026

IGNITE

X-ULTRA

X-Daily Spark: $1,000 per payout; excess profit stays available for later payouts.

X-ULTRA: at least 50% of each payout request must come from new profit earned since the previous payout. No payout buffer.

X-Daily Spark: from the second payout, at least 50% of each request must come from new profit earned since the previous payout.

Evaluation accounts can be reset at 30% off the original price. After failing the evaluation, the trader has 7 days to decide whether to reset. Funded accounts cannot be reset.

Elite Challenge (challenge)

• $25K: $29
• $50K: $39
• $100K: $79
• $150K: $119

Elite Sim Funded (funded reset)

• $25K: $199
• $50K: $299
• $100K: $399
• $150K: $499

Elite Daily (challenge)

• $25K: $79
• $50K: $99
• $100K: $189
• $150K: $265

Elite Daily (funded)

• $25K: $299
• $50K: $499
• $100K: $849
• $150K: $849 (V1); V2 confirm pending

Elite ACCESS (challenge)

• $35 flat (all sizes)

Elite ACCESS (funded)

• $25K: $299
• $50K: $499
• $100K: $849
• $150K: $1,349

Instant / S2F Sim Pro / IGNITE

• No reset option

X-ULTRA

• Paid evaluation resets remain available after new accounts sell out. Each reset starts a new 30-day evaluation period.

X-Daily Spark: evaluation resets available; no funded reset.

Reserve challenges are configurable at checkout. Traders can choose a Daily Loss Limit or no Daily Loss Limit, combined with a 40% consistency rule (3-day pass) or a 50% consistency rule (2-day pass). The price varies depending on the selected combination.

Express challenges offer an optional 50% evaluation consistency add-on instead of the standard 40% rule, allowing traders to qualify after as few as 2 green days.

X-ULTRA: 4 profitable days before each payout instead of 7 (+30%).

No DLL: Elite Daily and Ignite, approximately +30% on purchase; Elite Access, approximately +30% on activation. Select at initial checkout only; unavailable afterwards or on resets.

X-Daily Spark: static evaluation drawdown (+$15); lower evaluation target, 5% (+$15) or 4% (+$30). Bought at checkout, evaluation only. No funded daily loss limit (+$30), selected at activation.

Scaling applies to funded Reserve and Express accounts only. Standard and Direct keep flat contract limits from start to finish.

On Reserve and Express you get full contract size during the evaluation, and funded limits start lower and grow with the account balance. Updated at end of day (EOD) on the closing balance; if the EOD balance drops below a trigger, the tier can go back down.

Starting funded limits

• $25,000: 1 mini / 10 micros
• $50,000: 2 minis / 20 micros
• $100,000: 3 minis / 30 micros
• $150,000: 3 minis / 30 micros

Scaling triggers ($25K / $50K / $100K / $150K)

• +$1,500: 2/20 · 3/30 · 4/40 · 4/40
• +$2,000: — · 4/40 · 5/50 · 5/50
• +$3,000: — · — · 8/80 · 8/80
• +$4,500: — · — · — · 12/120

Flat limits (Standard and Direct)

• $25,000: 1 mini / 10 micros
• $50,000: 4 minis / 40 micros
• $100,000: 8 minis / 80 micros
• $150,000: 12 minis / 120 micros

1 mini = 10 micros; contracts can be mixed within the limit.

Trailing end-of-day (EOD) on all plans. Values per plan and size:

• Standard $25K / $50K / $100K / $150K: $1,500 / $2,000 / $3,500 / $5,000
• Reserve $25K / $50K / $100K / $150K: $1,000 / $2,000 / $3,000 / $4,500
• Express $25K / $50K / $100K / $150K: $1,000 / $2,000 / $2,500 / $3,500
• Direct $25K / $50K / $100K / $150K: $1,500 / $2,000 / $3,500 / $4,500

Once the trailing drawdown reaches the starting balance, it locks and stops trailing.

On Direct the drawdown becomes static after the account exceeds the initial trail balance or after the first payout request. After any approved payout the drawdown floor locks at starting balance + $100 on every plan.

EOD trailing drawdown: Elite Challenge, Elite Daily, Elite ACCESS Standard, Instant Sim Funded and IGNITE.

Elite ACCESS Intraday uses EOD trailing drawdown during evaluation and real-time intraday trailing drawdown when funded. The funded drawdown follows the highest realized or unrealized equity and locks at starting balance + $100 after the first payout.

S2F Sim Pro uses intraday trailing drawdown.

For Instant Sim Funded, the trailing drawdown locks above the starting balance once its lock condition is reached or after the first payout.

X-ULTRA
EOD trailing in evaluation and funded stages; follows the highest closing balance, never moves down and locks at starting balance + $100. Falling below the threshold fails the account. Funded drawdown: $3,000 / $4,500 / $6,000 for 50K / 100K / 150K.

X-Daily Spark: EOD trailing in evaluation and funded; follows the highest closing balance and never moves down. Funded threshold locks at starting balance + $100. Static evaluation drawdown available as an add-on.

90% on all funded accounts and plans.

A payout delayed beyond the 24-business-hour guarantee adds an extra 10% profit share on that payout.

Products listed below, excluding X-Daily Spark: 90/10 (trader keeps 90%).

• Elite Challenge / Elite Daily / Elite ACCESS
• Instant Sim Funded
• S2F Sim Pro
• IGNITE

Soft breach on every plan: open trades are closed automatically and the account is disabled for the rest of the day, then reinstated the next trading day.

• Standard $25K: none. $50K / $100K / $150K: $1,000 / $2,000 / $3,000
• Reserve: configurable at checkout. Traders can choose no daily loss limit or a soft DLL of $600 / $1,200 / $1,700 / $3,000 on $25K / $50K / $100K / $150K. The price varies depending on the selected option
• Express challenge $25K: none. $50K / $100K / $150K: $1,000 / $1,250 / $1,750
• Express funded $25K / $50K / $100K / $150K: $500 / $1,000 / $1,250 / $1,750
• Direct $25K / $50K / $100K / $150K: $1,000 / $1,250 / $2,500 / $3,000

Elite Challenge

• 2.5% (EOD soft breach)

Elite Daily

• $25K: 2% ($500)
• $50K: 2% ($1,000)
• $100K: 1.25% ($1,250)
• $150K: 1% ($1,500)
• V2 (5/11/26 onward, evaluation and funded): same as V1

Elite ACCESS

• Evaluation: none
• Funded: $25K $500 / $50K $1,000 / $100K $1,250 / $150K $1,750

Instant Sim Funded

• 2.5% ($625 / $1,250 / $2,500 / $3,750)

S2F Sim Pro

• 2% intraday ($500 / $1,000 / $2,000 / $3,000)

IGNITE

• 2% ($500 / $1,000 / $2,000 / $3,000)

X-ULTRA

• Hard breach in evaluation and funded accounts, measured from the starting balance for the day. Includes closed and floating losses, commissions and fees. Resets at 6:00 PM ET.

X-Daily Spark: no evaluation daily loss limit. Funded soft breach pauses trading for the day; calculated from the previous closing balance, including realized and unrealized losses. Trading day: 6:00 PM to 4:10 PM ET. Optional removal at activation.

Accounts per trader or household:

• 5 ELITE (Elite Challenge / Elite Sim Funded)
• 5 ELITE DAILY
• 5 ELITE ACCESS
• 5 INSTANT Sim Funded
• 5 S2F Sim Pro (more during special promotions)
• 10 IGNITE (same size, for copy trading)

Purchasing limits (Elite / Elite Daily / Elite ACCESS)

• 10 evaluation accounts per rolling 30-day window
• 12 resets per 30-day window
• Max 5 active funded accounts at any time

X-ULTRA

• Maximum 3 X-ULTRA accounts at the same time

Standard — Funded Buffer

• $25,000 → $1,600
• $50,000 → $2,100
• $100,000 → $3,600
• $150,000 → $5,100

Payouts are only available from profits earned above the buffer, and the buffer must stay intact when submitting a request.

Express

• $25,000 → $1,100
• $50,000 → $2,100
• $100,000 → $3,600
• $150,000 → $5,100

Payouts are only available from profits earned above the buffer.

Reserve

• No buffer to reach before a payout, but after any withdrawal the drawdown floor locks at starting balance + $100.

Direct

• No profit buffer requirement.

X-Daily Spark: $3,000 must remain in the funded account after every payout.

• No minimum trading days on evaluation. Standard can be passed in as little as one trading day
• Express with the optional 50% consistency add-on can qualify after 2 green days
• Funded: one trade every 7 days to keep the account active

Elite Challenge

• None (can pass in 1 day)

Elite ACCESS

• 1 day minimum to pass evaluation

Elite Daily (Funded)

• 1 day (for payout eligibility)

S2F Sim Pro

• 10 trading days, at least 7 profitable (profitable day = 0.1% of starting balance)

Instant Sim Funded / IGNITE

• None

X-ULTRA (evaluation)

• No minimum trading days.

X-Daily Spark: no minimum trading days in evaluation or before a funded payout.

No activation

Elite Challenge: one-time activation fee after passing.

Elite ACCESS Standard activation: $139 / $189 / $259 / $359 for 25K / 50K / 100K / 150K.

Elite ACCESS Intraday activation: $69 / $94 / $129 / $179.

Elite Daily, Instant Sim Funded, S2F Sim Pro and IGNITE: no activation fee.

• Standard: no minimum. First payout 3 days after the first trade
• Reserve: 5 winning days before each payout, with a minimum of $100 / $150 / $200 / $250 profit per day on $25K / $50K / $100K / $150K. Winning days reset after every payout
• Express: no minimum
• Direct: no minimum

Elite ACCESS (Funded)

• 5 profitable days required before first payout
• Min daily profit: $25K $200 / $50K $250 / $100K $300 / $150K $350

S2F Sim Pro

• 7 profitable days out of 10 trading days
• Profitable day = 0.1% of starting balance

Elite Daily / Instant Sim Funded / IGNITE / Elite Challenge

• No minimum profitable days requirement (consistency targets only)

X-ULTRA funded accounts: contract limits adjust daily using closing profit, increasing or decreasing with the applicable level. Payouts can reduce the level. No scaling during evaluation.

X-Daily Spark funded: 1 mini / 10 micros below $1,500 closing profit; 2 minis / 20 micros from $1,500 to $1,999; 3 minis / 30 micros from $2,000. The next trading day uses the previous closing balance. No evaluation scaling.

One-time fee

Elite Challenge and Elite Daily: monthly subscription.

Elite ACCESS Standard and Intraday: $39 one-time entry fee; a one-time activation fee applies after passing.

Instant Sim Funded, S2F Sim Pro and IGNITE: one-time fee.

Receive a practice account when you purchase a paid

X-Daily Spark: maximum 3 accounts in total, evaluation and funded combined.

Per-product consistency targets

• Elite Sim Funded: 25% (best day / total profit)
• Elite Daily (evaluation only): 45% V1 / 40% V2 (accounts from 5/11/26)
• Elite ACCESS (Funded): 40%
• Instant Sim Funded: 20%
• S2F Sim Pro: 20% Equity Stability Score (ESS), not a consistency rule per se
• IGNITE: 15%

Consistency / ESS resets after each payout cycle.

• X-ULTRA: 50% during evaluation (best day / total profit); none when funded.

• X-Daily Spark: none in evaluation or funded.

Elite ACCESS (evaluation)

• 30 days to pass

Elite Challenge / Elite Daily / Instant / S2F / IGNITE

• No time limit

X-ULTRA (evaluation)

• 30 days to pass; a purchased reset starts a new 30-day period

X-Daily Spark evaluation: 30 days to pass.

EAs and bots are NOT allowed on any account type. Manual trading only. Violations may lead to account suspension, termination or loss of funding privileges.

Not advised. Must notify or your account might be breached.

Allowed

• Trading from different devices (mobile, desktop)
• VPS with static IP (must notify support in advance and provide the invoice)
• Traveling and trading (may require documentation)

Not Allowed

• Using multiple IPs on the same account frequently
• Trading multiple accounts from the same IP
• Using a VPN (strictly prohibited)

Microscalping (trades held seconds with minimal profit margins) is prohibited. Automated scalping systems that exceed 200 trades per day are not allowed. Exploiting tight brackets or the simulated market's absence of slippage is forbidden.

Scalping allowed, with one restriction:

10-second rule (all account types)

• All trades must remain open longer than 10 seconds
• 10.00 seconds = violation; 10.01 seconds = acceptable
• Closing any portion of a trade before 10 seconds violates the rule
• Adding to a trade (scaling in) within 10 seconds is permitted
• Occasional minor violations are tolerated; if ~50% or more of profits/trades violate this rule, profits are removed

Max risk-to-reward ratio: 5:1. For every $100 of profit target, your initial stop loss cannot exceed $500. Mental stops are accepted but excessive risk-taking can lead to warnings or payout disqualification. Adjusting stops to add risk goes against policy; only move stops forward to trail and protect profits.

Additional risk guardrails:

• Trade within 2% of any CME price limit is prohibited.
• Trading without clear risk management, excessive sizing, inconsistent contract sizes or "all-in" strategies may be considered gambling and lead to account review.
• Holding a position into the daily 16:10 EST auto-close is fine; the auto-close itself doesn't breach the account.

PRO

• Only allowed to copy trades from one PRO account to other PRO accounts of the exact same size.
• Limited to a maximum of 5 PRO accounts for copy trading.
• NOT allowed: copying between S2F Sim Pro and Instant Sim Funded, or between S2F and Elite plans.

Classic ELITE & Instant Sim

• Only allowed to copy trades between accounts of the same type and same size
• Limited to a maximum of 3 ELITE Sim accounts or Instant Sim accounts for copy trading.

ELITE DAILY

• Copy trade up to 5 accounts.

IGNITE

• Copy trading allowed on up to 10 IGNITE accounts of the same size
• Not allowed: between different plan types (IGNITE to Instant or Elite), or between different IGNITE sizes

Copy Trading Between Firms:

• It's allowed but all trade decisions must originate from activity on their platform.

Allowed on both challenge and funded accounts, on every plan. Traders can open, manage and close positions during high-impact news. Blue Guardian warns that slippage and spread widening may occur.

News trading allowed by default on all account types, with the exceptions below:

Elite Daily (Funded)

• No trades 2 minutes before or after high-impact news events

Elite ACCESS (Funded)

• No trades 2 minutes before or after high-impact news events

Elite Challenge / Instant / S2F / IGNITE: no news restriction.

X-Daily Spark: unrestricted during evaluation. Funded accounts cannot open or close trades within 2 minutes before or after major high-impact news.

At least one trade every 7 days on funded accounts.

14 calendar days without a trade (entry and exit) results in hard breach. The 14-day window includes weekends and holidays. Applies to all account types.

A single trading day cannot equal or exceed:

• Standard: 40%, on the funded account only
• Reserve: configurable as 40% (3-day pass) or 50% (2-day pass), on the evaluation only
• Express: 40% on the evaluation by default; an optional 50% evaluation consistency add-on allows qualification after as few as 2 green days
• Direct: 20% on the first payout, 25% on the second, 30% from the third onwards

Calculation: Highest Net Profit Day / Total Account PnL. On evaluation accounts, passing is delayed until the ratio complies with the selected threshold. On funded accounts, payouts are blocked until the ratio drops below the applicable threshold. Violating the rule does NOT terminate the account.

• INSTANT: To request a payout, no single trading day's profit can exceed 20% of your total accumulated profits

• ELITE (funded phase): 25%

• ELITE DAILY (evaluation only): 45% V1 / 40% V2 (accounts from 5/11/26)

• ELITE ACCESS (funded): 40%

• IGNITE: 15%

• PRO: You need an ESS score of 20% to request a payout. To calculate ESS Score: (Best Day Profit + Worst Day Loss [as a positive number]) ÷ Total Profit × 100%

• X-ULTRA: 50% during evaluation (best day / total profit); none when funded.

• X-Daily Spark: none in evaluation or funded.

All trades must be closed by 4:10 PM EST. The system force-liquidates any open positions at that time. No overnight or weekend holding allowed. Weekend trading is prohibited.

Trading hours: 6:00 PM EST (Sunday) to 4:10 PM EST (Friday), with a daily break from 5:00 PM to 6:00 PM EST.

• Automated scalping systems exceeding 200 trades per day.
• AI, bots and fully automated trading mechanisms (all account types).
• Hands-off, continuous day-and-night trading or complete automation.
• Placing multiple limit orders at the same price to manipulate fills.
• Strategies aimed at exploiting isolated fills in low-liquidity or gapped markets.
• Using tight brackets or absence of slippage in the simulated market for favorable fills.
• Trading during tier 1 economic data releases.
• Coordinated trading across unconnected accounts (identical or opposing strategies).
• Microscalping (trades held seconds with minimal margins).
• Trading within 2% of a CME price limit.
• Trading without a stop loss, relying on the trailing threshold to close trades.

• Exploiting System, Pricing, or Latency Errors
• Use of Insider or Non-Public Information
• Front-Running
• Hedging Between Accounts
• Unauthorized Account Access
• Minimum Trade Duration (10-Second Rule)
• Trading That Risks Broker Relationships
• Trading That May Create Regulatory Concerns
• Externally Marked Challenge-Passing Strategies
• Rolling, Churning, or Gambling Accounts