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Comparison · Forex

Trading styles allowed at City Traders Imperium and Finotive

City Traders Imperium offers entry prices starting at $29 for small accounts, utilizing a mix of static and trailing drawdowns depending on the plan, and features a VIP program that can lead to a 100% profit split. Finotive provides a wider range of leverage (up to 100:1), a unique "Salary" feature for funded traders, and a faster first payout on demand. Both firms are based in the United Arab Emirates and offer diverse funding models including 1-step, 2-step, and instant funding.

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Scalping

Both firms allow scalping, but the execution environment differs significantly:

  • City Traders Imperium: Allows scalping across all platforms (MT5 and MatchTrader). However, traders must be aware of the mandatory Stop Loss rule; if a trade is opened without one, the system will automatically close it after 1 minute. Leverage is relatively low at 30:1 for Forex, which might limit high-frequency position sizing.
  • Finotive: Scalping is permitted with higher leverage (up to 100:1 on 2-step challenges), providing more flexibility for small price movements. Their "Solo FX" program specifically removes restrictions on rapid trade opening or trades under 60 seconds, though it prohibits execution abuse or latency arbitrage.

News Trading

The ability to trade during high-impact economic events is a core feature for many traders:

  • City Traders Imperium: News trading is fully permitted without specific restrictions on profit generation during these windows. This is ideal for those using the MT5 platform to capture volatility.
  • Finotive: Generally allows news trading. However, for the Solo FX program, there is a contradiction between the dashboard (which prohibits straddling) and the legal terms (which allow it); the firm suggests confirming with support. They also monitor for "ultra-tight stops" used to mask oversized lots during news.

Automated Trading (EAs)

Automation is handled with specific caveats regarding "off-the-shelf" software:

  • City Traders Imperium: Allows EAs and VPNs. A key distinction is that 3rd-party EAs and Martingale strategies are prohibited on 2-Step and Instant accounts but allowed specifically on the 1-Step Challenge.
  • Finotive: Allows EAs but strictly prohibits mass-market "plug-and-play" or pre-purchased EAs to ensure traders are using their own strategies. In their "Solo FX" experiment, all automated execution tools are completely prohibited.

Swing Trading and Weekend Holding

For those who hold positions for days or weeks, the rules on market closes are vital:

  • City Traders Imperium: Allows holding positions over the weekend across its programs. This makes it a strong candidate for swing traders who don't want to worry about Friday market closes.
  • Finotive: Weekend holding is permitted on most accounts, but Instant Funding accounts require an optional "Weekend Holding Add-On" (costing 20% of the fee). Without it, non-crypto positions must be closed by Friday 17:00 NY time, or the trader faces a "strike" and a reduction in payout to 10%.

Copy Trading and Hedging

These strategies are where the two firms diverge most sharply:

  • City Traders Imperium: Strictly prohibits both copy trading and hedging. This includes group trading or account management by third parties. Traders looking for these styles will find their accounts breached.
  • Finotive: Allows both hedging and copy trading (except on Solo FX accounts). This makes Finotive the better choice for traders who manage multiple accounts or use hedging to mitigate risk within a single account.

Risk Management Rules

The "how" of risk management affects every style:

  • City Traders Imperium: Uses a 5% daily drawdown (on 2-step) and a maximum drawdown that is static for 2-step but trailing for 1-step. The mandatory Stop Loss is the most restrictive rule for free-style traders.
  • Finotive: Operates on a "Strikes" system. Soft breaches (like missing a Stop Loss where required or exceeding volume limits) don't immediately close the account but reduce the payout to 10%. They also have a unique "Maximum Risk Limit" per symbol (typically 1.5% to 2% floating drawdown per asset).

If you trade like this

  • If you are a Swing Trader: City Traders Imperium is superior because weekend holding is included by default without extra fees or add-ons.
  • If you use Copy Trading or Hedging: Finotive is your only option between the two, as CTI strictly prohibits these practices.
  • If you want the highest leverage for Scalping: Finotive offers up to 100:1, whereas CTI limits Forex to 30:1.
  • If you use Martingale or 3rd-party EAs: City Traders Imperium (specifically the 1-Step Challenge) is the appropriate choice, as Finotive bans mass-market EAs and Martingale entirely.

Frequently asked questions

Which firm is cheaper to start a $10,000 challenge, City Traders Imperium or Finotive?

City Traders Imperium is slightly cheaper for a 1-step evaluation, with its $10,000 account priced at $79. Finotive’s closest equivalent, the Challenge One Step $10,000, costs $80. While the $1 difference is negligible, CTI offers even smaller accounts ($2,500) for as low as $29, whereas Finotive's $2,500 1-step challenge starts at $35.

Which firm allows for a faster first payout, City Traders Imperium or Finotive?

Finotive offers a faster route to the first withdrawal, as they provide the first payout "on demand" as soon as the trader is funded and meets the minimum profitable days (2 to 3 days depending on the challenge). City Traders Imperium requires at least 7 profitable trading days (with at least 0.5% profit each) and a minimum net profit of 2% before the first payout can be requested.

Between City Traders Imperium and Finotive, which has more restrictive EA rules?

Finotive is generally more restrictive regarding automated trading because it completely prohibits mass-market EAs and bans all EAs on its Solo FX accounts. City Traders Imperium is more flexible for specific accounts; while they also restrict 3rd-party EAs on most plans, they explicitly allow them (along with Martingale) on their 1-Step Challenge, which is a rare allowance in the industry.

Does City Traders Imperium or Finotive offer higher leverage for Forex trading?

Finotive offers significantly higher leverage, reaching up to 100:1 on its 2-Step Standard and Pro challenges. In contrast, City Traders Imperium limits Forex leverage to 30:1 across its programs. This makes Finotive more suitable for traders who require higher margin flexibility to execute their strategies.

Field by field

City Traders Imperium and Finotive, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

49 differences

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Headquarters

Algaroud Center, Dubai, United Arab Emirates

Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

CEO

Daniel Martin and Martin Najat

Oliver Newland

Country

United Arab Emirates

United Arab Emirates

Foundation

2018

2021

Banned Countries
Cuba, Iran, North Korea, Syria, Vietnam
Iran, North Korea, United States
Assets
Forex, Commodities, Indices, Crypto
Forex, Indices, Commodities, Crypto
Brokers
City Traders Imperium
Finotive Markets
Refund
Yes
  • 1-Step, 2 Step: 100% of your sign-up fee refunded when you hit 10% profit target on funded account
  • Instant Funding: 50% of your sign-up fee refunded when you hit 10% profit target on funded account at level 2
  • Instant Funding Pro: No refund
Yes

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

Platforms
Metatrader 5, MatchTrader
Metatrader 5
Demo Account
No data
Metatrader 5
ID1043PasswordFinotiveServerFinotiveMarkets-Live
Payout Methods
Transfer, Crypto
Transfer, Crypto, Revolut
Payment Methods
Card, Crypto, Transfer
Card, Crypto, Transfer, UPI
Payout Frequency

1-Step, 2-Step

  • 1st payout after at least 7 Profitable (0.5% or more) Trading Days and a Minimum of 2% net profit or $100 (whichever is higher).
  • After your 1st payout, you can request any subsequent payouts Monthly, during the last 5 days of each month.

Instant

  • You can request the 50% profit share from Level 1 when the 10% profit target is achieved on Level 2.
  • You can request the second payout on Demand anytime once you have at least 5 profitable trading days and a minimum of 2% net profit or $100 (whichever is higher).
  • After the 1st payout, you can request any subsequent payouts Bi-Weekly, on the 14th/15th & the last 2 days of each month.

First payout on demand

  • Standard Challenge, Pro Challenge and Instant Standard: 7 days
  • Instant Lite: 14 days
  • Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status
Minimum Withdrawal
No data

$4

Forex
30:1
  • 2-Step Standard, 2-Step Pro: 100:1
  • 1-Step Standard, 1-Step Pro: 50:1
  • Instant Standard: 33:1
  • Instant Lite: 25:1
  • Solo FX (main Challenge range): up to 100:1
  • Solo FX Launchpad accounts: 33:1 until updated
Metals
10:1
  • 2-Step Standard, 2-Step Pro: 20:1
  • 1-Step Standard, 1-Step Pro: 10:1
  • Instant Standard, Instant Lite: 5:1
Energies
10:1
No data
Indices
10:1
  • 2-Step Standard, 2-Step Pro: 10:1
  • 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1
Crypto
2:1
  • 2-Step Standard, 2-Step Pro: 2:1
  • 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1
Stocks
No data
  • 2-Step Standard, 2-Step Pro: 5:1
  • 1-Step Standard, 1-Step Pro: 4:1
  • Instant Standard, Instant Lite: 2:1
Forex
5 / lot
0
Metals
5 / lot
0
Energies
0.05 / lot
0
Indices
0.5 / lot
0
Crypto
0 / lot
0
Stocks
No data
0
Swap Free
Yes
Yes
Account Reset

You can reset your challenge with an unlimited 15% discount (1-Step, 2-Step, Instant Funding) or 10% (Instant Funding Pro)

Funded Stage Refresh

  • A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
  • Resets your account balance back to the original starting equity
  • Preserves your profit split rate and any progress made in the Scaling Plan
  • There is a maximum of 3 refreshes per funded account
  • The price depends on the size of the account
Add-ons
No
Yes
  • Swap Free (price depends on the size of the account)
  • Weekend Holding for Instant Accounts (20% of account fee)
Instant
Yes
Yes
One Step
Yes
Yes
  • Standard Challenge
  • Pro Challenge
Account scaling
Yes

1-Step, 2-Step

  • You must achieve at least a +10% profit overall in the last 4 months. (Withdrawals don't affect this target).
  • Be profitable in at least 2 out of those 4 months.
  • Your account must have a positive balance (in profit) at the time of scaling.
  • Balance increases by +50% of its original balance, up to $100,000, and then $25,000 up to $200,000

Instant

  • You must achieve a 10% net profit of the initial account balance. (Withdrawals don't affect this target).
  • 20% Consistency Score.
  • Your account balance doubles until you reach the $2 million per account.
Yes

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

Two Steps
Yes
Yes
  • Standard Challenge
  • Pro Challenge
Max Drawdown
  • 2-Step, Instant: Static
  • 1-Step: Trailing

Static

Profit Split
  • 1-Step, 2-Step: 80% (base value), 90% (Bronze Level), 100% (Silver Level)
  • Instant Funding: starts at 50% (Level 1)
  • Instant Funding Pro: starts at 70% (Level 2)
  • Instant scaling: 80% (Level 3), 90% (Bronze Level), 100% (Silver Level)
  • Standard Challenge: 80% (up to 95% scaling)
  • Pro Challenge: 100%
  • Instant Standard: 75% (up to 90%)
  • Instant Lite: 70% (up to 85%)
Free Trial
Yes
Yes
Daily Drawdown

Balance-based

Balance-based

Three Steps
No
No
Max Allocation
  • 1-Step: $200,000
  • 2-Step: $200,000
  • Instant: $80,000
  • Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
  • Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
  • Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
  • Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000
Merge Accounts
No
No
Maximum Trading Days

Unlimited

No data
Points Reward Program

Loyalty Program. Complete daily and weekly quests to earn points, unlock discounts, and win cash prizes or even free funded accounts.

No data
Monthly Competition
No data
No
Minimum Profitable Days
  • 1-Step, 2-Step: 3 days on evaluation phase, 7 days on funded phase
  • Instant: 5 days for payout On Demand

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

  • Challenge 1 Step: 3 days
  • Challenge 2 Step: 2 days
  • Instant Standard: 0 days
  • Instant Lite: 5 days
  • Finotive Pro 1 Step: 3 days
  • Finotive Pro 2 Step: 2 days
  • Solo FX: 4 days with at least 0.5% each
Expert Advisor (EA)
Yes
Limited
  • Solo FX: all Expert Advisors and automated execution tools are prohibited
  • Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed
VPN
Yes
Limited
  • Solo FX: VPNs, proxies and location masking are prohibited
  • Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control
Hedging
No
Yes
Requires Stop Loss
Yes

Not using a stop loss is treated as a soft breach. Your account won’t be closed, but the system will automatically exit the trade after 1 minute if no stop loss has been set.

Limited
  • Solo FX: stop loss is not required
  • Other programmes: stop loss is required
Scalping
Yes
Limited

Accounts with the unified High-Frequency Trading rule active: up to 20% of profit may come from trades held for two minutes or less. The rule becomes active after the first 10 closed trades and is tracked in the dashboard. Exceeding the limit does not generate a strike, but the percentage must return within 20% before requesting a payout.

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

Stacking / Layering (DCA)
No
No
Martingale
No
No data
Maximum Risk Limit
No data
Yes

Floating drawdown is calculated per symbol against the initial account balance.

  • Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
  • Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
  • Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
  • Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
Copy Trading
No
Yes
News Trading
Yes
Yes

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

Inactivity Rule

30 days

30 days

Consistency Rule
No
Yes

Pro accounts — from the 31st funded day

  • Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
  • During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
  • Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

  • At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.
  • Overlapping positions on the same instrument and direction count as one combined position, and partial closures do not create separate positions. There are no one-sided trading limits and volume per instrument is not checked.

Solo FX

  • No specific consistency rule or single-trade profit dependency.
Hold Weekend
Yes
Yes

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

Prohibited Strategies
  • Exploit Price Inefficiencies / Price Feed Errors
  • Group Hedging / Hedging / Group Trading / Copy Trading
  • Account Sharing / Reselling of Account / Account Management
  • One-Sided Bets
  • Gamble to Pass / Over-Leveraging
  • Using 3rd-Party EAs (Excluding the 1-Step Challenge)
  • Bracketing Strategies
  • Martingale Trading Style (Excluding the 1-Step Challenge)
  • Grid Trading
  • Excessive notional volume (not applicable to Solo FX; its exposure is governed by the margin requirement applicable to the account)
  • High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
  • Martingale or grid strategies
  • News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
  • Using ultra-tight stops just to mask oversized lots
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