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Comparison · Forex

The real cost of **Crypto Fund Trader** and **Funded Trading Plus**

Crypto Fund Trader is generally cheaper for the initial purchase of small 1-phase accounts, but Funded Trading Plus becomes more economical for large 2-phase accounts and long-term earners due to the lack of withdrawal fees and the path to a 100% profit split. While Crypto Fund Trader lures you with a lower entry barrier, it taxes your success with a 5% fee on every crypto payout.

Updated on

Entry price

The cost of starting depends heavily on the chosen path. Crypto Fund Trader offers a very aggressive entry point for 1-phase evaluations, whereas Funded Trading Plus is more competitive in traditional 2-phase structures.

  • 10k Account (1-Phase/Step): Crypto Fund Trader costs $80, while Funded Trading Plus (Express) costs $99.
  • 100k Account (1-Phase/Step): Crypto Fund Trader costs $619, compared to $549 at Funded Trading Plus.
  • 10k Account (2-Phase/Classic): Crypto Fund Trader is more expensive at $110, while Funded Trading Plus costs $89.
  • 100k Account (2-Phase/Classic): Crypto Fund Trader costs $660, whereas Funded Trading Plus is significantly cheaper at $549.

Funded Trading Plus also features "Activation Accounts" where the entry cost is just $4, but this is a psychological trap: once you pass, you must pay an activation fee ranging from $179 (for 25k) to $969 (for 200k).

What you pay while trading

Execution costs are where the "cheap" firm can become expensive. Crypto Fund Trader charges $5 per lot on Forex, which is better than the $7 per lot at Funded Trading Plus. However, the situation reverses on other assets.

  • Forex: Crypto Fund Trader is cheaper ($5 vs $7 per lot).
  • Crypto & Indices: Funded Trading Plus is much cheaper as it is commission-free ($0), while Crypto Fund Trader charges 0.065% for Crypto and 0.01% for Indices.
  • Platforms: Both offer MatchTrader and MT5. Funded Trading Plus adds cTrader and DXTrade, giving more flexibility for traders who prefer specialized tools without extra costs.

What mistakes cost you

In prop trading, the "cost" of a mistake is the loss of the evaluation fee or the profit buffer.

  • The Drawdown Tax: In Crypto Fund Trader, the 1-Phase uses a trailing drawdown of 6%, meaning the floor follows your peak balance, making it easier to lose the account. Funded Trading Plus also uses a 6% trailing drawdown for its Express and Instant programs.
  • Static Safety: For 2-Phase accounts, both firms use static drawdown (10% at Crypto Fund Trader vs 8% at Funded Trading Plus). Crypto Fund Trader gives you more "room" to breathe for your money, but Funded Trading Plus is cheaper to buy.
  • Resets: If you fail, Crypto Fund Trader charges high reset fees (e.g., $180 for a 5k account, which is more than the original price). Funded Trading Plus offers resets at a discount, though they are not available for live simulated accounts.

What it costs to get paid

This is the most significant difference in real money. Crypto Fund Trader applies a 5% processing fee on all crypto payouts (USDT TRC20). If you earn $1,000, you only receive $950. Funded Trading Plus does not charge this fee.

  • Profit Split: Both start at 80%. However, Funded Trading Plus allows you to scale up to 100% profit split if you reach a 30% profit milestone. At Crypto Fund Trader, you are mostly stuck at 80% unless you pay for a +20% price add-on at the start to get 90%.
  • Consistency Costs: Funded Trading Plus has a 25% to 50% consistency rule depending on the program. If you have one "lucky" trade that accounts for most of your profit, you will have to keep trading to balance the account before you can withdraw, which is a cost in time and risk. Crypto Fund Trader only applies a 40% rule on its "Break" accounts.

Where each one hides its cost

  • Crypto Fund Trader: Its costs are hidden in the 5% withdrawal fee and the Add-ons. If you want a weekly payout and a 90% split, the price of your challenge increases by 40% upfront.
  • Funded Trading Plus: Its cost is hidden in the Inactivity Rule. If you don't place at least one trade every 30 days, you lose the account (hard breach). It also hides costs in the Activation Accounts back-end fees, which are much higher than standard evaluation prices.

Cheapest for whom

Crypto Fund Trader is the cheapest option for Forex-only scalpers who want the lowest possible upfront cost for a 1-phase account and don't mind the 5% "success tax" on withdrawals. It is also the better choice for those who need to trade 24/7 including weekends.

Funded Trading Plus is the cheapest option for Index and Crypto traders due to zero commissions, and for long-term profitable traders who want to keep 100% of their profits without being penalized every time they request a payout.

Frequently asked questions

Which firm is cheaper to start a $100,000 2-phase evaluation, Crypto Fund Trader or Funded Trading Plus?

Funded Trading Plus is significantly cheaper, costing $549, while Crypto Fund Trader charges $660 for the same account size. This makes Funded Trading Plus a more cost-effective choice for traders who prefer the traditional two-step evaluation process.

Between Crypto Fund Trader and Funded Trading Plus, which one has higher withdrawal costs?

Crypto Fund Trader has much higher withdrawal costs because it charges a 5% processing fee on all crypto payouts. In contrast, Funded Trading Plus does not charge a payout fee and even offers a path to scale your profit split from 80% up to 100%, whereas Crypto Fund Trader keeps you at 80% or 90% (if you pay for an add-on).

Which firm offers better commissions for trading Bitcoin and Ethereum, Crypto Fund Trader or Funded Trading Plus?

Funded Trading Plus is the winner here as it offers $0 commissions (commission-free) on Crypto assets. Crypto Fund Trader charges a 0.065% commission on crypto trades, which can significantly eat into the profits of high-frequency traders or those managing large positions.

Does Crypto Fund Trader or Funded Trading Plus have stricter inactivity rules?

Funded Trading Plus is stricter, as it requires at least one trade every 30 days to avoid a hard breach and the total loss of the account. Crypto Fund Trader does not list a specific 30-day hard breach rule in its primary technical data, although it does have specific consistency rules for its "Break" accounts.

Field by field

Crypto Fund Trader and Funded Trading Plus, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Headquarters

Bahnhofstrasse 21, 6300, Zug, Switzerland

London, United Kingdom

CEO

Alan Sanchez

Simon Massey

Country

Switzerland

United Kingdom

Foundation

2022

2021

Banned Countries
No data
Cuba, North Korea, Syria, Iran, Myanmar, Ukraine (Crimea, Donetsk, Luhansk, Kherson, Zaporizhzhya), Pakistan, Vietnam
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Commodities, Indices, Crypto
Brokers
Proveedor de liquidez, Bybit

Gooey Trade (technology provider)

Refund
No
Yes

Refund available within 14 days if no trades have been placed. Evaluation fee refund also available upon reaching 10% profit on the FT+ Trader simulated live account (not applicable to Master or Prestige programs).

Payout Fee

5% processing fee on crypto payouts. Only TRC20 USDT supported.

No data
Platforms
Metatrader 5, MatchTrader, ByBit
Metatrader 5, DXTrade, MatchTrader, cTrader
Demo Account
Metatrader 5
ID123456Password7cZy-gEoServerRLCrates-Live
Match Trader
ID-PasswordDemoCFT1
MatchTrader
IDdemo+FTP@fundedtradingplus.comPasswordFTPNewPW2023!F$
DXTrade
IDLogin: 502906PasswordFTPNewPW2023!F$
cTrader
IDdemo@fundedtradingplus.comPasswordFTPNewPW2023!F$
Payout Methods
Crypto, Transfer
Crypto, Transfer
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Card, Crypto
Payout Frequency

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

  • 1-Step Express: first withdrawal from day 1, then every 7 days. Minimum $50.
  • 2-Step Classic: first withdrawal 10 days after funded account creation, then every 10 days. Minimum 1% of initial balance.
  • Instant: first withdrawal from day 1, then every 7 days. Minimum $50.
  • Activation Accounts: every 10 trading days. Requires at least 3% simulated profit and 25% payout consistency. Minimum withdrawal $50.
Crypto Weekend Trading
Yes
No data
Maximum Withdrawal

$5,000 per transaction (crypto)

No data
Minimum Withdrawal
No data
  • 1-Step Express / Instant: $50
  • 2-Step Classic: 1% of the initial balance
  • Activation Accounts: $50 after reaching the 3% payout-eligibility threshold
Forex
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • 1-Step Express, Instant and Activation Accounts: 1:30
  • 2-Step Classic: 1:50
Metals
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • Commodities (metals): 1:30
  • Gold & Silver: 1:20
Energies
  • Advance accounts: 100:1
  • Student accounts: 30:1
5:1
Indices
  • Advance accounts: 100:1
  • Student accounts: 20:1
20:1
Stocks
  • Advance accounts: 100:1
  • Student accounts: 5:1
No data
Crypto
  • CFT Platform and MetaTrader: Advance accounts 100:1; Student accounts 5:1.
  • Bybit evaluations: up to 100:1, depending on the instrument and the limits available on Bybit.
2:1
Forex
5 / lot
7 / lot
Metals
0.001%
7 / lot
Energies
0.001%
7 / lot
Indices
0.01%
0
Stocks
0.004%
No data
Crypto
0.065%
0
Commission-Free Option
No
No data
Swap Free
No
Yes
Account Reset

If your final-stage account is suspended, you can request a reset within 30 days as long as:

  • Every trade had a stop-loss.
  • No trade lost more than 2%.

2-Phase (size -> reset)

  • $5,000 -> $180
  • $10,000 -> $345
  • $25,000 -> $760
  • $50,000 -> $1,140
  • $100,000 -> $1,880
  • $200,000 -> $3,620

1-Phase (size -> reset)

  • $5,000 -> $198
  • $10,000 -> $380
  • $25,000 -> $840
  • $50,000 -> $1,255
  • $100,000 -> $2,079
  • $200,000 -> $3,980

Available for breached or failed evaluations at a discounted price. Not available for simulated live accounts.

Add-ons
Yes

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

Yes

Profit split upgrade add-ons available at checkout (e.g., start with 90/10 split).

Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Only Instant account can be scaled. Request a withdrawal after 10% profit to double the size of your account up to a max of $1,280,000.

Limited
  • 1-Step Express: 10% scaling target
  • 2-Step Classic: 20% scaling target; requires 50% consistency, one successful withdrawal and an account active for at least two months
  • Instant: 10% scaling target
  • Activation Accounts: no scaling plan

Eligible programs can scale up to a $2,500,000 starting balance, with a maximum of $5,000,000 after scaling. Requests are subject to risk review and require no open trades.

Two Steps
Yes
Yes
Max Drawdown
  • CFT Platform and MetaTrader: 2 Phases and Instant use a static maximum loss; 1 Phase uses trailing drawdown.
  • Bybit: 1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase, Ascend and Instant use fixed maximum-loss limits.

Exact limits are shown in each challenge.

  • 1-Step Express: 6% relative trailing maximum drawdown; locks at the initial balance
  • 2-Step Classic: 8% static drawdown
  • Instant: 6% relative trailing maximum drawdown; locks at the initial balance
  • Activation Accounts challenge: 6% static maximum drawdown
  • Activation Accounts funded: 6% trailing maximum drawdown; locks at the initial balance
Profit Split
  • Instant: 50% at the starting level, then 60%, 70%, 80% and 90% as the account scales.
  • 1 Phase and 2 Phases: 80% in the Final Stage, with an optional 90% add-on.
  • Break: 80% in the Final Stage.
  • 1-Step Express, 2-Step Classic and Instant: start at 80%; eligible accounts can scale to 90% at 20% profit and 100% at 30% profit. An optional add-on can start the account at 90%.
  • Activation Accounts: fixed 80% profit split; it does not increase over time.
Free Trial
No
No data
Profit After Breach

If your final-stage account is suspended with virtual profits, you can still receive up to 50% in performance rewards if:

  • Every trade had a stop-loss.
  • No single trade lost more than 2%.
  • You traded for at least 15 days.
No data
Daily Drawdown
  • CFT Platform and MetaTrader: 2 Phases, 1 Phase, Instant and Ascend use balance-based daily drawdown.
  • Bybit: daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit.

Exact limits are shown in each challenge.

  • 1-Step Express: 4%, balance based
  • 2-Step Classic: 4%, balance based
  • Instant: 6%, balance based
  • Activation Accounts challenge: 4%, balance based
  • Activation Accounts funded: 3%, balance based
Three Steps
No
No
Max Allocation

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break and Ascend accounts also have separate allocation limits.

  • 1-Step Express, 2-Step Classic and Instant: scaling up to a $2,500,000 starting balance, with a $5,000,000 maximum after scaling
  • Activation Accounts: maximum $250,000 combined activated capital
Merge Accounts
No
Yes

Only untraded simulated live accounts can be merged. Maximum merged account size is $200,000 (or $100,000 if the program doesn't offer $200K). Not applicable to 2-Step Classic.

Maximum Trading Days

Unlimited

No time limit on any program. Accounts must have at least 1 trade (open and close) every 30 days to remain active.

Minimum Trading Days
  • 1-Phase, 2-Phase and Break: no minimum trading days to pass the evaluation.
  • Instant: no evaluation phase and no minimum days.
  • Ascend: 5 trading days in evaluation.
No data
Monthly Competition
No
No data
Maximum Accounts
No data

Activation Accounts: up to 10 activations per month and a maximum of 5 activated accounts at the same time, subject to the $250,000 combined limit. There is no limit on challenges purchased or passed.

Funded Phase Pricing Model
No data

Activation fee due only after passing, with no payment deadline:

  • 25K: $179
  • 50K: $299
  • 100K: $489
  • 200K: $969
Minimum Profitable Days
No data

No minimum trading days requirement on any program. Account must be active within any 30-day calendar period (at least one trade opened and closed) or it will be hard-breached for inactivity.

Evaluation Phase Pricing Model
No data

Activation Accounts cost $4 to start on every available account size. If the challenge is not passed, no further fee is charged.

Expert Advisor (EA)
Limited

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Yes

EAs, Algos and Bots are allowed. Must not be used for copy trading or hedging across accounts. EAs may be requested for review upon evaluation pass. FT+ does not provide support for third-party EAs.

VPN
Yes
No data
Hedging
No
Limited

Hedging is allowed on the same account (opposing positions on the same instrument). Hedging across multiple accounts is strictly prohibited.

Requires Stop Loss
No
No
Scalping
Limited

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Yes
Stacking / Layering (DCA)
Yes
No data
Maximum Risk Limit
Yes

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Yes
  • Symbol Loss Limit (2-Step Classic): Maximum loss per single symbol per day, based on balance at 16:59 EST. Hard breach rule.
  • Margin utilization review triggers at milestones (evaluation passes, scaling requests, withdrawals). Not a hard limit but triggers manual risk team review.
Copy Trading
Limited

Copy trading is allowed under the firm's general rules. Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

No
News Trading
Yes

Ascend

During the two minutes before and after high-impact news or market open, traders must not open or add new positions, nor increase or combine their maximum theoretical loss beyond 2% of the account's initial balance.

Yes
Consistency Rule
Limited

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

Limited
  • 1-Step Express: no consistency rule
  • 2-Step Classic: 35% during evaluation and 50% when funded; also applies a 3% Symbol Loss Limit
  • Instant: no consistency rule
  • Activation Accounts challenge: no consistency rule
  • Activation Accounts funded: 25%, checked only when requesting a payout; it does not breach the account
Hold Weekend
Yes

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Limited
  • 1-Step Express: allowed
  • 2-Step Classic: allowed
  • Instant: not allowed; trades are automatically closed at 4:30 PM EST on Friday
  • Activation Accounts: allowed during both challenge and funded phases
Prohibited Strategies

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts and coordinated trading are prohibited. On Bybit, unauthorized deposits into the subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are also prohibited.

  • Arbitrage
  • Grid trading
  • Tick scalping
  • Abuse of demo trading conditions
  • Account management / passing services
  • Hedging across multiple accounts
Inactivity Rule
No data

30 days. At least 1 trade (open and close) required every 30 days. Warning email sent 7 days before breach.

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