The short answer
AquaFunded is the better choice for traders prioritizing fast, guaranteed payouts and platform variety (cTrader/TradeLocker). Crypto Fund Trader (CFT) is the superior option for crypto specialists who want native Bybit integration and lower entry prices for large accounts.
Where they actually differ
- Platforms and Assets (Tech): CFT offers a unique integration with Bybit and includes Stocks, whereas AquaFunded provides a wider range of retail platforms including cTrader and TradeLocker but lacks Stocks.
- Risk Rules (Risk): AquaFunded uses the Wave Stop (automatic closure of all trades if floating loss hits 2% of balance), while CFT imposes a $10,000 maximum profit cap per trading day and per trade to limit "all-in" strategies.
- Payouts (Payout): AquaFunded offers a 24-hour payout guarantee (or they add $1,000 to your reward) and a flat $35 fee via Rise. CFT charges a 5% processing fee on all crypto payouts and has no speed guarantee.
- Price (Price): CFT is significantly cheaper for high-capital evaluations; for example, a $100k 1-Step account costs $619 at CFT vs. $749 at AquaFunded.
- Styles (Styles): AquaFunded explicitly allows Martingale, whereas CFT prohibits "gambling" or "all-in" trading and requires stop-losses for their reset/profit breach programs.
Where they are basically the same
- Price: Entry-level accounts ($5k - $10k) are priced competitively in both firms.
- Risk Rules: Both offer options for static or trailing drawdowns depending on the chosen plan.
- Payouts: Both support Crypto and Bank Transfers as primary withdrawal methods.
- Platforms: Both offer MetaTrader 5 and MatchTrader.
- Styles: Both allow EAs, Copy Trading (with limitations), and News Trading (with profit caps/restrictions).
Pick this one if
AquaFunded
- You want to trade on cTrader or TradeLocker.
- You want the security of a 24-hour payout guarantee.
- You use Martingale strategies.
- You aim for the "Aqua Elite" program with a monthly salary and 100% profit split.
Crypto Fund Trader
- You want to trade crypto futures directly on Bybit.
- You are looking for the lowest price for a $100k or $200k evaluation.
- You need a "Reset" option for funded accounts that were suspended with virtual profits.
- You trade Stocks in addition to Forex and Crypto.
Frequently asked questions
Which firm is cheaper for a $100,000 1-Step evaluation, AquaFunded or Crypto Fund Trader?
Crypto Fund Trader is the more affordable option, with its $100k 1-Phase account priced at $619. In contrast, AquaFunded's 1-Step Flex for the same capital is priced at $749, representing a significant price gap for the same evaluation size.
Between AquaFunded and Crypto Fund Trader, which one pays out faster?
AquaFunded is faster and more reliable regarding timing, as it offers a 24-hour payout guarantee (on business days) or provides an extra $1,000 reward if they fail. Crypto Fund Trader requires at least 15 traded days or 30 calendar days for the first payout, and does not offer a specific processing time guarantee.
Does AquaFunded or Crypto Fund Trader offer better platform options for crypto traders?
Crypto Fund Trader offers a superior experience for crypto specialists through its native Bybit integration via API. While AquaFunded allows crypto trading on platforms like MT5 or cTrader, it cannot match the specialized environment and native fee structure provided by CFT's Bybit connection.
Which firm has stricter consistency rules, AquaFunded or Crypto Fund Trader?
AquaFunded has more comprehensive consistency rules across various plans (ranging from 15% to 50% caps depending on the account type). Crypto Fund Trader only applies a 40% consistency rule to its "Break" accounts, making its standard 1-Phase and 2-Phase evaluations more flexible for traders with inconsistent volume.





















