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Comparison · Forex

Trading styles allowed at Crypto Fund Trader and Funding Traders

Both firms offer competitive entry points, with accounts starting as low as $39 at Funding Traders and $40 at Crypto Fund Trader for $5,000 evaluations. While both utilize 80% profit splits as a standard, Funding Traders allows scaling up to 100% via add-ons, whereas Crypto Fund Trader stands out for its deep integration with Bybit and specialized crypto assets. Risk management is handled through a mix of trailing and static drawdowns depending on the specific challenge chosen by the trader.

Updated on

Scalping

Scalping is permitted at both firms but under different technical constraints. Crypto Fund Trader allows normal scalping on MT5 and MatchTrader but strictly prohibits tick scalping and exploiting latency or price feeds. For those trading through the Bybit evaluation, scalping is subject to Bybit's native maker/taker fees, which vary by volume tier.

Funding Traders allows scalping but defines high-frequency trading (HFT) as any trade lasting 15 seconds or less, which is prohibited. Their TradeLocker platform is particularly well-suited for fast execution. Traders should be aware of the 20-lot limit per trade on Instant accounts at Funding Traders, which can limit aggressive scalping strategies on smaller timeframes.

Swing Trading and Weekend Holding

Swing traders will find a friendly environment in both firms as both allow holding positions overnight and over the weekend. Crypto Fund Trader is particularly advantageous for crypto swing traders because the market remains open 24/7, and they offer 100:1 leverage on many Advance accounts. There is no forced Friday closure.

Funding Traders also allows weekend holding on all instruments, including crypto. However, they warn traders about gap risks and widened spreads during the Asian open. While they do not force a "Friday flatten," swap fees continue to accrue, and on Instant accounts, the 3% "Safety Cushion" (non-withdrawable profit) must be maintained to avoid breaching the daily loss limit while holding long-term positions.

News Trading

The approach to news trading is a major differentiator. Crypto Fund Trader is generally very flexible, allowing news trading in most accounts. The exception is the "Ascend" evaluation, where traders cannot open or add positions 2 minutes before or after high-impact news if the theoretical loss exceeds 2% of the initial balance.

Funding Traders is much more restrictive during the funded phase. In Pro accounts, news-influenced trades (within a 10-minute window) cannot represent more than 30% of total profits. For Instant Funded accounts, news trading is strictly prohibited by default; having an open trade during a "Red Folder" event results in account termination unless the "Hold Through News" add-on (a 15% price increase) is purchased.

Automated Trading (EAs)

Automation is allowed at both firms but Funding Traders is significantly more restrictive. At Crypto Fund Trader, EAs are permitted for "normal trading," but they ban any software designed for HFT, arbitrage, or exploitation.

Funding Traders only permits EAs that are focused on risk management (like position size calculators). They strictly prohibit "off-the-shelf" EAs purchased online. If a trader uses an AI-generated or self-developed bot, they must be able to explain the code and logic to the firm's risk team upon request. Grid and hedging bots are explicitly banned.

Copy Trading

Copy trading is "with limitations" at both firms to ensure the trader is the one managing the risk. Crypto Fund Trader allows copying only between a trader's own accounts; copying from third parties or coordinated trading between different individuals is a breach.

Funding Traders follows a similar path: you can copy from your own external broker accounts into Funding Traders, or between your own Funding Traders Pro accounts. However, sharing signals or copying from other traders is strictly forbidden.

If you trade like this

  • If you are a Crypto Specialist: Crypto Fund Trader is the better choice due to the Bybit API connection, 24/7 weekend trading, and high leverage (100:1) on crypto assets.
  • If you want the highest Payout possible: Funding Traders is superior, offering an optional 100% profit split add-on and a payout guarantee that pays you $1,000 if your withdrawal isn't processed within 2 business days.
  • If you are a News Trader: Crypto Fund Trader offers much more freedom, as Funding Traders imposes a 30% profit cap on news trades in their funded Pro accounts.
  • If you use commercial EAs: Neither firm is ideal, but Crypto Fund Trader is more likely to accept them as long as they don't use toxic HFT strategies, whereas Funding Traders bans all "off-the-shelf" bots.

Frequently asked questions

Which firm is cheaper to start a $5,000 evaluation, Crypto Fund Trader or Funding Traders?

Funding Traders is slightly cheaper for the smallest account size. Their $5,000 "2-Step Pro6" evaluation costs $39, while the $5,000 "2 Phases" evaluation at Crypto Fund Trader costs $58. If looking for a 1-phase evaluation, Funding Traders charges $49 compared to $40 at Crypto Fund Trader, making Crypto Fund Trader the cheaper option for single-step $5k challenges.

Who offers better conditions for news trading, Crypto Fund Trader or Funding Traders?

Crypto Fund Trader offers significantly better conditions for news traders. They allow news trading freely across most accounts, with only minor restrictions on the Ascend plan. In contrast, Funding Traders limits news profits to 30% of the total in Pro funded accounts and strictly terminates Instant accounts that hold trades during news unless a specific add-on is purchased.

Which firm has more restrictive rules for using Expert Advisors (EAs), Crypto Fund Trader or Funding Traders?

Funding Traders is much more restrictive regarding EAs. They prohibit all "off-the-shelf" bots and only allow personally developed EAs or risk management tools. Crypto Fund Trader allows EAs for any normal trading strategy, only banning specific toxic behaviors like high-frequency trading or latency arbitrage, without requiring the trader to have personally coded the bot.

What are the payout differences between Crypto Fund Trader and Funding Traders?

Funding Traders offers a higher potential profit split (up to 100% with add-ons) and a payout guarantee ($1,000 compensation if delayed beyond 2 business days). Crypto Fund Trader offers an 80% to 90% split but charges a 5% fee on crypto payouts and has a $5,000 per transaction limit for crypto withdrawals.

Field by field

Crypto Fund Trader and Funding Traders, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

55 differences

50%off · Exclusive
Headquarters

Bahnhofstrasse 21, 6300, Zug, Switzerland

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

CEO

Alan Sanchez

Stan

Country

Switzerland

United States

Foundation

2022

2022

Banned Countries
No data
Afghanistan, Kazakhstan, Mongolia, Morocco, Poland, Russia, Taiwan, Ukraine, Venezuela, Vietnam
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Crypto, Indices, Commodities
Brokers
Proveedor de liquidez, Bybit
FUTRAD, Galaxy Path Capital
Refund
No
Yes
  • 2-Step Pro: Refund bonus on first payout.
  • 1-Step Pro: Refund bonus on second payout.
  • Instant Funding: Not eligible for refund bonus.
  • 150% Refund Add-On available: receive 150% of challenge fee back after first payout.
  • 2-Step Day and Swing: Refund bonus on second payout.
Payout Fee

5% processing fee on crypto payouts. Only TRC20 USDT supported.

No data
Platforms
Metatrader 5, MatchTrader, ByBit
Metatrader 5, TradeLocker
Demo Account
Metatrader 5
ID123456Password7cZy-gEoServerRLCrates-Live
Match Trader
ID-PasswordDemoCFT1
No data
Payout Methods
Crypto, Transfer
Rise, Crypto
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Card, Crypto
Payout Frequency

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

Pro and 2-Step Day/Swing accounts

  • Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
  • With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

  • First payout 7 days after the first trade on the funded account; subsequent every 7 days.
  • With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

Crypto Weekend Trading
Yes
No data
Maximum Withdrawal

$5,000 per transaction (crypto)

No data
Payout Guarantee
No data

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

Minimum Withdrawal
No data

$200 via Rise / $50 via Crypto

Forex
  • Advance accounts: 100:1
  • Student accounts: 30:1
50:1
Metals
  • Advance accounts: 100:1
  • Student accounts: 30:1

1:20

Energies
  • Advance accounts: 100:1
  • Student accounts: 30:1

Oil: 1:10

Indices
  • Advance accounts: 100:1
  • Student accounts: 20:1
  • 1-Step Pro & Instant Funding: 1:20
  • 2-Step Pro: 1:15
  • 2-Step Day and Swing: Nasdaq and DAX 1:30, Dow and Nikkei 1:40, S&P 1:25, UK100 1:20, other indices 1:15
Stocks
  • Advance accounts: 100:1
  • Student accounts: 5:1
No data
Crypto
  • CFT Platform and MetaTrader: Advance accounts 100:1; Student accounts 5:1.
  • Bybit evaluations: up to 100:1, depending on the instrument and the limits available on Bybit.
No data
Forex
5 / lot
No data
Metals
0.001%
No data
Energies
0.001%
No data
Indices
0.01%
No data
Stocks
0.004%
No data
Crypto
0.065%
No data
Commission-Free Option
No
No data
Swap Free
No
Yes

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

Account Reset

If your final-stage account is suspended, you can request a reset within 30 days as long as:

  • Every trade had a stop-loss.
  • No trade lost more than 2%.

2-Phase (size -> reset)

  • $5,000 -> $180
  • $10,000 -> $345
  • $25,000 -> $760
  • $50,000 -> $1,140
  • $100,000 -> $1,880
  • $200,000 -> $3,620

1-Phase (size -> reset)

  • $5,000 -> $198
  • $10,000 -> $380
  • $25,000 -> $840
  • $50,000 -> $1,255
  • $100,000 -> $2,079
  • $200,000 -> $3,980
Yes

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

  • Only available in Phase 1 (not Phase 2)
  • Only one recovery action per account (Revive OR Reset, not both)
  • If the account fails again after using Revive or Reset, the account is permanently failed
  • Using Revive removes payout refund eligibility
Add-ons
Yes

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

Yes
  • Swap-free, Zero Commissions (Pro accounts)
  • 14-Day Payout (Pro accounts)
  • 100% Profit Split
  • 30% Consistency Score
  • 30% News Trading (Pro accounts)
  • Hold Through News, 15% (Instant Funded only)
  • On-Demand Payout (Instant Funded only)
  • Double-Up (free second challenge upon funding)
  • 150% Refund
  • Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
  • No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro10; removes the requirement at every stage)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Only Instant account can be scaled. Request a withdrawal after 10% profit to double the size of your account up to a max of $1,280,000.

Yes

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

Two Steps
Yes
Yes
Max Drawdown
  • CFT Platform and MetaTrader: 2 Phases and Instant use a static maximum loss; 1 Phase uses trailing drawdown.
  • Bybit: 1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase, Ascend and Instant use fixed maximum-loss limits.

Exact limits are shown in each challenge.

  • 1-Step Pro: 10% trailing. Trails higher as account balance increases.
  • 2-Step Pro PRO10: 10% static. Fixed, does not trail.
  • Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Instant Flex: trailing max loss keeps trailing and does not lock at the initial balance.

  • 2-Step Day and Swing: static. Fixed, does not trail.
Profit Split
  • Instant: 50% at the starting level, then 60%, 70%, 80% and 90% as the account scales.
  • 1 Phase and 2 Phases: 80% in the Final Stage, with an optional 90% add-on.
  • Break: 80% in the Final Stage.

80% default profit split (trader/firm 80/20) on the existing Pro and regular Instant Funded account types; excludes Instant Flex.

  • 90% Profit Split available as a checkout add-on
  • 100% Profit Split available as a checkout add-on

2-Step Day and Swing

  • Day: 80%, up to 90% or 100% with add-ons
  • Swing: 70% on the 1st payout, 80% on the 2nd, 90% from the 3rd; restarts at 70% on a new account or reset; no split add-ons
Free Trial
No
Yes

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

Profit After Breach

If your final-stage account is suspended with virtual profits, you can still receive up to 50% in performance rewards if:

  • Every trade had a stop-loss.
  • No single trade lost more than 2%.
  • You traded for at least 15 days.
No data
Daily Drawdown
  • CFT Platform and MetaTrader: 2 Phases, 1 Phase, Instant and Ascend use balance-based daily drawdown.
  • Bybit: daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit.

Exact limits are shown in each challenge.

  • 1-Step Pro: 3%. Based on starting day's balance.
  • 2-Step Pro PRO10: 5%. Based on starting day's balance.
  • Instant Funding: 3%. Based on higher of starting day's balance or equity.

Instant Flex: no daily loss limit.

  • 2-Step Day and Swing: based on starting day's balance.
Three Steps
No
No
Max Allocation

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break and Ascend accounts also have separate allocation limits.

  • Pro accounts: Maximum $300,000 in funded accounts.
  • Instant Funded: Capped at $400,000 across all instant funded accounts.
  • Unlimited evaluation accounts allowed.
Merge Accounts
No
Yes
  • Only for funded accounts.
  • Both accounts must have the same payout schedule and profit split.
  • Accounts must not have been traded and must be at initial balance.
Maximum Trading Days

Unlimited

No limit

Minimum Trading Days
  • 1-Phase, 2-Phase and Break: no minimum trading days to pass the evaluation.
  • Instant: no evaluation phase and no minimum days.
  • Ascend: 5 trading days in evaluation.
  • 1-Step Pro: 2 trading days (challenge and funded)
  • 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
  • Instant Funding: No minimum
  • Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro10; +25% of base price
  • 2-Step Day: no minimum in Phase 1 and 2; 4 trading days on funded before each payout
  • 2-Step Swing: 4 trading days per phase, 2 trading days funded
Monthly Competition
No
No
Points Reward Program
No data

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

Minimum Profitable Days
No data

2-Step Pro10

  • Phase 1 (Challenge): minimum 4 trading days
  • Phase 2 (Challenge): minimum 4 trading days
  • Funded Phase: minimum 2 trading days

1-Step

  • Phase 1 (Challenge): minimum 2 trading days
  • Funded Phase: minimum 2 trading days

Instant Funded

  • No minimum trading days requirement.

Optional add-on

  • No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro10; +25% of base price.
Expert Advisor (EA)
Limited

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Yes

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

  • Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
  • EAs that automatically place trades (unless developed personally by the trader)
  • Grid Trading EAs/Bots
  • Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

VPN
Yes
Yes
Hedging
No
No
Requires Stop Loss
No
No
Scalping
Limited

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Yes
Stacking / Layering (DCA)
Yes
No
Maximum Risk Limit
Yes

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Yes
  • Pro accounts: Maximum 2% risk per trade idea (of initial balance).
  • Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
  • Instant Funding lot size limit: 20 lots per trade maximum.

Instant Flex: maximum 1% risk per trade.

Copy Trading
Limited

Copy trading is allowed under the firm's general rules. Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

Yes

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

News Trading
Yes

Ascend

During the two minutes before and after high-impact news or market open, traders must not open or add new positions, nor increase or combine their maximum theoretical loss beyond 2% of the account's initial balance.

Limited

Challenge phase

  • News trading fully permitted, no restrictions.

Funded phase: Pro and 2-Step Day/Swing accounts

  • News trading allowed but max 30% of total profits can come from news-influenced trades.
  • News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
  • If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
  • Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase: Instant Funded accounts

  • News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
  • Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
  • Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.
Consistency Rule
Limited

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

Yes

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Instant Flex: 15% consistency score.

Hold Weekend
Yes

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Yes

Weekend holding permitted on all account types (Pro and Instant Funded) except 2-Step Day. Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

2-Step Day

  • Forex, gold, indices and oil positions are closed automatically at 16:55 New York time every day, including Friday; not a breach
  • Crypto positions can stay open overnight and over the weekend

2-Step Swing

  • Overnight and weekend holding allowed on all markets
Prohibited Strategies

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts and coordinated trading are prohibited. On Bybit, unauthorized deposits into the subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are also prohibited.

  • Grid trading (3+ positions same pair/direction)
  • Hedge trading
  • Arbitrage, latency trading
  • High-frequency trading (trades ≤15 seconds)
  • Reverse trading across accounts
  • Account rolling/stacking (risking all on multiple accounts)
  • Overleveraged trades (>30% margin on single trade)
  • One-sided trading (stacking positions to hit targets)
Inactivity Rule
No data

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.

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