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Comparison · Futures

Which is better for your first challenge: FTMO Futures or Finotive Futures?

Choosing your first prop firm can be overwhelming if you do not know the technical language. Both FTMO Futures and Finotive Futures offer you the chance to trade with their capital after you prove your skills. This comparison explains the differences in plain language so you can decide which one fits your start in the futures market.

Updated on

What you are signing up for

An evaluation is a test where you trade in a simulated environment to reach a profit target, which is a specific amount of money you must earn without breaking any rules.

  • FTMO Futures uses a monthly subscription model. You pay a fee every month (for example, $119 for a $50,000 account) until you pass the evaluation or cancel.
  • Finotive Futures uses a one-time purchase fee. You pay once (for example, $179 for a $50,000 1-Step account) and there are no recurring charges.

Both firms offer accounts of various sizes, typically ranging from $25,000 to $150,000. In both cases, if you pass, you do not have to pay an activation fee to receive your funded account.

How hard each one is

The biggest hurdle for any beginner is the drawdown, which is the maximum amount of money you are allowed to lose before the firm closes your account.

  • FTMO Futures has two main types of accounts: Growth and Pro.
  • The Growth account is friendlier because it has no daily drawdown during the evaluation. Daily drawdown is a limit on how much you can lose in a single day.
  • The Pro account has a "hard" daily limit; if you lose that amount in one day, you lose the account instantly.
  • Finotive Futures 1-Step accounts have a "soft" daily limit. This means if you hit the daily loss limit, your trades are closed and you are paused until the next day, but you do keep the account.
  • Both firms use a "trailing" drawdown at the end of the day. This means the minimum balance you must stay above moves up as your account balance grows at the end of each trading day.

How long it takes

In the world of prop trading, firms often set a minimum number of trading days to ensure you are not just getting lucky.

  • FTMO Futures does not have a fixed number of minimum days. However, it uses a consistency rule: your best single day cannot account for more than 40% (Growth) or 50% (Pro) of your total profit. This naturally forces you to trade for several days.
  • Finotive Futures allows you to pass the 1-Step evaluation in a single day if you reach the target. There is no consistency rule during the evaluation phase itself.
  • Neither firm has a maximum time limit, so you can take as many months as you need as long as you keep your account active.

Where beginners fail

Beginners often lose accounts by not understanding the specific trading rules.

  • Inactivity: At Finotive, if you do not place a trade for 15 consecutive days, you lose the account. FTMO is more generous, giving a warning after 30 days.
  • News Trading: FTMO allows you to trade during high-impact economic news. Finotive prohibits opening or closing trades 2 minutes before and after major news once you are in the funded phase.
  • Holding Positions: Both firms require you to close all positions before the market closes for the day. You cannot hold trades overnight or over the weekend.
  • Consistency at Payout: Even if you pass the test, Finotive requires that no single day represents more than 40% of your profit when you ask for your money.

What happens if you make it

Once you pass the evaluation, you move to a funded account where you keep a portion of the profits.

  • Profit Split: Both firms give you 90% of the profits you generate.
  • Withdrawal Minimums: FTMO allows you to withdraw as little as $20. Finotive requires at least $500 in profit before they process a payout.
  • Platforms: Both offer industry standards like NinjaTrader, Tradovate, and TradingView. Finotive offers additional platforms like ATAS and Quantower, which are specialized tools for reading market volume.
  • Live Accounts: Most accounts are "sim-funded" (simulated), but both firms mention that exceptionally consistent traders may be invited to move to a real "Live" account at the firm's discretion.

If it is your first time

For a complete beginner, FTMO Futures (Growth Account) is often the safer recommendation. The absence of a daily drawdown during the evaluation phase removes a major source of stress, allowing you to focus on learning how the market moves. Although it requires a monthly subscription, the low minimum withdrawal of $20 makes it much easier to see your first "real" reward quickly.

Finotive Futures is better if you are confident and want to pass in a single day, or if you prefer a one-time payment to avoid the pressure of a recurring monthly bill.

Frequently asked questions

Which firm is cheaper to start a $50,000 account, FTMO Futures or Finotive Futures?

FTMO Futures is cheaper initially, costing $119 for a $50,000 Growth account, but this is a monthly subscription. Finotive Futures costs $179 for a $50,000 1-Step account, which is a one-time fee. If you take more than one month to pass, Finotive becomes the more economical choice.

What are the minimum withdrawal amounts for FTMO Futures compared to Finotive Futures?

There is a significant difference in how easily you can access your money. FTMO Futures has a very low minimum withdrawal of only $20. In contrast, Finotive Futures requires you to have earned at least $500 in profit before you can request a payout.

Can I trade the news on funded accounts with FTMO Futures and Finotive Futures?

FTMO Futures allows news trading without specific time restrictions on their funded accounts. Finotive Futures, however, is stricter: on funded accounts, you cannot open, close, or trigger orders from 2 minutes before until 2 minutes after high-impact news releases.

Which firm offers more trading platforms, FTMO Futures or Finotive Futures?

Finotive Futures offers a wider variety of platforms, including NinjaTrader, Tradovate, TradingView, DeepCharts, ATAS, and Quantower. FTMO Futures is more limited, focusing on the three most popular options: NinjaTrader, Tradovate, and TradingView.

Field by field

Finotive Futures and FTMO Futures, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

47 differences

No active discount right now.

Headquarters

Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

Praga 1, Calle Purkynova 2121/3, 110 00, Czech Republic

CEO

Oliver Newland

Otakar Suffner

Country

United Arab Emirates

Czech Republic

Foundation

2026

2015

Banned Countries
Cuba, Iran, North Korea, Syria
Afghanistan, Albania, Angola, Anguilla, Antarctica, Antigua and Barbuda, Australia, Barbados, Belarus, Belize, Bhutan, Bouvet Island, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, China, Christmas Island, Cocos (Keeling) Islands, Comoros, Congo (Republic), Cook Islands, Côte d’Ivoire, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Falkland Islands, Fiji, Gabon, Gambia, Ghana, Grenada, Guinea, Guinea-Bissau, Guyana, Heard and McDonald Islands, Holy See (Vatican City State), Indonesia, Iran, Iraq, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kyrgyzstan, Laos, Lesotho, Liberia, Libya, Malawi, Mali, Marshall Islands, Mauritania, Mayotte, Micronesia, Monaco, Montserrat, Myanmar, Namibia, Nauru, Niger, Niue, North Korea, Papua New Guinea, Russian Federation, Rwanda, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Georgia and South Sandwich Islands, South Sudan, Sri Lanka, Sudan, Suriname, Svalbard and Jan Mayen, Syria, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Tunisia, Turkmenistan, Tuvalu, Ukraine, Uzbekistan, Vanuatu, Venezuela, Vietnam, Western Sahara, Yemen, United States — Arkansas, United States — Delaware, United States — Louisiana, United States — Montana, United States — South Carolina
Assets
Futures
Commodities, Indices, Crypto, Forex
Brokers
NinjaTrader, Volumetrica
Tradovate
Platforms
NinjaTrader, Tradovate, Tradingview, DeepCharts, ATAS, Quantower
NinjaTrader, Tradovate, Tradingview
Payout Methods
Transfer, Crypto, Revolut
Wise, Revolut, Visa Direct, Mastercard Send
Live Account
Limited

Traders may enter the live-account review pool after payout 5, significant lifetime payouts, exceptional simulated-funded performance or a previous live transition. Selection is always at Finotive Futures' discretion.

Limited

A small group of consistently profitable traders may be invited to a Live Funded Account at FTMO's discretion. It cannot be requested and additional country restrictions apply.

Payment Methods
Card, Crypto, PayPal, Transfer
Card, ApplePay, GooglePay, PayPal, Revolut, Skrill, Crypto, Transfer
Payout Frequency

On demand once all requirements are met.

On demand once the qualifying-day requirements for the current payout cycle are met.

Payout Guarantee

Payout requests are processed within 24 to 48 hours.

No data
Maximum Withdrawal

1-Step Funded

  • $25K: $1,000 first payout; $1,500 thereafter
  • $50K: $2,000 first payout; $2,500 thereafter
  • $100K: $2,500 first payout; $3,000 thereafter
  • $150K: $3,000 first payout; $3,500 thereafter

Instant

  • $25K: $1,000
  • $50K: $2,000
  • $100K: $3,000
  • $150K: $4,000

Growth — per payout

  • $50K: up to 50% of available profit, capped at $2,500
  • $100K: up to 50% of available profit, capped at $3,000
  • $150K: up to 50% of available profit, capped at $4,000

Pro — per payout

  • $50K: up to 100% of available profit, capped at $5,000
  • $100K: up to 100% of available profit, capped at $6,000
  • $150K: up to 100% of available profit, capped at $8,000
Minimum Withdrawal

$500 before the 90% reward split.

$20

Other Payout Requirements

All positions must be closed and KYC and compliance checks must be complete before requesting a payout.

At least 50% of every requested payout must come from new profit generated during the current payout cycle. US clients must submit Form W-9 and proof of ownership of an eligible US bank account before their first payout.

Account Reset
  • 1-Step evaluation: a discounted reset can be purchased within 14 calendar days of a breach.
  • 1-Step Funded: up to 2 resets before the first payout, within 14 days of the breach; each costs 5 times the evaluation fee.
  • Instant: no standard reset; the same size can be repurchased at a reduced price within 3 calendar days of a breach.

Evaluation accounts can be reset to their original conditions without changing the monthly billing date. There is no limit on purchased resets.

Instant
Yes
No
One Step
Yes
Yes
Account scaling
Yes
No
Max Drawdown
  • 1-Step: EOD trailing, based on the highest end-of-day balance; it locks at the initial balance once the Profit Buffer is reached.
  • Instant: intraday trailing, following the highest balance or open equity.
  • Reaching the maximum drawdown is a hard breach.

End-of-day trailing drawdown based on the highest closing balance. It can only move upward and locks permanently once it reaches the initial account balance.

Daily Drawdown

Calculated from the end-of-day balance. A breach is soft: positions are closed and trading stops for that day; the account is not failed. The new daily limit on 25K 1-Step evaluations applies only to new purchases; existing accounts retain their original rules.

  • Growth Evaluation: none
  • Growth Sim-Funded: soft limit of $1,000 / $2,000 / $3,000 on 50K / 100K / 150K; positions close and trading pauses until the next day
  • Pro Evaluation and Sim-Funded: hard limit of $1,000 / $1,500 / $2,000 on 50K / 100K / 150K; breach terminates the account
Max Allocation
1,000,000
450,000
Mandatory buffer
Limited

Applies only to 1-Step Funded accounts and must remain in the account: $1,000 on $25K, $2,000 on $50K, $3,000 on $100K and $4,500 on $150K. Each payout also requires new profit equal to 1% of the initial balance above the buffer. Instant accounts use a recurring payout milestone instead: $1,450, $3,000, $5,000 and $8,000 respectively.

Limited

Growth allows withdrawing up to 50% of available profit per cycle, leaving the remainder in the account. Pro allows up to 100%, subject to its payout cap.

Maximum Accounts

Unlimited evaluation accounts. Total funded allocation across 1-Step and Instant accounts is capped at $1,000,000.

Unlimited concurrent Evaluations. Maximum 3 concurrent Sim-Funded Accounts across Growth and Pro.

Maximum Trading Days

No time limit for the 1-Step evaluation. Accounts close after 15 consecutive calendar days without a trade.

Unlimited while the monthly subscription remains active.

Minimum Trading Days

The 1-Step evaluation can be passed in one trading day.

No fixed minimum. The Evaluation must satisfy its consistency rule, which can require multiple trading days.

Funded Phase Pricing Model

No activation fee or recurring subscription.

No activation fee and no recurring charge on Sim-Funded or Live Funded Accounts.

Minimum Profitable Days
  • 1-Step evaluation: none
  • 1-Step Funded: 3 per payout cycle
  • Instant: 5 per payout cycle

A profitable day requires at least 0.25% of the initial account balance in realised profit.

Growth payout eligibility

  • $50K: 4 days with at least $150 closed profit per day
  • $100K: 4 days with at least $250 closed profit per day
  • $150K: 4 days with at least $300 closed profit per day

Pro payout eligibility

  • $50K: 5 days with at least $200 closed profit per day
  • $100K: 5 days with at least $300 closed profit per day
  • $150K: 5 days with at least $500 closed profit per day
Evaluation Phase Pricing Model

One-time purchase fee. No subscription or automatic rebilling, and no activation fee after passing.

Monthly subscription. Market data is included and there is no activation fee. After a hard breach, the trader can buy a reset or wait for the next renewal to receive a fresh Evaluation.

Add-ons
No data
No
Profit Split
No data

90%

Free Trial
No data
No
Merge Accounts
No data
No
Position size scaling
No data
Yes

Sim-Funded Accounts start with 2, 4 or 6 mini contracts on the 50K, 100K and 150K sizes. The limit scales with end-of-day profit up to 5, 10 or 15 minis respectively. Ten micros count as one mini.

Expert Advisor (EA)
Yes

Bots, EAs and personal automated strategies are allowed if they do not exploit latency, feed errors or the simulated environment.

Yes

Algorithmic trading and EAs are allowed, but manipulative automation, high-frequency strategies and latency arbitrage are prohibited. Third-party EAs can cause duplicated-strategy issues.

VPN
Limited

Connections must remain stable and verifiable. VPNs, proxies or location masking are prohibited when they impair identity, location or account-control checks.

Yes

VPN and VPS use is allowed if the trader remains the sole controller of the account and does not reside in a restricted country.

Hedging
Limited

Hedging within one account is allowed, including mini versus micro positions. Opposing or correlated hedges across separate accounts or prop firms are prohibited.

Limited

Opposing positions may be used within one account. Hedging or offsetting directional risk across different accounts, providers or people is prohibited.

Requires Stop Loss
No
No
Scalping
Limited

Microscalping is allowed, but no more than 50% of total profit may come from trades held for less than 30 seconds.

Yes

Scalping is allowed when it reflects legitimate market trading. High-frequency and latency-arbitrage strategies are prohibited.

Martingale
Limited

Allowed when used responsibly within contract and drawdown limits. Aggressive exposure may be reviewed as gambling behaviour.

No data
Copy Trading
Limited

Allowed only between accounts personally owned and controlled by the same trader, including their accounts at other prop firms. Third-party signals, accounts and copy services are prohibited.

Limited

Copying between accounts owned by the same trader is allowed. Copying signals or decisions from another trader or third party is prohibited.

News Trading
Limited

Allowed without restrictions during the 1-Step evaluation. On 1-Step Funded and Instant accounts, orders cannot be opened, closed or triggered from 2 minutes before until 2 minutes after high-impact news.

Yes
Inactivity Rule

15 consecutive calendar days without a trade is a hard breach and permanently closes the account.

Sim-Funded Accounts receive a warning after 30 consecutive inactive days and close after a further 30 inactive days. Live Funded Accounts have no inactivity rule.

Consistency Rule
Limited

No consistency rule during the 1-Step evaluation. At payout, one day may represent at most 40% of cycle profit on 1-Step Funded accounts and 20% on Instant accounts.

Limited
  • Growth Evaluation: the best day cannot exceed 40% of total profit
  • Pro Evaluation: the best day cannot exceed 50% of total profit
  • Sim-Funded: no consistency rule
Hold Weekend
No

Positions cannot be carried through the Friday close into the Sunday reopen.

No
Prohibited Strategies

Hedging across accounts or platforms; latency, feed, spread or exchange arbitrage; account or device sharing; coordinated/group trading; copying third parties; spoofing, layering and market or order-queue manipulation; volume inflation or artificial trades; HFT and algorithmic exploitation; non-viable simulated-fill strategies; gambling/account rolling; news straddling; and gap or illiquid-market exploitation.

Exploiting platform or data-feed errors; relying on drawdown protection as the sole exit; offsetting risk across accounts; copying third-party trades; manipulative automation, HFT or latency arbitrage; opening positions within 2% of a CME price limit; holding positions or resting orders after market close; overleveraging, account rolling, spoofing, layering, wash trading or other behaviour that cannot be replicated in a live futures market.

Overnight positions
No

All open positions are automatically closed at 15:55 CT, five minutes before the daily close.

No
Maximum Risk Limit
No data
Limited

No fixed percentage is published, but overleveraging, one-sided bets and materially inconsistent position sizing can lead to account action or termination.

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