What you are signing up for
An evaluation is a test where you trade in a simulated environment to reach a profit target, which is a specific amount of money you must earn without breaking any rules.
- FTMO Futures uses a monthly subscription model. You pay a fee every month (for example, $119 for a $50,000 account) until you pass the evaluation or cancel.
- Finotive Futures uses a one-time purchase fee. You pay once (for example, $179 for a $50,000 1-Step account) and there are no recurring charges.
Both firms offer accounts of various sizes, typically ranging from $25,000 to $150,000. In both cases, if you pass, you do not have to pay an activation fee to receive your funded account.
How hard each one is
The biggest hurdle for any beginner is the drawdown, which is the maximum amount of money you are allowed to lose before the firm closes your account.
- FTMO Futures has two main types of accounts: Growth and Pro.
- The Growth account is friendlier because it has no daily drawdown during the evaluation. Daily drawdown is a limit on how much you can lose in a single day.
- The Pro account has a "hard" daily limit; if you lose that amount in one day, you lose the account instantly.
- Finotive Futures 1-Step accounts have a "soft" daily limit. This means if you hit the daily loss limit, your trades are closed and you are paused until the next day, but you do keep the account.
- Both firms use a "trailing" drawdown at the end of the day. This means the minimum balance you must stay above moves up as your account balance grows at the end of each trading day.
How long it takes
In the world of prop trading, firms often set a minimum number of trading days to ensure you are not just getting lucky.
- FTMO Futures does not have a fixed number of minimum days. However, it uses a consistency rule: your best single day cannot account for more than 40% (Growth) or 50% (Pro) of your total profit. This naturally forces you to trade for several days.
- Finotive Futures allows you to pass the 1-Step evaluation in a single day if you reach the target. There is no consistency rule during the evaluation phase itself.
- Neither firm has a maximum time limit, so you can take as many months as you need as long as you keep your account active.
Where beginners fail
Beginners often lose accounts by not understanding the specific trading rules.
- Inactivity: At Finotive, if you do not place a trade for 15 consecutive days, you lose the account. FTMO is more generous, giving a warning after 30 days.
- News Trading: FTMO allows you to trade during high-impact economic news. Finotive prohibits opening or closing trades 2 minutes before and after major news once you are in the funded phase.
- Holding Positions: Both firms require you to close all positions before the market closes for the day. You cannot hold trades overnight or over the weekend.
- Consistency at Payout: Even if you pass the test, Finotive requires that no single day represents more than 40% of your profit when you ask for your money.
What happens if you make it
Once you pass the evaluation, you move to a funded account where you keep a portion of the profits.
- Profit Split: Both firms give you 90% of the profits you generate.
- Withdrawal Minimums: FTMO allows you to withdraw as little as $20. Finotive requires at least $500 in profit before they process a payout.
- Platforms: Both offer industry standards like NinjaTrader, Tradovate, and TradingView. Finotive offers additional platforms like ATAS and Quantower, which are specialized tools for reading market volume.
- Live Accounts: Most accounts are "sim-funded" (simulated), but both firms mention that exceptionally consistent traders may be invited to move to a real "Live" account at the firm's discretion.
If it is your first time
For a complete beginner, FTMO Futures (Growth Account) is often the safer recommendation. The absence of a daily drawdown during the evaluation phase removes a major source of stress, allowing you to focus on learning how the market moves. Although it requires a monthly subscription, the low minimum withdrawal of $20 makes it much easier to see your first "real" reward quickly.
Finotive Futures is better if you are confident and want to pass in a single day, or if you prefer a one-time payment to avoid the pressure of a recurring monthly bill.
Frequently asked questions
Which firm is cheaper to start a $50,000 account, FTMO Futures or Finotive Futures?
FTMO Futures is cheaper initially, costing $119 for a $50,000 Growth account, but this is a monthly subscription. Finotive Futures costs $179 for a $50,000 1-Step account, which is a one-time fee. If you take more than one month to pass, Finotive becomes the more economical choice.
What are the minimum withdrawal amounts for FTMO Futures compared to Finotive Futures?
There is a significant difference in how easily you can access your money. FTMO Futures has a very low minimum withdrawal of only $20. In contrast, Finotive Futures requires you to have earned at least $500 in profit before you can request a payout.
Can I trade the news on funded accounts with FTMO Futures and Finotive Futures?
FTMO Futures allows news trading without specific time restrictions on their funded accounts. Finotive Futures, however, is stricter: on funded accounts, you cannot open, close, or trigger orders from 2 minutes before until 2 minutes after high-impact news releases.
Which firm offers more trading platforms, FTMO Futures or Finotive Futures?
Finotive Futures offers a wider variety of platforms, including NinjaTrader, Tradovate, TradingView, DeepCharts, ATAS, and Quantower. FTMO Futures is more limited, focusing on the three most popular options: NinjaTrader, Tradovate, and TradingView.



























