Risk rules compared: FTMO vs. WhitePips

Praga 1, Calle Purkynova 2121/3, 110 00, Czech Republic

Sharjah, United Arab Emirates

Otakar Suffner

Czech Republic

Saint Lucia

2015

2026

Liquidity Provider

(Only 2-Step Challenge) Full refound after first payout

Prime 1 Step and Prime 2 Step only: the fee is refunded in full once the account has been funded for 30 days and is in profit. Edge and Instant have no refund.

100%

14 days

First payout on demand once funded (on Instant, after the first trade). Then every 7 days; every 14 on Instant Go.

• Bank transfer: $20
• Crypto: $50

Edge 1 Step and Prime 1 Step: 1% of the starting balance, at most $100. Edge 2 Step and Prime 2 Step: no minimum. Instant: 1% of the starting balance. Crypto payouts: at least $100.

No fixed fee published. Any processing or network fee is shown before you confirm; bank and network charges are paid by the trader.

No guaranteed time: the payout policy neither promises nor estimates one. Every request gets an automatic receipt and every payout a verifiable certificate.

Only with the Weekend Holding add-on. Without it, crypto positions are also closed at 4:45 PM New York time on Friday.

At most $2,000 per account in any 7 days; the rest stays on the account for the next request.

• Standard: 100:1
• Swing: 30:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

• Standard: 30:1
• Swing: 9:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

• Standard: 50:1
• Swing: 15:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

• Standard: 3.33:1
• Swing: 1:1

• Standard: 3.33:1
• Swing: 1:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

Edge and Instant: $5 per lot round turn. Prime: $4.

Edge and Instant: $6 per lot round turn. Prime: $5.

Edge and Instant: 0.06% of the trade value, round turn. Prime: 0.045%.

Paid add-on with a fixed price per size, from $9 (2.5K) to $146 (200K). Reviewed if profit comes mainly from positions held through the rollover.

Weekend Holding (20% of the fee) and Swap-Free (fixed price per size). Bought with the account and non-refundable.

Requirements

• Minimum of 4 months cycle
• At least 10% total net simulated profit in the 4-months trading window, date to date
• Process at least 2 rewards
• Positive account balance at the time of scale-up

Benefits

• Upgraded reward to 90%
• $2M scale-up cap
• Continuous increase when criteria are met

Automatic 90-day cycles: +30% size (up to 680K; 340K on Instant) and +5 split points. They require 50 trades, 12% net (1 Step), 10% (2 Step) or 15% (Instant), 2 of 3 profitable months (all 3 on Instant and Prime), no trade above 7.5% of profit (5% on Instant and Prime) and no warning.

• 1-Step: End-of-day trailing
• 2-Step: Static
• Instant: Intraday trailing on closed balance. It does not reset after a Reward withdrawal.

Static on every plan: the floor stays fixed below the starting balance and is measured on equity, floating loss included. Touching it ends the account.

90%

Edge rises 5 points per scaling cycle up to 95%; Instant Pro up to 90%; Instant Go up to 85%. Prime moves to 100% after 30 days funded and does not rise with scaling. Each strike pays the next payout at 10%.

One free Edge 1 Step 100K for 14 days under the paid rules, after KYC approval. It never funds or pays out; passing it gives a 20% code valid for 30 days.

Equity based

Measured from the previous day's closing balance (5 PM New York), floating loss included. Touching it ends the account.

$1.5M per person across all CFD and futures accounts.

Unlimited

No time limit in the evaluation or once funded.

• 1-Step: 0 days
• 2-Step Phase 1 and 2: 4 days
• Instant: 0 days

Voluntary evaluation reset with no open positions: a new account at 20% off the current price. After a breach, a paid restart for 7 days. Funded accounts can buy a reset while under 10% of the max loss has been used.

One user per person, with as many accounts as the $1.5M limit allows. Up to 5 accounts per order, with a 10% to 25% bundle discount.

Profitable day: a close at +0.5% of the account size. To pass, 3 on 1 Step and 2 per phase on 2 Step. Before each payout: 3 (1 Step), 2 (2 Step), 5 (Instant Go) and none on Instant Pro.

Only EAs the trader developed and controls, and can explain and show running. Bought, rented or subscription bots are prohibited.

Hiding your location with a VPN, proxy or remote desktop is prohibited and triggers a new identity check. Your own EA on a VPS is allowed if disclosed.

Within one account, yes. Prohibited across accounts, yours or others', and against other firms or brokers.

Yes. Once funded, trades under 120 seconds may make at most 20% of profit from the tenth closed trade; above that, payouts pause until it is back under. Not measured in the evaluation.

Max. Exposure: open notional may not exceed 5,000% of the balance at 2.5K down to 1,000% at 200K. Once funded, no trade may float more than 2% of the starting balance in loss (1.5% on Instant). Each gives a warning that, if the account is in profit, resets it to the starting balance; the second ends the account. Instant: max 1.5% floating loss per symbol.

Only to copy your own trading: between your own CFD accounts or from your own master account at another broker or firm. Signals and third-party accounts are prohibited.

Standard

Not allowed to execute any new trade or close an existing trade (including stop loss or take profit) on the targeted instrument in the window of 2 minutes before until 2 minutes after the release of the below news announcements.

Swing

No restrictions.

Allowed at every stage. Straddling is prohibited: opposite or offsetting positions on the same or correlated instruments within 15 minutes of a red or amber release; the risk desk reviews it.

30 days

30 days without a closed trade ends the account.

• 1-Step: To pass the FTMO Challenge: 1-Step or to be eligible for a Reward on an FTMO Account, your profit from the Best Day must not represent more than 50% of your total profit.
• 2-Step: No consistency rule.
• Instant: To be eligible for a Reward, your Best Day must not represent more than 30% of your total profit. The count restarts from zero after each Reward.

No best-day rule. A single trade may not exceed 60% of profit; if it does, payouts pause until it is back under. On funded Prime, every 7 days the trade count and volume per instrument must stay within ±25% of the average, or the account moves to a standard funded account.

Standard

In an FTMO Challenge or Verification, you don't have to close your positions during the weekend. However, once you become an FTMO Trader and get an FTMO Account, you are required to close your positions just before the markets close for the weekend or if the rollover (market break) is longer than 2 hours.

Swing

No restrictions.

Only with the add-on. Without it, positions are closed at 4:45 PM New York time on Friday: the first time is a warning, the second ends the account.

• Overleveraging
• Overexposure
• One-sided bets
• Account Rolling

Latency or price-error arbitrage, hedging across accounts or firms, coordinated trading, third-party management, bought bots, gap exploitation, grid and martingale, doubling size after a loss the same day, swap-free abuse and churning accounts. At most 20% of profit may come from the 21:00 to 22:59 UTC window.

Grid and martingale strategies that add exposure into losses are prohibited.