FundingPips and WhitePips at a glance

IFZA Business Park DDP Dubai U.A.E.

Sharjah, United Arab Emirates

Khaled Ayesh

United Arab Emirates

Saint Lucia

2022

2026

Liquidity Provider

1 and 2 Step: Full refund with first payout

Prime 1 Step and Prime 2 Step only: the fee is refunded in full once the account has been funded for 30 days and is in profit. Edge and Instant have no refund.

$10

No fixed fee published. Any processing or network fee is shown before you confirm; bank and network charges are paid by the trader.

• 2-Step Standard: Weekly, Bi-Weekly, Monthly or On Demand
• 2-Step Pro: Weekly or Monthly
• 1 Step Flex and 2-Step Flex: Bi-Weekly or Monthly
• FundingPips Zero: Bi-Weekly
• Prime (existing accounts only): Daily, any number of requests
• Labs 247: Daily
• Labs 004 Ultimate: unlimited daily requests from Master day one, no reward buffer. Funds leave the account immediately; trading can continue.

First payout on demand once funded (on Instant, after the first trade). Then every 7 days; every 14 on Instant Go.

Labs 247: crypto trading and weekend holding are available 24/7 in Evaluation and Master. Other models retain their existing restrictions.

Only with the Weekend Holding add-on. Without it, crypto positions are also closed at 4:45 PM New York time on Friday.

• Labs 004 Ultimate: no daily reward-request cap

At most $2,000 per account in any 7 days; the rest stays on the account for the next request.

• On Demand payout: 1%
• Tuesday, bi-weekly and montly: 1%
• Prime (existing accounts only): 1% of Prime Account size (or Scaled Prime Account Size after scaling)
• Labs 247: 1% of the account size
• Labs 004 Ultimate: 1% of account size per request

Edge 1 Step and Prime 1 Step: 1% of the starting balance, at most $100. Edge 2 Step and Prime 2 Step: no minimum. Instant: 1% of the starting balance. Crypto payouts: at least $100.

No guaranteed time: the payout policy neither promises nor estimates one. Every request gets an automatic receipt and every payout a verifiable certificate.

• 1 Step: 30:1
• 2 Step: 100:1
• Zero: 50:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 004 Ultimate: 100:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

• 1 Step: 10:1
• 2 Step: 30:1
• Zero: 20:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1
• Labs 004 Ultimate: 30:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

10:1

• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1
• Labs 004 Ultimate: 10:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

• 1 Step: 5:1
• 2 Step, Zero: 20:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1
• Labs 004 Ultimate: 20:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

Labs 247: 5:1

• 1 Step: 1:1
• 2 Step, Zero: 2:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1

Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.

Edge and Instant: $5 per lot round turn. Prime: $4.

Edge and Instant: $6 per lot round turn. Prime: $5.

Edge and Instant: 0.06% of the trade value, round turn. Prime: 0.045%.

Paid add-on with a fixed price per size, from $9 (2.5K) to $146 (200K). Reviewed if profit comes mainly from positions held through the rollover.

10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).

Voluntary evaluation reset with no open positions: a new account at 20% off the current price. After a breach, a paid restart for 7 days. Funded accounts can buy a reset while under 10% of the max loss has been used.

cTrader (+20%)
Swing: overnight and weekend holding on Master accounts for 1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex; selected at purchase

Weekend Holding (20% of the fee) and Swap-Free (fixed price per size). Bought with the account and non-refundable.

Level 1 - Launchpad (Novice)

Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown.

Level 2 - Ascender (Intermediate)

Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown.

Level 3 - Trailblazer (Advanced)

Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown.

Level 4 - Hot Seat (Elite)

Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses.

Level 5 - Elite Trader Status (Advanced Hot Seat)

Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100-$500).

Prime (existing accounts only)

The first four scale-ups require +5% total profit; from the fifth onward, +10%, measured against the starting size of the current level. Required profitable days: none for the first scale-up, 2 for the second and third, 4 for the fourth, and 10 from the fifth onward. Each profitable day must close at +1% or more of the account size; the counter resets after each scale-up. Each scale-up adds +10% to the current level's starting size, up to $2M. At Level 10 or $2M: Certified FundingPips Trader status, listed on the Tradin Investor Marketplace with 20% profit share on investor capital.

Automatic 90-day cycles: +30% size (up to 680K; 340K on Instant) and +5 split points. They require 50 trades, 12% net (1 Step), 10% (2 Step) or 15% (Instant), 2 of 3 profitable months (all 3 on Instant and Prime), no trade above 7.5% of profit (5% on Instant and Prime) and no warning.

• 1 Step Flex, 2 Step: Static
• Zero: Trailing
• Prime (existing accounts only): 8% static below the starting balance; recalculated only after a scale-up
• Labs 247: 4% static in Evaluation and Master
• Labs 004 Ultimate: static in Evaluation and Master; never trails

Static on every plan: the floor stays fixed below the starting balance and is measured on equity, floating loss included. Touching it ends the account.

Reward split depends on the selected reward cycle and account configuration.

• 2-Step Standard: Weekly (60%), Bi-Weekly, On Demand (90%) or Monthly (100%)
• 2-Step Pro: Weekly or Monthly (100%)
• 1 Step Flex: Bi-Weekly or Monthly (100%)
• 2-Step Flex: Bi-Weekly, with an alternative 95% split selected at purchase at the same price, or Monthly (100%)
• FundingPips Zero: fixed Bi-Weekly cycle
• Prime (existing accounts only): 80%, Daily, any number of requests
• Labs 247: Daily

The Monthly cycle requires consistency and profitable days. Earlier purchases retain their legacy conditions.

Edge rises 5 points per scaling cycle up to 95%; Instant Pro up to 90%; Instant Go up to 85%. Prime moves to 100% after 30 days funded and does not rise with scaling. Each strike pays the next payout at 10%.

One free Edge 1 Step 100K for 14 days under the paid rules, after KYC approval. It never funds or pays out; passing it gives a 20% code valid for 30 days.

Higher of the opening balance or equity for the trading day

• Prime (existing accounts only): 3% (soft breach, pauses trading for the rest of the day, account stays open, resumes at 00:00 UTC+3)
• Labs 247: 2% of the starting balance in Evaluation and Master
• Labs 004 Ultimate: no daily loss limit, or 2% of the starting balance on the daily loss version, in Evaluation and Master

Measured from the previous day's closing balance (5 PM New York), floating loss included. Touching it ends the account.

$1.5M per person across all CFD and futures accounts.

Labs 247: maximum 5 accounts per user. These accounts are separate from the standard capital allocation.
Labs 004 Ultimate: maximum 3 accounts per user, outside standard allocation caps.

One user per person, with as many accounts as the $1.5M limit allows. Up to 5 accounts per order, with a 10% to 25% bundle discount.

A Master account can only be merged with another Master account from the same evaluation model.

Merging accounts is not supported in the FundingPips Zero Model.

• Prime (existing accounts only): any Prime accounts can merge, regardless of the originating model. Request through the dashboard; the resulting account takes the higher of the two scale-up levels. Merged size respects the $2M maximum.

Labs 247: 6 months for the Evaluation phase and a separate 6-month period for the Master account.
Labs 004 Ultimate: separate 6-month windows for Evaluation and Master.

No time limit in the evaluation or once funded.

New purchases and resets from 28 September 2026:

• 2-Step Standard: 3 trading days per evaluation phase; no minimum with the 3% daily-loss configuration
• 2-Step Pro: no minimum trading days
• 1 Step Flex: no minimum trading days
• 2-Step Flex: 1 trading day per phase on the standard reward configuration; the alternative configuration requires profitable days
• Labs 247: no minimum trading days
  Earlier purchases retain their legacy conditions.

Participant Limit: Up to 50,000 participants. Registration closes once full.

Prizes

• 1st: 100K Evaluation + $1,500
• 2nd: 100K Evaluation + $1,200
• 3rd: 100K Evaluation + $1,000
• 4th: 100K Evaluation
• 5th: 50K Evaluation
• 6th–10th: 25K Evaluation
• 11th–20th: 10K Evaluation
• Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each.

Rules

• Max loss: 10%
• Daily loss: 5%
• No EAs
• No exploiting unrealistic demo fills
• One account per person

Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.

• Monthly reward cycle (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 7 profitable days per cycle, each with at least 0.5% of the starting Master account size; the count resets after each reward
• 2-Step Flex alternative reward configuration: 3 profitable days per evaluation phase and per Bi-Weekly Master reward cycle, each with at least 0.5% of the starting account size

Profitable day: a close at +0.5% of the account size. To pass, 3 on 1 Step and 2 per phase on 2 Step. Before each payout: 3 (1 Step), 2 (2 Step), 5 (Instant Go) and none on Instant Pro.

Default rule (third-party EAs): Permitted ONLY when used strictly as a trade or risk manager. Any other use of a third-party EA = denial of evaluation/reward and account closure.

Personal EA Exception
Full automation allowed only with proof of ownership of the EA code.

Account-type exceptions

• 1K Instant Account: third-party EAs and trade copiers permitted (full automation OK).
• Monthly Competition: ALL EAs prohibited (including personal with proof).

Only EAs the trader developed and controls, and can explain and show running. Bought, rented or subscription bots are prohibited.

Hiding your location with a VPN, proxy or remote desktop is prohibited and triggers a new identity check. Your own EA on a VPS is allowed if disclosed.

Within one account, yes. Prohibited across accounts, yours or others', and against other firms or brokers.

Yes. Once funded, trades under 120 seconds may make at most 20% of profit from the tenth closed trade; above that, payouts pause until it is back under. Not measured in the evaluation.

There is a limit on simultaneous open lots:

• $5K–$10K: no limit
• $25K: 10 lots
• $50K: 20 lots
• $100K or more (including merged accounts): maximum 40 lots

Penalties

• 1st violation: warning
• 2nd violation: removal of excess profits, reward reduced to 30%, and account closure

1 Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard

Risk Per Trade Idea and the Striking System are removed in Evaluation and Master for new purchases from 28 September 2026. Earlier purchases retain their legacy conditions.

Max. Exposure: open notional may not exceed 5,000% of the balance at 2.5K down to 1,000% at 200K. Once funded, no trade may float more than 2% of the starting balance in loss (1.5% on Instant). Each gives a warning that, if the account is in profit, resets it to the starting balance; the second ends the account. Instant: max 1.5% floating loss per symbol.

Permitted

• Copying trades between your own FundingPips accounts (registered under same individual).
• Using your FundingPips account as MASTER to copy to external accounts (as slave).

Prohibited

• Copying between FundingPips accounts of different users.
• Coordinated trading across master accounts not owned by same individual.
• Inbound copy trading (external source as master, FundingPips as slave).
• Third-party account management (immediate termination).

Only to copy your own trading: between your own CFD accounts or from your own master account at another broker or firm. Signals and third-party accounts are prohibited.

Evaluation Stage (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
No restrictions on holding trades during news events. Purposely trading news = account closure.

Master Account (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
Trades opened/closed within 5 minutes before/after a high-impact (red folder) news event have their FULL profit deducted, UNLESS the trade was executed 5+ hours before the event.
Speech window: 5 min before speech start to 5 min after speech end.

FundingPips Zero
HARD BREACH if any position is opened/closed/held within 10 minutes before/after a high-impact news event on affected currencies.
Speech window: 10 min before speech start to 10 min after speech end.

Labs 247
Evaluation: news trading is allowed on every instrument.
Master: profits may be deducted from trades opened or closed 5 minutes before or after high-impact news affecting the corresponding currency. For high-impact speeches, the window runs from 10 minutes before the speech begins until 10 minutes after it ends. Trades opened at least 5 hours before the event are exempt.
Labs 004 Ultimate
Evaluation: news trading allowed. Master: profits on trades within 5 minutes before or after high-impact news or speeches are deducted.

Allowed at every stage. Straddling is prohibited: opposite or offsetting positions on the same or correlated instruments within 15 minutes of a red or amber release; the risk desk reviews it.

30 consecutive days without completed trades results in hard breach. Applies to all account types including Master accounts.

30 days without a closed trade ends the account.

• On Demand (2-Step Standard): no single trading day may account for more than 35% of total profit
• Monthly (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 35% consistency score, reset after each reward
• Bi-Weekly (FundingPips Zero): 15% consistency score; the biggest losing day cannot exceed the biggest winning day
• Bi-Weekly (1 Step Flex and 2-Step Flex): no consistency score
• Profit Concentration Policy: removed for new purchases from 28 September 2026; qualifying legacy accounts retain their existing conditions
• Labs 247: no consistency rule in Evaluation or Master
  Labs 004 Ultimate: no consistency rule.

No best-day rule. A single trade may not exceed 60% of profit; if it does, payouts pause until it is back under. On funded Prime, every 7 days the trade count and volume per instrument must stay within ±25% of the average, or the account moves to a standard funded account.

1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex
Evaluation: overnight and weekend holding allowed on all instruments.
Master: overnight and weekend holding require the Swing add-on selected at purchase. Without Swing, positions are automatically closed each trading day; this is not an account breach and does not count as a valid trading day.

FundingPips Zero
Weekend holding is a hard breach on Master accounts. Close all positions before Friday market close, including crypto.

Prime (existing accounts only)
Weekend holding allowed.

Labs 247
Trading and weekend holding allowed 24/7 in Evaluation and Master.
Labs 004 Ultimate
No weekend holding in Evaluation or Master. Overnight holding is allowed in Evaluation. Master positions close automatically at day end without breaching the account.

Only with the add-on. Without it, positions are closed at 4:45 PM New York time on Friday: the first time is a warning, the second ends the account.

• Gap trading
• High-frequency trading
• Server spamming
• Latency arbitrage
• Toxic trading flow
• Hedging
• Long-short arbitrage
• Reverse arbitrage
• Tick scalping
• Server execution
• Opposite account trading

Latency or price-error arbitrage, hedging across accounts or firms, coordinated trading, third-party management, bought bots, gap exploitation, grid and martingale, doubling size after a loss the same day, swap-free abuse and churning accounts. At most 20% of profit may come from the 21:00 to 22:59 UTC window.

Grid and martingale strategies that add exposure into losses are prohibited.