Day one
The entry experience differs significantly in terms of cost structure and technology.
- Entry Price: FundedHive offers the most accessible entry point with a $15 account (2K Classic). However, card purchases carry a flat $3 processing fee. QT Funded starts at $28 for a 5K QT Power account, though many of its plans (Power and 1 Step) require an additional activation fee (between $65 and $500) once the trader passes the evaluation.
- Refund Policy: FundedHive does not offer cash refunds; instead, it rewards successful traders with "Hive Coins" (200% of the fee) which can only be used to discount future purchases by up to 50%. QT Funded provides cash refunds on the first payout only if the specific add-on was purchased at the start.
- Platforms: FundedHive is strictly limited to cTrader. QT Funded offers a broader range, including MetaTrader 5, cTrader, and TradeLocker.
- KYC and Access: FundedHive allows anonymous Web3 access via crypto wallets without documentary KYC for those paying in crypto. QT Funded follows a traditional KYC process for all traders.
The first months
Once the account is funded, the focus shifts to payout efficiency and daily risk management.
- Payout Cycles: FundedHive operates "on demand" through smart contracts. However, the trader must pay for Ethereum gas, and withdrawals are limited to USDC (ERC20). QT Funded uses cycles: 4 days for QT ONE and INSTANT, and 14 days for QT TWO and Power. QT Funded offers more variety in methods, including Bank Transfer and Card.
- Risk and Consistency: QT Funded imposes consistency rules on its Instant (30%), Power (35%), and 1 Step (20%) plans. It also has a strict News Trading rule for most plans (no entries/exits 5 minutes before or after high-impact events). FundedHive has no consistency rule or news restrictions but uses a dynamic leverage system and a 3% max risk per trade on Classic accounts.
- Drawdown: FundedHive uses static drawdown based on balance. QT Funded uses a mix: static for QT TWO and Power, but trailing drawdown for QT ONE and INSTANT.
The first year
For a trader staying for the long haul, the ability to increase capital and improve margins is vital.
- Scaling Requirements:
- FundedHive (InstantGrowth): 10 levels up to $1,000,000. Each level requires a 6% profit target. Capital doubles up to level 5 and then grows in tiers.
- FundedHive (Classic): Progresses from NewBee (70% split) to WorkerBee (80%) and finally QueenBee (90%) as milestones are met.
- QT Funded: Scaling is available, but the total funded allocation is capped at $300,000 across all accounts ($100,000 for Instant).
- Account Merging: QT Funded allows merging accounts to manage larger capital under a single login. FundedHive allows multiple accounts (up to 6 for InstantGrowth) but focuses more on the tier-based progression of a single identity.
The ceiling
The ultimate limit of each firm defines the trader's potential career path.
- FundedHive: The ceiling is significantly higher at $1,000,000 through the InstantGrowth program. The profit split can reach 90% on the QueenBee plan.
- QT Funded: The ceiling is $300,000. While the default profit split is 80% (or 100% on Instant), it can only be upgraded to 90% by purchasing a specific add-on at the start.
Room to grow
FundedHive is built for the professional trader looking for a high ceiling ($1M) and a modern, crypto-centric infrastructure, though it lacks platform variety and cash refunds. QT Funded is better suited for those who prefer traditional platforms (MT5) and faster initial payout cycles (4 days), even if the total capital cap is lower.
Frequently asked questions
Which firm is cheaper to start a small account, FundedHive or QT Funded?
FundedHive is cheaper for the absolute smallest entry, offering a 2K account for $15 plus a $3 card fee. QT Funded’s cheapest option is the 5K Power account for $28, but it requires a $500 activation fee upon passing, making FundedHive much more affordable for beginners with limited capital.
Between FundedHive and QT Funded, which firm provides more trading platforms?
QT Funded offers significantly more variety, supporting MetaTrader 5, cTrader, and TradeLocker. FundedHive is exclusively limited to cTrader, which may be a drawback for traders accustomed to the MetaTrader environment or those looking for more mobile-friendly alternatives like TradeLocker.
Does FundedHive or QT Funded have stricter rules regarding news trading?
QT Funded has much stricter news trading rules, prohibiting entries or exits 5 minutes before and after high-impact news on most plans (except QT ONE and INSTANT). FundedHive allows trading through news without specific time restrictions, though it prohibits "bracketing" (placing buy/sell stops simultaneously to trap volatility).
How do the maximum capital limits compare between FundedHive and QT Funded?
FundedHive offers a much higher growth potential with a ceiling of $1,000,000 through its InstantGrowth scaling program. QT Funded limits the total funded allocation to $300,000 across all accounts, meaning a trader will hit their maximum capacity much sooner at QT Funded than at FundedHive.





















