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Comparison · Forex

Long-term capital growth: Comparing FundedHive and QT Funded

The path from an evaluation to a million-dollar allocation requires more than just a low entry price. It demands a structure that supports scaling and a risk model that doesn't penalize growth. FundedHive and QT Funded offer two distinct approaches: one focused on Web3 anonymity and aggressive scaling, the other on platform variety and diverse evaluation models.

Updated on

Day one

The entry experience differs significantly in terms of cost structure and technology.

  • Entry Price: FundedHive offers the most accessible entry point with a $15 account (2K Classic). However, card purchases carry a flat $3 processing fee. QT Funded starts at $28 for a 5K QT Power account, though many of its plans (Power and 1 Step) require an additional activation fee (between $65 and $500) once the trader passes the evaluation.
  • Refund Policy: FundedHive does not offer cash refunds; instead, it rewards successful traders with "Hive Coins" (200% of the fee) which can only be used to discount future purchases by up to 50%. QT Funded provides cash refunds on the first payout only if the specific add-on was purchased at the start.
  • Platforms: FundedHive is strictly limited to cTrader. QT Funded offers a broader range, including MetaTrader 5, cTrader, and TradeLocker.
  • KYC and Access: FundedHive allows anonymous Web3 access via crypto wallets without documentary KYC for those paying in crypto. QT Funded follows a traditional KYC process for all traders.

The first months

Once the account is funded, the focus shifts to payout efficiency and daily risk management.

  • Payout Cycles: FundedHive operates "on demand" through smart contracts. However, the trader must pay for Ethereum gas, and withdrawals are limited to USDC (ERC20). QT Funded uses cycles: 4 days for QT ONE and INSTANT, and 14 days for QT TWO and Power. QT Funded offers more variety in methods, including Bank Transfer and Card.
  • Risk and Consistency: QT Funded imposes consistency rules on its Instant (30%), Power (35%), and 1 Step (20%) plans. It also has a strict News Trading rule for most plans (no entries/exits 5 minutes before or after high-impact events). FundedHive has no consistency rule or news restrictions but uses a dynamic leverage system and a 3% max risk per trade on Classic accounts.
  • Drawdown: FundedHive uses static drawdown based on balance. QT Funded uses a mix: static for QT TWO and Power, but trailing drawdown for QT ONE and INSTANT.

The first year

For a trader staying for the long haul, the ability to increase capital and improve margins is vital.

  • Scaling Requirements:
    • FundedHive (InstantGrowth): 10 levels up to $1,000,000. Each level requires a 6% profit target. Capital doubles up to level 5 and then grows in tiers.
    • FundedHive (Classic): Progresses from NewBee (70% split) to WorkerBee (80%) and finally QueenBee (90%) as milestones are met.
    • QT Funded: Scaling is available, but the total funded allocation is capped at $300,000 across all accounts ($100,000 for Instant).
  • Account Merging: QT Funded allows merging accounts to manage larger capital under a single login. FundedHive allows multiple accounts (up to 6 for InstantGrowth) but focuses more on the tier-based progression of a single identity.

The ceiling

The ultimate limit of each firm defines the trader's potential career path.

  • FundedHive: The ceiling is significantly higher at $1,000,000 through the InstantGrowth program. The profit split can reach 90% on the QueenBee plan.
  • QT Funded: The ceiling is $300,000. While the default profit split is 80% (or 100% on Instant), it can only be upgraded to 90% by purchasing a specific add-on at the start.

Room to grow

FundedHive is built for the professional trader looking for a high ceiling ($1M) and a modern, crypto-centric infrastructure, though it lacks platform variety and cash refunds. QT Funded is better suited for those who prefer traditional platforms (MT5) and faster initial payout cycles (4 days), even if the total capital cap is lower.

Frequently asked questions

Which firm is cheaper to start a small account, FundedHive or QT Funded?

FundedHive is cheaper for the absolute smallest entry, offering a 2K account for $15 plus a $3 card fee. QT Funded’s cheapest option is the 5K Power account for $28, but it requires a $500 activation fee upon passing, making FundedHive much more affordable for beginners with limited capital.

Between FundedHive and QT Funded, which firm provides more trading platforms?

QT Funded offers significantly more variety, supporting MetaTrader 5, cTrader, and TradeLocker. FundedHive is exclusively limited to cTrader, which may be a drawback for traders accustomed to the MetaTrader environment or those looking for more mobile-friendly alternatives like TradeLocker.

Does FundedHive or QT Funded have stricter rules regarding news trading?

QT Funded has much stricter news trading rules, prohibiting entries or exits 5 minutes before and after high-impact news on most plans (except QT ONE and INSTANT). FundedHive allows trading through news without specific time restrictions, though it prohibits "bracketing" (placing buy/sell stops simultaneously to trap volatility).

How do the maximum capital limits compare between FundedHive and QT Funded?

FundedHive offers a much higher growth potential with a ceiling of $1,000,000 through its InstantGrowth scaling program. QT Funded limits the total funded allocation to $300,000 across all accounts, meaning a trader will hit their maximum capacity much sooner at QT Funded than at FundedHive.

Field by field

FundedHive and QT Funded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

62 differences

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Headquarters

Dubai, TradingHive Technologies Ltd. office

Cape Town, South Africa, Western Cape, 7764, ZA

CEO

Thomas Heinfart

Tanswell Sassman

Country

United Arab Emirates

South Africa

Banned Countries
No data
Cyprus, Iran, North Korea (Democratic People's Republic of Korea), Sudan, Syria, Russia
Foundation
No data

2023

Assets
Forex, Commodities, Indices
Forex, Commodities, Indices, Crypto
Refund
Limited

Passing a challenge earns a 200% fee reward in Hive Coins, not a cash refund; coins cover up to 50% of future purchases. Failed evaluations are not refunded. Cash refunds are considered only under the terms.

Yes

Only when purchasing with add-on

Payout Fee

Ethereum gas is paid by the trader; ETH is required in the wallet.

No data
Platforms
cTrader
Metatrader 5, cTrader, TradeLocker
Payout Methods
Crypto
Crypto, Transfer, Card
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Crypto, Transfer, Card, PayPal
Payout Frequency

On demand through a smart contract, with verified A Book profits, no open positions and after covering A Book losses and outstanding fees. PFP debt may also be deducted from other funded accounts. Trading resumes at 00:00 UTC after a withdrawal.

  • QT ONE: 4-day cycle
  • QT TWO: 14-day cycle
  • QT INSTANT: 4-day cycle
  • QT Power: 14-day cycle for accounts purchased from August 11, 2026. Accounts purchased on or before August 10 receive the first payout on demand, then move to a 14-day cycle.
  • QT 1 Step (BNPL): 14-day standard cycle
  • QT Bonus (promotional accounts): 30-day cycle
Maximum Withdrawal

Daily limit per ERC20 address: USD 1,000 on Classic and PFP; USD 2,000 on InstantGrowth. Resets at 00:00 UTC. Accounts sharing an address share the cap; excess profit remains available on following days.

No data
Minimum Withdrawal

USD 50, paid in USDC on Ethereum ERC20.

1% of profit ($100 min) — except QT INSTANT: 5% of profit, and a 3% buffer applies (8% profit must be reached before the first payout request).

Brokers
No data
Quant Tekel
Demo Account
No data
Metatrader 5
ID10255137Password6M!3h%PzFrServerQuantTekel-Server
TradeLocker
IDspreads@qtfunded.comPassword5Tagx>J}SnpKServerQTEKEL
Alternative Currency
No data
GBP
Forex

Dynamic by exposure. Classic: NewBee up to 1:50, WorkerBee 1:100 and QueenBee 1:200. PFP: evaluation up to 1:50; funded Low/Moderate/Medium/High up to 1:200/1:100/1:50/1:30. InstantGrowth up to 1:50. Decreases in tiers as exposure increases.

50:1
Metals

Gold: dynamic by exposure, up to 1:30 on NewBee, PFP evaluation and InstantGrowth; up to 1:50 on WorkerBee and QueenBee. Higher exposure tiers reduce leverage.

15:1
Energies
No data
10:1
Indices
No data
20:1
Crypto
No data
1:1
Forex
3 / lot
4 / lot
Metals
0.003%
4 / lot
Indices
0.003%
4 / lot
Energies
No data
4 / lot
Crypto
No data
4 / lot
Commission-Free Option
No data
Yes
Swap Free
Yes

All accounts are swap free.

Yes
Instant
Yes

Golden Tower begins with demo verification; AADS applies from level 2.

Yes
One Step
Yes

One phase Pay From Profits.

Yes
Account scaling
Yes

InstantGrowth: 10 levels up to USD 1,000,000, with a 6% target per level. Scaling is paid from profits; capital doubles through level 5 and then grows in tiers. Only the entry level is directly purchasable. Classic unlocks WorkerBee after NewBee and QueenBee after WorkerBee.

Yes
Two Steps
Yes

Classic and two phase Pay From Profits.

Yes
Max Drawdown

Static and balance based; floating or realized losses can trigger a breach. Funded PFP: Low 5%, Moderate 6%, Medium 7% and High 10%. AADS closes positions and switches to B Book at a 1% loss below initial balance; recover initial balance and reactivate in the dashboard to return to A Book. B Book profit is not withdrawable. A cumulative A Book loss limit also follows the account daily limit; on InstantGrowth it is 6%.

  • QT ONE: 6% static
  • QT TWO: 8% static
  • QT INSTANT: 6% trailing, locked at starting balance once a withdrawal is made
  • QT Power: 8% static
  • QT 1 Step (BNPL): 6% trailing
Daily Drawdown

Calculated from the previous closing balance and reset at 00:00 UTC. Funded PFP depends on risk group: Low 2%, Moderate 3%, Medium 4% and High 5%.

  • QT ONE: 3% trailing (fixed amount, threshold recalculated daily on the higher of previous close balance or equity)
  • QT TWO: 4% fixed (balance-based)
  • QT INSTANT: 3% fixed
  • QT Power: 4% fixed
  • QT 1 Step (BNPL): 3% daily trailing
Maximum Accounts

Up to 6 active InstantGrowth accounts. Anonymous Web3 access permits one identity per user, device, household and network; it may hold multiple challenges.

No data
Maximum Trading Days

No maximum phase completion time. PFP: 14 days to pay the next phase or activate funding; activation may receive one extension of up to 30 additional days with approval.

Unlimited

Points Reward Program

Hive Coins are internal utility rewards with no guaranteed monetary value. They may be issued for passed challenge fees or for B Book profit net of A Book losses when an account closes.

No data
Minimum Profitable Days

Classic and PFP: 3 profitable days per phase, each earning at least 1% of initial balance while balance is at or above the initial balance. None on funded accounts or InstantGrowth.

  • QT TWO: 4 days of +0.5% profit per cycle
  • QT INSTANT: 4 days of +1% profit per cycle
  • QT ONE: not required
Account Reset
No data

Phase 2 reset available with add-on

Add-ons
No data
Yes
  • Variable Spreads
  • Usage of EA
  • Swap Free
  • 10% Profit Split Extra (80% → 90%)
  • Refund on First Payout
  • 14 Day Payout cycle
  • 7 Day Payout cycle
Profit Split
No data
  • QT ONE: 70%
  • QT TWO: 80%
  • QT INSTANT: 100%
  • QT Power: 80%
  • QT 1 Step (BNPL): 80%
    Upgradeable to 90% with the "10% Profit Split Extra" add-on on eligible plans.
Free Trial
No data
No
Three Steps
No data
No
Max Allocation
No data
  • Max total funded allocation: $300,000
  • Max Instant funded allocation: $100,000
  • No duplicate asset trading when at limit
Merge Accounts
No data
Yes
Minimum Trading Days
No data
  • QT ONE: no minimum on the evaluation (can pass in a single day); 4 days when funded
  • QT TWO: 4 days per phase
  • QT INSTANT: 4 days when funded
  • QT Power: 4 days in each evaluation phase and 4 days per funded payout cycle
  • QT 1 Step (BNPL): no minimum on the evaluation; 5 days when funded
Monthly Competition
No data
No
Expert Advisor (EA)
Limited

EAs are allowed; no HFT, latency arbitrage, error exploitation or abusive automation.

Limited

Before using EAs, they must go through a pre-approval process.

Hedging
No

Netting accounts offset opposite orders in the same symbol. Cross account hedging is prohibited.

Yes
Requires Stop Loss
Limited

PFP Low: stop at opening and closing, with up to 20 seconds to place it. Moderate: stop before closing. Medium, High, Classic and InstantGrowth: no general requirement. An accidental position fully closed within 10 seconds does not by itself change risk group.

Yes

A Stop Loss must be placed within 60 seconds of opening a trade. Applies to QT TWO and QT INSTANT (funded accounts). QT ONE has no stop loss rule.

Scalping
Limited

No minimum holding time under the current terms; no tick scalping or HFT.

Yes
Stacking / Layering (DCA)
Limited

Partial entries are allowed; all positions with the same instrument and trading intent count as a single trade for combined risk assessment.

No

Cannot have three or more open positions on the same asset at the same time (only funded account

Martingale
Limited

Prohibited on InstantGrowth. Other plans remain subject to risk limits and restrictions on excessively speculative strategies.

No data
Maximum Risk Limit
Yes

Per trade: Classic and PFP evaluation 3%; InstantGrowth 2%. Funded PFP Low/Moderate/Medium/High: 1%/1.5%/2%/3% of opening balance. Exceeding the assigned group pauses funding and closes positions; resuming requires paying the fee difference for the new group.

Yes
  • QT ONE (Funded): 1% max floating loss across all open positions
  • QT TWO (Funded): 1% max floating loss (first violation is a soft breach, second is a hard breach)
  • QT TWO (Evaluation): exposure must stay under 75% of the daily drawdown limit
  • QT INSTANT (Funded): 1% max exposure per instrument
  • QT Power (Evaluation): exposure must stay under 75% of the daily drawdown limit
  • QT Power (Funded): no exposure limit
  • QT 1 Step (BNPL, Funded): 2% floating loss
Copy Trading
Limited

Own account copying is allowed during evaluation only. Prohibited on funded accounts, including your own. While one funded account holds an asset, other funded accounts of the same user or network cannot open that asset in either direction.

Yes

Allowed without restrictions when allocation is lower than $300,000.
Not allowed when the allocation is $300,000 or above.

News Trading
Limited

Trading through news is allowed. Bracketing high impact news with nearby buy and sell stops is prohibited.

Limited
  • No new entries or exits within the 10-minute window around a restricted news event (5 minutes before and 5 minutes after).
  • Order modifications ARE permitted during that window: adjusting stop loss, modifying take profit and cancelling orders.
  • Positions or limit orders placed more than 5 minutes before the release (with SL and TP set) may remain open or be triggered during the event.
  • Restricted releases: CPI, FOMC statement and meetings, Non-Farm Payrolls and USD PMI. Red folder events restrict every pair involving that currency and any index priced in it.
  • News source: Forex Factory.
  • The News Rule does NOT apply to QT ONE, QT INSTANT, QT Power or QT 1 Step (BNPL) accounts.
Inactivity Rule

The account may be terminated after 3 consecutive months of inactivity.

  • QT TWO: no inactivity rule
  • QT INSTANT, QT Power, QT 1 Step (BNPL): 14 days
  • QT ONE: the comparison table states 7 days while the plan article states 14 days; confirm with support before relying on it.
    The period runs from the purchase date if no trade has been placed, or from the most recent closed trade.
Consistency Rule
No
Yes
  • QT INSTANT: 30%
  • QT Power: 35% in both evaluation and funded
  • QT 1 Step (BNPL): 20%
  • QT ONE, QT TWO: no consistency rule
Hold Weekend
Limited

Allowed during evaluations; prohibited on funded accounts.

Yes
Prohibited Strategies

Arbitrage, latency exploitation, tick scalping, HFT, hedge/reverse arbitrage, news bracketing, error or slow feed exploitation, third party account management, account sharing and resale. InstantGrowth prohibits martingale and grid.

  • All-or-Nothing
  • Latency Trading
  • Arbitrage Trading
  • High-Frequency Trading
  • Tick scalping
  • Reverse Trading or Group Hedging
  • Order book spamming
  • Flooding the server with messages due to incorrect use of algorithm
  • One side betting
  • Trading behaviours that the Risk Department deem Toxic
VPN
No data
Yes
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