The real cost of **FundedVerse** and **Instant Funding**

Rodney Bay, Gros-Islet, Saint Lucia. Registered office of FundedVerse Ltd, registration 2025-00890.

Top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

Lewis Mansbridge

2021

Fee refunded with the third approved payout on the same funded account, except Ultra and Instant. The terms exclude both from refunds. Other models have a 24-hour refund window before trading. The Static Fee Refund add-on appears in the terms but is absent from the reviewed catalogue.

Up to 3.5% processing fee where disclosed. The FAQ attributes it to methods other than Rise; provider and currency-conversion fees may also apply.

The website and checkout add-ons state 21 days for the first withdrawal. The terms then specify 10 calendar days for 1-Step, 2-Step Trailing and 3-Step; 10 business days for Static; 14 calendar days for Ultra and Instant. The latter intervals run from the previous payment. All funded accounts require 15 completed trades per cycle.

IF Evolve

On-demand payouts once the funded-stage eligibility requirements are met.

Instant Funding Pro

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

Instant Funding Lite

First withdrawal after 14 days from your first trade; then every 7 days after each new trade. Minimum withdrawal: $25.

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase & Two-Phase

On-Demand Payouts, withdraw anytime once eligible.

IF Micro Clarity

On-demand payouts, withdraw anytime once eligible.

One-Phase Clarity

First payout on-demand once the 1.5% minimum is reached; then every 7 days.

Instant Funding Clarity

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

IF Micro Lite

Payouts every 14 days once eligible; Smart Drawdown must be locked.

Twice the requested amount if an approved request is not sent within two business days. The clock starts once both the request and the payout partner KYC are recorded. Dubai calendar, excluding weekends and UAE public holidays; reviews, disputes and legal holds are excluded. The advertised 45 minutes is an average.

Holding through market closures is allowed during evaluation, but not on funded or Instant accounts.

Profit above the per-cycle cap is forfeited, except on 2-Step Static, where it carries forward. Free, giveaway and prize accounts: eligible profit capped at 1% of initial balance per calendar month under clause 4.7, although the FAQ still states 2% per interval.

IF Evolve

• Maximum 50% of account profit per payout
• Maximum $2,000 per request
• Maximum 5 payouts per account

The terms conflict: the table lists USD 200 for 1-Step, 2-Step Trailing and 3-Step; USD 100 for Static and Ultra; none for Instant. Clause 4.4 states USD 100 generally except Instant, while the FAQ states USD 200. Confirm the plan-specific amount in the dashboard.

IF Evolve

• $250

Other accounts

• $25

IF Micro Lite

• Net profit of at least 5% of starting balance, before profit split.

Liquidity Provider

FAQ: 1:50 on 1-Step, Ultra and Instant; 1:100 on 2-Step Trailing. Static: 1:50 under the terms. Ultra and Instant funded: maximum total effective exposure 1:50.

IF Evolve

• 30:1

Other accounts

• 100:1 (30:1 with news trading add-on)

IF Micro Lite

• 30:1

20:1 (8:1 with news trading add-on)

IF Micro Lite

• 5:1

20:1 (8:1 with news trading add-on)

FAQ: 1:15. 2-Step Static: 1:20 under its specific clause.

20:1 (8:1 with news trading add-on)

FAQ: 1:2. 2-Step Static: 1:5 under its specific clause.

2:1 (1:1 with news trading add-on)

Normal swaps by default. The FAQ allows requesting a swap-free alternative if available; it is absent from the public checkout add-on catalogue reviewed.

No account reset. After a breach, a coupon may be provided to purchase a new challenge.

Accounts can't be reset. After a breach, traders must purchase a new account.

Checkout: 95% split for an extra 30% where offered; first payout after 7 days for an extra 35% on 1-Step, Static and Ultra up to 300K. Pay Later has no add-ons. Instant offers them only from 100K, although its terms describe a fixed split. Other add-ons mentioned in the FAQ or terms are absent from the sale catalogue.

• Allow major news trading and weekend holding

• Add 10% to profit split

• +5% Best Day (IF Micro up to $50,000): raises Best Day limit from 15% to 20%

• Extended 48-hour trading window (IF1 only)

• Increased best trade limit of 20% (IF1 only)

• IF Micro Lite: +10% profit split (90%).

The FAQ mentions at least 12 profitable cycles and the possibility of another same-size account after +50% funded performance. Black is invitation-only with custom terms, not guaranteed scaling.

Challenge Accounts + Instant Funding Micro + IF Micro Clarity + One-Phase Clarity

+25% to starting balance every 90 days with 10% profit, up to 2× the original account size.

Instant Funding Pro & Instant Funding Lite

• Instantly double your account when you reach 10% profit (up to $1,280,000).
• You keep all profit except 5% of starting balance used for scaling.

IF Micro Lite

• +25% to starting balance every 90 days with 10% profit, up to twice the original account size.

Trailing against peak equity; under the terms, it stops rising when the floor reaches 96% of initial balance. Static keeps a fixed floor from activation. Free and prize accounts always use trailing, even when the base model is Static.

IF Evolve

• End-of-Day trailing drawdown. It updates at 17:00 EST from the highest recorded end-of-day balance, only moves upward, and locks permanently at the starting balance.

Instant Funding Pro, Instant Funding Lite & Instant Funding Clarity

• Smart Drawdown. Starts at -10% and shifts to -5% once you gain 5%. After that, the drawdown stays fixed at -5% of your starting balance, no matter how much you profit.

IF Micro Clarity & One-Phase Clarity

• 6% trailing drawdown of the starting balance. Trails off closed trades only and never decreases.

Rest of accounts

• Static

IF Micro Lite

• Smart Drawdown locks permanently at -3% of starting balance after a 3% gain in closed-trade balance.

Static takes the higher of balance and equity at 00:00 server time and fixes that reference for the day. Other models have a discrepancy: the FAQ uses that daily reference, but the terms describe trailing against peak equity. Instant has no daily limit. Losses include floating P&L, charges and swaps.

IF Evolve

• No Daily Loss limit during either the Challenge or Funded stage.

Instant Funding Pro

• No daily loss limit.

Instant Funding Lite

• Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

IF Micro Clarity

• 3% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

One-Phase Clarity

• 4% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

Instant Funding Clarity

• No daily drawdown

IF Micro Lite

• Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

$1,000,000 combined starting balance across all programs, including IF Micro Lite. Scaled balances do not count toward this cap.

No limit on concurrent challenges under one personal profile, subject to the combined funded allocation limit. Checkout limits each purchase to ten units per variant.

IF Evolve

• Up to 5 active Evolve accounts at the same time

No maximum time to pass phases; the inactivity rule still applies.

• IF1: 24 hours
• IF Micro Clarity & One-Phase Clarity: Unlimited
• Rest of accounts (including Instant Funding Lite): Unlimited

Evaluation according to checkout: 1-Step, 2 days; Trailing, 2 and 3; Static, 4 and 4; 3-Step, 2 per phase; Ultra, no minimum configured. The terms still state 10 evaluation days for Ultra. Ultra and Instant funded require 10 trading days before the first payout. Static counts days with at least one 0.01-lot trade opened and closed.

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, IF1, IF Micro Clarity, One-Phase Clarity: No minimum

• One Phase, One Phase Micro, Two Phase, Two-Phase Micro: 3 days

• IF Micro Lite: No minimum

FV Points: 1 point per net USD spent, with possible extras for phases, referrals and verified actions. Redeemable for discounts, challenges or merchandise; personal with no cash value. Points expire after 12 months and challenge vouchers after 90 days. Refunds reverse points and profile termination forfeits them; failing a challenge does not.

• You earn 1 point for every $1 spent and you can use points to obtain promotional codes with discounts up to 50%.
• You earn 10% of the final value (after discounts) in points for every purchase.

Terms: Ultra and Instant require 3 days per cycle with at least +0.5% of starting daily equity. Static requires 5 days with at least +0.2%. The FAQ also still shows 0.2% for Instant. Once eligibility is met, profit from days below the threshold also counts.

IF Evolve

• 5 profitable days of at least 0.25% to pass the Challenge
• Another 5 qualifying days are required for each funded payout

IF Micro Clarity

• 5 profitable trading days per payout cycle, each generating at least 0.5% profit. The count resets after every successful payout.

Instant Funding Pro, Instant Funding Lite, Instant Funding Micro, One Phase, One Phase Micro, Two Phase, Two-Phase Micro, IF Micro Clarity, One-Phase Clarity, Instant Funding Clarity

• 80%

IF1

• 90%

One-Phase, Two-Phase, and Two-Phase Micro Challenges

• Trade for at least 3 months and achieve a profit of 10% or more
• Contact support to request a review of your results
• Once verified, your profit split will be increased to 90%

Clarity (Micro Clarity, One-Phase Clarity, Instant Funding Clarity)

• Up to 90% with the +10% profit split add-on

The terms permit automation on 1-Step, Trailing, Static and 3-Step, and only during Ultra evaluation; it is prohibited on Ultra funded and Instant. The FAQ requires an EA add-on absent from the reviewed catalogue. The Risk Desk may request files and logic within five business days.

Paid VPN with prior notice to support; restricted-country IPs and identity evasion are prohibited. The FAQ prohibits VPS for manual trading and ties automated VPS use to an EA add-on.

Allowed within one account, subject to the two-position limit per asset. Prohibited across own accounts, other traders or other firms.

Instant requires a stop-loss on every position within 60 seconds. For risk calculations on other plans, positions without SL are assessed as if stopped at the drawdown floor.

Terms: profits from trades held under 4 minutes are excluded, except on Static. Static has no evaluation minimum; funded profits from trades under 2 minutes are excluded if they exceed 30% of cycle profit. The FAQ states 180 seconds, or 30 with an add-on absent from the sale catalogue.

Scalping is permitted, but not HFT. HFT includes trades held under 60 seconds or a high number of trades per hour.

Violations

• 1-2: Warning + profit deduction
• 3: Account breach

Maximum two open positions per asset, counting buys and sells and grouping equivalent symbols.

The FAQ prohibits martingale, anti-martingale and grid, allowing only up to two positions on one asset. The terms also prohibit abusive averaging and excessive exposure.

One-Phase, Two-Phase, IF Micro

Martingale is fully permitted. You can add to losing positions and increase lot sizes without restriction.

Instant Funding Pro

Adding to losing positions is allowed, but repeatedly doubling lot sizes after losses is not permitted.

Instant: 1% of initial balance per trade; Ultra funded and Static in all phases: 2%. Entries on the same instrument within 60 seconds are aggregated. The same strategy across accounts is subject to the aggregate cap described in the copying rule.

Maximum Lot Rule: Full list here

Maximum risk per trade idea , funded accounts

• General limit: 50% of the account's starting daily drawdown.
• Instant Funding Pro: 3% of the starting balance.
• Instant Funding Lite and One-Phase Crypto: 2%.
• IF Micro, IF Micro Crypto and IF1: 1%.
• Two-Phase Micro: 2% on accounts up to $50,000 and 1.5% on accounts of $100,000 or more.

Clarity accounts (IF Micro Clarity, One-Phase Clarity)

• No maximum-risk-per-position rule. Instead, a circuit breaker closes all positions if unrealised losses exceed 1.5% (IF Micro Clarity) or 2% (One-Phase Clarity) of the starting balance. The first breach reduces the profit split to 50%; the second closes the account.

IF Micro Lite

• Floating losses exceeding 1% of starting balance close all positions and trigger a strike. Account Drawdown and news-window violations share one strike pool: first strike reduces profit split to 50%; second closes the account.

Sources conflict: the FAQ allows copying own accounts and the general terms prohibit it without written permission. CFD terms allow the same strategy on own accounts only in the same direction with aggregate per-asset risk up to 2%. Instant prohibits correlation across its accounts. Obtain written approval before using a copier.

Positions may be held, but not opened or closed from 5 minutes before until 5 minutes after high-impact news, including SL, TP and pending orders. Profits may be excluded; losses remain.

IF Evolve

News trading is allowed during both the Challenge and Funded stages.

Challenge accounts

One-Phase, Two-Phase → free news trading.

Micro accounts

IF Micro, IF1, One-Phase Micro, Two-Phase Micro → news trading allowed.

Clarity accounts

IF Micro Clarity, One-Phase Clarity → news trading included by default (no add-on required). Straddling prohibited on One-Phase Clarity.

Funded accounts

Instant Funding Pro, Instant Funding Lite, Instant Funding Clarity, One-Phase, Two-Phase → news trading only with the Major News Trading add-on. Two-Phase Micro has news trading enabled by default.

News restriction window

Blocks market orders, pending limit orders, and TP/SL triggers on affected instruments:

• Funded accounts: 4 min before + 4 min after news (8 min total).

Warning system (funded accounts: One-Phase, Two-Phase, Instant Funding Pro, Instant Funding Lite)

• Up to 2 warnings with profit deductions for trades made inside the restriction window.
• 3rd violation = account breach.
• Profit deductions don't affect daily drawdown, but overall drawdown adjustments still apply.

IF Micro Lite

• Trading on affected instruments is prohibited within 4 minutes before and after major news. Violations count toward the shared strike pool described under maximum risk.

Conflicting sources: the inactivity article states suspension after 60 days without trading; another states 30. The terms also suspend accounts not activated within 30 days. Confirm the applicable period before leaving an account idle.

60 days

Funded checkout: 40% on 1-Step, Trailing, Static and 3-Step; 25% on Ultra and Pay Later; 20% on Instant. It limits the best day contribution to total profit. The FAQ and terms describe some of these rules as discretionary. Static has none during evaluation. Exceeding it defers payout until compliant.

No payout consistency rule

• Instant Funding Pro and Instant Funding Lite
• One-Phase Clarity and Instant Funding Clarity

Best-day / best-trade rule for payouts

• IF Evolve: the best trading day must not exceed 40% of total profit during both the Challenge and Funded stages.

• IF Micro, IF Micro Crypto, One-Phase Micro and Two-Phase Micro: the best trading day must not exceed 15% of total profit.

• IF1: the most profitable trade must not exceed 15% of total profit.

• IF Micro with the +5% Best Day add-on: 20%.

• One-Phase and Two-Phase: the best trading day must not exceed 40% of total profit.

• IF Micro Clarity: the best trading day must not exceed 20% of total profit.

• IF Micro Lite: best trading day at most 15% of total profit for payout eligibility.

Allowed during evaluation under the terms; prohibited on funded and Instant accounts, including holiday closures. Static funded must close before 21:55 Friday server time, or five minutes before an earlier market close. No funded position may exceed 72 hours.

• IF Evolve: Overnight and weekend holding are not permitted. All positions close automatically at 17:00 EST.

• Instant Funding Pro, Instant Funding Lite: Only allowed with add-on

• IF Micro, IF1, Two-Phase Micro: Allowed without restrictions

• IF Micro Clarity, One-Phase Clarity: Allowed without restrictions, no add-on required

• One Phase, Two Phase: Allowed during evaluation, and during funded phase with add-on

• IF Micro Lite: Weekend holding is not permitted.

Any form of arbitrage, HFT, latency or price-error exploitation, abusive gap trading, collusion, cross-account hedging, third-party passing or management services, rule manipulation and abnormal position sizing. Breaches may exclude profits, invalidate phases or terminate connected accounts; losses still count.

• Latency Arbitrage
• Tick Scalping
• Account Arbitrage
• Exploiting platform glitches
• Reverse Trading
• Group Hedging
• Group Copying
• Account Management
• High-Frequency Trading (HFT)
• Third-Party EAs
• Account Churning (Rolling)
• One-Sided Bets
• Grid Trading
• Overleveraging
• Gambling