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Comparison · Forex

Getting paid at FunderPro and Goat Funded Trader

The primary difference between these two firms lies in their regulatory environment and account variety: while FunderPro (Malta) offers a more streamlined experience with fixed drawdown on challenges, Goat Funded Trader (St. Lucia) provides a massive array of account types (1, 2, and 3 steps) and a scaling plan that can lead to a monthly salary.

Updated on

The split

Both firms start with a standard 80% profit split. However, their paths to increasing this share differ:

  • FunderPro: You can purchase a 90/10 profit split add-on for Classic and One-Phase challenges.
  • Goat Funded Trader: Offers a scaling plan through four levels. Achieving Level 4 (after 15 successful payouts) grants a 95% split. Additionally, you can buy a 100% profit split add-on for evaluation accounts.

How often you can withdraw

Speed is a priority for both, but the cycles vary:

  • FunderPro: The standard is bi-weekly (every 14 days). You can buy an add-on to receive the first reward in just 7 days. Payouts are typically processed within 8 to 24 hours.
  • Goat Funded Trader: Standard evaluations are bi-weekly. Instant accounts (Goat and Premium) allow withdrawals every 10 days, while Instant HERO is every 14 days. They offer a $500 guarantee if a payout takes longer than 2 business days.

Minimums and methods

  • Minimum amount: Both firms require a minimum of $100 to request a payout.
  • Methods: FunderPro uses Rise and Crypto. Goat Funded Trader is more flexible, offering Bank Transfer, Rise, and Crypto.
  • Withdrawal Limits: Goat Funded Trader limits the first two rewards to a maximum of 6% of the initial account balance. FunderPro does not have a specific percentage cap on withdrawals.

What delays a payout

Several rules can postpone or invalidate your earnings:

  • Consistency Rules: FunderPro applies a 40% max daily profit rule to One-Phase and 45% to Pro challenges. Goat Funded Trader is stricter, with a 15% to 20% consistency rule on most Instant accounts.
  • News Trading: FunderPro restricts news trading on funded accounts unless you have the "Swing Add-on." Goat Funded Trader allows it but caps profits from news events at 1% of the account balance.
  • Execution Rules: Goat Funded Trader will remove any profits from trades open for less than 2 minutes (scalping restriction). FunderPro allows scalping without this specific time constraint.
  • Inactivity: Both firms will fail your account after 30 days of inactivity.

What it takes to get there

The cost and effort to reach the first payout depend on your choice of evaluation:

  • Price (100k Account): FunderPro charges $539 for a Classic 2-step. Goat Funded Trader ranges from $365 (3-step) to $478 (2-step Goat) or $628 (2-step Standard).
  • Drawdown: FunderPro uses Fixed Drawdown on challenge accounts (10% max), which is much safer for the trader. Goat Funded Trader uses Static Drawdown on its step programs (6% to 10% depending on the plan).
  • Platforms: FunderPro offers MT5, cTrader, and TradeLocker. Goat Funded Trader adds MatchTrader and Volumetrica to that list.
  • Trading Style: FunderPro allows EAs (if owned by you) and requires the Swing add-on for weekend holding. Goat Funded Trader allows weekend holding by default but prohibits VPN usage.

Which pays out more comfortably

FunderPro pays out more comfortably for traders who want a "cleaner" path. Its fixed drawdown on challenges means your buffer doesn't disappear as you make profit, and it lacks the restrictive "2-minute trade" rule found at Goat.

Goat Funded Trader is better for high-volume traders who can navigate consistency rules and want the highest possible payout (up to 100% with add-ons) or those who prefer platforms like MatchTrader and Volumetrica.

Frequently asked questions

Which firm is cheaper for a $100,000 challenge, FunderPro or Goat Funded Trader?

Goat Funded Trader is significantly cheaper if you choose their 3-step evaluation ($365) or the 2-step "Goat" account ($478). FunderPro's 100k Classic challenge is priced at $539, which is more expensive than Goat's budget options but cheaper than Goat's "Standard" 2-step ($628).

Do FunderPro and Goat Funded Trader both allow Expert Advisors (EAs)?

Yes, both allow the use of EAs. FunderPro requires that you own the EA or the source code (especially on Instant accounts). Goat Funded Trader also permits them but strictly prohibits third-party EAs and strategies that exploit platform errors, as well as high-frequency trading (HFT).

Which firm has the more restrictive consistency rule for payouts, FunderPro or Goat Funded Trader?

Goat Funded Trader has more restrictive consistency rules, often limiting a single day's profit to 15% or 20% of the total withdrawal amount on Instant accounts. FunderPro only applies consistency rules (40-45%) to its One-Phase and Pro challenges, while the Classic funded accounts have no consistency rule at all.

Between FunderPro and Goat Funded Trader, which offers more trading platforms?

Goat Funded Trader offers a wider variety, including MatchTrader, cTrader, TradeLocker, Volumetrica, and MetaTrader 5. FunderPro provides a solid but smaller selection consisting of MetaTrader 5, cTrader, and TradeLocker.

Field by field

FunderPro and Goat Funded Trader, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

49 differences

25%off · Exclusive
Headquarters

30/1, Kenilworth Court, Sir Augustus Bartolo Street, Ta’Xbiex , Malta

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

CEO

Gary Mullen

No data
Country

Malta

St. Lucia

Foundation

2023

2023

Banned Countries
Afghanistan, Belarus, Central African Republic, Cuba, Iran, North Korea, Syria, South Sudan, Russia, Ukraine (Donetsk, Zaporizhzhia, Luhansk, Kherson, Crimea, Sevastopol)
Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, North Korea, Libya, Vietnam
Assets
Forex, Commodities, Indices, Stocks, Crypto
Forex, Indices, Commodities, Crypto
Refund
Yes
  • Challenge fee credited back after passing and claiming first reward (Classic and One-Phase)
  • Pro Challenges are not eligible
  • Full refund available for mistaken purchases within 14 days if no trades were placed
Yes

Full refund after 4th payout

Platforms
Metatrader 5, TradeLocker, cTrader
MatchTrader, cTrader, TradeLocker, Volumetrica, MetaTrader5
Demo Account
TradeLocker
IDspreads@funderpro.comPasswordBE6EG@eQServerFPR
cTrader
IDspreads@funderpro.comPasswordpjw4yzx2vwg9ZHM.rhwServerFPR
Metatrader 5
ID101065PasswordF39@ycHAp
No data
Payout Methods
Rise, Crypto
Transfer, Rise, Crypto
Payment Methods
Card, Crypto, PayPal, Skrill, Neteller, PerfectMoney
ApplePay, Korapay, Card, GooglePay, PayPal, Crypto, Skrill, IMPS
Payout Frequency
  • Standard: bi-weekly (14 days) for Challenge and Instant Funded accounts
  • "First Reward in 7 Days" add-on available on Classic and One-Phase
  • Typically processed within 24 hours on business days (average 8 hours)
  • Biweekly
  • Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
  • Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
  • Instant Premium: every 10 days
  • Instant HERO: every 14 days
  • Instant Daily: first request 24 hours after purchase, then daily.
Crypto Weekend Trading
No
Yes
Minimum Withdrawal

$100 minimum for reward requests on all account types.

Other models: $100. Instant Daily: 1% of the initial balance per request.

Brokers
No data

Liquidity Providers

Payout Guarantee
No data

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Maximum Withdrawal
No data

Other models: for the first two requests, up to 6% of the initial balance. Instant Daily: up to 3% of the initial balance per request.

Forex

Classic & Pro Challenge

  • 1:100

One-Phase Challenge

  • 1:50

Swing Add-On (all challenges)

  • 1:30

Instant Account

  • 1:30 (1:20 with News Trading Add-On)
  • Evaluation phases: 100:1
  • Funded phase: 50:1
Metals

Classic & Pro Challenge

  • 1:30

One-Phase Challenge

  • 1:10

Swing Add-On (all challenges)

  • 1:10

Instant Account

  • 1:10 (1:5 with News Trading Add-On)
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Energies

Classic & Pro Challenge

  • 1:30

One-Phase Challenge

  • 1:10

Swing Add-On (all challenges)

  • 1:10

Instant Account

  • 1:10 (1:5 with News Trading Add-On)
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Indices

Classic & Pro Challenge

  • 1:30

One-Phase Challenge

  • 1:10

Swing Add-On (all challenges)

  • 1:10

Instant Account

  • 1:10 (1:5 with News Trading Add-On)
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Stocks

Classic & Pro Challenge

  • 1:5

One-Phase Challenge

  • 1:3

Swing Add-On (all challenges)

  • 1:2

Instant Account

  • Not available
  • Evaluation phases: 5:1
  • Funded phase: 5:1
Crypto

Classic & Pro Challenge

  • 1:2

One-Phase Challenge

  • 1:2

Swing Add-On (all challenges)

  • 1:1

Instant Account

  • 1:2 (1:1 with News Trading Add-On)
  • Evaluation phases: 2:1
  • Funded phase: 2:1
Forex
0
5 / lot
Metals
0
5 / lot
Energies
0
0
Indices
0
0
Stocks
0
0
Crypto
0
0
Commission-Free Option
No
No
Swap Free
No
No
Account Reset
  • Challenge reset available at any time via dashboard for a fee
  • Challenge Upgrade feature available during Phase 1 of Classic and Pro (30% discount on upgrade price)

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

Add-ons
Yes
  • First Reward in 7 Days: available on Classic and One-Phase
  • 90/10 Profit Split: available on Classic and One-Phase
  • No Minimum Trading Days: available on Classic
  • Swing Account: available on all challenge types (Classic, One Phase, and Pro)
Yes
  • Payout On Demand (+15%)
  • 100% Profit Split (+20%)
  • Both add-ons (+30%)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes
  • Achieve 10% profit target each trading month for 3 consecutive months
  • Account balance increased by 50%
  • Continues until account reaches $5 million
Yes
Two Steps
Yes
Yes
Max Drawdown

Challenge Accounts

  • Fixed percentage of initial balance for the lifetime of the account

Instant Account

  • 6% trailing drawdown based on EOD Equity or Balance (whichever is higher)
  • Drawdown trails upward with profits until reaching the initial account balance
  • Once reaching initial balance, drawdown becomes static and fixed
  • 1-Step, 2-Step: Static
  • Instant Funding: Trailing
  • Instant Premium: EOD high-watermark; not recalculated intraday or downward
  • Instant Daily: intraday trailing on peak balance/equity. Locks at the initial balance when reached or at the first payout, whichever comes first; never resets. Withdrawing down to the initial balance breaches the account.
Profit Split
  • Standard: 80% on all withdrawals
  • 90% available via add-on on Classic and One-Phase

Profit split varies by product; see challenges. Add-ons may offer a higher split.

  • Instant Daily: base split in the catalogue; 70% on payouts 3 and 4, 80% from payout 5.
Free Trial
No
No
Daily Drawdown

Challenge Accounts

  • Daily Drawdown calculated on account starting balance at 5 PM EST snapshot
  • Equity cannot drop below the allowed daily percentage

Instant Account

  • 3% based on EOD Equity or Balance (whichever is higher)
  • Measured at 00:00 GMT+3 server time
  • Does not reset intraday; resets at start of next trading day

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

  • Instant HERO: daily starting balance at 5 PM EST.
  • Instant Daily: none.
Three Steps
No
Yes
Max Allocation
5,000,000

$400,000 on every country except Pakistan, where the maximum is $50,000

Merge Accounts
No
Limited

Merging available on eligible accounts. Instant Daily cannot merge with any account.

Maximum Trading Days

No maximum time limit to complete the Challenge.

Other models: unlimited. Instant Daily: account closes automatically after 30 days.

Minimum Trading Days

Classic, Pro and One-Phase

  • Minimum trading days apply (exact count available on dashboard)
  • "No Minimum Trading Days" add-on available on Classic

Instant Program

  • 5 profitable simulated trading days required
  • Each day must achieve at least +0.5% simulated profit
  • Days do not need to be consecutive
  • Loss or breakeven days do not count

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

  • Instant Daily: none.
Monthly Competition
No
No
Minimum Profitable Days
  • Instant Program requires 5 profitable trading days with at least +0.5% profit each
  • Days do not need to be consecutive
  • 3 days with 0.5% profit on all phases of evaluation accounts
  • 5 days with 0.5% profit on Instant Funding accounts other than Instant Daily
  • Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
  • Instant Daily: no minimum profitable days.
Points Reward Program
No data

The GOAT Points Program rewards traders for both purchases and trading activities:

  • You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
  • Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
  • There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.
Expert Advisor (EA)
Yes
  • Expert Advisors (EAs) and trading bots are permitted
  • You must own your EA/bot
  • Must not exploit technical inefficiencies or manipulate latency
  • Third-party EAs not allowed on Instant unless you own the source code
Yes
VPN
Yes
No
Hedging
Limited

Permitted only within the same trading account. Hedging across multiple accounts is not allowed.

No
Requires Stop Loss
No
No
Scalping
Yes
Yes

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Stacking / Layering (DCA)
Yes
Yes
Martingale
Yes
No data
Maximum Risk Limit
Yes

Instant Account

  • Maximum 2% risk per trade idea
  • Margin usage must not exceed 80% across all asset classes at any time

Challenge Phase

  • No margin cap or maximum lot size enforced

Funded Account

  • Margin rules apply
Yes
  • Instant HERO: 1% maximum floating loss; breach closes the account.
  • The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
  • Instant Daily: combined floating loss across all open positions must stay below 1% of the initial balance; touching the limit closes the account.
Copy Trading
Yes
Limited

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

News Trading
Limited

Challenge Phases

  • Allowed in all challenge types (Classic, Pro, One-Phase)

Funded Accounts

  • Only permitted with Swing Add-On

Instant Account

  • Restricted by default
  • Only allowed with News Trading Add-On
  • 2-minute window rule applies (no opening within 2 minutes before/after major news)
Limited

Trades opened or closed (manually or by stop loss, take profit or pending orders) within 5 minutes before or after a high-impact news release (red folder on ForexFactory.com or Myfxbook.com) have a maximum profit per trade: 3% of the initial balance on accounts purchased from 10 November 2026, and 1% on accounts purchased earlier. Funded accounts and resets follow the original challenge purchase date. Applies to challenge and funded accounts; only profit above the cap is removed and it is not a breach.

Inactivity Rule
  • 30 consecutive days without placing or closing a trade results in automatic account failure
  • Applies to Challenge, Instant, and Funded Stage accounts
  • No refunds or renewals for inactivity breaches

30 Days

Consistency Rule
Limited

Classic Challenge

  • Phase 1: No consistency rule
  • Phase 2: No consistency rule

One-Phase Challenge

  • 40% max daily profit of total

Pro Challenge

  • Phase 1: 45%
  • Phase 2: 45%

Funded Stages

  • No consistency rule

Instant Account

  • 15% max daily profit of total

  • Rule is equity-based (unrealised profit included)

  • Even if account is in loss, the rule still counts towards highest profit day

Limited
  • Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
  • Instant Premium: no consistency rule.
  • Instant HERO: no single day can represent 15% or more of total profits during a payout period.
  • Instant Daily: no daily profit consistency requirement. For payouts, the largest winning trade must be at least the largest losing trade, net of commission/swap; checked since purchase or the last payout. Partial closes count separately.
Hold Weekend
Limited

Challenge and Funded Accounts

  • Only allowed with Swing Add-On
  • Without Swing Add-On: all trades including crypto must be closed by Friday 16:30 EST

Instant Account

  • Overnight and weekend holding allowed by default
Yes
Prohibited Strategies
  • Martingale and grid strategies
  • Excessive lot sizing and aggressive loss recovery
  • High-frequency trading (HFT)
  • Latency arbitrage, scalping arbitrage, and gap exploitation
  • Flooding the market with small pip trades
  • Intentional weekend/overnight gap exploitation
  • Account rolling or lot-sizing techniques to bypass drawdown controls
  • All or nothing
  • Exploit broker/platform errors
  • Use insider/non-public info
  • Front-run other trades
  • Excessively risky strategies
  • Hedging across accounts
  • Third-party EAs/strategies
  • Switch strategies post-assessment
  • Martingale/grid strategies banned
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