/
Login
Breaking
All news
Comparison · Forex

Getting paid at FundingPips and SFX Funded

The journey to the first payout differs primarily in how these firms measure your performance: FundingPips relies on profit consistency and a tiered account ecosystem (Prime, Labs, Zero), while SFX Funded uses a proprietary Stability Index (SSI) and offers a "fast-track" early payout at a reduced profit share.

Updated on

The split

FundingPips offers a highly flexible reward structure that depends on the model and the withdrawal cycle you choose.

  • 2-Step Standard/Pro: 60% (weekly), 80% (bi-weekly), 90% (on demand), or 100% (monthly).
  • 1-Step and 2-Step Flex: 85% base split.
  • FundingPips Zero: 95% fixed split.
  • Labs 247 and Prime: 82% and 80% respectively.

SFX Funded maintains a more uniform 85% base split across its Rapid, 1-Step Pro, Ascend, and Instant programs. While it can scale up to 100% through its growth program, its most unique feature is the "Early Payout" option for Rapid and Ascend accounts, allowing you to withdraw after just 3 days but at a significantly lower 40% split.

How often you can withdraw

FundingPips provides some of the fastest withdrawal cycles in the industry once you reach their advanced tiers.

  • Daily payouts: Available for Prime and Labs 247 accounts.
  • Weekly/On Demand: Available for 2-Step Pro and Standard accounts.
  • Bi-weekly: Standard for Flex and Zero accounts.

SFX Funded operates on a requirement-based system rather than a fixed calendar for some accounts.

  • Rapid and Ascend: Allow early payouts after 3 days (40% split). Standard payouts depend on meeting trading day and stability requirements.
  • Instant and 1-Step Pro: Payouts can be requested as soon as specific goals and the SSI are met, without a mandatory bi-weekly wait.

Minimums and methods

Both firms utilize modern payment rails to ensure traders receive their funds globally.

  • FundingPips: Payouts are made via Bank Transfer, Crypto, or Rise. The minimum withdrawal is generally 1% of the account size.
  • SFX Funded: Payouts are processed via Bank Transfer (from $100) or USDT TRC20 (for amounts under $100). They offer a $1,000 guarantee if the request is not processed within 48 business hours.

What delays a payout

The path to profit is protected by rules designed to prevent "gambling" behavior.

  • Consistency Rules: FundingPips applies a 35% consistency rule for On-Demand payouts (no single day can exceed 35% of total profit). SFX Funded uses the SFX Stability Index (SSI), capping your best day's contribution at 15% to 25% depending on the plan.
  • News Restrictions: Both firms restrict trading during high-impact news on funded accounts. FundingPips deducts profits from trades executed within a 5-minute window of the event. SFX Funded applies a 2-minute restricted window before and after news.
  • Risk Management: FundingPips has a hard breach for losses exceeding 3% on a single trade idea in 2-Step accounts. SFX Funded enforces a maximum floating loss limit (usually 1-2%) which can lead to warnings or account closure.

What it takes to get there

Before the first dollar is paid, you must navigate the evaluation costs and technical constraints.

  • Investment (100K Account): FundingPips 2-Step Standard costs $522, while 1-Step Flex is $569. SFX Funded 1-Step Pro costs $699, though their Rapid 1-Step is more aggressive at $518.
  • Phases and Days: FundingPips 2-Step requires 3 trading days. SFX Funded 1-Step Pro requires 4 days, while Ascend requires 5 days per phase.
  • Platforms: FundingPips supports MetaTrader 5, MatchTrader, and cTrader (the latter requires a 20% surcharge). SFX Funded offers MetaTrader 5 and MatchTrader.
  • Trading Styles: FundingPips allows personal EAs with proof of ownership and copy trading between your own accounts. SFX Funded prohibits all third-party EAs and all forms of copy trading.

Which pays out more comfortably

SFX Funded is the better choice for traders who want immediate, albeit smaller, rewards. Their 3-day early payout option is a safety net for those who prefer to "bank" profits quickly. However, FundingPips offers a more comfortable environment for professional scalpers and EA users who can prove their strategy, providing a path to a 100% profit split and daily withdrawals that SFX cannot match in the long term.

Frequently asked questions

Which firm is cheaper to start a $100,000 evaluation, FundingPips or SFX Funded?

FundingPips is generally more affordable for standard evaluations, with its 2-Step Standard 100K account priced at $522. SFX Funded offers a Rapid 1-Step 100K account for $518, but their more robust 1-Step Pro model is significantly more expensive at $699.

Who offers a higher profit split for successful traders, FundingPips or SFX Funded?

FundingPips offers the highest potential split, reaching up to 100% for traders on a monthly withdrawal cycle or 95% fixed on their Zero model. SFX Funded starts with a competitive 85% base split and can reach 100% only through its long-term scaling program.

Which firm allows the use of Expert Advisors (EAs) with fewer restrictions, FundingPips or SFX Funded?

FundingPips is more lenient, allowing personal EAs if you can provide proof of ownership of the code, as well as trade managers. SFX Funded is much stricter, prohibiting all third-party EAs and only allowing those developed entirely by the trader themselves, with no exceptions for news scalping bots.

Can I withdraw my profits faster at FundingPips or SFX Funded?

SFX Funded offers the fastest initial access to capital through their "Early Payout" feature, allowing a withdrawal after just 3 days (at a 40% split). However, once you reach the "Prime" or "Labs 247" status at FundingPips, you can withdraw your full split daily, which provides better long-term liquidity.

Field by field

FundingPips and SFX Funded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

52 differences

Headquarters

IFZA Business Park DDP Dubai U.A.E.

23691-001, A2 Building, IFZA Business Park, Dubai Digital Park, Dubai Silicon Oasis, United Arab Emirates

CEO

Khaled Ayesh

Husam Samy

Country

United Arab Emirates

United Arab Emirates

Foundation

2022

2024

Banned Countries
United States, Iran, Israel, Vietnam, United Arab Emirates
Syria, North Korea, Cuba, Iran, Myanmar
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Commodities, Indices, Crypto
Brokers

Liquidity Provider

In-house liquidity provider

Refund
Yes

1 and 2 Step: Full refund with first payout

Yes

The evaluation fee is refundable. Under the published standard conditions, the refund unlocks alongside the fifth successful payout.

Instant Flex: 100% refundable access fee.

Payout Fee

$10

No data
Platforms
Metatrader 5, MatchTrader, cTrader
MatchTrader, Metatrader 5
Demo Account
MatchTrader
ID-PasswordVjEbC!Y6
Metatrader 5
ID10496903PasswordVjEbC!Y6ServerFundingPips Corp (2)
No data
Payout Methods
Transfer, Crypto, Rise
Transfer, Crypto
Payment Methods
Card, Crypto, Transfer, ApplePay, GooglePay, PayPal, Neteller, Skrill
Card, PayPal, Crypto
Payout Frequency
  • 2-Step Standard: Weekly, Bi-Weekly, Monthly or On Demand
  • 2-Step Pro: Weekly or Monthly
  • 1 Step Flex and 2-Step Flex: Bi-Weekly or Monthly
  • FundingPips Zero: Bi-Weekly
  • Prime: Daily, any number of requests
  • Labs 247: Daily

Depends on the program. Rapid and Ascend allow an early payout after 3 days with a 40% split. Standard payouts retain an 85% split and require the applicable trading days, profit and SFX Stability Index. Instant Funding (original) and 1-Step Pro allow payout requests once their requirements are met, without a fixed bi-weekly cycle.

Instant Flex: bi-weekly payouts.

Payout Guarantee
No data

Requests are processed within 48 business hours. SFX advertises $1,000 compensation if it misses that deadline.

Crypto Weekend Trading
Yes

Labs 247: crypto trading and weekend holding are available 24/7 in Evaluation and Master. Other models retain their existing restrictions.

Yes
Maximum Withdrawal
No data

Maximum of $10,000 per request for the first two payouts. This limit is removed afterwards.

Minimum Withdrawal
  • On Demand payout: 1%
  • Tuesday, bi-weekly and montly: 1%
  • Prime: 1% of Prime Account size (or Scaled Prime Account Size after scaling)
  • Labs 247: 1% of the account size

Payouts below $100 can only be processed through USDT TRC20. Bank transfer is available from $100.

Forex
  • 1 Step: 30:1
  • 2 Step: 100:1
  • Zero: 50:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
30:1
Metals
  • 1 Step: 10:1
  • 2 Step: 30:1
  • Zero: 20:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
10:1
Energies

10:1

  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
10:1
Indices
  • 1 Step: 5:1
  • 2 Step, Zero: 20:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
10:1
Stocks

Labs 247: 5:1

No data
Crypto
  • 1 Step: 1:1
  • 2 Step, Zero: 2:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
2:1
Forex
0
4 / lot
Metals
0
4 / lot
Energies
0
4 / lot
Indices
0
0.4 / lot
Stocks
0
No data
Crypto
0
0
Commission-Free Option
No data
No
Swap Free
No
No
Account Reset

10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).

Available for Ascend during evaluation and for funded Ascend, 1-Step Pro and Rapid accounts within 10 calendar days of the first trade. A funded reset subsequently applies a 50% split.

Add-ons
Yes

cTrader (+20%)
Swing: overnight and weekend holding on Master accounts for 1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex; selected at purchase

Yes
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Level 1 – Launchpad (Novice)

Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown.

Level 2 – Ascender (Intermediate)

Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown.

Level 3 – Trailblazer (Advanced)

Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown.

Level 4 – Hot Seat (Elite)

Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses.

Level 5 – Elite Trader Status (Advanced Hot Seat)

Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100–$500).

Prime

The first four scale-ups require +5% total profit; from the fifth onward, +10%, measured against the starting size of the current level. Required profitable days: none for the first scale-up, 2 for the second and third, 4 for the fourth, and 10 from the fifth onward. Each profitable day must close at +1% or more of the account size; the counter resets after each scale-up. Each scale-up adds +10% to the current level's starting size, up to $2M. At Level 10 or $2M: Certified FundingPips Trader status, listed on the Tradin Investor Marketplace with 20% profit share on investor capital.

Labs 247 → Prime

After 5 rewards or $20,000 in total rewards across one or all Labs 247 accounts, the trader becomes eligible for an invitation to a $50,000 Prime account. The Labs 247 accounts close when the trader moves to Prime.

Yes

Reviewed every 3 months. Requires profitability in 2 of the 3 months, at least 10% cumulative profit and 2 payouts. Balance increases by 25% of the initial balance up to $3.2M.

Two Steps
Yes
Yes
Max Drawdown
  • 1 Step Flex, 2 Step: Static
  • Zero: Trailing
  • Prime: 8% static below the starting balance; recalculated only after a scale-up
  • Labs 247: 4% static in Evaluation and Master

Rapid: 4% trailing. 1-Step Pro: 6% trailing. Ascend: 8% static. Instant Funding (original): 6% trailing.

Profit Split

Reward split depends on the selected reward cycle and account configuration.

  • 2-Step Standard: Weekly (60%), Bi-Weekly, On Demand (90%) or Monthly (100%)
  • 2-Step Pro: Weekly or Monthly (100%)
  • 1 Step Flex: Bi-Weekly or Monthly (100%)
  • 2-Step Flex: Bi-Weekly, with an alternative 95% split selected at purchase at the same price, or Monthly (100%)
  • FundingPips Zero: fixed Bi-Weekly cycle
  • Prime: 80%, Daily, any number of requests
  • Labs 247: Daily

The Monthly cycle requires consistency and profitable days. Earlier purchases retain their legacy conditions.

85% base split, with the possibility of reaching 100% through the scaling program. Rapid and Ascend allow an early payout with a 40% split.

Free Trial
No
No
Daily Drawdown

Higher of the opening balance or equity for the trading day

  • Prime: 3% (soft breach, pauses trading for the rest of the day, account stays open, resumes at 00:00 UTC+3)
  • Labs 247: 2% of the starting balance in Evaluation and Master

Rapid and Instant Funding (original): 3%. 1-Step Pro: no daily limit. Ascend: 4%.

Three Steps
No
No
Max Allocation
300,000
500,000
Maximum Accounts

Labs 247: maximum 5 accounts per user. These accounts are separate from the standard capital allocation.

No data
Merge Accounts
Yes

A Master account can only be merged with another Master account from the same evaluation model.

Merging accounts is not supported in the FundingPips Zero Model.

  • Prime Accounts: any Prime accounts can merge, regardless of the originating model. Request through the dashboard; the resulting account takes the higher of the two scale-up levels. Merged size respects the $2M maximum.
Yes

Funded accounts from the same evaluation type can be merged when both remain at their initial balance, have no open trades and their combined capital does not exceed $500,000. Instant Funding (original) accounts cannot be merged.

Maximum Trading Days

Labs 247: 6 months for the Evaluation phase and a separate 6-month period for the Master account.

No time limit.

Minimum Trading Days

New purchases and resets from 28 September 2026:

  • 2-Step Standard: 3 trading days per evaluation phase; no minimum with the 3% daily-loss configuration
  • 2-Step Pro: no minimum trading days
  • 1 Step Flex: no minimum trading days
  • 2-Step Flex: 1 trading day per phase on the standard reward configuration; the alternative configuration requires profitable days
  • Labs 247: no minimum trading days
    Earlier purchases retain their legacy conditions.

Rapid: no minimum during evaluation. 1-Step Pro: 4 evaluation days. Ascend: 5 days in each phase. Instant Funding (original): no evaluation.

Monthly Competition
Yes

Participant Limit: Up to 50,000 participants. Registration closes once full.

Prizes

  • 1st: 100K Evaluation + $1,500
  • 2nd: 100K Evaluation + $1,200
  • 3rd: 100K Evaluation + $1,000
  • 4th: 100K Evaluation
  • 5th: 50K Evaluation
  • 6th–10th: 25K Evaluation
  • 11th–20th: 10K Evaluation
  • Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each.

Rules

  • Max loss: 10%
  • Daily loss: 5%
  • No EAs
  • No exploiting unrealistic demo fills
  • One account per person
No
Minimum Profitable Days

Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.

  • Monthly reward cycle (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 7 profitable days per cycle, each with at least 0.5% of the starting Master account size; the count resets after each reward
  • 2-Step Flex alternative reward configuration: 3 profitable days per evaluation phase and per Bi-Weekly Master reward cycle, each with at least 0.5% of the starting account size

For payouts: Rapid and Instant Funding (original) require 10 trading days; 1-Step Pro requires 7 qualified days; Ascend requires 5 days and its first standard payout is available after 14 calendar days.

Expert Advisor (EA)
Yes

Default rule (third-party EAs): Permitted ONLY when used strictly as a trade or risk manager. Any other use of a third-party EA = denial of evaluation/reward and account closure.

Personal EA Exception
Full automation allowed only with proof of ownership of the EA code.

Account-type exceptions

  • 1K Instant Account: third-party EAs and trade copiers permitted (full automation OK).
  • Monthly Competition: ALL EAs prohibited (including personal with proof).
Limited

Trade managers, calculators and EAs developed by the trader are allowed. Third-party EAs and EAs designed to exploit rollover or perform news scalping are prohibited.

VPN
Yes
Yes
Hedging
No
Yes
Requires Stop Loss
No
No
Scalping
Yes
Yes
Stacking / Layering (DCA)
Yes
Yes
Martingale
No data
No
Maximum Risk Limit
Yes

There is a limit on simultaneous open lots:

  • $5K–$10K: no limit
  • $25K: 10 lots
  • $50K: 20 lots
  • $100K or more (including merged accounts): maximum 40 lots

Penalties

  • 1st violation: warning
  • 2nd violation: removal of excess profits, reward reduced to 30%, and account closure

1 Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard

Risk Per Trade Idea and the Striking System are removed in Evaluation and Master for new purchases from 28 September 2026. Earlier purchases retain their legacy conditions.

Yes

Maximum floating loss: 2% on Rapid, Ascend and Instant Funding (original); $300K and $400K Instant Funding (original) accounts have a 1% limit. 1-Step Pro has a 1% limit, with a warning and split reduction to 40% on the first violation and closure on the second.

Copy Trading
Yes

Permitted

  • Copying trades between your own FundingPips accounts (registered under same individual).
  • Using your FundingPips account as MASTER to copy to external accounts (as slave).

Prohibited

  • Copying between FundingPips accounts of different users.
  • Coordinated trading across master accounts not owned by same individual.
  • Inbound copy trading (external source as master, FundingPips as slave).
  • Third-party account management (immediate termination).
No

Copying trades, manually or through software, between the trader's own accounts or from external traders or signal providers is prohibited.

News Trading
Yes

Evaluation Stage (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
No restrictions on holding trades during news events. Purposely trading news = account closure.

Master Account (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
Trades opened/closed within 5 minutes before/after a high-impact (red folder) news event have their FULL profit deducted, UNLESS the trade was executed 5+ hours before the event.
Speech window: 5 min before speech start to 5 min after speech end.

FundingPips Zero
HARD BREACH if any position is opened/closed/held within 10 minutes before/after a high-impact news event on affected currencies.
Speech window: 10 min before speech start to 10 min after speech end.

Labs 247
Evaluation: news trading is allowed on every instrument.
Master: profits may be deducted from trades opened or closed 5 minutes before or after high-impact news affecting the corresponding currency. For high-impact speeches, the window runs from 10 minutes before the speech begins until 10 minutes after it ends. Trades opened at least 5 hours before the event are exempt.

Limited

Funded accounts restrict trading from 2 minutes before until 2 minutes after high-impact news. News straddling, news bracketing and manipulation of the simulated environment are also prohibited.

Inactivity Rule

30 consecutive days without completed trades results in hard breach. Applies to all account types including Master accounts.

Accounts are closed after 30 days of inactivity.

Consistency Rule
Yes
  • On Demand (2-Step Standard): no single trading day may account for more than 35% of total profit
  • Monthly (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 35% consistency score, reset after each reward
  • Bi-Weekly (FundingPips Zero): 15% consistency score; the biggest losing day cannot exceed the biggest winning day
  • Bi-Weekly (1 Step Flex and 2-Step Flex): no consistency score
  • Profit Concentration Policy: removed for new purchases from 28 September 2026; qualifying legacy accounts retain their existing conditions
  • Labs 247: no consistency rule in Evaluation or Master
Yes

Maximum SFX Stability Index for payout: Rapid 15%, 1-Step Pro 20%, Ascend 25% and Instant Funding (original) 15%.

Instant Flex: no consistency rule.

Hold Weekend
Yes

1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex
Evaluation: overnight and weekend holding allowed on all instruments.
Master: overnight and weekend holding require the Swing add-on selected at purchase. Without Swing, positions are automatically closed each trading day; this is not an account breach and does not count as a valid trading day.

FundingPips Zero
Weekend holding is a hard breach on Master accounts. Close all positions before Friday market close, including crypto.

Prime
Weekend holding allowed.

Labs 247
Trading and weekend holding allowed 24/7 in Evaluation and Master.

Yes
Prohibited Strategies
  • Gap trading
  • High-frequency trading
  • Server spamming
  • Latency arbitrage
  • Toxic trading flow
  • Hedging
  • Long-short arbitrage
  • Reverse arbitrage
  • Tick scalping
  • Server execution
  • Opposite account trading

Copy trading; third-party EAs; HFT; latency arbitrage; tick scalping; martingale and grid; news scalping; coordinated reverse trading; exploitation of errors or slow feeds; account sharing or third-party account management.

Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord