The split
FundingPips offers a highly flexible reward structure that depends on the model and the withdrawal cycle you choose.
- 2-Step Standard/Pro: 60% (weekly), 80% (bi-weekly), 90% (on demand), or 100% (monthly).
- 1-Step and 2-Step Flex: 85% base split.
- FundingPips Zero: 95% fixed split.
- Labs 247 and Prime: 82% and 80% respectively.
SFX Funded maintains a more uniform 85% base split across its Rapid, 1-Step Pro, Ascend, and Instant programs. While it can scale up to 100% through its growth program, its most unique feature is the "Early Payout" option for Rapid and Ascend accounts, allowing you to withdraw after just 3 days but at a significantly lower 40% split.
How often you can withdraw
FundingPips provides some of the fastest withdrawal cycles in the industry once you reach their advanced tiers.
- Daily payouts: Available for Prime and Labs 247 accounts.
- Weekly/On Demand: Available for 2-Step Pro and Standard accounts.
- Bi-weekly: Standard for Flex and Zero accounts.
SFX Funded operates on a requirement-based system rather than a fixed calendar for some accounts.
- Rapid and Ascend: Allow early payouts after 3 days (40% split). Standard payouts depend on meeting trading day and stability requirements.
- Instant and 1-Step Pro: Payouts can be requested as soon as specific goals and the SSI are met, without a mandatory bi-weekly wait.
Minimums and methods
Both firms utilize modern payment rails to ensure traders receive their funds globally.
- FundingPips: Payouts are made via Bank Transfer, Crypto, or Rise. The minimum withdrawal is generally 1% of the account size.
- SFX Funded: Payouts are processed via Bank Transfer (from $100) or USDT TRC20 (for amounts under $100). They offer a $1,000 guarantee if the request is not processed within 48 business hours.
What delays a payout
The path to profit is protected by rules designed to prevent "gambling" behavior.
- Consistency Rules: FundingPips applies a 35% consistency rule for On-Demand payouts (no single day can exceed 35% of total profit). SFX Funded uses the SFX Stability Index (SSI), capping your best day's contribution at 15% to 25% depending on the plan.
- News Restrictions: Both firms restrict trading during high-impact news on funded accounts. FundingPips deducts profits from trades executed within a 5-minute window of the event. SFX Funded applies a 2-minute restricted window before and after news.
- Risk Management: FundingPips has a hard breach for losses exceeding 3% on a single trade idea in 2-Step accounts. SFX Funded enforces a maximum floating loss limit (usually 1-2%) which can lead to warnings or account closure.
What it takes to get there
Before the first dollar is paid, you must navigate the evaluation costs and technical constraints.
- Investment (100K Account): FundingPips 2-Step Standard costs $522, while 1-Step Flex is $569. SFX Funded 1-Step Pro costs $699, though their Rapid 1-Step is more aggressive at $518.
- Phases and Days: FundingPips 2-Step requires 3 trading days. SFX Funded 1-Step Pro requires 4 days, while Ascend requires 5 days per phase.
- Platforms: FundingPips supports MetaTrader 5, MatchTrader, and cTrader (the latter requires a 20% surcharge). SFX Funded offers MetaTrader 5 and MatchTrader.
- Trading Styles: FundingPips allows personal EAs with proof of ownership and copy trading between your own accounts. SFX Funded prohibits all third-party EAs and all forms of copy trading.
Which pays out more comfortably
SFX Funded is the better choice for traders who want immediate, albeit smaller, rewards. Their 3-day early payout option is a safety net for those who prefer to "bank" profits quickly. However, FundingPips offers a more comfortable environment for professional scalpers and EA users who can prove their strategy, providing a path to a 100% profit split and daily withdrawals that SFX cannot match in the long term.
Frequently asked questions
Which firm is cheaper to start a $100,000 evaluation, FundingPips or SFX Funded?
FundingPips is generally more affordable for standard evaluations, with its 2-Step Standard 100K account priced at $522. SFX Funded offers a Rapid 1-Step 100K account for $518, but their more robust 1-Step Pro model is significantly more expensive at $699.
Who offers a higher profit split for successful traders, FundingPips or SFX Funded?
FundingPips offers the highest potential split, reaching up to 100% for traders on a monthly withdrawal cycle or 95% fixed on their Zero model. SFX Funded starts with a competitive 85% base split and can reach 100% only through its long-term scaling program.
Which firm allows the use of Expert Advisors (EAs) with fewer restrictions, FundingPips or SFX Funded?
FundingPips is more lenient, allowing personal EAs if you can provide proof of ownership of the code, as well as trade managers. SFX Funded is much stricter, prohibiting all third-party EAs and only allowing those developed entirely by the trader themselves, with no exceptions for news scalping bots.
Can I withdraw my profits faster at FundingPips or SFX Funded?
SFX Funded offers the fastest initial access to capital through their "Early Payout" feature, allowing a withdrawal after just 3 days (at a 40% split). However, once you reach the "Prime" or "Labs 247" status at FundingPips, you can withdraw your full split daily, which provides better long-term liquidity.





















