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Comparison · Forex

Getting paid at Goat Funded Trader and SFX Funded

The fundamental difference between these two firms lies in their payout philosophy: Goat Funded Trader (GFT) offers a massive scaling ecosystem with salaries and loyalty points, while SFX Funded prioritizes a higher starting profit split and the possibility of early liquidity.

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The split

Goat Funded Trader starts most of its accounts with an 80% profit split. However, this is just the beginning of a long journey; their scaling plan can take you up to 95% at Level 4. Additionally, you can purchase an add-on at checkout to start with a 100% split immediately.

SFX Funded offers a more aggressive starting point with a base split of 85%. Through their scaling program, traders can eventually reach 100%. A unique feature of SFX is the "early payout" option for Rapid and Ascend programs, allowing you to withdraw after just 3 days, though the split is reduced to 40% for that specific withdrawal.

How often you can withdraw

  • Goat Funded Trader: Standard payouts are biweekly. However, Instant Premium and Standard Instant accounts allow withdrawals every 10 days. Evaluation accounts can also access "On Demand" payouts if the corresponding add-on was purchased.
  • SFX Funded: It does not follow a strict biweekly cycle for all. Instant and 1-Step Pro accounts allow requests as soon as their specific requirements (days and profit) are met. Rapid and Ascend allow standard payouts after their respective requirements or early payouts after 3 days.

Minimums and methods

Both firms have established $100 as the standard minimum for bank transfers.

  • Goat Funded Trader: Methods include Bank Transfer, Rise, and Crypto.
  • SFX Funded: Offers Bank Transfer and Crypto. A notable advantage is that if you withdraw via USDT TRC20, the $100 minimum is waived, allowing for smaller payouts.

What delays a payout

Reaching the profit target is not enough; you must respect the rules that "guard" the capital:

  • Consistency Rules: GFT applies a 15% to 20% consistency rule (depending on the model) where no single day can represent more than that percentage of total profit. SFX uses the "SFX Stability Index" (SSI), capping the weight of a single day between 15% and 25% depending on the plan.
  • Risk Restrictions: GFT has a "2-minute rule" (trades closed under 120 seconds are invalid) and news trading restrictions (max 1% profit during events). SFX also restricts news trading (2 minutes before/after) and imposes a "Maximum Floating Loss" limit (usually 2%), which, if breached, can lead to account closure or split reduction.
  • Minimum Days: GFT requires 3 to 5 profitable days (0.5% profit). SFX requires between 5 and 10 trading days depending on the program.

What it takes to get there

Before seeing a single dollar, you must invest in the evaluation:

  • Price and Refund: A $100k 1-Step account costs $698 at GFT and $699 at SFX. GFT refunds the fee after the 4th payout, while SFX does so after the 5th.
  • Phases: Both offer 1-step, 2-step, and Instant Funding models. GFT also includes a 3-step option.
  • Platforms: GFT offers a wider range: MatchTrader, cTrader, TradeLocker, Volumetrica, and MT5. SFX focuses on MatchTrader and MT5.
  • Styles: Both allow EAs (with limitations on third-party software) and weekend holding. GFT is stricter with scalping due to the 120-second rule.

Which pays out more comfortably

SFX Funded is more comfortable for the trader seeking fast liquidity and a higher initial split (85%) without needing to buy extras. Their early payout at 3 days and the lack of a minimum for crypto withdrawals make it ideal for those who want to see results quickly.

Goat Funded Trader is the choice for the career trader. Although the path to the refund is long (4 payouts), their scaling plan is superior, offering monthly salaries of up to $500, a 95% split, and a loyalty points program that rewards every dollar spent and every trade made.

Frequently asked questions

Which firm is cheaper for a $100,000 1-step challenge, Goat Funded Trader or SFX Funded?

The price is almost identical. At Goat Funded Trader, the 1-Step $100k account costs $698, while at SFX Funded, the 1-Step Pro $100k costs $699. The real difference is in the refund: GFT returns the fee after the fourth payout, whereas SFX requires five successful payouts to unlock it.

Which one allows you to withdraw profits sooner, Goat Funded Trader or SFX Funded?

SFX Funded is significantly faster for the first withdrawal. Through its Rapid and Ascend programs, you can request an early payout after only 3 trading days (with a 40% split). In contrast, Goat Funded Trader usually requires a biweekly cycle or 10 days for instant accounts, unless you pay an extra 15% fee for the "On Demand" add-on.

Between Goat Funded Trader and SFX Funded, which has a higher profit split?

SFX Funded starts with a higher base split of 85% on all its accounts. Goat Funded Trader starts at 80%, although it allows you to reach 100% split if you pay a 20% surcharge on the initial challenge price. Without paying for add-ons, SFX Funded offers a better deal for the trader from day one.

What are the main differences in scalping rules between Goat Funded Trader and SFX Funded?

Goat Funded Trader is much more restrictive for scalpers, as any trade closed in less than 2 minutes (120 seconds) is considered invalid and its profits are removed. SFX Funded does not have this specific time restriction, although both firms prohibit "tick scalping" and high-frequency trading (HFT).

Field by field

Goat Funded Trader and SFX Funded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

50 differences

35%off · Exclusive
Headquarters

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

23691-001, A2 Building, IFZA Business Park, Dubai Digital Park, Dubai Silicon Oasis, United Arab Emirates

Country

St. Lucia

United Arab Emirates

Foundation

2023

2024

Banned Countries
Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, North Korea, Libya, Vietnam
Syria, North Korea, Cuba, Iran, Myanmar
CEO
No data

Husam Samy

Assets
Forex, Indices, Commodities, Crypto
Forex, Commodities, Indices, Crypto
Brokers

Liquidity Providers

In-house liquidity provider

Refund
Yes

Full refund after 4th payout

Yes

The evaluation fee is refundable. Under the published standard conditions, the refund unlocks alongside the fifth successful payout.

Instant Flex: 100% refundable access fee.

Platforms
MatchTrader, cTrader, TradeLocker, Volumetrica, MetaTrader5
MatchTrader, Metatrader 5
Payout Methods
Transfer, Rise, Crypto
Transfer, Crypto
Payment Methods
ApplePay, Korapay, Card, GooglePay, PayPal, Crypto, Skrill, IMPS
Card, PayPal, Crypto
Payout Frequency
  • Biweekly
  • Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
  • Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
  • Instant Premium: every 10 days
  • Instant HERO: every 14 days

Depends on the program. Rapid and Ascend allow an early payout after 3 days with a 40% split. Standard payouts retain an 85% split and require the applicable trading days, profit and SFX Stability Index. Instant Funding (original) and 1-Step Pro allow payout requests once their requirements are met, without a fixed bi-weekly cycle.

Instant Flex: bi-weekly payouts.

Payout Guarantee

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Requests are processed within 48 business hours. SFX advertises $1,000 compensation if it misses that deadline.

Crypto Weekend Trading
Yes
Yes
Maximum Withdrawal

For the first two reward requests, traders can withdraw a maximum of 6% of the initial account balance.

Maximum of $10,000 per request for the first two payouts. This limit is removed afterwards.

Minimum Withdrawal

$100

Payouts below $100 can only be processed through USDT TRC20. Bank transfer is available from $100.

Forex
  • Evaluation phases: 100:1
  • Funded phase: 50:1
30:1
Metals
  • Evaluation phases: 20:1
  • Funded phase: 10:1
10:1
Energies
  • Evaluation phases: 20:1
  • Funded phase: 10:1
10:1
Indices
  • Evaluation phases: 20:1
  • Funded phase: 10:1
10:1
Stocks
  • Evaluation phases: 5:1
  • Funded phase: 5:1
No data
Crypto
  • Evaluation phases: 2:1
  • Funded phase: 2:1
2:1
Forex
5 / lot
4 / lot
Metals
5 / lot
4 / lot
Energies
0
4 / lot
Indices
0
0.4 / lot
Stocks
0
No data
Crypto
0
0
Commission-Free Option
No
No
Swap Free
No
No
Account Reset

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

Available for Ascend during evaluation and for funded Ascend, 1-Step Pro and Rapid accounts within 10 calendar days of the first trade. A funded reset subsequently applies a 50% split.

Add-ons
Yes
  • Payout On Demand (+15%)
  • 100% Profit Split (+20%)
  • Both add-ons (+30%)
Yes
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes
Yes

Reviewed every 3 months. Requires profitability in 2 of the 3 months, at least 10% cumulative profit and 2 payouts. Balance increases by 25% of the initial balance up to $3.2M.

Two Steps
Yes
Yes
Max Drawdown
  • 1-Step, 2-Step, 3-Step: Static
  • Instant Funding: Trailing
  • Instant Premium: EOD high-watermark; not recalculated intraday or downward

Rapid: 4% trailing. 1-Step Pro: 6% trailing. Ascend: 8% static. Instant Funding (original): 6% trailing.

Profit Split

Profit split varies by product; see challenges. Add-ons may offer a higher split.

85% base split, with the possibility of reaching 100% through the scaling program. Rapid and Ascend allow an early payout with a 40% split.

Free Trial
No
No
Daily Drawdown

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

  • Instant HERO: daily starting balance at 5 PM EST.

Rapid and Instant Funding (original): 3%. 1-Step Pro: no daily limit. Ascend: 4%.

Three Steps
Yes
No
Max Allocation

$400,000 on every country except Pakistan, where the maximum is $50,000

500,000
Merge Accounts
Yes
Yes

Funded accounts from the same evaluation type can be merged when both remain at their initial balance, have no open trades and their combined capital does not exceed $500,000. Instant Funding (original) accounts cannot be merged.

Maximum Trading Days

Unlimited

No time limit.

Minimum Trading Days

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

Rapid: no minimum during evaluation. 1-Step Pro: 4 evaluation days. Ascend: 5 days in each phase. Instant Funding (original): no evaluation.

Points Reward Program

The GOAT Points Program rewards traders for both purchases and trading activities:

  • You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
  • Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
  • There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.
No data
Monthly Competition
No
No
Minimum Profitable Days
  • 3 days with 0.5% profit on all phases of evaluation accounts
  • 5 days with 0.5% profit on all Instant Funding accounts
  • Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)

For payouts: Rapid and Instant Funding (original) require 10 trading days; 1-Step Pro requires 7 qualified days; Ascend requires 5 days and its first standard payout is available after 14 calendar days.

Expert Advisor (EA)
Yes
Limited

Trade managers, calculators and EAs developed by the trader are allowed. Third-party EAs and EAs designed to exploit rollover or perform news scalping are prohibited.

VPN
No
Yes
Hedging
No
Yes
Requires Stop Loss
No
No
Scalping
Yes

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Yes
Stacking / Layering (DCA)
Yes
Yes
Maximum Risk Limit
Yes
  • Instant HERO: 1% maximum floating loss; breach closes the account.
  • The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
Yes

Maximum floating loss: 2% on Rapid, Ascend and Instant Funding (original); $300K and $400K Instant Funding (original) accounts have a 1% limit. 1-Step Pro has a 1% limit, with a warning and split reduction to 40% on the first violation and closure on the second.

Copy Trading
Limited

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

No

Copying trades, manually or through software, between the trader's own accounts or from external traders or signal providers is prohibited.

News Trading
Limited

El beneficio máximo por cualquier operación que se abra o cierre dos minutos antes o después de un evento noticioso de alto impacto (según la designación de ForexFactory.com) está restringido al 1% del saldo de apertura de la cuenta.

Limited

Funded accounts restrict trading from 2 minutes before until 2 minutes after high-impact news. News straddling, news bracketing and manipulation of the simulated environment are also prohibited.

Inactivity Rule

30 Days

Accounts are closed after 30 days of inactivity.

Consistency Rule
Yes
  • Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
  • Instant Pro: A single day cannot represent more than 20% of your total earnings when requesting a withdrawal.
  • Instant Premium: no consistency rule.
  • Instant HERO: no single day can represent 15% or more of total profits during a payout period.
Yes

Maximum SFX Stability Index for payout: Rapid 15%, 1-Step Pro 20%, Ascend 25% and Instant Funding (original) 15%.

Instant Flex: no consistency rule.

Hold Weekend
Yes
Yes
Prohibited Strategies
  • All or nothing
  • Exploit broker/platform errors
  • Use insider/non-public info
  • Front-run other trades
  • Excessively risky strategies
  • Hedging across accounts
  • Third-party EAs/strategies
  • Switch strategies post-assessment
  • Martingale/grid strategies banned

Copy trading; third-party EAs; HFT; latency arbitrage; tick scalping; martingale and grid; news scalping; coordinated reverse trading; exploitation of errors or slow feeds; account sharing or third-party account management.

Martingale
No data
No
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