Getting paid at Funding Traders and Upcomers

901 Pennsylvania Ave Suite #3-440, Miami Beach, FL 33139

Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Stan

Jakub Zeliska

United States

United Arab Emirates

2022

2023

• 2-Step Pro: Refund bonus on first payout.
• 1-Step Pro: Refund bonus on second payout.
• Instant Funding: Not eligible for refund bonus.
• 150% Refund Add-On available: receive 150% of challenge fee back after first payout.

200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.

Pro accounts

• Default: first payout 21 days after first trade on funded account; subsequent payouts every 21 days.
• With 14-Day Payout Add-On: first payout 14 days after first trade; subsequent every 14 days.

Instant Funded accounts

• First payout 7 days after the first trade on the funded account; subsequent every 7 days.
• With On-Demand Payout Add-On: request payouts any time once eligibility requirements are met.

Minimum payout: $200 via Rise (bank transfer), $50 via Crypto (USDT-ERC20).

• Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
• Bank transfers: 2-5 business days after approval.
• Crypto: faster, depends on blockchain network.
• Other programs: minimum 1% profit required per payout (resets after each payout).
• Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
• Vanguard (Instant Funding): minimum 6 trading days per payout (each ≥0.5% profit).
• Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.

Payout requests processed within 2 business days (excluding holidays and weekends). If not, traders receive $1,000 ($500 cash + $500 account credits).

$200 via Rise / $50 via Crypto

• Bank Transfer (recommended): $19.90 + 2.49%.
• Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
• Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).

Payout cap progresses with each approved withdrawal on the same funded account:

• Payout #1: 1% of initial balance
• Payout #2: 2%
• Payout #3: 3%
• Payout #4: 4%
• Payout #5: 5%
• Payout #6: 6%
• Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
  Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.

1:20

Oil: 1:10

• 1-Step Pro & Instant Funding: 1:20
• 2-Step Pro: 1:15

Available as a 'Swap-free, Zero Commissions' add-on for Pro accounts. Removes $3/lot commission and enables swap-free trading.

All accounts are swap‑free

Revive Feature (2-Step Pro, Phase 1 only)

Continue your Phase 1 challenge from the progress already achieved instead of restarting. Available only if the account was in overall profit at the moment of breach. Available for 48 hours after breach, one-time use only.

Cost = Paid account price + (Paid account price × % of profit target achieved).

Restrictions

• Only available in Phase 1 (not Phase 2)
• Only one recovery action per account (Revive OR Reset, not both)
• If the account fails again after using Revive or Reset, the account is permanently failed
• Using Revive removes payout refund eligibility

Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.

• Swap-free, Zero Commissions (Pro accounts)
• 14-Day Payout (Pro accounts)
• 100% Profit Split
• 30% Consistency Score
• 30% News Trading (Pro accounts)
• Hold Through News, 15% (Instant Funded only)
• On-Demand Payout (Instant Funded only)
• Double-Up (free second challenge upon funding)
• 150% Refund
• Daily Drawdown Shield, 20% (evaluation only; one Daily Loss Limit breach does not fail the account)
• No Minimum Trading Days, 25% (1-Step Pro and 2-Step Pro6/Pro10; removes the requirement at every stage)

Account grows by 25% (of original balance) every 2 consecutive profitable months with at least 8% total profit. Maximum account size: $2,000,000. Extra +25% bonus after 3 months active.

Scaling Plan for Thunderbolt, Astral and Vanguard accounts:

• Apply every 4 consecutive months via help@upcomers.com.
• +35% increase on simulated initial balance per cycle.
• Maximum allocation scalable up to $4,000,000.
  Requirements per cycle:
• ≥15% cumulative account growth across the 4 months.
• ≥2 withdrawals completed in the 4-month period.
• Final cycle must end in profit.
  Separate "4M on request" individual contract available after 6+ consecutive profitable months.

• 1-Step Pro: 10% trailing. Trails higher as account balance increases.
• 2-Step Pro PRO6: 6% static. Fixed, does not trail.
• 2-Step Pro PRO10: 10% static. Fixed, does not trail.
• Instant Funding: 6% trailing until 3% profit is made, then locks at initial account size.

Instant Flex: trailing max loss keeps trailing and does not lock at the initial balance.

Current CFD programs use three systems:

• Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 7% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
• Static maximum loss: 6% on Phoenix Classic, Ignite Classic and Ignite Turbo; 10% on Phoenix Legacy; 7% on Surge. The floor is fixed from the initial balance.
• Nonstop Dynamic Risk Shield™: 3% on Supernova and Hypernova; 2% on Ultranova. It trails continuously and never locks.
  Percentages and behavior are shown per phase in the challenge catalogue.
• Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.

80% default profit split (trader/firm 80/20) on the existing Pro and regular Instant Funded account types; excludes Instant Flex.

• 90% Profit Split available as a checkout add-on
• 100% Profit Split available as a checkout add-on

Standard profit split: 90%. A trader can select 80% or 100% at checkout; changing the split also changes the Challenge price. The selected split remains linked to that account, and older accounts retain their original conditions.

Free $1,000 Try Out on the 1-Step Pro, not available from the regular sign-up. TheGodFunded users can claim it here: get your free Try Out. New users only, one per person, MT5. Passing it gives a real funded account with an 80% split and a $500 lifetime payout cap.

• 1-Step Pro: 3%. Based on starting day's balance.
• 2-Step Pro PRO6: 3%. Based on starting day's balance.
• 2-Step Pro PRO10: 5%. Based on starting day's balance.
• Instant Funding: 3%. Based on higher of starting day's balance or equity.

Instant Flex: no daily loss limit.

Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:

• Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
• Phoenix Classic, Ignite Classic/Turbo and Surge: 4%
• Phoenix Legacy: 5%
• Vanguard and Oracle: 4%
• Supernova and Hypernova: 2%
• Ember and Ultranova: no daily drawdown
• Horizon and Odyssey: daily limits by phase are shown in the challenge catalogue; Odyssey has a stricter daily limit when funded.

• Pro accounts: Maximum $300,000 in funded accounts.
• Instant Funded: Capped at $400,000 across all instant funded accounts.
• Unlimited evaluation accounts allowed.

• Only for funded accounts.
• Both accounts must have the same payout schedule and profit split.
• Accounts must not have been traded and must be at initial balance.

No limit

Classic, Legacy and non-Turbo Limited Drop challenges have no time limit. Ash Turbo, Thunderbolt Turbo and Ignite Turbo have 30 calendar days and a maximum of 7 trading days. Timed Instant Funding sessions last 24 hours on Supernova, 4 hours on Hypernova and 1 hour on Ultranova.

• 1-Step Pro: 2 trading days (challenge and funded)
• 2-Step Pro: 4 trading days per phase (8 total for challenge), 2 trading days funded
• Instant Funding: No minimum
• Optional No Minimum Trading Days add-on: removes these requirements at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price

No minimum trading days to pass the challenge in any Classic, Turbo or Limited Drop (Ignite/Surge) program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.

FT Points and Challenge Convert let KYC-verified traders use an approved payout to buy a new account immediately or convert it into points for a later purchase. $1 of payout converts to 2.2 FT Points; each point covers $1 of listed account price, an effective 55% discount. The conversion is final; any unused payout balance follows the normal payout method.

2-Step Pro (PRO6 and PRO10)

• Phase 1 (Challenge): minimum 4 trading days
• Phase 2 (Challenge): minimum 4 trading days
• Funded Phase: minimum 2 trading days

1-Step

• Phase 1 (Challenge): minimum 2 trading days
• Funded Phase: minimum 2 trading days

Instant Funded

• No minimum trading days requirement.

Optional add-on

• No Minimum Trading Days removes the requirement at every stage on 1-Step Pro and 2-Step Pro6/Pro10; +25% of base price.

Payout eligibility requirements (a valid day has at least 0.5% realized profit):

• Vanguard: 6 valid days
• Oracle, Ember, Phoenix Legacy, Ignite Classic, Surge, Ash Turbo, Thunderbolt Turbo and Ignite Turbo: 5 valid days
• Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
• Supernova and Hypernova: at least 7 trades in the timed session
• Ultranova: at least 5 trades in the timed session
  The counter resets after each successful payout.
  Horizon and Odyssey funded accounts require 3 valid days up to $50,000, 4 above $50,000 up to $200,000, and 5 above $200,000 per payout. Each valid day earns at least 0.5% of the initial balance.

EAs and Bots permitted ONLY if focused on risk management (e.g. position size calculators, auto position size execution bots).

Not allowed

• Off-the-shelf EAs purchased/downloaded online (unless solely for risk management)
• EAs that automatically place trades (unless developed personally by the trader)
• Grid Trading EAs/Bots
• Hedge Trading EAs/Bots

AI-generated EAs
Allowed if the trader fully understands the code (strategy, entry/exit logic, risk parameters) and can explain it to the Risk Team.

Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.

Hedging across multiple accounts is prohibited. Hedging within a single account is allowed under normal trading rules.

Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.

• Pro accounts: Maximum 2% risk per trade idea (of initial balance).
• Instant Funding: Maximum 1% floating PnL loss (of initial balance, all active trades combined).
• Instant Funding lot size limit: 20 lots per trade maximum.

Instant Flex: maximum 1% risk per trade.

Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):

• Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
• Phoenix Legacy, Vanguard and Oracle: 2%
• Ash Turbo, Thunderbolt Turbo, Ignite Classic, Ignite Turbo, Surge and Ember: 1.5%
• Supernova and Hypernova: 1%
• Ultranova: 0.5%
  Exceeding the applicable limit is a hard breach.

Allowed: copy trading between your own FundingTraders Pro accounts; copying trades from your own accounts on other brokers/firms into your FundingTraders account.

Not allowed: copying trades from accounts owned by other traders; sharing signals with other traders.

Challenge phase

• News trading fully permitted, no restrictions.

Funded phase — Pro accounts

• News trading allowed but max 30% of total profits can come from news-influenced trades.
• News Trade window: 5 minutes before / 5 minutes after high-impact (Red Folder) event.
• If the 30% limit is exceeded, payout processing is delayed until additional trades bring the percentage back under the limit.
• Trades held for 5+ hours before a high-impact news release are NOT considered News Trades.

Funded phase — Instant Funded accounts

• News trading is strictly prohibited by default: having any open trades during a high-impact news event results in account termination.
• Timing restriction: no opening, closing or triggering pending orders within 5 minutes before / 5 minutes after a high-impact news event (10-minute window). Applies even with the add-on.
• Optional Hold Through News (15% Add-On): allows positions opened outside the 10-minute window to be held through high-impact events without breaching the account.

The 30-day inactivity period begins on the day the account is purchased, not from last activity. If no trades are placed within this period, the account is automatically failed for inactivity and permanently closed (no restoration). Applies to Challenge and Funded accounts.

35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.

Pro accounts (1-Step & 2-Step)

Default: Largest profit day must not exceed 50% of total profits. With 30% Consistency Score Add-On: threshold increases to 30%.

Instant Funding

Largest profit day must not exceed 15% of total profits.

Instant Flex: 15% consistency score.

Consistency is checked at payout and does not breach the account:

• 20% Best Day Rule: current Classic and Turbo challenges, Ignite, Surge, Vanguard, Oracle and Ember
• 30% Best Day Rule: Phoenix Legacy
• Best Trade Rule in timed Instant Funding: 15% on Supernova and Hypernova; 20% on Ultranova
  The Best Day cycle resets after each successful payout. The timed Best Trade Rule is final when the session ends.
• Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.

Weekend holding permitted on all account types (Pro and Instant Funded). Positions can be held across the weekend on all instruments, including crypto. No forced Friday flatten. Gap risk and widened spreads around the Asian open still apply; swap fees still charged.

• Grid trading (3+ positions same pair/direction)
• Hedge trading
• Arbitrage, latency trading
• High-frequency trading (trades ≤15 seconds)
• Reverse trading across accounts
• Account rolling/stacking (risking all on multiple accounts)
• Overleveraged trades (>30% margin on single trade)
• One-sided trading (stacking positions to hit targets)

• Expert Advisors (EAs), bots, emulators or automated trading of any kind (even partial automation of entries, exits, SL/TP management or trade copying). Indicators used for analysis are allowed.
• Tick scalping (trades held under 2 minutes on Oracle/Supernova/Hypernova) and high-frequency trading (HFT).
• Martingale, grid trading, one-sided bets, reverse trading and group hedging.
• News straddling (bracket orders placed around economic releases).
• Signal services and copy trading from external sources.
• Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
• Sharing passwords, account access or identity (KYC).
• Exploiting platform bugs, delays or pricing errors.
• Opening multiple user profiles (One Person, One Account policy).
• Splitting trades intentionally to bypass the 20% Best Day Rule.