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Instant Funding logoInstant Funding
Upcomers logoUpcomers
Headquarters

Top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

CEO

Lewis Mansbridge

Jakub Zeliska

Country

Saint Lucia

United Arab Emirates

Foundation

2021

2023

Banned Countries
Afghanistan, Burundi, Central African Republic, Congo Republic, Cuba, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Liberia, Libya, Myanmar, North Korea, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zimbabwe
Afghanistan, Central African Republic, Crimea, Donetsk and Luhansk regions of Ukraine, Cuba, Iran, Iraq, Kosovo, Libya, Mali, Myanmar, North Korea, Palestine, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela
Assets
Forex, Indices, Commodities, Crypto
Forex, Commodities, Indices, Stocks, Crypto
Brokers

Liquidity Provider

Royal Flow - FZCO
Refund
Payout Fee
  • Bank Transfer (recommended): $19.90 + 2.49%.
  • Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
  • Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).
Platforms
Metatrader 5, cTrader, DXTrade, MatchTrader
TradeLocker, Metatrader 5, MatchTrader, cTrader, DX
Demo Account
Metatrader 5
ID:1293766
Password:Upcomers1.
Server:Upcomers-Server
Payout Methods
Rise, Crypto
Crypto, Transfer
Payment Methods
Skrill, Neteller, Crypto, Card, ApplePay, GooglePay
Card, Crypto, PayPal, ApplePay, GooglePay
Payout Frequency

IF Evolve

On-demand payouts once the funded-stage eligibility requirements are met.

Instant Funding

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

Instant Funding GO

First withdrawal after 14 days from your first trade; then every 7 days after each new trade. Minimum withdrawal: $25.

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase & Two-Phase

On-Demand Payouts, withdraw anytime once eligible.

IF Micro Clarity

On-demand payouts, withdraw anytime once eligible.

One-Phase Clarity

First payout on-demand once the 1.5% minimum is reached; then every 7 days.

Instant Funding Clarity

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

  • Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
  • Bank transfers: 2-5 business days after approval.
  • Crypto: faster, depends on blockchain network.
  • Minimum 1% profit required per payout (resets after each payout).
  • Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
  • Vanguard (Instant Funding): minimum 6 trading days per payout (each ≥0.5% profit).
Crypto Weekend Trading
Maximum Withdrawal

IF Evolve

  • Maximum 50% of account profit per payout
  • Maximum $2,000 per request
  • Maximum 5 payouts per account

Payout cap progresses with each approved withdrawal on the same funded account:

  • Payout #1: 1% of initial balance
  • Payout #2: 2%
  • Payout #3: 3%
  • Payout #4: 4%
  • Payout #5: 5%
  • Payout #6: 6%
  • Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
    Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.
Minimum Withdrawal

IF Evolve

  • $250

Other accounts

  • $25
Forex

IF Evolve

  • 30:1

Other accounts

  • 100:1 (30:1 with news trading add-on)
100:1
Metals

20:1 (8:1 with news trading add-on)

30:1
Energies

20:1 (8:1 with news trading add-on)

30:1
Indices

20:1 (8:1 with news trading add-on)

30:1
Crypto

2:1 (1:1 with news trading add-on)

30:1
Stocks
30:1
Forex
5 / lot
5 / lot
Metals
5 / lot
5 / lot
Energies
2 / lot
0
Indices
2 / lot
0
Crypto
1 / lot
0.04%
Commission-Free Option
Stocks
0
Swap Free
Account Reset

Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.

Add-ons
Instant
One Step
Account scaling
Two Steps
Max Drawdown

IF Evolve

  • End-of-Day trailing drawdown. It updates at 17:00 EST from the highest recorded end-of-day balance, only moves upward, and locks permanently at the starting balance.

Instant Funding, Instant Funding GO & Instant Funding Clarity

  • Smart Drawdown. Starts at –10% and shifts to –5% once you gain 5%. After that, the drawdown stays fixed at –5% of your starting balance, no matter how much you profit.

IF Micro Clarity & One-Phase Clarity

  • 6% trailing drawdown of the starting balance. Trails off closed trades only and never decreases.

Rest of accounts

  • Static

Current CFD programs use three systems:

  • Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 7% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
  • Static maximum loss: 6% on Phoenix Classic, Ignite Classic and Ignite Turbo; 10% on Phoenix Legacy; 7% on Surge. The floor is fixed from the initial balance.
  • Nonstop Dynamic Risk Shield™: 3% on Supernova and Hypernova; 2% on Ultranova. It trails continuously and never locks.
    Percentages and behavior are shown per phase in the challenge catalogue.
Profit Split

Instant Funding, Instant Funding GO, Instant Funding Micro, One Phase, One Phase Micro, Two Phase, Two-Phase Micro, IF Micro Clarity, One-Phase Clarity, Instant Funding Clarity

  • 80%

IF1

  • 90%

One-Phase, Two-Phase, and Two-Phase Micro Challenges

  • Trade for at least 3 months and achieve a profit of 10% or more
  • Contact support to request a review of your results
  • Once verified, your profit split will be increased to 90%

Clarity (Micro Clarity, One-Phase Clarity, Instant Funding Clarity)

  • Up to 90% with the +10% profit split add-on

Standard profit split: 90%. A trader can select 80% or 100% at checkout; changing the split also changes the Challenge price. The selected split remains linked to that account, and older accounts retain their original conditions.

Free Trial
dailyDrawdown

IF Evolve

  • No Daily Loss limit during either the Challenge or Funded stage.

Instant Funding & Instant Funding GO

  • Highest balance or equity recorded at the end of the day (EOD high-watermark)

IF Micro Clarity

  • 3% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

One-Phase Clarity

  • 4% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

Instant Funding Clarity

  • No daily drawdown

Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:

  • Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
  • Phoenix Classic, Ignite Classic/Turbo and Surge: 4%
  • Phoenix Legacy: 5%
  • Vanguard and Oracle: 4%
  • Supernova and Hypernova: 2%
  • Ember and Ultranova: no daily drawdown
Three Steps
Max Allocation

Combined total starting balance of up to $940,000 across all programs (Challenge, Instant Funding, Instant Funding GO and IF Micro). Clarity accounts (IF Micro Clarity, One-Phase Clarity) have a combined cap of $1,000,000. Only starting balances count — scaling does not count toward the limit.

1,500,000
Maximum Accounts

IF Evolve

  • Up to 5 active Evolve accounts at the same time
Merge Accounts
Maximum Trading Days
  • IF1: 24 hours
  • IF Micro Clarity & One-Phase Clarity: Unlimited
  • Rest of accounts (including Instant Funding GO): Unlimited

Classic, Legacy and non-Turbo Limited Drop challenges have no time limit. Ash Turbo, Thunderbolt Turbo and Ignite Turbo have 30 calendar days and a maximum of 7 trading days. Timed Instant Funding sessions last 24 hours on Supernova, 4 hours on Hypernova and 1 hour on Ultranova.

Minimum Trading Days

Instant Funding, Instant Funding GO, Instant Funding Micro, IF1, IF Micro Clarity, One-Phase Clarity: No minimum

  • One Phase, One Phase Micro, Two Phase, Two-Phase Micro: 3 days

No minimum trading days to pass the challenge in any Classic, Turbo or Limited Drop (Ignite/Surge) program. Turbo challenges require only 1 trading day with real activity. Minimums apply only at the payout stage — see 'minimumProfitableDays'.

Points Reward Program
  • You earn 1 point for every $1 spent and you can use points to obtain promotional codes with discounts up to 50%.
  • You earn 10% of the final value (after discounts) in points for every purchase.
Monthly Competition
Minimum Profitable Days

IF Evolve

  • 5 profitable days of at least 0.25% to pass the Challenge
  • Another 5 qualifying days are required for each funded payout

IF Micro Clarity

  • 5 profitable trading days per payout cycle, each generating at least 0.5% profit. The count resets after every successful payout.

Payout eligibility requirements (a valid day has at least 0.5% realized profit):

  • Vanguard: 6 valid days
  • Oracle, Ember, Phoenix Legacy, Ignite Classic, Surge, Ash Turbo, Thunderbolt Turbo and Ignite Turbo: 5 valid days
  • Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
  • Supernova and Hypernova: at least 7 trades in the timed session
  • Ultranova: at least 5 trades in the timed session
    The counter resets after each successful payout.
Expert Advisor (EA)
VPN
~
Hedging
Requires Stop Loss
Scalping
Stacking / Layering (DCA)
allowsMartingale
Maximum Risk Limit
Copy Trading
News Trading
~
hasInactivityRule

60 days

35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.

Consistency Rule
~
Hold Weekend
~
allowsWeekendHolding
~
Prohibited Strategies
  • Latency Arbitrage
  • Tick Scalping
  • Account Arbitrage
  • Exploiting platform glitches
  • Reverse Trading
  • Group Hedging
  • Group Copying
  • Account Management
  • High-Frequency Trading (HFT)
  • Third-Party EAs
  • Account Churning (Rolling)
  • One-Sided Bets
  • Grid Trading
  • Overleveraging
  • Gambling
  • Expert Advisors (EAs), bots, emulators or automated trading of any kind (even partial automation of entries, exits, SL/TP management or trade copying). Indicators used for analysis are allowed.
  • Tick scalping (trades held under 2 minutes on Oracle/Supernova/Hypernova) and high-frequency trading (HFT).
  • Martingale, grid trading, one-sided bets, reverse trading and group hedging.
  • News straddling (bracket orders placed around economic releases).
  • Signal services and copy trading from external sources.
  • Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
  • Sharing passwords, account access or identity (KYC).
  • Exploiting platform bugs, delays or pricing errors.
  • Opening multiple user profiles (One Person, One Account policy).
  • Splitting trades intentionally to bypass the 20% Best Day Rule.

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