Long-term growth: Goat Funded Trader vs. Upcomers

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

St. Lucia

United Arab Emirates

Jakub Zeliska

Liquidity Providers

Full refund after 4th payout

200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.

• Biweekly
• Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
• Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
• Instant Premium: every 10 days
• Instant HERO: every 14 days
• Instant Daily: first request 24 hours after purchase, then daily.

• Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
• Bank transfers: 2-5 business days after approval.
• Crypto: faster, depends on blockchain network.
• Other programs: minimum 1% profit required per payout (resets after each payout).
• Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
• Vanguard (Instant Funding): minimum 5 trading days per payout (each ≥0.5% profit).
• Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Other models: for the first two requests, up to 6% of the initial balance. Instant Daily: up to 3% of the initial balance per request.

Payout cap progresses with each approved withdrawal on the same funded account:

• Payout #1: 1% of initial balance
• Payout #2: 2%
• Payout #3: 3%
• Payout #4: 4%
• Payout #5: 5%
• Payout #6: 6%
• Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
  Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.

Other models: $100. Instant Daily: 1% of the initial balance per request.

• Bank Transfer (recommended): $19.90 + 2.49%.
• Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
• Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).

• Evaluation phases: 100:1
• Funded phase: 50:1

• Evaluation phases: 20:1
• Funded phase: 10:1

• Evaluation phases: 20:1
• Funded phase: 10:1

• Evaluation phases: 20:1
• Funded phase: 10:1

• Evaluation phases: 5:1
• Funded phase: 5:1

• Evaluation phases: 2:1
• Funded phase: 2:1

All accounts are swap‑free

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.

• Payout On Demand (+15%)
• 100% Profit Split (+20%)
• Both add-ons (+30%)

Scaling Plan for Thunderbolt and Vanguard accounts:

• Apply every 4 consecutive months via help@upcomers.com.
• +35% increase on simulated initial balance per cycle.
• Maximum allocation scalable up to $4,000,000.
  Requirements per cycle:
• ≥15% cumulative account growth across the 4 months.
• ≥2 withdrawals completed in the 4-month period.
• Final cycle must end in profit.
  Separate "4M on request" individual contract available after 6+ consecutive profitable months.

• 1-Step, 2-Step: Static
• Instant Funding: Trailing
• Instant Premium: EOD high-watermark; not recalculated intraday or downward
• Instant Daily: intraday trailing on peak balance/equity. Locks at the initial balance when reached or at the first payout, whichever comes first; never resets. Withdrawing down to the initial balance breaches the account.

Current CFD programs use two systems:

• Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 10% on Phoenix Legacy, 8% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
• Static maximum loss: 6% on Phoenix Classic. The floor is fixed from the initial balance.
  Percentages and behavior are shown per phase in the challenge catalogue.
• Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.

Profit split varies by product; see challenges. Add-ons may offer a higher split.

• Instant Daily: base split in the catalogue; 70% on payouts 3 and 4, 80% from payout 5.

80% base profit split. At checkout, 90% is the default option and 100% is also available; both raise the Challenge price. Horizon and Odyssey have a fixed 80% split. The selected split remains linked to that account, and older accounts retain their original conditions.

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

• Instant HERO: daily starting balance at 5 PM EST.
• Instant Daily: none.

Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:

• Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
• Phoenix Classic: 4%
• Phoenix Legacy: 5%
• Vanguard and Oracle: 4%
• Ember: no daily drawdown
• Horizon: 3% and Odyssey: 4%, in evaluation and funded.

$400,000 on every country except Pakistan, where the maximum is $50,000

Merging available on eligible accounts. Instant Daily cannot merge with any account.

Other models: unlimited. Instant Daily: account closes automatically after 30 days.

Classic and Legacy challenges have no time limit. Ash Turbo and Thunderbolt Turbo have 30 calendar days and a maximum of 7 trading days.

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

• Instant Daily: none.

No minimum trading days to pass the challenge in any Classic or Turbo program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.

The GOAT Points Program rewards traders for both purchases and trading activities:

• You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
• Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
• There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.

• 3 days with 0.5% profit on all phases of evaluation accounts
• 5 days with 0.5% profit on Instant Funding accounts other than Instant Daily
• Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
• Instant Daily: no minimum profitable days.

Payout eligibility requirements (a valid day has at least 0.5% realized profit):

• Vanguard, Oracle, Ember, Phoenix Legacy, Ash Turbo and Thunderbolt Turbo: 5 valid days
• Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
  The counter resets after each successful payout.
  Horizon funded accounts require per payout 3 valid days up to $50,000, 4 above $50,000 and below $200,000, and 5 from $200,000. Odyssey funded accounts require 3 below $100,000 and 4 from $100,000. Each valid day earns at least 0.5% of the initial balance.

Allowed, including third-party EAs, bots and trade or risk managers, as long as the trading rules are followed. HFT, tick scalping, latency arbitrage, emulators and running the same EA with the same settings as other traders are prohibited.

Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.

Prohibited, also within the same account and across multiple accounts.

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.

• Instant HERO: 1% maximum floating loss; breach closes the account.
• The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
• Instant Daily: combined floating loss across all open positions must stay below 1% of the initial balance; touching the limit closes the account.

Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):

• Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
• Phoenix Legacy, Odyssey, Vanguard and Oracle: 2%
• Ash Turbo, Thunderbolt Turbo, Horizon and Ember: 1.5%
  Exceeding the applicable limit is a hard breach.

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

Only between accounts owned by the same person (Upcomers, other prop firms or brokers). Copying to or from other people's accounts and signal services are prohibited.

Trades opened or closed (manually or by stop loss, take profit or pending orders) within 5 minutes before or after a high-impact news release (red folder on ForexFactory.com or Myfxbook.com) have a maximum profit per trade: 3% of the initial balance on accounts purchased from 10 November 2026, and 1% on accounts purchased earlier. Funded accounts and resets follow the original challenge purchase date. Applies to challenge and funded accounts; only profit above the cap is removed and it is not a breach.

30 Days

35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.

• Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
• Instant Premium: no consistency rule.
• Instant HERO: no single day can represent 15% or more of total profits during a payout period.
• Instant Daily: no daily profit consistency requirement. For payouts, the largest winning trade must be at least the largest losing trade, net of commission/swap; checked since purchase or the last payout. Partial closes count separately.

Consistency is checked at payout and does not breach the account:

• 20% Best Day Rule: current Classic, Legacy and Turbo challenges, Vanguard, Oracle and Ember
  The Best Day cycle resets after each successful payout.
• Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.

• All or nothing
• Exploit broker/platform errors
• Use insider/non-public info
• Front-run other trades
• Excessively risky strategies
• Hedging across accounts
• Third-party EAs/strategies
• Switch strategies post-assessment
• Martingale/grid strategies banned

• Emulators, and running the same EA with the same settings as other traders to produce identical trades.
• Tick scalping (trades held under 2 minutes on Oracle) and high-frequency trading (HFT).
• Martingale, grid trading, one-sided bets, reverse trading and hedging (also within the same account).
• News straddling (bracket orders placed around economic releases).
• Signal services and copying trades from other people's accounts.
• Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
• Sharing passwords, account access or identity (KYC).
• Exploiting platform bugs, delays or pricing errors.
• Opening multiple user profiles (One Person, One Account policy).
• Splitting trades intentionally to bypass the 20% Best Day Rule.