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Comparison · Crypto

How much freedom you get at Mubite and The5ers

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Time limits

Neither firm imposes a maximum time limit to complete their evaluations, which prevents the pressure of "trading against the clock." However, they both restrict your freedom to walk away from the markets for long periods. Mubite and The5ers will deactivate your account if you remain inactive for 30 days, forcing a minimum level of presence regardless of market conditions.

Mubite is significantly more restrictive regarding the speed of your evaluation; you cannot pass a One-Step or Two-Step challenge in less than 10 trading days. In contrast, The5ers only requires 3 profitable days for its High Stakes and ProGrowth programs. Furthermore, Mubite defines a "trading day" strictly: you cannot simply open and close a tiny position; the price movement must exceed 0.25% of the initial balance to count.

Weekends and news

Mubite offers more freedom in this area, as it does not prohibit news trading or holding positions over the weekend. The5ers, however, imposes specific barriers depending on the plan. If you choose the High Stakes program at The5ers, you are forbidden from opening or closing orders within a 4-minute window (2 minutes before and after) around high-impact news releases. Violating this does not close the account, but it prevents you from keeping any profits made during those volatile windows.

Where you can trade from

This is where the two firms diverge most sharply. Mubite does not list specific banned countries in the provided data, suggesting broader global access. The5ers, conversely, has an extensive list of prohibited jurisdictions. You cannot trade with The5ers if you are a resident of countries including (but not limited to) Israel, Russia, Cuba, Iran, Venezuela, or Vietnam. This geographical restriction acts as an absolute barrier to entry for traders in over 30 regions.

What the platform limits

The technical environment imposes the heaviest constraints.

  • Asset Restrictions: At Mubite, you are strictly limited to Crypto. You cannot trade Forex, Indices, or Commodities. The5ers allows a wide range of assets but severely limits leverage on certain instruments (e.g., 2:1 or even 0.6:1 on Crypto).
  • Technical Tools: Mubite forbids the use of any public or third-party EAs; you are only allowed to use bots if you can prove you wrote the code yourself. The5ers is more lenient with EAs but prohibits "News Bracketing" and high-frequency trading (HFT).
  • Account Management: Mubite prohibits copy trading from any external source. The5ers allows it between your own accounts, but once you manage $500,000 or more, this freedom is revoked.

What the rules cost you

The financial rules limit your ability to access and grow your capital.

  • Entry Cost: Mubite's prices limit how many attempts you can afford. A $100,000 Two-Step account costs $729, whereas at The5ers, a similar $100,000 High Stakes account is much more accessible at $405 or $455.
  • Withdrawal Barriers: Mubite prevents you from withdrawing your full profit at once; each request is capped at 5% of the account size. The5ers does not have this specific percentage cap but imposes a 3.5% fee on almost all withdrawal methods (Rise, Crypto, Bank Transfer), which reduces your net earnings.
  • Risk Margins: Mubite limits your drawdown to a maximum of 6% on One-Step accounts. The5ers' Bootcamp is even more restrictive, terminating the account if you lose just 5% total or risk more than 2% in a single position.

Restrictions that add up

The combined effect of these rules creates a specific "trading cage" for each firm. At Mubite, the 10-day minimum trading rule combined with the 5% withdrawal cap and the crypto-only restriction means you are forced into a slow-paced, single-market environment where you cannot quickly extract large windfalls. At The5ers, the restriction is more technical and geographical: the news-trading bans in High Stakes, the 3.5% payout fees, and the strict 2% risk-per-trade limit in Bootcamp force a very disciplined, almost institutional style of trading that excludes many retail strategies and residents of dozens of countries.

Frequently asked questions

Which firm is more expensive to start a $100,000 challenge, Mubite or The5ers?

Mubite is significantly more expensive for this account size. A $100,000 Two-Step evaluation at Mubite costs $729, whereas The5ers offers its $100,000 High Stakes evaluation for between $405 and $455. This means that for the price of one attempt at Mubite, you could almost afford two attempts at The5ers.

Which firm allows you to withdraw your money with fewer fees, Mubite or The5ers?

Mubite is the better option regarding fees, as it charges 0% on payouts. In contrast, The5ers charges a 3.5% commission on withdrawals made via Rise, Crypto, or Bank Transfer. However, Mubite limits your freedom by capping each withdrawal at 5% of the account size, a restriction that The5ers does not impose.

Who has more restrictive rules for using EAs and bots, Mubite or The5ers?

Mubite is much more restrictive. It prohibits all public or third-party EAs, only allowing bots if the trader can prove they developed the strategy themselves. The5ers allows EAs more generally, only prohibiting them if you do not own the source code or if they are used for prohibited strategies like HFT or latency arbitrage.

Which firm offers more freedom regarding tradable assets, Mubite or The5ers?

The5ers offers far more freedom, providing access to Forex, Indices, Commodities, Crypto, and Stocks. Mubite restricts you exclusively to the Crypto market through the ByBit broker, meaning you cannot diversify your trading into traditional financial markets.

Field by field

Mubite and The5ers, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

58 differences

30%off · Exclusive
10%off · Exclusive
Headquarters

Prague

14 Haroshet st, Raanaa, Israel

CEO

Peter Andreas

Saul Lokier

Country

Czech Republic

Israel

Foundation

2024

2016

Banned Countries
No data
Afghanistan, Belarus, Burundi, Central African Republic, Cuba, Congo Republic, Crimea, Democratic Republic of Congo, Donetsk, Eritrea, Guinea, Guinea-Bissau, Iraq, Iran, Israel, Kherson, Laos, Lebanon, Liberia, Libya, Luhansk, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, South Sudan, Sudan, Somalia, Syria, Vanuatu, Venezuela, Yemen, Zaporizhzhia
Assets
Crypto
Forex, Indices, Commodities, Crypto, Stocks
Brokers

ByBit

Liquidity Provider

Refund
Yes

After first payout, only 2-Step

Yes

High Stakes: Full refund after passing evaluation.

  • Summer 1-Step: 10% of the evaluation fee in Hub Credits once funded.
  • Summer 2-Step: 10% Hub Credits after Step One, 20% after Step Two, and 70% fee refund with the third payout.
Payout Fee

No payout fees.

  • Rise: 3.5% per withdrawal
  • Crypto: 3.5% per withdrawal
  • Bank Transfer: 3.5% + any fees charged by the receiving bank
  • Hub Credits: no commission
Platforms
ByBit, Cleo
MetaTrader 5, cTrader, TradingView
Payout Methods
Crypto, Transfer
Rise, Transfer, Crypto
Payment Methods
Card, Crypto, ApplePay, GooglePay
Card, Transfer, Crypto, GooglePay, ApplePay, PayPal
Payout Frequency

One-Step and Two-Step: first payout on demand once eligible; subsequent payouts 14 days after the previous payout is completed. Instant Funding: first payout after 14 days from the first trade and reaching 5% profit; subsequent payouts every 14 days.
Nitro: first payout on demand once eligible, then every 14 days. Five qualifying profitable days are required each cycle.

  • First withdrawal: 14 days after your funded account is activated.
  • Subsequent withdrawal requests: Every 2 weeks from your last approved withdrawal.
  • High Stakes Program: Withdrawals available once a minimum profit of $150 has been reached, subject to the 14-day waiting period.
Crypto Weekend Trading
Yes
Yes
Maximum Withdrawal

Each request is capped at 5% of the account size. Remaining profit carries over to future requests.
Nitro exception: eligible profit capped at 2.5%, 3%, 3.5%, 4%, 4.5% and 5% for payouts 1 to 6 respectively, before the 80% reward share. No cap from payout 7; excess carries forward.

Crypto: $1,500

  • High Stakes $50K: $3,000 payout cap per cycle.
  • High Stakes $100K: $4,000 payout cap per cycle.
  • Summer 2-Step $100K: $2,000 payout cap per withdrawal.
  • Summer 2-Step $200K: $3,000 payout cap per withdrawal.
Minimum Withdrawal

Instant Funding: USD 35. One-Step and Two-Step: USD 50.
Nitro: USD 50.

  • High Stakes $2.5K-$25K: $150
  • High Stakes $50K: $300
  • High Stakes $100K: $500
  • Summer Plan: $250
Demo Account
No data
Metatrader 5
ID2324783Passwordinvestor5ersServerFivePercentOnline-Real
Crypto
100:1
  • High Stakes: 2:1
  • Hyper-Growth: 0.6:1
  • ProGrowth: 0.6:1
  • Bootcamp: 0.6:1
Forex
No data
  • High Stakes: 100:1
  • Hyper-Growth: 30:1
  • ProGrowth: 30:1
  • Bootcamp: 30:1
Metals
No data
  • High Stakes: 25:1
  • Hyper-Growth: 25:1
  • ProGrowth: 25:1
  • Bootcamp: 25:1
Energies
No data
  • High Stakes: 5:1
  • Hyper-Growth: 1.5:1
  • ProGrowth: 1.5:1
  • Bootcamp: 1.5:1
Indices
No data
  • High Stakes: 25:1
  • Hyper-Growth: 25:1
  • ProGrowth: 25:1
  • Bootcamp: 25:1
Crypto
0.02% - 0.05%
0
Forex
No data
4 / lot
Metals
No data
0
Energies
No data
0
Indices
No data
0
Commission-Free Option
No data
No
Swap Free
No data
Yes

The5ers do offer Swap Free accounts on theFunded stage, reach out via support chat or email help@the5ers.com to request yours.

Account Reset

A paid reset may be offered for failed evaluations, subject to the options available in the dashboard. It restarts the evaluation and all trading-day counters. A Two-Step reset from Phase 2 returns the trader to Phase 1. Reset fees are non-refundable.

No data
Add-ons
Yes
  • Instant Funding: increase the profit split from 70% to 80% (+20% fee).
  • One-Step: increase the profit split from 80% to 90% (+20%) and add 2% maximum drawdown (+20%).
  • Two-Step: increase the profit split from 80% to 90% (+20%), reduce the Phase 1 target from 10% to 8% (+20%), add 2% maximum drawdown (+20%), or remove minimum trading days (+10%).
  • Nitro: reduce the target from 5% to 3% for an extra $10 at checkout; activation fee unchanged.
No
Instant
Yes
No
One Step
Yes
Yes
Account scaling
Yes
  • Instant Funding: after achieving 10% profit within 120 days, 5% is paid to the trader and 5% is used to double the account. Scaling is requested on demand and can reach $1,000,000.
  • One-Step and Two-Step: after achieving 10% cumulative profit within 90 days, the account grows by 25%, up to twice its starting size.
Yes

Hyper-Growth:

Account Balance Balance Target (10%) Payout Ratio
$20,000 $2,000 50%/50%
$40,000 $4,000 75%/25%
$80,000 $8,000 75%/25%
$160,000 $16,000 75%/25%
$320,000 $32,000 75%/25%
$640,000 $64,000 80%/20%
$1,280,000 $128,000 80%-100%
$4,000,000 NA 80%-100%

 

High Stakes & ProGrowth:

Account Balance Balance Target (10%) Payout Ratio
HS - $5,000 $5,500 80%/20%
$7,500 $8,250 80%/20%
HS- $10,000 $11,000 80%/20%
$12,500 $13,750 80%/20%
$15,000 $16,500 80%/20%
HS- $20,000 $22,000 80%/20%
$30,000 $33,000 80%/20%
$40,000 $44,000 80%/20%
$50,000 $55,000 80%/20%
HS- $60,000 $66,000 80%/20%
$70,000 $77,000 80%/20%
$80,000 $88,000 80%/20%
HS- $100,000 $110,000 80%/20%
$125,000 $137,500 80%/20%
$150,000 $165,000 80%/20%
$175,000 $192,500 85%/15%
$200,000 $220,000 85%/15%
$250,000 $275,000 90%/10%
$300,000 $330,000 90%/10%
$350,000 $385,000 100%/0% + $4,000 pago fijo*
$400,000 $440,000 100%/0% + $4,000 pago fijo*
$450,000 $495,000 100%/0% + $4,000 pago fijo*
$500,000 X 100%/0% + $10,000 pago fijo*

 

Bootcamp:

Account Balance Maximum Loss (4%) Profit Target (5%) Payout Ratio
Start $20k $800 $1,000 50/50
$25k $1,000 $1,250 75/25
$30k $1,200 $1,500 75/25
$40k $1,600 $2,000 75/25
$50K $2,000 $2,500 75/25
$60K $2,400 $3,000 75/25
$80K $3,200 $4,000 75/25
$100K $4,000 $5,000 75/25
Start $100k $4,000 $5,000 50/50
$125k $5,000 $6,250 75/25
$150k $6,000 $7,500 75/25
$175K $7,000 $8,750 75/25
$200K $8,000 $10,000 75/25
Start $250K $10,000 $12,500 50/50*
$275K $11,000 $13,750 75/25
$300K $12,000 $15,000 75/25
$350K $14,000 $17,500 75/25
$400K $16,000 $20,000 75/25
$500K $20,000 $25,000 75/25
$750K $30,000 $37,500 75/25
$1M $40,000 $50,000 75/25
$1.5M $60,000 $75,000 75/25
$2M $80,000 $100,000 80/20
$2.5M $100,000 $125,000 100/0
$3M $120,000 $150,000 100/0
$3.5M $140,000 $175,000 100/0
$4M $160,000 $200,000 100/0

 

Summer Plan $100K:

Account Balance Balance Target (10%) Payout Ratio
$100,000 $10,000 75%/25%
$125,000 $12,500 75%/25%
$150,000 $15,000 75%/25%
$175,000 NA 75%/25%

The $200,000 Summer 2-Step does not scale; its balance remains fixed at $200,000.

Two Steps
Yes
Yes
Max Drawdown
  • Instant Funding: 10% Smart Drawdown. After reaching 5% profit, the loss floor locks at 5% below the milestone balance.
  • One-Step: 6% standard; 8% with the Extra 2% Drawdown Room add-on.
  • Two-Step: 8% standard; 10% with the Extra 2% Drawdown Room add-on.
  • Nitro: 5% fixed throughout evaluation.

Balance-based

Profit Split
  • Instant Funding: 70% standard; 80% with the profit-split add-on.
  • One-Step: 80% standard; up to 90% through performance progression or the add-on.
  • Two-Step: 80% standard; up to 90% through performance progression or the add-on.
  • Nitro: 80%.

Bootcamp and Hyper-Growth: Starts at 50%. It grows up to 100% through scaling
High Stakes and ProGrowth: Starts at 80%. It grows up to 100% through scaling
Summer Plan $100K: 75%/25% (fixed across scaling tiers, limited-time)
Summer 2-Step $200K: 80%/20% (fixed; no scaling, limited-time)

Free Trial
Yes

$100,000 free trial lasting 7 days. It has a 5% profit target, 5% daily drawdown, 10% maximum drawdown and 2 minimum trading days. Successful completion provides a 20% discount on a paid challenge.

No
Daily Drawdown
  • Instant Funding: Smart Drawdown applies instead of a separately published fixed daily percentage.
  • One-Step: 4%.
  • Two-Step: 5%.
    The daily limit is measured using equity and resets at midnight UTC.
  • Nitro: 3%.

Highest balance or equity recorded at the end of the day (EOD high-watermark).

Daily pause (only Bootcamp): The 3% daily pause applies only to funded accounts. Traders can continue trading the very next day at 00:00 MT5 Server Time.

ProGrowth: 3% daily loss (highest between starting equity or starting balance of the day at MT5 Server Time). No daily pause.

Summer Plan: The EOD calculation uses the higher of balance or equity. Reaching the daily loss limit permanently terminates the account.

Three Steps
No
Yes
Max Allocation
300,000

High Stakes

  • Up to 3 accounts on each of the $2.5K, $5K, and $10K sizes (10% / 5%)
  • One account of either $10K or $20K
  • One account of either $60K or $100K

ProGrowth

3 accounts max, one of each size ($5K, $10K, and $20K).

Hyper-Growth

$40,000. (eg. you can have 4 X $10K, or 2 X $20K accounts all adding to the max starting capital of $40K)

Bootcamp

3 accounts (one $250K account + two $100K accounts). Each account must have a different trading method.

Summer Plan

Up to 6 active accounts. Two accounts may be purchased together.

Maximum aggregate buying power: $600,000 per trader.

  • Up to one $200K 10/5 account and one $200K 8/5 account at the same time.
  • Both $200K accounts total $400K, leaving up to $200K for additional $100K Summer Plan accounts.
Maximum Accounts

Unlimited evaluation accounts may be purchased and operated simultaneously. Accounts that exceed the applicable total funded allocation are paused until allocation becomes available.

No data
Maximum Trading Days

No maximum time limit to complete the evaluation.

Unlimited

Minimum Trading Days
  • Instant Funding: no minimum trading days.
  • One-Step: 10 trading days.
  • Two-Step: 10 trading days in Phase 1 and 3 trading days in Phase 2.
    A day counts when the absolute closed PnL movement exceeds 0.25% of the initial balance.
  • Nitro: no minimum during evaluation; five profitable days of at least 0.5% of starting balance in each funded payout cycle, not necessarily consecutive.
No data
Points Reward Program

Payouts can be converted into Mubite Points for use within the platform.

Hub Credits are used to purchase new programs and are valid for 3 months.

They can be earned through weekly competitions, progress in the High Stakes program, or live stream giveaways.

Merge Accounts
No data
No
Monthly Competition
No data
No
Minimum Profitable Days
No data

High Stakes: 3 days to pass evaluation (+0.5%)
ProGrowth: 3 profitable days (+0.5% of initial balance)

Expert Advisor (EA)
Limited

Self-developed bots and EAs are allowed when the trader can prove ownership of the strategy. Public or third-party bots are prohibited. Cleo does not currently support external bots, although its built-in semi-assisted tools may be used.

Yes
Requires Stop Loss
No

Recommended. During the funded stage, consistently trading without stop losses may be considered poor risk management.

No
  • Hyper-Growth, ProGrowth and High Stakes: Not mandatory
  • Bootcamp: Mandatory. You are not permitted to expose more than 2% of your starting account balance to risk, and the stop-loss must be placed within three minutes of opening any trade.
Scalping
Limited

Tick scalping performed with manipulative intent or to exploit execution conditions is prohibited.

Yes
Maximum Risk Limit
Yes

Each trade must keep its realized loss below 3% of account equity at the time it was opened, both per partial close and cumulatively. In the funded stage, individual positions are capped at 1x account balance on Instant Funding and 2x on One-Step/Two-Step; cumulative exposure is capped at 2x and 3x respectively. The first position-size or exposure violation receives one five-minute correction window.

Yes

Bootcamp: Risking more than 2% of the account balance in a single position will be considered a risk violation.

Copy Trading
No

Copying or mirroring trades from other accounts, platforms, signal services or third parties is prohibited during both evaluation and funded stages.

Yes

If you have multiple Bootcamp accounts, they will need to be traded with different strategies

When managing $500,000 or more including all your accounts, you are not allowed copy trades between accounts anymore

News Trading
Yes

News trading is allowed. Daily and maximum drawdown limits and all other risk rules remain active during volatile events.

Yes
  • Hyper-Growth, ProGrowth and Bootcamp: Allowed (except bracketing)
  • High Stakes: Not allowed to open/close orders 2 minutes before/after the release (profit deduction only)
Inactivity Rule

Deactivation after 30 days without trading. Email warning after 14 days of inactivity.

30 days

Consistency Rule
Yes

Funded stage only. The best day must account for less than 25% of total profit on Instant Funding, 30% on One-Step and 40% on Two-Step. Exceeding the threshold delays payouts until compliance; it does not close the account.
Nitro uses a Funded Score below 20%: best day profit divided by total profit from profitable days in the payout cycle. This delays payout until compliant and never closes the account.

Limited
  • Summer 1-Step: 50% consistency in Evaluation and Funded Trader stages.
  • Summer 2-Step: no consistency rule in Evaluation.
    • $100K funded accounts: 50% applies to profits used for withdrawals or scale-up.
    • $200K funded accounts: 50% applies to profits used for withdrawals; these accounts do not scale.
Hold Weekend
Yes

Positions may be held overnight, through weekends and for as long as the strategy requires.

Yes
Prohibited Strategies

Prohibited practices include latency or gap exploitation, external or delayed data feeds, arbitrage, manipulative HFT, group trading, account mirroring, cross-account hedging, account rolling, grid trading, manipulative tick scalping, disproportionate position sizing, unauthorized third-party account management and manipulation of Bybit API keys, balances or challenge parameters.

  • Arbitrage Trading
  • High-Frequency Trading (HFT)
  • Bulk Trading
  • News Bracketing Strategy
  • Exploitation of System Errors or Price Glitches
  • Trade Coordination / Copy Trading
  • One-Sided Trading Strategies
  • Rollover Night Scalping Using Expert Advisors
  • Third-Party Expert Advisors (Copy Trading EAs)
  • Use of Expert Advisors Without Source Code Ownership
  • Tick Scalping
  • Hedge Arbitrage Trading
  • Reverse Arbitrage Trading
  • Account Sharing or Account Reselling
  • Account Management Services / "Pass Your Challenge" Services
VPN
No data
Yes
Hedging
No data
No
Stacking / Layering (DCA)
No data
Yes
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