Entry price
The cost to start depends heavily on which "door" you choose to enter through. QT Funded has a highly fragmented pricing structure, while OneFunded focuses on a more traditional model.
- QT Funded Power ($100,000): $400 upfront, but requires a $500 activation fee if you pass. Total cost: $900.
- QT Funded TWO ($100,000): $550 upfront. This is their most "standard" price.
- QT Funded ONE ($100,000): $1000 upfront for a one-step evaluation.
- QT Funded Instant ($100,000): $750 to skip the evaluation entirely.
- OneFunded Evaluation Refund: You get 100% back on the first payout (Core/Flash) or third payout (Value).
- QT Funded Evaluation Refund: Only available if you pay for an extra add-on at checkout.
What you pay while trading
Beyond the initial fee, every trade has a cost that drains your account equity.
- Commissions: Both firms charge $4 per lot on Forex, Metals, and Indices. However, OneFunded charges $0 on Crypto, whereas QT Funded charges $4.
- Leverage differences: OneFunded offers 1:100 on Forex, allowing for smaller margin requirements. QT Funded limits Forex to 1:50, which effectively doubles the "capital cost" of opening a position.
- Swap costs: QT Funded offers a Swap-free add-on, whereas OneFunded does not currently offer Swap-free accounts. If you hold trades for weeks, QT Funded might be cheaper despite the add-on cost.
What mistakes cost you
In prop firms, a mistake isn't just a loss on the chart; it's the cost of losing the entire account or delaying your income.
- Drawdown types: OneFunded uses static drawdown, which is "cheaper" because the floor doesn't move up as you profit. QT Funded uses trailing drawdown on its 1-Step and Instant accounts, which is more expensive for the trader because it eats into your "safety buffer" as you grow.
- The 60-second rule: On QT Funded TWO and Instant accounts, failing to set a Stop Loss within 60 seconds is a breach. This is a high "operational risk cost." OneFunded has no mandatory Stop Loss rule.
- Exposure limits: OneFunded limits exposure to 3% per trade idea. Exceeding this doesn't break the account but blocks payouts, costing you time.
What it costs to get paid
Getting to the finish line is one thing; taking the money out is another.
- Profit Split: OneFunded starts at 80% (upgradeable to 90%). QT Funded ranges from 70% (ONE) to 100% (Instant).
- Profit Caps: This is a major hidden cost in QT Funded. The TWO and 1-Step plans have a 5% profit cap per cycle. Any profit you make above 5% is confiscated by the firm before the next cycle. OneFunded has no profit caps.
- Minimum payout: Both require at least $100 to withdraw.
- Consistency delays: QT Funded enforces consistency rules (between 20% and 35%). If you have one very good day, you might have to trade for many more days to "balance" the account before you can touch your money.
Where each one hides its cost
- OneFunded: The cost is hidden in the add-ons. If you want a 90/10 split or weekly payouts, you must pay extra at the start. Also, the Value plan forces you to wait until the 3rd payout to see your refund.
- QT Funded: The costs are hidden in activation fees (up to $500) and profit caps. You might "own" a $100k account, but the 5% cap means you are effectively trading for a maximum payout of $5,000 per cycle, regardless of how well you perform.
Cheapest for whom
- For the budget-conscious beginner: QT Funded is cheaper initially due to the $400 price tag on the Power plan, provided you accept the later activation fee.
- For the high-performance trader: OneFunded is cheaper because it does not cap your profits. A trader making 15% in a month would keep much more money at OneFunded than at QT Funded.
- For Crypto traders: OneFunded is the winner due to $0 commissions on crypto assets.
Frequently asked questions
Which firm is cheaper for a $100,000 account, OneFunded or QT Funded?
If you look only at the entry fee, QT Funded is cheaper with its Power plan at $400, compared to the $550 of the QT Funded TWO plan and the standard market rates OneFunded usually targets. However, the QT Funded Power plan carries a hidden $500 activation fee once you pass, making the total real cost $900, which is significantly higher than a standard evaluation at OneFunded.
Between OneFunded and QT Funded, which one has lower trading commissions?
For Forex and Metals, both firms are tied at $4 per lot. However, OneFunded is significantly cheaper for crypto traders as it offers $0 commissions, while QT Funded charges $4 per lot on crypto. On the other hand, QT Funded offers a "commission-free" account option that OneFunded does not have, though this usually comes with wider spreads.
Which firm pays out faster, OneFunded or QT Funded?
QT Funded has the potential to pay much faster, offering 4-day payout cycles on its ONE and Instant plans. OneFunded has a standard 14-day payout frequency, which can only be reduced to 7 days if you purchase a specific add-on at checkout. Therefore, if liquidity and quick access to profits are your priority, QT Funded is the faster option.
Who has stricter risk rules that could cost me the account, OneFunded or QT Funded?
QT Funded is stricter and more "expensive" in terms of risk management. It requires a Stop Loss within 60 seconds on several plans and imposes consistency rules (up to 35%) and profit caps (5%). OneFunded uses a simpler static drawdown model and does not require Stop Losses, although it does monitor a 3% max exposure rule per trade idea to prevent gambling.
