/
Login
Breaking
All news
Comparison · Forex

Getting paid at QT Funded and SFX Funded

The primary difference between these two firms lies in their approach to profit: QT Funded offers a high-reward ceiling with up to 100% profit splits on specific plans and permits copy trading, while SFX Funded focuses on a high base split of 85% and a "Stability Index" (SSI) that rewards consistent, low-risk performance.

Updated on

The split

Both firms offer competitive shares of the generated profit, though the structure varies significantly by account type:

  • QT Funded: Offers a tiered system. The QT ONE plan starts at 70%, while QT TWO, Power, and 1-Step plans offer 80%. Their QT INSTANT plan provides a 100% profit split. Most plans (except Instant) can be upgraded to 90% via a paid add-on.
  • SFX Funded: Provides a standard 85% base split across all evaluations and instant accounts. This can scale up to 100% through their scaling program. They also offer a unique "early payout" option for Rapid and Ascend plans, allowing a withdrawal after just 3 days but at a reduced 40% split.

How often you can withdraw

Accessing your capital depends on the cycle of the chosen plan:

  • QT Funded: The frequency is plan-specific. QT ONE and QT INSTANT allow withdrawals every 4 days. QT TWO, Power, and 1-Step Pro operate on a 14-day cycle. Promotional accounts (QT Bonus) require a 30-day wait.
  • SFX Funded: Standard payouts for Rapid and Instant accounts require 10 trading days. The Ascend plan allows the first standard payout after 14 calendar days (with 5 days traded). Once requirements are met, Instant and 1-Step Pro accounts do not have a fixed bi-weekly cycle.

Minimums and methods

The logistics of receiving your funds include specific thresholds and channels:

  • QT Funded: The minimum withdrawal is 1% of the profit (with a $100 minimum). For QT INSTANT, you must reach 8% profit first (to cover a 3% buffer and 5% profit). Methods include Crypto, Bank Transfer, and Card.
  • SFX Funded: Payouts under $100 are processed exclusively via USDT (TRC20). Bank transfers are available for amounts over $100. Note that for the first two payouts, there is a maximum withdrawal limit of $10,000 per request.

What delays a payout

Beyond hitting the profit target, several risk and consistency rules can freeze or delay your payment:

  • QT Funded Consistency: Plans like QT INSTANT (30%), QT Power (35%), and QT 1-Step (20%) have consistency rules. Violating news trading restrictions (on QT TWO) or failing to set a Stop Loss within 60 seconds (on QT TWO and INSTANT) will impact eligibility.
  • SFX Funded Stability Index (SSI): Payouts are tied to a maximum SSI (Rapid 15%, 1-Step Pro 20%, Ascend 25%). If your trading is too concentrated in a few trades, you must trade more days to balance the index. News trading is restricted 2 minutes before and after high-impact events on funded accounts.
  • Floating Loss Limits: QT Funded enforces a strict 1% maximum floating loss across open positions on several funded plans. SFX Funded generally allows 2%, though 1-Step Pro and large Instant accounts are limited to 1%.

What it takes to get there

The journey to the first payout starts with the initial investment and the evaluation hurdles:

  • Investment and Phases: A $100,000 evaluation at QT Funded (QT TWO) costs $550, while the same size at SFX Funded (1-Step Pro) costs $699. QT offers 1-step, 2-step, and Instant options; SFX offers similar paths but adds the Rapid (3% target) option.
  • Refunds: SFX Funded refunds the evaluation fee with the 5th successful payout. QT Funded only offers a refund if you purchase a specific "add-on" at checkout.
  • Platforms and Styles: QT Funded users can choose between MetaTrader 5, cTrader, and TradeLocker. SFX Funded offers MatchTrader and MetaTrader 5.
  • Permitted Styles: QT Funded is more flexible with copy trading (allowed under $300k allocation) and EAs (requires pre-approval). SFX Funded prohibits all copy trading and third-party EAs, allowing only those developed by the trader.

Which pays out more comfortably

SFX Funded is more comfortable for traders who want a high starting split (85%) and a refundable fee, provided they trade with high consistency to satisfy the SSI requirements.

QT Funded is better suited for traders using copy trading or those aiming for the maximum possible split (100% on Instant), as long as they can navigate the strict 1% floating loss limits and stop-loss requirements on funded accounts.

Field by field

QT Funded and SFX Funded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

46 differences

Headquarters

Cape Town, South Africa, Western Cape, 7764, ZA

23691-001, A2 Building, IFZA Business Park, Dubai Digital Park, Dubai Silicon Oasis, United Arab Emirates

CEO

Tanswell Sassman

Husam Samy

Country

South Africa

United Arab Emirates

Foundation

2023

2024

Banned Countries
Cyprus, Iran, North Korea (Democratic People's Republic of Korea), Sudan, Syria, Russia
Syria, North Korea, Cuba, Iran, Myanmar
Assets
Forex, Commodities, Indices, Crypto
Forex, Commodities, Indices, Crypto
Brokers
Quant Tekel

In-house liquidity provider

Refund
Yes

Only when purchasing with add-on

Yes

The evaluation fee is refundable. Under the published standard conditions, the refund unlocks alongside the fifth successful payout.

Instant Flex: 100% refundable access fee.

Platforms
Metatrader 5, cTrader, TradeLocker
MatchTrader, Metatrader 5
Demo Account
Metatrader 5
ID10255137Password6M!3h%PzFrServerQuantTekel-Server
TradeLocker
IDspreads@qtfunded.comPassword5Tagx>J}SnpKServerQTEKEL
No data
Payout Methods
Crypto, Transfer, Card
Transfer, Crypto
Payment Methods
Crypto, Transfer, Card, PayPal
Card, PayPal, Crypto
Payout Frequency
  • QT ONE: 4-day cycle
  • QT TWO: 14-day cycle
  • QT INSTANT: 4-day cycle
  • QT Power: 14-day cycle for accounts purchased from August 11, 2026. Accounts purchased on or before August 10 receive the first payout on demand, then move to a 14-day cycle.
  • QT 1 Step (BNPL): 14-day standard cycle
  • QT Bonus (promotional accounts): 30-day cycle

Depends on the program. Rapid and Ascend allow an early payout after 3 days with a 40% split. Standard payouts retain an 85% split and require the applicable trading days, profit and SFX Stability Index. Instant Funding (original) and 1-Step Pro allow payout requests once their requirements are met, without a fixed bi-weekly cycle.

Instant Flex: bi-weekly payouts.

Alternative Currency
GBP
No data
Minimum Withdrawal

1% of profit ($100 min) — except QT INSTANT: 5% of profit, and a 3% buffer applies (8% profit must be reached before the first payout request).

Payouts below $100 can only be processed through USDT TRC20. Bank transfer is available from $100.

Payout Guarantee
No data

Requests are processed within 48 business hours. SFX advertises $1,000 compensation if it misses that deadline.

Crypto Weekend Trading
No data
Yes
Maximum Withdrawal
No data

Maximum of $10,000 per request for the first two payouts. This limit is removed afterwards.

Forex
50:1
30:1
Metals
15:1
10:1
Energies
10:1
10:1
Indices
20:1
10:1
Crypto
1:1
2:1
Forex
4 / lot
4 / lot
Metals
4 / lot
4 / lot
Energies
4 / lot
4 / lot
Indices
4 / lot
0.4 / lot
Crypto
4 / lot
0
Commission-Free Option
Yes
No
Swap Free
Yes
No
Account Reset

Phase 2 reset available with add-on

Available for Ascend during evaluation and for funded Ascend, 1-Step Pro and Rapid accounts within 10 calendar days of the first trade. A funded reset subsequently applies a 50% split.

Add-ons
Yes
  • Variable Spreads
  • Usage of EA
  • Swap Free
  • 10% Profit Split Extra (80% → 90%)
  • Refund on First Payout
  • 14 Day Payout cycle
  • 7 Day Payout cycle
Yes
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes
Yes

Reviewed every 3 months. Requires profitability in 2 of the 3 months, at least 10% cumulative profit and 2 payouts. Balance increases by 25% of the initial balance up to $3.2M.

Two Steps
Yes
Yes
Max Drawdown
  • QT ONE: 6% static
  • QT TWO: 8% static
  • QT INSTANT: 6% trailing, locked at starting balance once a withdrawal is made
  • QT Power: 8% static
  • QT 1 Step (BNPL): 6% trailing

Rapid: 4% trailing. 1-Step Pro: 6% trailing. Ascend: 8% static. Instant Funding (original): 6% trailing.

Profit Split
  • QT ONE: 70%
  • QT TWO: 80%
  • QT INSTANT: 100%
  • QT Power: 80%
  • QT 1 Step (BNPL): 80%
    Upgradeable to 90% with the "10% Profit Split Extra" add-on on eligible plans.

85% base split, with the possibility of reaching 100% through the scaling program. Rapid and Ascend allow an early payout with a 40% split.

Free Trial
No
No
Daily Drawdown
  • QT ONE: 3% trailing (fixed amount, threshold recalculated daily on the higher of previous close balance or equity)
  • QT TWO: 4% fixed (balance-based)
  • QT INSTANT: 3% fixed
  • QT Power: 4% fixed
  • QT 1 Step (BNPL): 3% daily trailing

Rapid and Instant Funding (original): 3%. 1-Step Pro: no daily limit. Ascend: 4%.

Three Steps
No
No
Max Allocation
  • Max total funded allocation: $300,000
  • Max Instant funded allocation: $100,000
  • No duplicate asset trading when at limit
500,000
Merge Accounts
Yes
Yes

Funded accounts from the same evaluation type can be merged when both remain at their initial balance, have no open trades and their combined capital does not exceed $500,000. Instant Funding (original) accounts cannot be merged.

Maximum Trading Days

Unlimited

No time limit.

Minimum Trading Days
  • QT ONE: no minimum on the evaluation (can pass in a single day); 4 days when funded
  • QT TWO: 4 days per phase
  • QT INSTANT: 4 days when funded
  • QT Power: 4 days in each evaluation phase and 4 days per funded payout cycle
  • QT 1 Step (BNPL): no minimum on the evaluation; 5 days when funded

Rapid: no minimum during evaluation. 1-Step Pro: 4 evaluation days. Ascend: 5 days in each phase. Instant Funding (original): no evaluation.

Monthly Competition
No
No
Minimum Profitable Days
  • QT TWO: 4 days of +0.5% profit per cycle
  • QT INSTANT: 4 days of +1% profit per cycle
  • QT ONE: not required

For payouts: Rapid and Instant Funding (original) require 10 trading days; 1-Step Pro requires 7 qualified days; Ascend requires 5 days and its first standard payout is available after 14 calendar days.

Expert Advisor (EA)
Limited

Before using EAs, they must go through a pre-approval process.

Limited

Trade managers, calculators and EAs developed by the trader are allowed. Third-party EAs and EAs designed to exploit rollover or perform news scalping are prohibited.

VPN
Yes
Yes
Hedging
Yes
Yes
Requires Stop Loss
Yes

A Stop Loss must be placed within 60 seconds of opening a trade. Applies to QT TWO and QT INSTANT (funded accounts). QT ONE has no stop loss rule.

No
Scalping
Yes
Yes
Stacking / Layering (DCA)
No

Cannot have three or more open positions on the same asset at the same time (only funded account

Yes
Maximum Risk Limit
Yes
  • QT ONE (Funded): 1% max floating loss across all open positions
  • QT TWO (Funded): 1% max floating loss (first violation is a soft breach, second is a hard breach)
  • QT TWO (Evaluation): exposure must stay under 75% of the daily drawdown limit
  • QT INSTANT (Funded): 1% max exposure per instrument
  • QT Power (Evaluation): exposure must stay under 75% of the daily drawdown limit
  • QT Power (Funded): no exposure limit
  • QT 1 Step (BNPL, Funded): 2% floating loss
Yes

Maximum floating loss: 2% on Rapid, Ascend and Instant Funding (original); $300K and $400K Instant Funding (original) accounts have a 1% limit. 1-Step Pro has a 1% limit, with a warning and split reduction to 40% on the first violation and closure on the second.

Copy Trading
Yes

Allowed without restrictions when allocation is lower than $300,000.
Not allowed when the allocation is $300,000 or above.

No

Copying trades, manually or through software, between the trader's own accounts or from external traders or signal providers is prohibited.

News Trading
Limited
  • No new entries or exits within the 10-minute window around a restricted news event (5 minutes before and 5 minutes after).
  • Order modifications ARE permitted during that window: adjusting stop loss, modifying take profit and cancelling orders.
  • Positions or limit orders placed more than 5 minutes before the release (with SL and TP set) may remain open or be triggered during the event.
  • Restricted releases: CPI, FOMC statement and meetings, Non-Farm Payrolls and USD PMI. Red folder events restrict every pair involving that currency and any index priced in it.
  • News source: Forex Factory.
  • The News Rule does NOT apply to QT ONE, QT INSTANT, QT Power or QT 1 Step (BNPL) accounts.
Limited

Funded accounts restrict trading from 2 minutes before until 2 minutes after high-impact news. News straddling, news bracketing and manipulation of the simulated environment are also prohibited.

Inactivity Rule
  • QT TWO: no inactivity rule
  • QT INSTANT, QT Power, QT 1 Step (BNPL): 14 days
  • QT ONE: the comparison table states 7 days while the plan article states 14 days; confirm with support before relying on it.
    The period runs from the purchase date if no trade has been placed, or from the most recent closed trade.

Accounts are closed after 30 days of inactivity.

Consistency Rule
Yes
  • QT INSTANT: 30%
  • QT Power: 35% in both evaluation and funded
  • QT 1 Step (BNPL): 20%
  • QT ONE, QT TWO: no consistency rule
Yes

Maximum SFX Stability Index for payout: Rapid 15%, 1-Step Pro 20%, Ascend 25% and Instant Funding (original) 15%.

Instant Flex: no consistency rule.

Hold Weekend
Yes
Yes
Prohibited Strategies
  • All-or-Nothing
  • Latency Trading
  • Arbitrage Trading
  • High-Frequency Trading
  • Tick scalping
  • Reverse Trading or Group Hedging
  • Order book spamming
  • Flooding the server with messages due to incorrect use of algorithm
  • One side betting
  • Trading behaviours that the Risk Department deem Toxic

Copy trading; third-party EAs; HFT; latency arbitrage; tick scalping; martingale and grid; news scalping; coordinated reverse trading; exploitation of errors or slow feeds; account sharing or third-party account management.

Martingale
No data
No
Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord