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Comparison · Forex

Platforms and execution: QT Funded vs Top Trader Prime

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Where you trade

The choice of environment marks the first major difference between these two firms. QT Funded provides a versatile setup with three distinct platforms: MetaTrader 5, cTrader, and TradeLocker. This allows traders to choose between the industry standard for algorithms, a more modern interface with advanced order depth, or a web-centric experience.

In contrast, Top Trader Prime operates exclusively through its Proprietary Platform. While this offers a unified experience designed by the firm, it lacks the flexibility of third-party tools and custom indicators that many professional traders rely on.

Who executes your orders

Execution quality depends directly on the bridge between the platform and the market. QT Funded works with Quant Tekel as its primary broker, providing a dedicated environment for its different account types. Top Trader Prime manages execution through its own internal systems, meaning there is no external broker name provided, and the firm acts as the sole counterparty and execution engine.

Leverage and margin

Risk management is technically defined by leverage and how the "hard breach" is calculated.

  • QT Funded offers a conservative leverage profile: 1:50 for Forex, 1:20 for Indices, and 1:15 for Metals. Its drawdown varies by plan: the QT TWO plan uses a 4% daily limit based on balance and an 8% static maximum drawdown.
  • Top Trader Prime provides significantly higher leverage at 1:100 for Forex, Indices, and Energies. Its risk rules are strictly static: a 4% daily loss and an 8% total loss, both measured against the initial capital. This static approach is generally more transparent for the trader than trailing models.

Markets available

The range of instruments dictates the strategies you can deploy. QT Funded focuses on the core essentials: Forex, Commodities, Indices, and Crypto. Top Trader Prime offers a broader catalog by including Stocks in its list of tradable assets, alongside the standard Forex, Indices, and Commodities, making it a more suitable choice for equity-focused traders.

What the setup lets you do

The technical restrictions of each firm define the allowed trading styles. QT Funded is relatively flexible: it allows News Trading on most plans (with restrictions only on QT TWO), permits Hedging, and allows VPN usage. However, EAs require a pre-approval process and Stacking is limited to 2 open positions on the same asset in funded accounts.

Top Trader Prime is much more restrictive. It strictly prohibits VPN and VPS usage; detection results in account suspension. It also forbids Hedging, Martingale, and Scalping (defined as trades under 100 seconds or 1.5 pips). Furthermore, it imposes a consistency rule where no single trade can exceed 25% of the total profit during a payout request.

What the setup costs

Costs are a combination of entry fees, execution commissions, and payout terms.

  • QT Funded charges a commission of $4 per lot across all instruments. Some plans, like QT Power, have low entry prices (e.g., $400 for a $100K account) but require a high activation fee of $500 once the evaluation is passed. Payouts can be as frequent as every 4 to 14 days depending on the plan.
  • Top Trader Prime lists $0 commissions, suggesting costs are built into the spread. A $100K 2-Phase challenge costs €450. It features a profit split ladder that starts at 70% and can reach 90%. Payouts are processed every 14 days, with a minimum withdrawal of $100.

Better setup for

  • QT Funded is the better setup for algorithmic and news traders who need the flexibility of cTrader or MT5 and the ability to trade through a VPN without fear of suspension.
  • Top Trader Prime is the better setup for swing traders and stock traders who prefer higher leverage (1:100) and a static drawdown model, provided they trade manually and do not require a VPS.

Frequently asked questions

Which firm offers higher leverage for Forex, QT Funded or Top Trader Prime?

Top Trader Prime offers significantly higher leverage for Forex at 1:100. In comparison, QT Funded limits its Forex leverage to 1:50. This makes Top Trader Prime more suitable for traders who require higher buying power relative to their account balance.

Can I use a VPS to run my strategies on both QT Funded and Top Trader Prime?

No, you cannot use a VPS on both. While QT Funded allows the use of VPNs and does not explicitly ban VPS for approved EAs, Top Trader Prime strictly prohibits both VPN and VPS usage. Detecting a connection from these services on a Top Trader Prime account will lead to immediate suspension.

Which firm is cheaper for a $100,000 challenge, QT Funded or Top Trader Prime?

It depends on the plan. For a standard 2-phase evaluation, Top Trader Prime costs €450. QT Funded offers the QT TWO $100K account for $550. However, the QT Power $100K plan at QT Funded has a lower entry price of $400, but you must factor in a $500 activation fee upon passing, making it more expensive in the long run.

How do the commission structures compare between QT Funded and Top Trader Prime?

QT Funded charges a transparent commission of $4 per lot on all assets, including Forex and Commodities. Top Trader Prime lists its commissions as $0, which indicates that their execution cost is entirely contained within the bid-ask spread of their proprietary platform.

Field by field

QT Funded and Top Trader Prime, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

61 differences

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Headquarters

Cape Town, South Africa, Western Cape, 7764, ZA

Brighton, Colorado (USA). Representative address in Joué-lès-Tours, France, not open to the public.

CEO

Tanswell Sassman

No data
Country

South Africa

United States

Foundation

2023

No data
Banned Countries
Cyprus, Iran, North Korea (Democratic People's Republic of Korea), Sudan, Syria, Russia
United States, Russia, Iran, North Korea, Syria, Myanmar, Cuba, Turkey, United Arab Emirates
Assets
Forex, Commodities, Indices, Crypto
Forex, Indices, Commodities, Crypto, Stocks
Brokers
Quant Tekel
No data
Refund
Yes

Only when purchasing with add-on

Limited

Challenges: the fee is refunded after passing, 50% with the first payout (which must be at least 1% of the account size) and 50% with the second. Not available on instant funding. A purchase is only refunded if requested within 7 days with no trading.

Platforms
Metatrader 5, cTrader, TradeLocker
Propietary Platform
Demo Account
Metatrader 5
ID10255137Password6M!3h%PzFrServerQuantTekel-Server
TradeLocker
IDspreads@qtfunded.comPassword5Tagx>J}SnpKServerQTEKEL
No data
Payout Methods
Crypto, Transfer, Card
Transfer, PayPal, Crypto
Payment Methods
Crypto, Transfer, Card, PayPal
Card, Crypto
Payout Frequency
  • QT ONE: 4-day cycle
  • QT TWO: 14-day cycle
  • QT INSTANT: 4-day cycle
  • QT Power: 14-day cycle for accounts purchased from August 11, 2026. Accounts purchased on or before August 10 receive the first payout on demand, then move to a 14-day cycle.
  • QT 1 Step (BNPL): 14-day standard cycle
  • QT Bonus (promotional accounts): 30-day cycle

Every 14 days. Instant funding: first payout after 20 days per the rules (product pages say 4 weeks), then every 14 days. Two consecutive non compliant requests may suspend the account.

Alternative Currency
GBP
No data
Minimum Withdrawal

1% of profit ($100 min) — except QT INSTANT: 5% of profit, and a 3% buffer applies (8% profit must be reached before the first payout request).

$100 or the equivalent in euros, with any method.

Payout Fee
No data

No firm fee; network or bank fees are paid by the trader.

Payout Guarantee
No data

Paid within 14 days of the request at most. Once approved, payment takes 24 to 72 business hours (USDT usually within 24 hours; bank transfer up to 5 business days).

Forex
50:1
100:1
Metals
15:1

1:100; palladium 1:50.

Energies
10:1
100:1
Indices
20:1

1:100; Nikkei 225 and ASX 200 1:50.

Crypto
1:1
10:1
Stocks
No data
20:1
Forex
4 / lot
0 / lot
Metals
4 / lot
0 / lot
Energies
4 / lot
0 / lot
Indices
4 / lot
0 / lot
Crypto
4 / lot
0 / lot
Commission-Free Option
Yes
No data
Stocks
No data
0 / lot
Swap Free
Yes
No data
Account Reset

Phase 2 reset available with add-on

Yes

Paid, from the dashboard. In the challenge, about 50% of the price and back to phase 1 or 2. On a funded account, full price and funded status is kept. Usually applied within 24 hours.

Add-ons
Yes
  • Variable Spreads
  • Usage of EA
  • Swap Free
  • 10% Profit Split Extra (80% → 90%)
  • Refund on First Payout
  • 14 Day Payout cycle
  • 7 Day Payout cycle
Yes

At checkout: news trading (+20% of the price) and no mandatory stop loss (+30%).

Instant
Yes
Yes

Funded account with no evaluation, with a profit cap and its own profit split ladder that starts lower.

One Step
Yes
Yes

1 Phase Challenge.

Account scaling
Yes
Limited

On request from the dashboard, after several profitable periods on a funded account. Decided case by case based on consistency and rule compliance, at no cost.

Two Steps
Yes
Yes

2 Phase Challenge.

Max Drawdown
  • QT ONE: 6% static
  • QT TWO: 8% static
  • QT INSTANT: 6% trailing, locked at starting balance once a withdrawal is made
  • QT Power: 8% static
  • QT 1 Step (BNPL): 6% trailing

Static, measured on the initial capital. Breaching it suspends the account.

Profit Split
  • QT ONE: 70%
  • QT TWO: 80%
  • QT INSTANT: 100%
  • QT Power: 80%
  • QT 1 Step (BNPL): 80%
    Upgradeable to 90% with the "10% Profit Split Extra" add-on on eligible plans.

Rises with each payout. Challenges: 70%, 75%, 80%, 85% and 90% from the fifth. Instant funding: 50%, 55%, 60%, 65%, 70% and 90% from the sixth.

Free Trial
No
Yes

Free Trial 10K, no card needed: 8% target, 5% daily and 10% total loss, no mandatory stop loss. One per email every 30 days; after passing, the account stays open for 24 hours and pays nothing.

Daily Drawdown
  • QT ONE: 3% trailing (fixed amount, threshold recalculated daily on the higher of previous close balance or equity)
  • QT TWO: 4% fixed (balance-based)
  • QT INSTANT: 3% fixed
  • QT Power: 4% fixed
  • QT 1 Step (BNPL): 3% daily trailing

Measured on the initial capital, including floating losses; per its forum it resets at midnight UTC. Breaching it suspends the account.

Three Steps
No
No
Max Allocation
  • Max total funded allocation: $300,000
  • Max Instant funded allocation: $100,000
  • No duplicate asset trading when at limit

$1,000,000 per account and $3,000,000 combined.

Merge Accounts
Yes
No data
Maximum Trading Days

Unlimited

No time limit. The challenge must be activated within 30 days of purchase.

Minimum Trading Days
  • QT ONE: no minimum on the evaluation (can pass in a single day); 4 days when funded
  • QT TWO: 4 days per phase
  • QT INSTANT: 4 days when funded
  • QT Power: 4 days in each evaluation phase and 4 days per funded payout cycle
  • QT 1 Step (BNPL): no minimum on the evaluation; 5 days when funded

Evaluation: 2 days. Funded account: 14 days before each payout; a day only counts if a trade is opened and closed on it. If a payout is refused, the counter resets.

Monthly Competition
No
No data
Minimum Profitable Days
  • QT TWO: 4 days of +0.5% profit per cycle
  • QT INSTANT: 4 days of +1% profit per cycle
  • QT ONE: not required

Funded account: 7 of the 14 minimum days. In evaluation, the FAQ and its comparisons ask for 2 profitable days; the rules page says 2 trading days.

Maximum Accounts
No data

Several accounts at once up to the maximum combined capital. Each one is evaluated separately.

Expert Advisor (EA)
Limited

Before using EAs, they must go through a pre-approval process.

Limited

Allowed if declared. Undeclared EAs, HFT and abusive AI are prohibited.

VPN
Yes
No

VPN and VPS are prohibited; detection suspends the account.

Hedging
Yes
No

Prohibited, including across accounts.

Requires Stop Loss
Yes

A Stop Loss must be placed within 60 seconds of opening a trade. Applies to QT TWO and QT INSTANT (funded accounts). QT ONE has no stop loss rule.

Yes

Mandatory when opening and closing every trade. One trade without a stop is tolerated; the second one suspends the account. Can be removed with the paid add-on.

Scalping
Yes
Limited

Trades under 100 seconds or under 1.5 pips count as prohibited scalping; repeated trades of 2 pips or less are reviewed.

Stacking / Layering (DCA)
No

Cannot have three or more open positions on the same asset at the same time (only funded account

No data
Maximum Risk Limit
Yes
  • QT ONE (Funded): 1% max floating loss across all open positions
  • QT TWO (Funded): 1% max floating loss (first violation is a soft breach, second is a hard breach)
  • QT TWO (Evaluation): exposure must stay under 75% of the daily drawdown limit
  • QT INSTANT (Funded): 1% max exposure per instrument
  • QT Power (Evaluation): exposure must stay under 75% of the daily drawdown limit
  • QT Power (Funded): no exposure limit
  • QT 1 Step (BNPL, Funded): 2% floating loss
Yes

Per trade: maximum loss of 2% and maximum profit of 3%.

Copy Trading
Yes

Allowed without restrictions when allocation is lower than $300,000.
Not allowed when the allocation is $300,000 or above.

Limited

Copying between your own accounts does not count for payouts. Under the "Be copied" program, copied profit can be at most 50% of the eligible profit.

News Trading
Limited
  • No new entries or exits within the 10-minute window around a restricted news event (5 minutes before and 5 minutes after).
  • Order modifications ARE permitted during that window: adjusting stop loss, modifying take profit and cancelling orders.
  • Positions or limit orders placed more than 5 minutes before the release (with SL and TP set) may remain open or be triggered during the event.
  • Restricted releases: CPI, FOMC statement and meetings, Non-Farm Payrolls and USD PMI. Red folder events restrict every pair involving that currency and any index priced in it.
  • News source: Forex Factory.
  • The News Rule does NOT apply to QT ONE, QT INSTANT, QT Power or QT 1 Step (BNPL) accounts.
Limited

No opening or closing (including a triggered SL/TP) 10 minutes before and after 3 star releases on the TradingView calendar, any currency and symbol. A position opened before the release may be held. Allowed with the paid add-on.

Inactivity Rule
  • QT TWO: no inactivity rule
  • QT INSTANT, QT Power, QT 1 Step (BNPL): 14 days
  • QT ONE: the comparison table states 7 days while the plan article states 14 days; confirm with support before relying on it.
    The period runs from the purchase date if no trade has been placed, or from the most recent closed trade.

Closed after 15 consecutive days without trading, or suspended after 40 days in loss.

Consistency Rule
Yes
  • QT INSTANT: 30%
  • QT Power: 35% in both evaluation and funded
  • QT 1 Step (BNPL): 20%
  • QT ONE, QT TWO: no consistency rule
Yes

When requesting a payout, no single trade may exceed 25% of total profit (if it does, the payout is held until rebalanced) and no instrument 80%. Each trade must also be between 1/4 and 2 times the largest lot already used on the account.

Hold Weekend
Yes
Yes
Prohibited Strategies
  • All-or-Nothing
  • Latency Trading
  • Arbitrage Trading
  • High-Frequency Trading
  • Tick scalping
  • Reverse Trading or Group Hedging
  • Order book spamming
  • Flooding the server with messages due to incorrect use of algorithm
  • One side betting
  • Trading behaviours that the Risk Department deem Toxic

HFT and scalping under 100 seconds or under 1.5 pips, martingale, hedging (including across accounts), grid, latency and quote arbitrage, gap trading, exploiting price or platform errors, abusive AI, undeclared EAs, overexposure or gambling, account rolling and third party trading.

Martingale
No data
No
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