Top One Futures and WhitePips Futures at a glance

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

Sharjah, United Arab Emirates

Matt Morris

United States

Saint Lucia

2024

2026

No fixed fee published. Any processing or network fee is shown before you confirm; bank and network charges are paid by the trader.

Transition to Live
After 3 successful payouts, a risk manager will evaluate your account and decide whether you continue in INSTANT or move to Live (the transition may occur before the third payout).

During the transition:

• All other accounts are paused or closed
• Only 1 Live account is allowed
• Trading on SIM accounts is not allowed while the review is ongoing

Pre-Live Stage
Pre-Live is an intermediate phase created to facilitate the move from SIM to real capital and to evaluate discipline and risk management under conditions close to Live:

• 1 daily payout from the first day in profit
• No consistency rule
• No maximum withdrawal limits
• Activation in 3–5 days

Move to Full Live
After demonstrating consistency in Pre-Live, the account is upgraded to Live (Plus500) with real capital, without restarting the process or affecting payouts:

• Up to 10% of the initial balance of the SIM account is transferred
• Only one account migrates to Live
• The highest profit from a single account is transferred

Elite Challenge / Elite Sim Funded

• Profit target per payout cycle: 6% (1st) / 5% (2nd) / 4% (3rd onward)
• Consistency resets after each payout

Elite Daily (Funded)

• Daily payouts starting from day 1
• Must reach buffer + $500 minimum

Elite ACCESS (Funded)

• On-demand payouts (any time after meeting requirements)
• Min 5 profitable days (per size: 25k=$200, 50k=$250, 100k=$300, 150k=$350)

Instant Sim Funded

• Profit target per payout cycle: 6% (1st) / 5% (2nd) / 4% (3rd onward)
• Consistency rule 20%

S2F Sim Pro

• Min 10 trading days, at least 7 profitable (profitable day = 0.1% of starting balance)
• Profit target per cycle: 6% / 5% / 4%
• ESS 20% or less

IGNITE

• 5% profit target each payout (resets after every payout cycle)
• No minimum trading days

X-ULTRA

• 7 profitable days before each payout; 4 with the paid add-on
• Minimum closing profit for a day to count: 50K $250 / 100K $500 / 150K $750
• New qualifying days required after each payout

X-Daily Spark: daily payout requests, with no minimum trading days.

On demand, as soon as the conditions are met.

Less than 12 hours on average from request to payment. Average support response time: under 60 seconds via 24/7 live chat.

No guaranteed time: the payout policy neither promises nor estimates one. Every request gets an automatic receipt and every payout a verifiable certificate.

Maximum payout per withdrawal before moving to Live. No cap applies after moving to Live.

ELITE and S2F Sim Pro

INSTANT Sim Funded, purchased before 7/27/2026

INSTANT Sim Funded 2.0, purchased on or after 7/27/2026

IGNITE

X-ULTRA

X-Daily Spark: $1,000 per payout; excess profit stays available for later payouts.

Before the split. One Step 25K/50K/100K/150K: $1,000/$2,000/$2,500/$3,000 on the first payout and $1,500/$2,500/$3,000/$3,500 after. Instant: $1,000/$2,000/$3,000/$4,000 on every payout. The rest rolls into the next one.

• IGNITE: $250

• Elite Daily / Elite ACCESS / Instant / S2F / Elite Challenge: $500

• X-ULTRA: $50

• X-Daily Spark: $500

$500 before the split. Crypto payouts: at least $100.

X-ULTRA: at least 50% of each payout request must come from new profit earned since the previous payout. No payout buffer.

X-Daily Spark: from the second payout, at least 50% of each request must come from new profit earned since the previous payout.

Every position closed. Funded One Step: balance above the buffer plus 1% of the starting balance, 3 profitable days (+0.25%) and the 40% rule. Instant: a profit milestone before each payout ($1,450, $3,000, $5,000 or $8,000 on 25K, 50K, 100K or 150K), 5 profitable days and the 20% rule.

Elite Challenge (challenge)

• $25K: $29
• $50K: $39
• $100K: $79
• $150K: $119

Elite Sim Funded (funded reset)

• $25K: $199
• $50K: $299
• $100K: $399
• $150K: $499

Elite Daily (challenge)

• $25K: $79
• $50K: $99
• $100K: $189
• $150K: $265

Elite Daily (funded)

• $25K: $299
• $50K: $499
• $100K: $849
• $150K: $849 (V1); V2 confirm pending

Elite ACCESS (challenge)

• $35 flat (all sizes)

Elite ACCESS (funded)

• $25K: $299
• $50K: $499
• $100K: $849
• $150K: $1,349

Instant / S2F Sim Pro / IGNITE

• No reset option

X-ULTRA

• Paid evaluation resets remain available after new accounts sell out. Each reset starts a new 30-day evaluation period.

X-Daily Spark: evaluation resets available; no funded reset.

One Step: after an evaluation breach, a restart within 14 days at the same price. Funded One Step: a reset within 14 days, at most twice and before the first payout. Instant: no reset; a new account at a reduced price is offered for 3 days.

X-ULTRA: 4 profitable days before each payout instead of 7 (+30%).

No DLL: Elite Daily and Ignite, approximately +30% on purchase; Elite Access, approximately +30% on activation. Select at initial checkout only; unavailable afterwards or on resets.

X-Daily Spark: static evaluation drawdown (+$15); lower evaluation target, 5% (+$15) or 4% (+$30). Bought at checkout, evaluation only. No funded daily loss limit (+$30), selected at activation.

EOD trailing drawdown: Elite Challenge, Elite Daily, Elite ACCESS Standard, Instant Sim Funded and IGNITE.

Elite ACCESS Intraday uses EOD trailing drawdown during evaluation and real-time intraday trailing drawdown when funded. The funded drawdown follows the highest realized or unrealized equity and locks at starting balance + $100 after the first payout.

S2F Sim Pro uses intraday trailing drawdown.

For Instant Sim Funded, the trailing drawdown locks above the starting balance once its lock condition is reached or after the first payout.

X-ULTRA
EOD trailing in evaluation and funded stages; follows the highest closing balance, never moves down and locks at starting balance + $100. Falling below the threshold fails the account. Funded drawdown: $3,000 / $4,500 / $6,000 for 50K / 100K / 150K.

X-Daily Spark: EOD trailing in evaluation and funded; follows the highest closing balance and never moves down. Funded threshold locks at starting balance + $100. Static evaluation drawdown available as an add-on.

One Step: end-of-day trailing, rising with the closing balance. Instant: intraday trailing on peak equity, open profit included. Both lock once they reach the starting balance. Touching it ends the account.

Products listed below, excluding X-Daily Spark: 90/10 (trader keeps 90%).

• Elite Challenge / Elite Daily / Elite ACCESS
• Instant Sim Funded
• S2F Sim Pro
• IGNITE

90% on both plans.

Receive a practice account when you purchase a paid

Elite Challenge

• 2.5% (EOD soft breach)

Elite Daily

• $25K: 2% ($500)
• $50K: 2% ($1,000)
• $100K: 1.25% ($1,250)
• $150K: 1% ($1,500)
• V2 (5/11/26 onward, evaluation and funded): same as V1

Elite ACCESS

• Evaluation: none
• Funded: $25K $500 / $50K $1,000 / $100K $1,250 / $150K $1,750

Instant Sim Funded

• 2.5% ($625 / $1,250 / $2,500 / $3,750)

S2F Sim Pro

• 2% intraday ($500 / $1,000 / $2,000 / $3,000)

IGNITE

• 2% ($500 / $1,000 / $2,000 / $3,000)

X-ULTRA

• Hard breach in evaluation and funded accounts, measured from the starting balance for the day. Includes closed and floating losses, commissions and fees. Resets at 6:00 PM ET.

X-Daily Spark: no evaluation daily loss limit. Funded soft breach pauses trading for the day; calculated from the previous closing balance, including realized and unrealized losses. Trading day: 6:00 PM to 4:10 PM ET. Optional removal at activation.

Soft limit: reaching it closes positions and stops trading until the next session; the account stays open. One Step 25K has none.

Accounts per trader or household:

• 5 ELITE (Elite Challenge / Elite Sim Funded)
• 5 ELITE DAILY
• 5 ELITE ACCESS
• 5 INSTANT Sim Funded
• 5 S2F Sim Pro (more during special promotions)
• 10 IGNITE (same size, for copy trading)

Purchasing limits (Elite / Elite Daily / Elite ACCESS)

• 10 evaluation accounts per rolling 30-day window
• 12 resets per 30-day window
• Max 5 active funded accounts at any time

X-ULTRA

• Maximum 3 X-ULTRA accounts at the same time

$1.5M per person across all CFD and futures accounts.

X-Daily Spark: $3,000 must remain in the funded account after every payout.

Funded One Step: a buffer equal to the max loss that stays on the account and is never paid out. Instant has none.

X-Daily Spark: maximum 3 accounts in total, evaluation and funded combined.

One user per person, with as many accounts as the $1.5M limit allows. Up to 5 accounts per order, with a 10% to 25% bundle discount.

Per-product consistency targets

• Elite Sim Funded: 25% (best day / total profit)
• Elite Daily (evaluation only): 45% V1 / 40% V2 (accounts from 5/11/26)
• Elite ACCESS (Funded): 40%
• Instant Sim Funded: 20%
• S2F Sim Pro: 20% Equity Stability Score (ESS), not a consistency rule per se
• IGNITE: 15%

Consistency / ESS resets after each payout cycle.

• X-ULTRA: 50% during evaluation (best day / total profit); none when funded.

• X-Daily Spark: none in evaluation or funded.

Elite ACCESS (evaluation)

• 30 days to pass

Elite Challenge / Elite Daily / Instant / S2F / IGNITE

• No time limit

X-ULTRA (evaluation)

• 30 days to pass; a purchased reset starts a new 30-day period

X-Daily Spark evaluation: 30 days to pass.

No time limit.

Elite Challenge

• None (can pass in 1 day)

Elite ACCESS

• 1 day minimum to pass evaluation

Elite Daily (Funded)

• 1 day (for payout eligibility)

S2F Sim Pro

• 10 trading days, at least 7 profitable (profitable day = 0.1% of starting balance)

Instant Sim Funded / IGNITE

• None

X-ULTRA (evaluation)

• No minimum trading days.

X-Daily Spark: no minimum trading days in evaluation or before a funded payout.

No minimum in the evaluation: it can be passed in one day.

Elite Challenge: one-time activation fee after passing.

Elite ACCESS Standard activation: $139 / $189 / $259 / $359 for 25K / 50K / 100K / 150K.

Elite ACCESS Intraday activation: $69 / $94 / $129 / $179.

Elite Daily, Instant Sim Funded, S2F Sim Pro and IGNITE: no activation fee.

No activation fee.

Elite ACCESS (Funded)

• 5 profitable days required before first payout
• Min daily profit: $25K $200 / $50K $250 / $100K $300 / $150K $350

S2F Sim Pro

• 7 profitable days out of 10 trading days
• Profitable day = 0.1% of starting balance

Elite Daily / Instant Sim Funded / IGNITE / Elite Challenge

• No minimum profitable days requirement (consistency targets only)

Before each payout: 3 days at +0.25% of the starting balance on funded One Step and 5 on Instant. The evaluation needs none.

X-ULTRA funded accounts: contract limits adjust daily using closing profit, increasing or decreasing with the applicable level. Payouts can reduce the level. No scaling during evaluation.

X-Daily Spark funded: 1 mini / 10 micros below $1,500 closing profit; 2 minis / 20 micros from $1,500 to $1,999; 3 minis / 30 micros from $2,000. The next trading day uses the previous closing balance. No evaluation scaling.

Elite Challenge and Elite Daily: monthly subscription.

Elite ACCESS Standard and Intraday: $39 one-time entry fee; a one-time activation fee applies after passing.

Instant Sim Funded, S2F Sim Pro and IGNITE: one-time fee.

One-off fee. Includes 30 days of market data; then $35 per 30 days ($540 a month for professional subscribers).

EAs and bots are NOT allowed on any account type. Manual trading only. Violations may lead to account suspension, termination or loss of funding privileges.

No EAs or automated trading on futures.

Not advised. Must notify or your account might be breached.

Allowed

• Trading from different devices (mobile, desktop)
• VPS with static IP (must notify support in advance and provide the invoice)
• Traveling and trading (may require documentation)

Not Allowed

• Using multiple IPs on the same account frequently
• Trading multiple accounts from the same IP
• Using a VPN (strictly prohibited)

Hiding your location with a VPN, proxy or remote desktop is prohibited and triggers a new identity check. Your own EA on a VPS is allowed if disclosed.

Within one account, yes (mini against micro or different contracts). Prohibited across accounts.

Scalping allowed, with one restriction:

10-second rule (all account types)

• All trades must remain open longer than 10 seconds
• 10.00 seconds = violation; 10.01 seconds = acceptable
• Closing any portion of a trade before 10 seconds violates the rule
• Adding to a trade (scaling in) within 10 seconds is permitted
• Occasional minor violations are tolerated; if ~50% or more of profits/trades violate this rule, profits are removed

Yes, but trades under 30 seconds may make at most 50% of profit; until it is back under, no pass or payout.

Allowed when used responsibly within the contract and loss limits; aggressive sequences are reviewed.

A cap on contracts open at once; exceeding it once is a warning, the second time goes to review.

PRO

• Only allowed to copy trades from one PRO account to other PRO accounts of the exact same size.
• Limited to a maximum of 5 PRO accounts for copy trading.
• NOT allowed: copying between S2F Sim Pro and Instant Sim Funded, or between S2F and Elite plans.

Classic ELITE & Instant Sim

• Only allowed to copy trades between accounts of the same type and same size
• Limited to a maximum of 3 ELITE Sim accounts or Instant Sim accounts for copy trading.

ELITE DAILY

• Copy trade up to 5 accounts.

IGNITE

• Copy trading allowed on up to 10 IGNITE accounts of the same size
• Not allowed: between different plan types (IGNITE to Instant or Elite), or between different IGNITE sizes

Copy Trading Between Firms:

• It's allowed but all trade decisions must originate from activity on their platform.

Only between your own futures accounts or from your own master account. Copying others or signals is prohibited.

News trading allowed by default on all account types, with the exceptions below:

Elite Daily (Funded)

• No trades 2 minutes before or after high-impact news events

Elite ACCESS (Funded)

• No trades 2 minutes before or after high-impact news events

Elite Challenge / Instant / S2F / IGNITE: no news restriction.

X-Daily Spark: unrestricted during evaluation. Funded accounts cannot open or close trades within 2 minutes before or after major high-impact news.

Free during the One Step evaluation. Funded and on Instant, no trade may be opened or closed 2 minutes either side of red USD news: profit from those trades is removed. Two warnings; the third goes to review.

14 calendar days without a trade (entry and exit) results in hard breach. The 14-day window includes weekends and holidays. Applies to all account types.

15 days without trading deactivates the account; an open position does not count.

• INSTANT: To request a payout, no single trading day's profit can exceed 20% of your total accumulated profits

• ELITE (funded phase): 25%

• ELITE DAILY (evaluation only): 45% V1 / 40% V2 (accounts from 5/11/26)

• ELITE ACCESS (funded): 40%

• IGNITE: 15%

• PRO: You need an ESS score of 20% to request a payout. To calculate ESS Score: (Best Day Profit + Worst Day Loss [as a positive number]) ÷ Total Profit × 100%

• X-ULTRA: 50% during evaluation (best day / total profit); none when funded.

• X-Daily Spark: none in evaluation or funded.

No day may exceed 40% of the cycle's profit on funded One Step (none in the evaluation) or 20% on Instant. Until met, the payout waits.

All trades must be closed by 4:10 PM EST. The system force-liquidates any open positions at that time. No overnight or weekend holding allowed. Weekend trading is prohibited.

Trading hours: 6:00 PM EST (Sunday) to 4:10 PM EST (Friday), with a daily break from 5:00 PM to 6:00 PM EST.

• Exploiting System, Pricing, or Latency Errors
• Use of Insider or Non-Public Information
• Front-Running
• Hedging Between Accounts
• Unauthorized Account Access
• Minimum Trade Duration (10-Second Rule)
• Trading That Risks Broker Relationships
• Trading That May Create Regulatory Concerns
• Externally Marked Challenge-Passing Strategies
• Rolling, Churning, or Gambling Accounts

Hedging across accounts, latency or cross-market arbitrage, account or device sharing, coordinated trading, copying others, market or order-queue manipulation, volume inflation, filler trades to count days, HFT, strategies that cannot work in a live market, gambling and account rolling, straddling tier-1 news and gap trading.

Everything is closed at 3:55 PM Chicago time every session; it is not a breach.