The split
Both firms offer competitive performance shares, though they start at different baselines:
- Cashed: Offers a standard 80% profit split across all plans (Standard, Flex, and Instant). Through its scaling plan, this can increase to 85% (Level 1) and up to 90% (Level 2).
- Mubite: The split depends on the chosen path. Instant Funding starts at 70%, while One-Step and Two-Step evaluations start at 80%. All can be upgraded to 90% either through add-ons at checkout or via performance progression.
How often you can withdraw
The timeline for receiving your first dollar of profit is significantly shorter at Cashed:
- Cashed: For Standard and Flex accounts, payouts are on-demand as long as there are no open positions. For Instant accounts, the first payout is available after reaching just 1% closed net profit, with subsequent payouts possible every 48 hours.
- Mubite: One-Step and Two-Step accounts allow the first payout on-demand once eligible, but subsequent requests require a 14-day waiting period. Instant Funding requires a 14-day wait from the first trade and a 5% profit target before the first withdrawal, with subsequent payouts every 14 days.
Minimums and methods
The logistics of the payout favor different trader profiles:
- Cashed: Exclusively uses crypto. Payouts are made in USDC on the Solana network. The minimum withdrawal is very low at 20 USDC net to the trader.
- Mubite: Offers more variety with both Crypto and Bank Transfer options. The minimum is $35 for Instant Funding and $50 for evaluation accounts.
What delays a payout
Beyond the waiting periods, certain rules can pause or delay your access to capital:
- Consistency Rules: Mubite enforces a consistency rule in the funded stage where no single day can account for more than 25% (Instant), 30% (One-Step), or 40% (Two-Step) of total profits. Exceeding this doesn't lose the account, but it delays the payout until the ratios are balanced. Cashed has no consistency rule.
- Minimum Trading Days: Mubite requires 10 trading days for One-Step and 13 days total for Two-Step evaluations. Cashed has 0 minimum trading days; you can pass and reach the funded stage in minutes.
- Risk Violations: Both firms use drawdown limits that, if touched, end the journey. Cashed uses a static drawdown (6% to 7% depending on the plan). Mubite uses a 6% to 10% maximum drawdown, with a "Smart Drawdown" feature in Instant accounts that locks at the starting balance once 5% profit is achieved.
What it takes to get there
To reach the first payout, you must first clear the entry barrier and the evaluation:
- Pricing and Entry: Cashed is designed for accessibility, with "activation payments" starting as low as $5 for a $400 (Flex) or $600 (Standard) account. Mubite’s entry point is higher, starting at $65 for a $5,000 Two-Step challenge.
- Platforms: Cashed uses its own proprietary platform. Mubite provides access to Bybit and Cleo, allowing traders to use more professional-grade tools and semi-automated features.
- Trading Styles: Both are crypto-centric. Cashed allows EAs, news trading, and weekend holding. Mubite also allows these but is stricter on EAs, requiring proof of ownership/originality for bots used on their platforms.
Which pays out more comfortably
Cashed offers a much lower friction path for traders who want fast, frequent access to small profits, thanks to its 48-hour payout window, 0 minimum trading days, and lack of consistency rules. It is the better choice for those starting with very little capital ($5–$25).
Mubite is more comfortable for traders who prefer using established exchange interfaces like Bybit and who trade with a longer-term, consistent approach. While it has more "brakes" (consistency rules and 14-day waits), it offers a more traditional environment and higher maximum allocation ($300k vs Cashed's $500k aggregate including scaling).
Frequently asked questions
Is it cheaper to start an evaluation at Cashed or Mubite?
Cashed is significantly more accessible for beginners, offering accounts for as little as $5. In contrast, the cheapest entry at Mubite is $65 for their smallest $5,000 Two-Step evaluation. Cashed allows you to test their environment with a much smaller initial investment.
Which firm allows you to withdraw profits faster, Cashed or Mubite?
Cashed is much faster. It has zero minimum trading days and allows payouts every 48 hours for Instant accounts or on-demand for others. Mubite requires at least 10 trading days to pass an evaluation and enforces a 14-day waiting period between most withdrawals.
Are there consistency rules that could block my payout at Cashed or Mubite?
Mubite has a consistency rule where your best trading day cannot exceed 25% to 40% of your total profit, depending on the plan; exceeding this will delay your withdrawal. Cashed does not have any consistency rules or "best day" caps, meaning you can withdraw profits regardless of how they were distributed across your trading days.
Which firm offers better platforms for crypto trading, Cashed or Mubite?
Mubite offers a more professional setup by integrating with Bybit and Cleo, which are industry-standard for crypto traders. Cashed uses a proprietary platform, which is simpler but lacks the advanced features and third-party integration options available at Mubite.






















