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Comparison · Forex

The real cost of **Crypto Fund Trader** and **Goat Funded Trader**

Crypto Fund Trader is generally the cheaper option for traders seeking high-leverage crypto environments and aggressive one-step evaluations, whereas Goat Funded Trader offers lower entry points for those willing to complete three evaluation steps. The choice between them is a trade-off between Crypto Fund Trader's lower withdrawal friction and Goat Funded Trader's superior long-term scaling rewards and commission-free assets.

Updated on

Entry price

The upfront cost depends heavily on how many "hurdles" (steps) you are willing to clear. Crypto Fund Trader focuses on speed, while Goat Funded Trader rewards patience with lower fees for multi-step programs.

  • $5,000 account: Crypto Fund Trader charges $40 (1-Phase), while Goat Funded Trader charges $52 (2-Step Standard) or just $17 for its 2-Step Goat version.
  • $50,000 account: Crypto Fund Trader costs $369 (1-Phase) or $389 (2-Phases). Goat Funded Trader costs $358 (2-Step Standard) or $225 (3-Step).
  • $100,000 account: Crypto Fund Trader is $619 (1-Phase). Goat Funded Trader is $628 (2-Step Standard) or $365 (3-Step).
  • Instant Funding: For a $10,000 account, Crypto Fund Trader requires $475, whereas Goat Funded Trader offers several models like Instant Goat for $158 or Instant PRO for $168.

Lo que pagas mientras operas

Trading costs are not just the price of the challenge; they are the "tax" you pay on every trade. High commissions eat into your profit target, making the challenge effectively harder to pass.

  • Forex: Both firms charge a standard $5 per lot.
  • Crypto: Crypto Fund Trader charges a 0.065% percentage fee. Goat Funded Trader offers $0 commission on crypto, but this is offset by extremely low leverage (2:1), which increases the "opportunity cost" for small accounts.
  • Indices and Commodities: Goat Funded Trader is cheaper here with $0 commissions. Crypto Fund Trader applies percentage fees (0.01% for indices and 0.001% for metals/energies).
  • Platform Execution: Crypto Fund Trader offers MetaTrader 5 and MatchTrader. Goat Funded Trader provides a wider range including cTrader, TradeLocker, and Volumetrica, which can be a cost-saver for traders who already own specialized tools for those platforms.

What mistakes cost you

In this industry, the cost of an error is usually the total loss of the account. Both firms offer "Resets" to avoid paying the full entry price again.

  • Drawdown penalty: Crypto Fund Trader uses a 6% max drawdown on 1-Phase (trailing) and 10% on 2-Phase (static). Goat Funded Trader offers a more generous 10% static drawdown on its standard 2-step.
  • Reset Fees: If you fail a funded account at Crypto Fund Trader, a reset for a $50,000 2-Phase account costs $1,140. At Goat Funded Trader, you get a 12% discount on any new challenge, and specific phase resets are available for a percentage of the original price.
  • Goat Guard: A unique cost at Goat Funded Trader is the "Goat Guard" penalty; if you hit a 2% floating loss, your trades are closed, and your profit split is slashed to 50% on the first breach.

What it costs to get paid

Getting your money out also has its own price tag. Fees and limits can significantly delay your "break-even" point.

  • Payout Fees: Crypto Fund Trader charges a 5% processing fee on all crypto payouts. Goat Funded Trader does not list a specific withdrawal fee but limits the first two rewards to a maximum of 6% of the initial balance.
  • Profit Split: Both start at 80%. Goat Funded Trader can scale up to 95% through its loyalty levels. Crypto Fund Trader offers an optional 90% split as a paid add-on (+20% of the challenge price).
  • Payout Guarantee: Goat Funded Trader has a "failure cost" for themselves: if they take more than 2 business days to pay, they give you an extra $500. Crypto Fund Trader has no such guarantee but allows payouts as often as every 7 days with an add-on.

Where each one hides its cost

Every firm has rules that protect their bottom line by limiting how much a trader can actually withdraw.

  • Crypto Fund Trader: There is a strict $10,000 cap on simulated profit per trading day and per trade. If you have a massive "home run" day, anything above $10,000 is effectively lost.
  • Goat Funded Trader: The "2-minute rule" is a hidden cost for scalpers; any profit from trades held for less than 120 seconds is removed. Also, the maximum daily profit is capped at $3,000, which is much more restrictive than its competitor.

Cheapest for whom

  • Aggressive Crypto Traders: Crypto Fund Trader is the winner. The 100:1 leverage on crypto and the $10,000 daily profit cap (higher than GFT) allow for much larger gains on volatile moves, despite the 5% payout fee.
  • Conservative Index/Swing Traders: Goat Funded Trader is cheaper. The $0 commissions on indices, the 10% static drawdown, and the ability to scale to a 95% profit split make it more economical for long-term growth.
  • Budget-Conscious Beginners: Goat Funded Trader is the entry-level choice, with accounts starting as low as $17.

Frequently asked questions

Which firm is cheaper for a $100,000 evaluation, Crypto Fund Trader or Goat Funded Trader?

It depends on the number of steps. For a 1-Phase evaluation, Crypto Fund Trader is the main option at $619. However, if you are willing to pass a 3-step evaluation, Goat Funded Trader is significantly cheaper at $365. For a standard 2-step evaluation, both are similar, with Crypto Fund Trader at $660 and Goat Funded Trader at $628.

Does Crypto Fund Trader or Goat Funded Trader have higher fees on withdrawals?

Crypto Fund Trader is more expensive for crypto users, as it charges a flat 5% processing fee on all crypto payouts and limits transactions to $5,000. Goat Funded Trader does not charge a specific percentage fee for withdrawals but imposes a liquidity constraint: you can only withdraw up to 6% of your initial balance during your first two payout cycles.

Which firm offers better leverage for trading Bitcoin and Ethereum, Crypto Fund Trader or Goat Funded Trader?

Crypto Fund Trader offers much higher leverage, reaching up to 100:1 on its CFT Platform and MetaTrader accounts. In contrast, Goat Funded Trader limits crypto leverage to 2:1 across all its evaluation and funded phases, which significantly increases the margin required to open positions.

Who has more restrictive rules for scalpers, Crypto Fund Trader or Goat Funded Trader?

Goat Funded Trader is more restrictive due to its "120-second rule," which invalidates any profits from trades held for less than two minutes. Crypto Fund Trader allows normal scalping without a minimum time limit, although it prohibits "tick scalping" and high-frequency trading. Additionally, Goat Funded Trader caps daily profit at $3,000, while Crypto Fund Trader allows up to $10,000.

Field by field

Crypto Fund Trader and Goat Funded Trader, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Headquarters

Bahnhofstrasse 21, 6300, Zug, Switzerland

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

CEO

Alan Sanchez

No data
Country

Switzerland

St. Lucia

Foundation

2022

2023

Banned Countries
No data
Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, North Korea, Libya, Vietnam
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Indices, Commodities, Crypto
Brokers
Proveedor de liquidez, Bybit

Liquidity Providers

Refund
No
Yes

Full refund after 4th payout

Payout Fee

5% processing fee on crypto payouts. Only TRC20 USDT supported.

No data
Platforms
Metatrader 5, MatchTrader, ByBit
MatchTrader, cTrader, TradeLocker, Volumetrica, MetaTrader5
Demo Account
Metatrader 5
ID123456Password7cZy-gEoServerRLCrates-Live
Match Trader
ID-PasswordDemoCFT1
No data
Payout Methods
Crypto, Transfer
Transfer, Rise, Crypto
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
ApplePay, Korapay, Card, GooglePay, PayPal, Crypto, Skrill, IMPS
Payout Frequency

1-Phase and 2-Phase: after at least 15 traded days or every 30 calendar days; the Weekly Payout add-on reduces this to 7 traded days. Break: on demand with no minimum traded days after passing, paying the activation fee and meeting the 40% consistency rule. Instant: Withdrawal & Upgrade at 10% profit with no minimum days; earlier withdrawals follow the standard conditions.

  • Biweekly
  • Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
  • Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
  • Instant Premium: every 10 days
  • Instant HERO: every 14 days
  • Instant Daily: first request 24 hours after purchase, then daily.
Crypto Weekend Trading
Yes
Yes
Maximum Withdrawal

$5,000 per transaction (crypto)

Other models: for the first two requests, up to 6% of the initial balance. Instant Daily: up to 3% of the initial balance per request.

Payout Guarantee
No data

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Minimum Withdrawal
No data

Other models: $100. Instant Daily: 1% of the initial balance per request.

Forex
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • Evaluation phases: 100:1
  • Funded phase: 50:1
Metals
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Energies
  • Advance accounts: 100:1
  • Student accounts: 30:1
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Indices
  • Advance accounts: 100:1
  • Student accounts: 20:1
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Stocks
  • Advance accounts: 100:1
  • Student accounts: 5:1
  • Evaluation phases: 5:1
  • Funded phase: 5:1
Crypto
  • CFT Platform and MetaTrader: Advance accounts 100:1; Student accounts 5:1.
  • Bybit evaluations: up to 100:1, depending on the instrument and the limits available on Bybit.
  • Evaluation phases: 2:1
  • Funded phase: 2:1
Forex
5 / lot
5 / lot
Metals
0.001%
5 / lot
Energies
0.001%
0
Indices
0.01%
0
Stocks
0.004%
0
Crypto
0.065%
0
Commission-Free Option
No
No
Swap Free
No
No
Account Reset

If your final-stage account is suspended, you can request a reset within 30 days as long as:

  • Every trade had a stop-loss.
  • No trade lost more than 2%.

2-Phase (size -> reset)

  • $5,000 -> $180
  • $10,000 -> $345
  • $25,000 -> $760
  • $50,000 -> $1,140
  • $100,000 -> $1,880
  • $200,000 -> $3,620

1-Phase (size -> reset)

  • $5,000 -> $198
  • $10,000 -> $380
  • $25,000 -> $840
  • $50,000 -> $1,255
  • $100,000 -> $2,079
  • $200,000 -> $3,980

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

Add-ons
Yes

1-Phase: Weekly Payout (+20%) and 90% Profit Split (+20%). 2-Phase: Weekly Payout (+20%), 90% Profit Split (+20%), 6% Daily Drawdown (+15%) and 12% Maximum Drawdown (+25%).

Yes
  • Payout On Demand (+15%)
  • 100% Profit Split (+20%)
  • Both add-ons (+30%)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Only Instant account can be scaled. Request a withdrawal after 10% profit to double the size of your account up to a max of $1,280,000.

Yes
Two Steps
Yes
Yes
Max Drawdown
  • CFT Platform and MetaTrader: 2 Phases and Instant use a static maximum loss; 1 Phase uses trailing drawdown.
  • Bybit: 1-Phase and Break use a balance-based trailing loss limit that locks at the initial balance after sufficient profit. 2-Phase, Ascend and Instant use fixed maximum-loss limits.

Exact limits are shown in each challenge.

  • 1-Step, 2-Step: Static
  • Instant Funding: Trailing
  • Instant Premium: EOD high-watermark; not recalculated intraday or downward
  • Instant Daily: intraday trailing on peak balance/equity. Locks at the initial balance when reached or at the first payout, whichever comes first; never resets. Withdrawing down to the initial balance breaches the account.
Profit Split
  • Instant: 50% at the starting level, then 60%, 70%, 80% and 90% as the account scales.
  • 1 Phase and 2 Phases: 80% in the Final Stage, with an optional 90% add-on.
  • Break: 80% in the Final Stage.

Profit split varies by product; see challenges. Add-ons may offer a higher split.

  • Instant Daily: base split in the catalogue; 70% on payouts 3 and 4, 80% from payout 5.
Free Trial
No
No
Profit After Breach

If your final-stage account is suspended with virtual profits, you can still receive up to 50% in performance rewards if:

  • Every trade had a stop-loss.
  • No single trade lost more than 2%.
  • You traded for at least 15 days.
No data
Daily Drawdown
  • CFT Platform and MetaTrader: 2 Phases, 1 Phase, Instant and Ascend use balance-based daily drawdown.
  • Bybit: daily drawdown is calculated from equity using the account balance at 00:05 UTC. Break accounts do not have a separate daily-loss limit.

Exact limits are shown in each challenge.

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

  • Instant HERO: daily starting balance at 5 PM EST.
  • Instant Daily: none.
Three Steps
No
Yes
Max Allocation

Standard Final Stage allocation is capped at $300,000. Instant accounts are separate and can scale to $1,280,000. Break and Ascend accounts also have separate allocation limits.

$400,000 on every country except Pakistan, where the maximum is $50,000

Merge Accounts
No
Limited

Merging available on eligible accounts. Instant Daily cannot merge with any account.

Maximum Trading Days

Unlimited

Other models: unlimited. Instant Daily: account closes automatically after 30 days.

Minimum Trading Days
  • 1-Phase, 2-Phase and Break: no minimum trading days to pass the evaluation.
  • Instant: no evaluation phase and no minimum days.
  • Ascend: 5 trading days in evaluation.

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

  • Instant Daily: none.
Monthly Competition
No
No
Points Reward Program
No data

The GOAT Points Program rewards traders for both purchases and trading activities:

  • You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
  • Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
  • There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.
Minimum Profitable Days
No data
  • 3 days with 0.5% profit on all phases of evaluation accounts
  • 5 days with 0.5% profit on Instant Funding accounts other than Instant Daily
  • Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
  • Instant Daily: no minimum profitable days.
Expert Advisor (EA)
Limited

Expert Advisors and automation are allowed when used for normal trading. EAs designed for high-frequency trading, tick scalping, arbitrage, reverse trading or exploitation are prohibited.

Yes
VPN
Yes
No
Hedging
No
No
Requires Stop Loss
No
No
Scalping
Limited

Normal scalping is allowed. Tick scalping, high-frequency trading and latency exploitation are prohibited.

Yes

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Stacking / Layering (DCA)
Yes
Yes
Maximum Risk Limit
Yes

Simulated profit is capped at $10,000 per trading day and per trade. Trades closed in parts or opened together as one strategy may be treated as a single trade.

Yes
  • Instant HERO: 1% maximum floating loss; breach closes the account.
  • The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
  • Instant Daily: combined floating loss across all open positions must stay below 1% of the initial balance; touching the limit closes the account.
Copy Trading
Limited

Copy trading is allowed under the firm's general rules. Break evaluations may be copied only between the same trader's own Break accounts. Copy trading is prohibited in Break Final Stage and between different traders, third parties or coordinated accounts.

Limited

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

News Trading
Yes

Ascend

During the two minutes before and after high-impact news or market open, traders must not open or add new positions, nor increase or combine their maximum theoretical loss beyond 2% of the account's initial balance.

Limited

Trades opened or closed (manually or by stop loss, take profit or pending orders) within 5 minutes before or after a high-impact news release (red folder on ForexFactory.com or Myfxbook.com) have a maximum profit per trade: 3% of the initial balance on accounts purchased from 10 November 2026, and 1% on accounts purchased earlier. Funded accounts and resets follow the original challenge purchase date. Applies to challenge and funded accounts; only profit above the cap is removed and it is not a breach.

Consistency Rule
Limited

Only Break Final Stage accounts apply a consistency rule: no single trading day may represent more than 40% of total profits. It is checked only when requesting a payout and does not breach the account.

Limited
  • Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
  • Instant Premium: no consistency rule.
  • Instant HERO: no single day can represent 15% or more of total profits during a payout period.
  • Instant Daily: no daily profit consistency requirement. For payouts, the largest winning trade must be at least the largest losing trade, net of commission/swap; checked since purchase or the last payout. Partial closes count separately.
Hold Weekend
Yes

Crypto futures trade 24 hours a day, 7 days a week, and positions may remain open overnight and over weekends.

Yes
Prohibited Strategies

High-frequency trading, tick scalping, latency or price-feed exploitation, arbitrage, gambling or all-in trading, abusive hedging, reverse trading across accounts and coordinated trading are prohibited. On Bybit, unauthorized deposits into the subaccount, modifying or disconnecting the API, spot trading, options and non-USDT pairs are also prohibited.

  • All or nothing
  • Exploit broker/platform errors
  • Use insider/non-public info
  • Front-run other trades
  • Excessively risky strategies
  • Hedging across accounts
  • Third-party EAs/strategies
  • Switch strategies post-assessment
  • Martingale/grid strategies banned
Inactivity Rule
No data

30 Days

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